Crawford County, MO Mortgage Lenders & HMDA Data, 2009

In 2009, lenders reported 1,293 mortgage applications in Crawford County, MO totaling $134.4 million, down 13% from 2008. The average application was for $103,000, and applicants reported an average income of $56,000. 52% of applications resulted in an originated loan and 19% were denied. The most active lender was Sullivan Bank, with 173 applications, followed by First Community National Bank and Peoples Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,293
Total Mortgage Loan Application Amount $134,371,000
Average Mortgage Loan Application Amount $103,000
Highest Mortgage Loan Application Amount $850,000
Average Applicant Income $56,000
Highest Applicant Income $936,000

Mortgage Company List for Lending in Crawford County, MO for 2009

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Sullivan Bank
PO BOX 489
SULLIVAN, MO 63080
* $ 289,425,000 173 $ 17,297,000
First Community National Bank
PO BOX 508
CUBA, MO 65453
* $ 184,015,000 151 $ 10,957,000
Peoples Bank
408 W WASHINGTON ST
CUBA, MO 65453
* $ 171,705,000 119 $ 9,174,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,471,631,047,000 52 $ 6,335,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 261,775,591,000 49 $ 5,885,000
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 538,958,000,000 48 $ 5,458,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,746,242,000,000 46 $ 5,287,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 40 $ 4,791,000
First State Community Bank
201 E COLUMBIA
FARMINGTON, MO 63640
* $ 951,273,000 35 $ 2,414,000
Taylor, Bean & Whitaker
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 25 $ 2,506,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 24 $ 2,639,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 10,273,647,000 23 $ 2,715,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 32,882,574,000 23 $ 2,933,000
Citibank, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,227,040,000,000 22 $ 1,446,000
Citifinancial Services, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 19 $ 1,412,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 19 $ 2,678,000
Countrywide Bank FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 117,978,966,000 18 $ 2,018,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 16 $ 2,020,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 21,270,147,000 15 $ 1,819,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 15 $ 1,825,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,098,787,000 14 $ 1,944,000
Paramount Mortgage Company
347 N. LINDBERGH BLVD.
ST. LOUIS, MO 63141
* $ 10,000,000 13 $ 899,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 14,157,838,000 11 $ 1,448,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 10 $ 985,000
Beneficial Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 10 $ 1,358,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 1,140,194,000 10 $ 1,135,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 4,858,594,000 10 $ 862,000
United Bank of Union
PO BOX 500
UNION, MO 63084
* $ 271,807,000 10 $ 1,136,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 147,483,646,000 9 $ 944,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 69,459,606,000 9 $ 1,648,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 9 $ 1,283,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 9 $ 1,479,000
American General Fin.Serv.(De)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 8 $ 71,000
Bank of Washington
P.O. BOX 377
WASHINGTON, MO 63090
* $ 753,553,000 6 $ 417,000
Heartland Bank
212 SOUTH CENTRAL
CLAYTON, MO 63105
* $ 962,062,000 6 $ 772,000
Sun Security Bank
400 EAST WALNUT
ELLINGTON, MO 63638
* $ 379,916,000 5 $ 302,000
Regions Bank
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 142,084,005,000 5 $ 745,000
The Maries County Bank
218 4TH STREET
VIENNA, MO 65582
* $ 263,396,000 4 $ 216,000
New York Community Bank
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 30,307,736,000 4 $ 452,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ 10,000,000 4 $ 353,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 4 $ 583,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 4 $ 437,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 32,584,979,000 4 $ 401,000
Liberty Mortgage Corporation
223 W NASH STREET
WILSON, NC 27893
* $ 2,406,088,000 4 $ 554,000
Gateway Mortgage Group LLC
6910 E 14TH ST
TULSA, OK 74112
* $ 10,000,000 4 $ 469,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 4 $ 783,000
Midwest Mortgage Capital, LLC
12400 OLIVE BLVD
SAINT LOUIS, MO 63141
* $ 2,000,000 4 $ 507,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 3 $ 444,000
Everbank
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 7,047,356,000 3 $ 146,000
Missouri Credit Union
111 EAST BROADWAY
COLUMBIA, MO 65203
* $ 176,677,000 3 $ 194,000
Gateway Bank, FSB
2336 MERCED STREET
SAN LEANDRO, CA 94577
* $ 479,176,000 3 $ 274,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 3 $ 384,000
Midfirst Bank
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 14,649,039,000 3 $ 153,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 3 $ 311,000
Pulaski Bank
12300 OLIVE BLVD
ST LOUIS, MO 63141
* $ 1,361,481,000 3 $ 434,000
The Privatebank and Trust Co.
120 SOUTH LASALLE STREET
CHICAGO, IL 60603
* $ 8,449,185,000 3 $ 244,000
Belgrade State Bank
PO BOX 1
BELGRADE, MO 63622
* $ 174,000,000 3 $ 407,000
Wintrust Mortgage Corporation
660 MIDWEST RD SUITE 100
OAK BROOK TERRACE, IL 60181
* $ 300,000,000 3 $ 359,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 10,737,031,000 3 $ 609,000
Commerce Bank, N.A.
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 17,422,344,000 3 $ 436,000
First National Bank of Stlouis
7707 FORSYTH BLVD
CLAYTON, MO 63105
* $ 1,613,097,000 3 $ 546,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 140,777,455,000 3 $ 180,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 2 $ 230,000
Affiliated Mortgage Company
1301 HUDSON LANE
MONROE, LA 71201
* $ 212,423,000 2 $ 212,000
Ozarks Federal Savings and Loa
2 EAST COLUMBIA STREET
FARMINGTON, MO 63640
* $ 211,709,000 2 $ 211,000
Bank Star
1999 W OSAGE
PACIFIC, MO 63069
* $ 74,660,000 2 $ 279,000
Merrill Lynch Credit Corp
4500 PARK GRANADA CA7-910-01-24
CALABASAS, CA 91302
* $ 2,223,299,000 2 $ 315,000
Farmers and Merchants Bank of St. Clair
530 S. MAIN
SAINT CLAIR, MO 63077
* $ 168,148,000 2 $ 124,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 2 $ 390,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 2 $ 270,000
Gershman Investment Corp.
7 N. BEMISTON
ST. LOUIS, MO 63105
* $ 31,000,000 2 $ 187,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 2 $ 244,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 2 $ 168,000
Gorman & Gorman Res Mtg Srv in
11960 WESTLINE INDUSTRIAL DR., S-110
ST. LOUIS, MO 63146
* $ 10,000,000 2 $ 270,000
Universal Mortgage Corporation
12080 NORTH CORPORATE PKWY SUITE 100
MEQUON, WI 53092
* $ 10,000,000 2 $ 277,000
Tierone Bank
1235 "N" STREET
LINCOLN, NE 68508
* $ 3,316,406,000 2 $ 337,000
Shelter Financial Bank
1817 W. BROADWAY
COLUMBIA, MO 65218
* $ 155,344,000 2 $ 117,000
Everhome Mortgage Company
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 2 $ 90,000
Nfcu
820 FOLLIN LANE
VIENNA, VA 22180
* $ 36,351,625,000 2 $ 159,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,677,931,000 2 $ 85,000
Mortgage Solutions of Co, LLC
5455 N UNION BLVD # 105
COLORADO SPRINGS, CO 80918
* $ 10,000,000 2 $ 194,000
Everett Financial Inc.
14801 QUORUM DR SUITE 300
DALLAS, TX 75254
* $ 3,642,000 1 $ 139,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 1 $ 164,000
Mortgage Investment Services Corporation
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ 10,000,000 1 $ 163,000
Universal Lending Corporation
6775 EAST EVANS AVE.
DENVER, CO 80224
* $ 10,000,000 1 $ 171,000
Cornerstone Mortgage, Inc.
17280 NORTH OUTER 40 RD.
CHESTERFIELD, MO 63005
* $ 10,000,000 1 $ 152,000
The Mortgage Outlet, Inc.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 1 $ 106,000
Tmg Real Estate & Financial
310 W. LIBERTY ST. STE 100
LOUISVILLE, KY 40202
* $ 292,000 1 $ 80,000
Assurity Financial Services
6025 SOUTH QUEBEC STREET, #260
ENGLEWOOD, CO 80111
* $ 10,000,000 1 $ 281,000
Stonegate Mortgage Corporation
10412 ALLISONVILLE ROAD SUITE 250
FISHERS, IN 46038
* $ 1,855,000 1 $ 119,000
Oxford Lending Group, LLC
1 EAST CAMPUS VIEW BLVD STE #200
COLUMBUS, OH 43235
* $ 700,000,000 1 $ 178,000
Qr Lending Inc
555 ZOR SHRINE PLACE
MADISON, WI 53719
* $ 1,093,327,000 1 $ 150,000
Together Credit Union
MICHAEL DOUGHERTY
423 LYNCH STREET, MO 63118
* $ 1,176,062,000 1 $ 280,000
Multipli Federal Credit Union
3124 W. EDGEWOOD DR.
JEFFERSON CITY, MO 65109
* $ 51,261,000 1 $ 3,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 82,416,721,000 1 $ 154,000
Vantage Credit Union
19 RESEARCH PARK CT
ST CHARLES, MO 63304
* $ 535,163,000 1 $ 147,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 1 $ 95,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,669,297,000 1 $ 106,000
Wachovia Mortgage FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 69,166,325,000 1 $ 200,000
Admirals Bank Former Domestic
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 248,819,000 1 $ 10,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ 10,000,000 1 $ 121,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 124,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 301,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 1 $ 337,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 119,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 1 $ 47,000
Shore Mortgage
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 1 $ 141,000
Greenlight Financial Services
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 1 $ 72,000
Allied Home Mortgage Corp.
6110 PINEMONT DR., STE. 220
HOUSTON, TX 77092
* $ 10,000,000 1 $ 92,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 180,000
First Option Mortgage, LLC
1100 CIRCLE 75 PARKWAY SOUTH EAST SUITE 300
ATLANTA, GA 30339
* $ 941,000 1 $ 129,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 1 $ 99,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 110,000
Premium Capital Funding LLC
125 JERICHO TPKE
JERICHO, NY 11753
* $ 10,000,000 1 $ 97,000
Central Trust Bank
238 MADISON STREET
JEFFERSON CITY, MO 65101
* $ 1,891,880,000 1 $ 126,000
Unico Bank
625 VETERANS DR
MINERAL POINT, MO 63660
* $ 185,983,000 1 $ 78,000
Hawthorn Bank
132 E. HIGH STREET
JEFFERSON CITY, MO 65101
* $ 1,270,265,000 1 $ 110,000
Guaranty Bank
1341 W BATTLEFIELD
SPRINGFIELD, MO 65807
* $ 674,514,000 1 $ 48,000
Fcb Banks
800 BELT LINE ROAD
COLLINSVILLE, IL 62234
* $ 585,799,000 1 $ 85,000
Eagle Bank and Trust Company O
10596 HIGHWAY 21, P.O. BOX 680
HILLSBORO, MO 63050
* $ 684,372,000 1 $ 42,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 791,055,000 1 $ 140,000
Jefferson Bank of Missouri
700 SOUTHWEST BLVD
JEFFERSON CITY, MO 65102
* $ 464,213,000 1 $ 94,000
Liberty Bank
4625 S. NATIONAL
SPRINGFIELD, MO 65810
* $ 875,983,000 1 $ 73,000
Concord Bank
12040 TESSON FERRY ROAD
SAINT LOUIS, MO 63128
* $ 190,853,000 1 $ 273,000
Bank of Franklin County
900 EAST EIGHTH STREET
WASHINGTON, MO 63090
* $ 205,220,000 1 $ 50,000
First Clover Leaf Bank
6814 GOSHEN ROAD
EDWARDSVILLE, IL 62025
* $ 651,389,000 1 $ 66,000
E*Trade Bank
671 NORTH GLEBE RD, 12TH FLOOR
ARLINGTON, VA 22203
* $ 44,958,963,000 1 $ 253,000
Boulevard Bank
111 E MAIN ST
NEOSHO, MO 64850
* $ 138,486,000 1 $ 3,000
Aurora Bank FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 6,513,521,000 1 $ 108,000
Colonial Savings, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 941,902,000 1 $ 220,000
M&I Bank FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 2,568,044,000 1 $ 108,000
Home Savings of America
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 427,899,000 1 $ 210,000
First Tennessee Bank NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 30,786,926,000 1 $ 95,000
Hnb National Bank
PO BOX 1107; 100 NORTH MAIN STREET
HANNIBAL, MO 63401
* $ 355,706,000 1 $ 127,000
Montgomery Bank
P.O. BOX 948
SIKESTON, MO 63801
* $ 983,127,000 1 $ 74,000
Associated Bank, N.A.
200 N ADAMS ST
GREEN BAY, WI 54301
* $ 23,843,152,000 1 $ 92,000
BNC National Bank

BISMARCK, ND 58501
* $ 861,403,000 1 $ 194,000
Southern Commercial Bank
5515 SOUTH GRAND BLVD
ST. LOUIS, MO 63111
* $ 509,515,000 1 $ 105,000
Centrue Bank
606 BROADWAY
COAL CITY, IL 60416
* $ 1,396,918,000 1 $ 148,000
Tib the Independent Bankersban
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,041,440,000 1 $ 114,000
Southwest Bank, An M&I Bank
11548 W THEODORE TRECKER WAY
WEST ALLIS, WI 53214
* $ 6,127,660,000 1 $ 170,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 185,098,787,000 1 $ 303,000
Peoples Bank & Trust Co.
430 E. WOOD STREET
TROY, MO 63379
* $ 423,787,000 1 $ 142,000
Hfc Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 1 $ 85,000

The tables below break down 2009 mortgage applications in Crawford County, MO by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Crawford County, MO in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 829 $99,875,000 $120,000 $500,000 $58,000 $936,000
Home Purchase 342 $30,321,000 $88,000 $850,000 $51,000 $711,000
Home Improvement 122 $4,175,000 $34,000 $243,000 $54,000 $711,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,093 $112,425,000 $102,000 $850,000 $59,000 $936,000
Not applicable 124 $14,355,000 $115,000 $500,000 $29,000 $300,000
Not Provided 67 $6,807,000 $101,000 $350,000 $57,000 $711,000
Hispanic 6 $681,000 $113,000 $190,000 $55,000 $135,000
Asian 2 $84,000 $42,000 $75,000 $64,000 $108,000
American Indian or Alaskan Native 1 $19,000 $19,000 $19,000 $35,000 $35,000
Black or African American 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 963 $94,762,000 $98,000 $850,000 $62,000 $790,000
FHA-insured (Federal Housing Administration) 251 $31,323,000 $124,000 $286,000 $39,000 $936,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 56 $5,198,000 $92,000 $151,000 $28,000 $70,000
VA-guaranteed (Veterans Administration) 23 $3,088,000 $134,000 $360,000 $52,000 $205,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 671 $65,914,000 $98,000 $850,000 $62,000 $790,000
Application Denied By Financial Institution 252 $26,456,000 $104,000 $417,000 $48,000 $360,000
Loan Purchased By The Institution 193 $22,087,000 $114,000 $360,000 $42,000 $711,000
Application Withdrawn By Applicant 94 $10,306,000 $109,000 $350,000 $64,000 $936,000
Application Approved But Not Accepted 62 $7,110,000 $114,000 $413,000 $56,000 $220,000
File Closed For Incompleteness 21 $2,498,000 $118,000 $325,000 $59,000 $150,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 53 $3,745,000 $70,000 $200,000 $39,000 $238,000
Collateral 47 $6,771,000 $144,000 $338,000 $71,000 $360,000
Debt-To-Income Ratio 41 $4,641,000 $113,000 $417,000 $35,000 $80,000
Other 14 $1,526,000 $109,000 $195,000 $43,000 $101,000
Credit Application Incomplete 11 $1,269,000 $115,000 $235,000 $51,000 $91,000
Unverifiable Information 2 $286,000 $143,000 $189,000 $97,000 $173,000
Employment History 2 $264,000 $132,000 $183,000 $58,000 $81,000
Mortgage Insurance Denied 2 $137,000 $68,000 $99,000 $65,000 $110,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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