Duchesne County UT
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007

Unlock detailed Duchesne County UT mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Utah.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,670
Total Mortgage Loan Application Amount $234,004,000
Average Mortgage Loan Application Amount $140,000
Highest Mortgage Loan Application Amount $1,120,000
Average Applicant Income $70,000
Highest Applicant Income $1,041,000

Mortgage Company List for Lending in Duchesne County UT for 2007

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 199,946,230,000 206 $ 32,454,000
MOUNTAIN AMERICA FEDERAL CREDIT UNION
7181 SOUTH CAMPUS VIEW DRIVE
SANDY, UT 84084
* $ 2,061,178,000 187 $ 26,380,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 92,836,714,000 137 $ 21,669,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 398,671,000,000 94 $ 12,131,000
ZIONS FIRST NATIONAL BANK
ONE S MAIN ST 11TH FL
SALT LAKE CITY, UT 84133
* $ 14,849,100,000 94 $ 8,917,000
REPUBLIC MORTGAGE HOME LOANS
5241 SOUTH STATE STREET, SUITE #2
MURRAY, UT 84107
* $ 10,000,000 77 $ 12,411,000
WELLS FARGO FIN'L UTAH, INC
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 63 $ 6,646,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 20,349,757,000 41 $ 4,344,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,179,390,000,000 34 $ 3,916,000
HFC COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 32 $ 3,550,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 31 $ 4,298,000
UNIVERSAL MORTGAGE CORPORATION
12080 NORTH CORPORATE PKWY SUITE 100
MEQUON, WI 53092
* $ 10,000,000 29 $ 5,342,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 28 $ 4,382,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 138,667,948,000 27 $ 4,005,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 24 $ 2,386,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 23 $ 3,929,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 37,608,492,000 23 $ 4,401,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 345,610,758,000 20 $ 2,996,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 19 $ 2,793,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 134,344,792,000 18 $ 3,100,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 19,105,280,000 18 $ 2,706,000
GE MONEY BANK
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 12,595,722,000 17 $ 430,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 217,802,326,000 17 $ 2,810,000
FIRST FRANKLIN FINANCIAL CORP
2150 NORTH FIRST STREET
SAN JOSE, CA 95131
* $ 14,004,000 15 $ 1,928,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 15,464,820,000 15 $ 1,988,000
CELTIC BANK
268 S. STATE ST., SUITE 300
SALT LAKE CITY, UT 84111
* $ 95,490,000 15 $ 2,037,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 19,937,022,000 13 $ 1,725,000
WILMINGTON FINANCE, INC.
620 W GERMANTOWN RD
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 12 $ 1,896,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ 10,000,000 12 $ 1,722,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 11 $ 1,573,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 18,091,851,000 11 $ 1,735,000
INDYMAC BANK, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 28,740,902,000 10 $ 1,386,000
BNC MORTGAGE
745 SEVENTH AVENUE, 24TH FLOOR
NEW YORK, NY 10019
* $ 2,500,000,000 10 $ 1,507,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 10 $ 656,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 9 $ 1,442,000
KEYBANK NATIONAL ASSOCIATION
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 88,081,220,000 9 $ 422,000
FIRST NLC FINANCIAL SERVICES,
4680 CONFERENCE WAY SOUTH
BOCA RATON, FL 33431
* $ 10,000,000 9 $ 1,312,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 9 $ 1,161,000
AMERICAN GENERAL FIN.SERV.(DE)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 9 $ 882,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 8 $ 1,325,000
ELOAN
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 8 $ 954,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,196,123,794,000 8 $ 1,157,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 83,973,505,000 8 $ 2,871,000
UTAH MORTGAGE LOAN CORP
488 E 6400 S, 300
SALT LAKE CITY, UT 84107
* $ 10,000,000 8 $ 1,255,000
CITIFINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 8 $ 468,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 7 $ 1,033,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 7 $ 727,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 4,419,450,000 7 $ 907,000
AMERICA FIRST FEDERAL CREDIT UNION
4774 S 1300 W, BLDG 3
RIVERDALE, UT 84405
* $ 3,709,829,000 7 $ 673,000
MOUNTAIN AMERICA FINANCIAL SER
7181 S CAMPUS VIEW DR
WEST JORDAN, UT 84084
* $ 1,694,905,000 6 $ 920,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 26,048,419,000 6 $ 632,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 6 $ 953,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 182,588,156,000 5 $ 759,000
AXIOM FINANCIAL, LLC
9350 S 150 E, #140
SANDY, UT 84070
* $ 10,000,000 5 $ 748,000
BANK OF THE WEST
1977 SATURN STREET MS SC-MPK-03-N
MONTEREY PARK, CA 91755
* $ 55,642,936,000 4 $ 523,000
M&T BANK
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 56,382,388,000 4 $ 806,000
CAPITAL ONE HOME LOANS, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 4 $ 378,000
SECURITYNATIONAL MORTGAGE COMPANY
5300 SOUTH 360 WEST
WILMINGTON, DE 84123
* $ 10,000,000 4 $ 608,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 3 $ 629,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 3 $ 585,000
AMERICANMTGNETWORK DBA VERTICE
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 473,000,000,000 3 $ 787,000
GREENPOINT MORTGAGE FUNDING
100 WOOD HOLLOW DRIVE
NOVATO, CA 94945
* $ 6,677,533,000 3 $ 1,421,000
M&I BANK FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 1,112,383,000 3 $ 215,000
MERRILL LYNCH MORTGAGE LENDING
4 WORLD FINANCIAL CENTER, 12TH FLOOR
NEW YORK, NY 10280
* $ 19,717,040,000 3 $ 249,000
RESMAE MORTGAGE CORPORATION
6 POINTE DRIVE
BREA, CA 92821
* $ 10,000,000 3 $ 359,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 3 $ 410,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 3 $ 275,000
DIRECT MORTGAGE, CORP.
6955 SOUTH UNION PARK CENTER, #540
SALT LAKE CITY, UT 84047
* $ 10,000,000 3 $ 535,000
THE CIT GROUP/CONSUMER FINANCE
1 CIT DRIVE
LIVINGSTON, NJ 07039
* $ 10,000,000 3 $ 418,000
GRAYSTONE MORTGAGE, LLC
1935 EAST VINE STREET
SALT LAKE CITY, UT 84121
* $ 1,000,000,000 2 $ 145,000
BEAR STEARNS RESIDENTIAL MORTG
9201 E. MOUNTAIN VIEW RD, STE 210
SCOTTSDALE, AZ 85258
* $ 2,926,352,230,000 2 $ 192,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 2 $ 114,000
SUN AMERICAN MORTGAGE COMPANY
4140 E. BASELINE RD., #206
MESA, AZ 85206
* $ 10,000,000 2 $ 261,000
FIRST CONSOLIDATED MORTGAGE
1700 PACIFIC AVENUE, STE 2400
DALLAS, TX 75080
* $ 10,000,000 2 $ 140,000
CORINTHIAN MORTGAGE CORP
5750 W 95TH STREET, SUITE 155
OVERLAND PARK, KS 66207
* $ 341,661,000 2 $ 145,000
CHEVRONWEST CREDIT UNION
100 SOUTH 500 WEST
BOUNTIFUL, UT 84010
* $ 53,162,000 2 $ 79,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 13,489,917,000 2 $ 30,000
BBVA USA
15 SOUTH 20TH STREET
BIRMINGHAM, AL 35233
* $ 34,180,648,000 2 $ 483,000
BARNES BANKING COMPANY
33 S MAIN ST., PO BOX 207
KAYSVILLE, UT 84037
* $ 787,082,000 2 $ 306,000
PERFORMANCE CREDIT CORPORATION
2040 MAIN STREET, SUITE 800B
IRVINE, CA 92614
* $ 10,000,000 2 $ 105,000
CHERRY CREEK MORTGAGE CO., INC
7600 EAST ORCHARD RD., STE 250-N
GREENWOOD VILLAGE, CO 80111
* $ 10,000,000 2 $ 429,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 2 $ 348,000
DRAPER AND KRAMER MORTGAGE COR
400 QUADRANGLE DR. STE A
BOLINGBROOK, IL 60440
* $ 10,000,000 2 $ 307,000
CASTLE ROCK FINANCIAL SERVICES
251 W RIVER PARK DR SUITE 300
PROVO, UT 84604
* $ 228,000 2 $ 317,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 518,123,000,000 1 $ 153,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 165,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 90,142,449,000 1 $ 46,000
FIRST INDIANA BANK
135 NORTH PENNSYLVANIA
INDIANAPOLIS, IN 46204
* $ 2,158,392,000 1 $ 145,000
HSBC BANK USA, NA
1 HSBC CENTER - 24TH FLOOR
BUFFALO, NY 14203
* $ 165,673,017,000 1 $ 127,000
RBS CITIZENS, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 17,125,177,000 1 $ 38,000
GRAND VALLEY NATIONAL BANK
925 N. 7TH ST.
GRAND JUNCTION, CO 81501
* $ 226,606,000 1 $ 90,000
ALLIED HOME MTG CAPITAL CORP
6110 PINEMONT DR., STE. 215
HOUSTON, TX 77092
* $ 10,000,000 1 $ 114,000
NATIONWIDE MORTGAGE CONCEPTS,
40380 DESERT CREEK LANE
RANCHO MIRAGE, CA 92270
* $ 10,000,000 1 $ 134,000
SAXON MORTGAGE
4840 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 1 $ 112,000
AMERIQUEST MORTGAGE COMPANY
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 1 $ 117,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 2,857,914,000 1 $ 194,000
DESERET FIRST CREDIT UNION
3999 PARKWAY BOULEVARD
WEST VALLEY CITY, UT 84120
* $ 377,425,000 1 $ 170,000
GRANITE FEDERAL CREDIT UNION
3675 S 900 E
SALT LAKE CITY, UT 84106
* $ 224,451,000 1 $ 105,000
UTAH CENTRAL CREDIT UNION
25 EAST 1700 SOUTH
SALT LAKE, UT 84115
* $ 145,108,000 1 $ 113,000
UTAH COMMUNITY FEDERAL CREDIT UNION
188 WEST RIVER PARK DRIVE
PROVO, UT 84604
* $ 526,924,000 1 $ 315,000
CITY FIRST MORTGAGE SERVICES, L.L.C.
750 S. MAIN SUITE 104
BOUNTIFUL, UT 84010
* $ 10,000,000 1 $ 191,000
BENCHMARK LENDING GROUP, INC.
120 STONY POINT ROAD, SUITE 210
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 589,000
HSBC MORTGAGE SERVICES, INC.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 16,981,282,000 1 $ 136,000
LIBERTY MORTGAGE CORPORATION
2713 FOREST HILLS RD
WILSON, NC 27893
* $ 43,553,752,000 1 $ 248,000
CENTRAL BANK
95 NORTH UNIVERSITY AVE
PROVO, UT 84601
* $ 550,589,000 1 $ 122,000
NEVADA STATE BANK
4170 S. MARYLAND PKWY, 2ND FL
LAS VEGAS, NV 89119
* $ 3,916,388,000 1 $ 61,000
FRANKLIN BANK SSB
9800 RICHMOND, SUITE 680
HOUSTON, TX 77042
* $ 5,533,327,000 1 $ 139,000
CENTENNIAL BANK
4605 HARRISON BLVD SUITE #1
OGDEN, UT 84403
* $ 196,954,000 1 $ 181,000
E*TRADE BANK
671 NORTH GLEBE RD, 12TH FLOOR
ARLINGTON, VA 22203
* $ 41,551,082,000 1 $ 130,000
GATEWAY BANK, FSB
2336 MERCED STREET
SAN LEANDRO, CA 94577
* $ 433,025,000 1 $ 112,000
WACHOVIA MORTGAGE FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 146,260,800,000 1 $ 230,000
INTERMOUNTAIN MORTGAGE COMPANY
2029 SIDEWINDER DRIVE #200
PARK CITY, UT 84060
* $ 10,000,000 1 $ 158,000
NATIONWIDE LENDING CORPORATION
165 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 25,616,472,000 1 $ 204,000
EAGLE HOME MORTGAGE, LLC
301 116TH AVENUE SE #400
BELLEVUE, WA 98004
* $ 10,000,000 1 $ 124,000
HOMEVIEW LENDING, INC.
8140 WARD PARKWAY
KANSAS CITY, OH 64114
* $ 10,000,000 1 $ 162,000
INTERMOUNTAIN INDUSTRIES INC
2474 PATTERSON ROAD, STE. 200
GRAND JUNCTION, CO 81505
* $ 1,354,081,000 1 $ 167,000
SAGE CREDIT COMPANY, INC
8001 IRVINE CENTER DRIVE 3200
IRVINE, CA 92618
* $ 2,000,000,000 1 $ 176,000
FNBR MORTGAGE
2452 HIGHWAY 6 AND 50
GRAND JUNCTION, CO 81505
* $ 175,085,370,000 1 $ 205,000
AMC MORTGAGE SERVICES, INC.
1100 TOWN & COUNTRY ROAD, SUITE 1100
IRVINE, CA 92868
* $ 10,000,000 1 $ 107,000
ARGENT MORTGAGE COMPANY
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 1 $ 126,000
ALLEN MORTGAGE, LLC
P.O. BOX 1168
CENTENNIAL PARK, AZ 86021
* $ 10,000,000 1 $ 167,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 240,000
MORTGAGE FINANCIAL GROUP
406 W SOUTH JORDAN PKWY #140
SOUTH JORDAN, UT 84095
* $ 216,042,000 1 $ 150,000
MORTGAGE IT INC
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 1 $ 102,000
SECURITY HOME MORTGAGE
576 SOUTH STATE ST
OREM, UT 84058
* $ 10,000,000 1 $ 161,000
NOVASTAR MORTGAGE
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 1 $ 55,000
PRIMARY RESIDENTIAL MORTGAGE
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 1 $ 160,000
DIRECT EQUITY MORTGAGE
3285 N. FORT APACHE RD.
LAS VEGAS, NV 89129
* $ 10,000,000 1 $ 175,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2007, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Duchesne County UT in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 825 $112,159,000 $135,000 $539,000 $69,000 $1,000,000
Home Purchase 665 $104,594,000 $157,000 $1,120,000 $71,000 $1,041,000
Home Improvement 180 $17,251,000 $95,000 $890,000 $73,000 $470,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,377 $197,369,000 $143,000 $1,120,000 $71,000 $1,041,000
Not Provided 110 $12,905,000 $117,000 $589,000 $87,000 $1,000,000
Not applicable 102 $14,021,000 $137,000 $327,000 $21,000 $188,000
Hispanic 46 $5,741,000 $124,000 $351,000 $87,000 $277,000
American Indian or Alaskan Native 20 $2,398,000 $119,000 $173,000 $81,000 $371,000
Asian 10 $1,111,000 $111,000 $156,000 $114,000 $244,000
Native Hawaiian or Other Pacific Islander 3 $168,000 $56,000 $86,000 $45,000 $71,000
Black or African American 2 $291,000 $145,000 $161,000 $30,000 $60,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,480 $205,788,000 $139,000 $1,120,000 $71,000 $1,041,000
FHA-insured (Federal Housing Administration) 176 $25,470,000 $144,000 $203,000 $60,000 $1,000,000
VA-guaranteed (Veterans Administration) 10 $2,209,000 $220,000 $291,000 $53,000 $74,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $537,000 $134,000 $173,000 $27,000 $64,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 694 $93,557,000 $134,000 $890,000 $72,000 $1,041,000
Application Denied By Financial Institution 361 $48,735,000 $135,000 $963,000 $75,000 $840,000
Loan Purchased By The Institution 349 $53,786,000 $154,000 $375,000 $51,000 $225,000
Application Withdrawn By Applicant 122 $19,235,000 $157,000 $1,120,000 $84,000 $1,000,000
Application Approved But Not Accepted 112 $14,386,000 $128,000 $349,000 $85,000 $283,000
File Closed For Incompleteness 29 $3,664,000 $126,000 $236,000 $78,000 $164,000
Preapproval Denied by Financial Institution 3 $641,000 $213,000 $280,000 $49,000 $54,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 78 $9,245,000 $118,000 $351,000 $70,000 $371,000
Collateral 45 $7,279,000 $161,000 $963,000 $100,000 $344,000
Debt-To-Income Ratio 41 $5,220,000 $127,000 $289,000 $53,000 $193,000
Other 40 $5,618,000 $140,000 $320,000 $81,000 $289,000
Credit Application Incomplete 34 $5,575,000 $163,000 $352,000 $69,000 $192,000
Unverifiable Information 9 $2,456,000 $272,000 $963,000 $136,000 $303,000
Insufficient Cash (Downpayment, Closing Cost) 4 $730,000 $182,000 $356,000 $60,000 $76,000
Employment History 3 $610,000 $203,000 $280,000 $28,000 $42,000
Mortgage Insurance Denied 1 $169,000 $169,000 $169,000 $92,000 $92,000

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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