Find mortgage statistics and lending data for the Cumberland County IL metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Cumberland County IL, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 262 |
Total Mortgage Loan Application Amount | $26,731,000 |
Average Mortgage Loan Application Amount | $102,000 |
Highest Mortgage Loan Application Amount | $2,214,000 |
Average Applicant Income | $60,000 |
Highest Applicant Income | $516,000 |
Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
---|---|---|---|---|
FIRST MID BANK & TRUST, NATIONAL ASSOCIATION 1515 CHARLESTON AVE, PO BOX 499 MATTOON, IL 61938 |
* | $ 1,492,752,000 | 44 | $ 4,177,000 |
CASEY STATE BANK 305-307 NORTH CENTRAL AVENUE CASEY, IL 62420 |
* | $ 234,844,000 | 34 | $ 2,194,000 |
ILLINI BANK 3200 W. ILES AVENUE SPRINGFIELD, IL 62711 |
* | $ 257,112,000 | 28 | $ 3,778,000 |
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,811,678,000,000 | 26 | $ 2,228,000 |
PRAIRIE STATE BANK AND TRUST 3751 W. WABASH AVE SPRINGFIELD, IL 62711 |
* | $ 632,958,000 | 10 | $ 833,000 |
MIDLAND STATES BANK 1201 NETWORK CENTRE DRIVE EFFINGHAM, IL 62401 |
* | $ 1,510,045,000 | 9 | $ 953,000 |
U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 330,470,810,000 | 9 | $ 733,000 |
FIFTH THIRD BANK 38 FOUNTAIN SQUARE MD1090K1 CINCINNATI, OH 45263 |
* | $ 114,540,379,000 | 7 | $ 288,000 |
BANK OF HILLSBORO, NATIONAL ASSOCIATION PO BOX 310 HILLSBORO, IL 62049 |
* | $ 310,441,000 | 7 | $ 941,000 |
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION 1401 S. THIRD ST. TERRE HUATE, IN 47802 |
* | $ 2,854,392,000 | 7 | $ 506,000 |
WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 WINSTON-SALEM, NC 27150 |
* | $ 1,161,490,000,000 | 6 | $ 532,000 |
REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 123,368,203,000 | 5 | $ 348,000 |
EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 5 | $ 424,000 |
MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ 880,000,000 | 4 | $ 567,000 |
HOME LOAN CENTER, INC. 11115 RUSHMORE DRIVE CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 3 | $ 382,000 |
MIDWEST AMERICA 1104 MEDICAL PARK DR FORT WAYNE, IN 46825 |
* | $ 465,480,000 | 3 | $ 45,000 |
UNITED COMMUNITY BANK 104 N MACOUPIN GILLESPIE, IL 62033 |
* | $ 954,685,000 | 3 | $ 321,000 |
BUSEY BANK 100 W UNIVERSITY AVE CHAMPAIGN, IL 61820 |
* | $ 3,345,575,000 | 3 | $ 2,449,000 |
CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,898,665,000 | 2 | $ 139,000 |
LAND OF LINCOLN CREDIT UNION 3130 E MOUND RD DECATUR, IL 62526 |
* | $ 158,204,000 | 2 | $ 213,000 |
HEARTLAND BANK AND TRUST COMPANY 401 N HERSHEY RD BLOOMINGTON, IL 61704 |
* | $ 1,943,815,000 | 2 | $ 322,000 |
FIRST BANK & TRUST, IL 101 S CENTRAL AVE PO BOX 880 PARIS, IL 61944 |
* | $ 392,552,000 | 2 | $ 174,000 |
OLD NATIONAL BANK 1 MAIN STREET EVANSVILLE, IN 47708 |
* | $ 8,467,892,000 | 2 | $ 205,000 |
PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 263,309,559,000 | 2 | $ 143,000 |
US BK NA ND 4325 17TH AVENUE, S.W. FARGO, ND 58103 |
* | $ 5,997,931,000 | 2 | $ 118,000 |
FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 114,540,379,000 | 2 | $ 120,000 |
PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MT LAUREL, NJ 08054 |
* | $ 31,000,000 | 2 | $ 298,000 |
21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ 10,000,000 | 2 | $ 96,000 |
CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,288,658,000,000 | 2 | $ 252,000 |
BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,459,157,302,000 | 2 | $ 67,000 |
CHERRY CREEK MORTGAGE, LLC 7600 E ORCHARD ROAD, SUITE 250 -N GREENWOOD VILLAGE, CO 80111 |
* | $ 10,000,000 | 1 | $ 48,000 |
FLAGSTAR BANK, FSB 5151 CORPORATE DRIVE TROY, MI 48098 |
* | $ 13,623,469,000 | 1 | $ 171,000 |
GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE CHICAGO, IL 60613 |
* | $ 10,000,000 | 1 | $ 121,000 |
UNITED SHORE FINANCIAL SERVICES, LLC 1414 EAST MAPLE ROAD TROY, MI 48083 |
* | $ 10,000,000 | 1 | $ 87,000 |
MORTGAGE INVESTORS CORP 6090 CENTRAL AVE ST. PETERSBURG, FL 33707 |
* | $ 10,000,000 | 1 | $ 186,000 |
VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ 31,000,000 | 1 | $ 87,000 |
SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ 10,000,000 | 1 | $ 89,000 |
ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ 1,000,000,000 | 1 | $ 171,000 |
LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE FOOTHILL RANCH, CA 92610 |
* | $ 138,031,000 | 1 | $ 127,000 |
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION 2000 WESTCHESTER AVE PURCHASE, NY 10577 |
* | $ 12,019,539,000 | 1 | $ 142,000 |
THE FISHER NATIONAL BANK 1710 S NEIL ST SUITE 3 CHAMPAIGN, IL 61820 |
* | $ 78,906,000 | 1 | $ 120,000 |
TOWN & COUNTRY BANC MORTGAGE SERVICES, INC. 3601 W WABASH AVE SPRINGFIELD, IL 62711 |
* | $ 237,850,000 | 1 | $ 180,000 |
THE BANK OF EDWARDSVILLE 330 W VANDALIA EDWARDSVILLE, IL 62025 |
* | $ 1,559,633,000 | 1 | $ 33,000 |
NATIONWIDE BANK ONE NATIONWIDE PLAZA COLUMBUS, OH 43215 |
* | $ 4,479,945,000 | 1 | $ 25,000 |
CENTRUE BANK 606 BROADWAY COAL CITY, IL 60416 |
* | $ 964,939,000 | 1 | $ 40,000 |
MARQUETTE BANK 6316 S WESTERN AVE CHICAGO, IL 60636 |
* | $ 1,703,065,000 | 1 | $ 132,000 |
SCOTT CREDIT UNION 101 CREDIT UNION WAY EDWARDSVILLE, IL 62025 |
* | $ 793,720,000 | 1 | $ 30,000 |
FIRST COMMUNITY 17151 CHESTERFIELD AIRPORT RD CHESTERFIELD, MO 63005 |
* | $ 1,780,950,000 | 1 | $ 51,000 |
PREMIER HOME MORTGAGE, INC. 3024 TOWER RD RAPID CITY, SD 57701 |
* | $ 20,569,000 | 1 | $ 32,000 |
1ST MIDAMERICA 731 E. BETHALTO DR BETHALTO, IL 62010 |
* | $ 474,461,000 | 1 | $ 162,000 |
ALLIANCE COMMUNITY BANK 200 N WEST ST, PO BOX 319 ATHENS, IL 62613 |
* | $ 120,361,000 | 1 | $ 89,000 |
PEOPLES BANK & TRUST 200 S LOCUST, PO BOX 350 PANA, IL 62557 |
* | $ 297,452,000 | 1 | $ 299,000 |
ILLINOIS STATE POLICE FEDERAL CREDIT UNION 730 ENGINEERING AVE. SPRINGFIELD, IL 62703 |
* | $ 79,462,000 | 1 | $ 200,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 137 | $17,230,000 | $125,000 | $2,214,000 | $70,000 | $516,000 |
Home Purchase | 93 | $8,178,000 | $87,000 | $268,000 | $49,000 | $143,000 |
Home Improvement | 32 | $1,323,000 | $41,000 | $113,000 | $52,000 | $111,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 240 | $22,688,000 | $94,000 | $299,000 | $62,000 | $516,000 |
Not Provided | 10 | $410,000 | $41,000 | $136,000 | $54,000 | $101,000 |
Not applicable | 7 | $2,958,000 | $422,000 | $2,214,000 | $0 | $0 |
Black or African American | 2 | $335,000 | $167,000 | $171,000 | $86,000 | $99,000 |
Hispanic | 2 | $184,000 | $92,000 | $95,000 | $31,000 | $31,000 |
American Indian or Alaskan Native | 1 | $156,000 | $156,000 | $156,000 | $67,000 | $67,000 |
Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 193 | $20,122,000 | $104,000 | $2,214,000 | $66,000 | $516,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 44 | $3,773,000 | $85,000 | $150,000 | $37,000 | $64,000 |
FHA-insured (Federal Housing Administration) | 14 | $1,356,000 | $96,000 | $163,000 | $63,000 | $111,000 |
VA-guaranteed (Veterans Administration) | 11 | $1,480,000 | $134,000 | $280,000 | $50,000 | $108,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 156 | $17,717,000 | $113,000 | $2,214,000 | $69,000 | $516,000 |
Application Denied By Financial Institution | 55 | $4,276,000 | $77,000 | $299,000 | $47,000 | $108,000 |
Loan Purchased By The Institution | 27 | $2,504,000 | $92,000 | $151,000 | $35,000 | $111,000 |
Application Withdrawn By Applicant | 12 | $946,000 | $78,000 | $164,000 | $73,000 | $149,000 |
Application Approved But Not Accepted | 8 | $905,000 | $113,000 | $200,000 | $53,000 | $75,000 |
File Closed For Incompleteness | 4 | $383,000 | $95,000 | $136,000 | $51,000 | $101,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 13 | $556,000 | $42,000 | $110,000 | $36,000 | $78,000 |
Debt-To-Income Ratio | 8 | $621,000 | $77,000 | $163,000 | $41,000 | $87,000 |
Collateral | 7 | $629,000 | $89,000 | $156,000 | $66,000 | $102,000 |
Credit Application Incomplete | 2 | $163,000 | $81,000 | $107,000 | $31,000 | $41,000 |
Insufficient Cash (Downpayment, Closing Cost) | 2 | $186,000 | $93,000 | $120,000 | $46,000 | $72,000 |
Other | 1 | $83,000 | $83,000 | $83,000 | $42,000 | $42,000 |
Unverifiable Information | 1 | $96,000 | $96,000 | $96,000 | $51,000 | $51,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information back through 2003.