Cross County AR
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010

Unlock detailed Cross County AR mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Arkansas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 813
Total Mortgage Loan Application Amount $69,605,000
Average Mortgage Loan Application Amount $85,000
Highest Mortgage Loan Application Amount $335,000
Average Applicant Income $60,000
Highest Applicant Income $720,000

Mortgage Company List for Lending in Cross County AR for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
CROSS COUNTY BANK
P. O. BOX 9
WYNNE, AR 72396
* $ 180,778,000 107 $ 3,431,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 72 $ 7,444,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 197,928,000 46 $ 5,105,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 46 $ 3,930,000
FIRST NATIONAL BANK OF EASTERN ARKANSAS
101 N WASHINGTON STREET
FORREST CITY, AR 72335
* $ 310,130,000 45 $ 3,178,000
IBERIABANK MORTGAGE COMPANY
12719 CANTRELL ROAD
LITTLE ROCK, AR 72223
* $ 499,416,000 43 $ 5,603,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 40 $ 2,107,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 39 $ 4,998,000
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 138,006,763,000 39 $ 2,263,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 36 $ 4,658,000
THE FIRST NATIONAL BANK OF WYNNE
P.O. BOX 129, 528 E MERRIMAN AVE
WYNNE, AR 72396
* $ 270,501,000 34 $ 1,245,000
EVOLVE BANK & TRUST
301 SHOPPING WAY BLVD
WEST MEMPHIS, AR 72301
* $ 123,758,000 27 $ 1,993,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 26 $ 2,850,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 164,340,844,000 19 $ 2,249,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 16 $ 1,712,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 15 $ 852,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 13 $ 1,213,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 13 $ 982,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 8 $ 835,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,157,711,000 8 $ 558,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ 100,000,000 8 $ 1,086,000
HELENA NATIONAL BANK
302 CHERRY ST
HELENA, AR 72342
* $ 168,936,000 6 $ 363,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 5 $ 800,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 5 $ 775,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 5 $ 1,021,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 4 $ 693,000
PREMIER BANK OF ARKANSAS
205 BLOCK STREET
JONESBORO, AR 72364
* $ 97,863,000 4 $ 167,000
ADMIRALS BANK FORMER DOMESTIC
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 234,124,000 4 $ 46,000
EAGLE NATIONAL BANK
8045 WEST CHESTER PIKE
UPPER DARBY, PA 19082
* $ 273,674,000 4 $ 607,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,122,657,000 4 $ 165,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 3 $ 188,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 3 $ 330,000
GMFS, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 3 $ 353,000
MORTGAGE RESEARCH CENTER, LLC
2101 CHAPEL PLAZA COURT SUITE 107
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 282,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,867,638,000 2 $ 110,000
BANCORPSOUTH BANK
P O BOX 789
TUPELO, MS 38802
* $ 13,163,459,000 2 $ 98,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 2 $ 325,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 2 $ 180,000
UNITED BUILT HOMES, L.L.C.
8500 LINE AVE
BATON ROUGE, LA 71106
* $ 59,713,000 2 $ 164,000
ASSURANCE FINANCIAL GROUP, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ 1,000,000,000 2 $ 140,000
THE CARROLL MORTGAGE GROUP, INC.
9101 NORTH RODNEY PARHAM ROAD., STE 1
LITTLE ROCK, AR 72205
* $ 10,000,000 2 $ 154,000
HOMEOWNERS MORTGAGE OF AMERICA
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 2 $ 280,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,817,999,000 2 $ 65,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,832,340,000 2 $ 301,000
ATLANTIC COAST BANK
505 HAINES AVENUE
WAYCROSS, GA 31501
* $ 906,535,000 2 $ 157,000
EVERHOME MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 2 $ 275,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 8,059,724,000 2 $ 275,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 164,340,844,000 2 $ 221,000
FIRST FINANCIAL BANK
214 N WASHINGTON STREET
EL DORADO, AR 71730
* $ 636,763,000 2 $ 131,000
FIRST SECURITY BANK
PO BOX 938
CONWAY, AR 72033
* $ 3,057,762,000 2 $ 184,000
SIMMONS FIRST BANK-JONESBORO
P.O. BOX 7509
JONESBORO, AR 72403
* $ 312,835,000 2 $ 55,000
UNICO BANK
400 N STATE ST
MINERAL POINT, MO 63601
* $ 200,756,000 1 $ 58,000
LIBERTY BANK OF ARKANSAS
2901 EAST HIGHLAND DRIVE
JONESBORO, AR 72401
* $ 2,546,524,000 1 $ 15,000
SHELTER FINANCIAL BANK
1817 W. BROADWAY
COLUMBIA, MO 65218
* $ 197,047,000 1 $ 10,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 90,293,933,000 1 $ 18,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 14,106,965,000 1 $ 8,000
ONE BANK & TRUST, NATIONAL ASSOCIATION
300 W CAPITOL AVE
LITTLE ROCK, AR 72201
* $ 412,681,000 1 $ 136,000
HERITAGE BANK, NA
2009 BROWNS LANE
JONESBORO, AR 72401
* $ 276,984,000 1 $ 16,000
GUARANTY LOAN & REAL ESTATE CO
310 MID-CONTINENT PLAZA
WEST MEMPHIS, AR 72301
* $ 10,000,000 1 $ 61,000
NETWORK FUNDING, L.P.
9700 RICHMOND, SUITE 320
DALLAS, TX 77042
* $ 43,942,000 1 $ 66,000
ARKANSAS FEDERAL CREDIT UNION
PO BOX 9
JACKSONVILLE, AR 72078
* $ 796,059,000 1 $ 28,000
SUCCESS CREDIT UNION
P.O. BOX 467
BLYTHEVILLE, AR 72316
* $ 85,275,000 1 $ 46,000
DELTA TRUST MORTGAGE, INC.
11700 CANTRELL ROAD SUITE B
LITTLE ROCK, AR 72223
* $ 17,000,000 1 $ 44,000
AMERICAN SOUTHWEST MORTGAGE CORP.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 1 $ 87,000
AFFILIATED MORTGAGE COMPANY
1301 HUDSON LANE
MONROE, LA 71201
* $ 212,423,000 1 $ 276,000
COLONIAL SAVINGS, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 964,882,000 1 $ 53,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 126,000
PRIMARY RESIDENTIAL MORTGAGE
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 1 $ 117,000
CORNERSTONE MORTGAGE CENTER, I
300 SOUTH SHACKLEFORD RD
LITTLE ROCK, AR 72211
* $ 10,000,000 1 $ 148,000
WESTSTAR MORTGAGE, INC.
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 1 $ 173,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2010, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Cross County AR in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 364 $37,348,000 $102,000 $335,000 $71,000 $720,000
Home Purchase 328 $29,336,000 $89,000 $287,000 $52,000 $372,000
Home Improvement 121 $2,921,000 $24,000 $278,000 $48,000 $372,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 581 $51,488,000 $88,000 $335,000 $64,000 $720,000
Black or African American 125 $6,432,000 $51,000 $221,000 $55,000 $372,000
Not applicable 48 $5,866,000 $122,000 $304,000 $40,000 $205,000
Not Provided 45 $4,501,000 $100,000 $287,000 $42,000 $155,000
Asian 7 $777,000 $111,000 $163,000 $28,000 $36,000
American Indian or Alaskan Native 4 $365,000 $91,000 $132,000 $46,000 $69,000
Hispanic 3 $176,000 $58,000 $88,000 $104,000 $161,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 502 $37,071,000 $73,000 $335,000 $66,000 $720,000
FHA-insured (Federal Housing Administration) 204 $21,425,000 $105,000 $276,000 $54,000 $161,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 86 $8,400,000 $97,000 $195,000 $41,000 $85,000
VA-guaranteed (Veterans Administration) 21 $2,709,000 $129,000 $256,000 $42,000 $96,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 394 $31,492,000 $79,000 $335,000 $66,000 $720,000
Application Denied By Financial Institution 179 $12,074,000 $67,000 $281,000 $46,000 $372,000
Loan Purchased By The Institution 141 $17,390,000 $123,000 $335,000 $61,000 $195,000
Application Withdrawn By Applicant 53 $4,722,000 $89,000 $238,000 $58,000 $161,000
Application Approved But Not Accepted 33 $2,272,000 $68,000 $229,000 $45,000 $165,000
File Closed For Incompleteness 13 $1,655,000 $127,000 $278,000 $106,000 $720,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 53 $2,752,000 $51,000 $143,000 $36,000 $97,000
Debt-To-Income Ratio 20 $1,447,000 $72,000 $276,000 $50,000 $148,000
Credit Application Incomplete 13 $1,401,000 $107,000 $193,000 $38,000 $85,000
Collateral 9 $1,171,000 $130,000 $206,000 $74,000 $155,000
Other 6 $617,000 $102,000 $281,000 $91,000 $190,000
Employment History 4 $213,000 $53,000 $74,000 $40,000 $72,000
Unverifiable Information 2 $208,000 $104,000 $155,000 $86,000 $124,000
Insufficient Cash (Downpayment, Closing Cost) 1 $84,000 $84,000 $84,000 $48,000 $48,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Arkansas Lender List