Crittenden County, KY Mortgage Lenders & HMDA Data, 2013

In 2013, lenders reported 209 mortgage applications in Crittenden County, KY totaling $21.0 million, up 6% from 2012. The average application was for $100,000, and applicants reported an average income of $65,000. 49% of applications resulted in an originated loan and 23% were denied. The most active lender was Fifth Third Bank, with 25 applications, followed by Magnolia Bank and Regions Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 209
Total Mortgage Loan Application Amount $20,996,000
Average Mortgage Loan Application Amount $100,000
Highest Mortgage Loan Application Amount $300,000
Average Applicant Income $65,000
Highest Applicant Income $417,000

Mortgage Company List for Lending in Crittenden County, KY for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 119,444,656,000 25 $ 1,863,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 137,781,000 25 $ 2,698,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 120,420,787,000 19 $ 1,291,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,266,125,000,000 18 $ 2,078,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 119,444,656,000 18 $ 1,633,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 8 $ 916,000
United Cmnty Bk of West Ky Inc
500 N MORGAN STREET, P O BOX 209
MORGANFIELD, KY 42437
* $ 208,419,000 7 $ 595,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 7 $ 610,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 6 $ 761,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 6 $ 433,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 58,597,476,000 4 $ 464,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 4 $ 477,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 3 $ 423,000
Banktrust Financial
208 N MAIN ST
HENDERSON, KY 42420
* $ 82,600,000 3 $ 272,000
Residential Finance Corporatio
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 3 $ 431,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ 10,000,000 3 $ 607,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 178,034,172,000 3 $ 249,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,313,401,000,000 2 $ 205,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,474,077,383,000 2 $ 410,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 249,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 2 $ 108,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 2 $ 245,000
First Southern National Bank
99 LANCASTER STREET
STANFORD, KY 40484
* $ 698,534,000 2 $ 98,000
Fnb Bank Inc
101 E BROADWAY
MAYFIELD, KY 42066
* $ 394,356,000 2 $ 269,000
Independence Bank of Kentucky
2425 FREDERICA STREET
OWENSBORO, KY 42301
* $ 1,242,890,000 2 $ 120,000
Hancock Bank & Trust Company
220 MAIN STREET
HAWESVILLE, KY 42348
* $ 337,594,000 1 $ 150,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 295,026,390,000 1 $ 100,000
Planters Bank, Inc.
1312 SOUTH MAIN ST
HOPKINSVILLE, KY 42240
* $ 730,009,000 1 $ 120,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 65,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 1 $ 70,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 1 $ 144,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 89,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,864,946,000 1 $ 83,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 1 $ 83,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 350,904,000 1 $ 159,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 1 $ 128,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 1 $ 52,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 122,000
River Valley Agcredit
P O BOX 309
PADUCAH, KY 42001
* $ 300,098,000 1 $ 93,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 1 $ 135,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 252,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 160,000
Mortgage Investors Group
501 JAMES ROBERTSON PARKWAY
NASHVILLE, TN 37219
* $ 10,000,000 1 $ 81,000
Discover Home Loans, Inc.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 1 $ 87,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 1 $ 33,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 52,436,123,000 1 $ 35,000

The tables below break down 2013 mortgage applications in Crittenden County, KY by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Crittenden County, KY in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 132 $14,447,000 $109,000 $300,000 $73,000 $417,000
Home Purchase 65 $6,098,000 $93,000 $276,000 $48,000 $229,000
Home Improvement 12 $451,000 $37,000 $120,000 $62,000 $147,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 189 $19,021,000 $100,000 $300,000 $66,000 $417,000
Not Provided 9 $1,001,000 $111,000 $216,000 $71,000 $120,000
Not applicable 8 $612,000 $76,000 $135,000 $4,000 $35,000
American Indian or Alaskan Native 2 $292,000 $146,000 $218,000 $218,000 $416,000
Hispanic 1 $70,000 $70,000 $70,000 $23,000 $23,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 144 $14,284,000 $99,000 $300,000 $72,000 $417,000
FHA-insured (Federal Housing Administration) 25 $2,861,000 $114,000 $207,000 $66,000 $141,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 21 $1,624,000 $77,000 $122,000 $29,000 $80,000
VA-guaranteed (Veterans Administration) 19 $2,227,000 $117,000 $276,000 $43,000 $126,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 103 $10,231,000 $99,000 $276,000 $69,000 $416,000
Application Denied By Financial Institution 49 $4,552,000 $92,000 $300,000 $65,000 $417,000
Loan Purchased By The Institution 29 $3,136,000 $108,000 $274,000 $37,000 $180,000
Application Approved But Not Accepted 18 $2,037,000 $113,000 $252,000 $78,000 $275,000
Application Withdrawn By Applicant 9 $953,000 $105,000 $176,000 $76,000 $135,000
File Closed For Incompleteness 1 $87,000 $87,000 $87,000 $34,000 $34,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 10 $665,000 $66,000 $157,000 $65,000 $125,000
Collateral 7 $911,000 $130,000 $244,000 $72,000 $111,000
Other 3 $312,000 $104,000 $172,000 $65,000 $89,000
Unverifiable Information 1 $160,000 $160,000 $160,000 $64,000 $64,000
Credit Application Incomplete 1 $48,000 $48,000 $48,000 $58,000 $58,000
Debt-To-Income Ratio 1 $33,000 $33,000 $33,000 $16,000 $16,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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