Effingham County IL
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009

Unlock detailed Effingham County IL mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
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Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Illinois.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,320
Total Mortgage Loan Application Amount $157,215,000
Average Mortgage Loan Application Amount $119,000
Highest Mortgage Loan Application Amount $425,000
Average Applicant Income $64,000
Highest Applicant Income $1,700,000

Mortgage Company List for Lending in Effingham County IL for 2009

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
MIDLAND STATES BANK
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 438,020,000 261 $ 34,428,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,746,242,000,000 145 $ 14,826,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 69,459,606,000 124 $ 15,361,000
ILLINI BANK
3200 W. ILES AVENUE
SPRINGFIELD, IL 62711
* $ 236,301,000 119 $ 14,871,000
BANK OF HILLSBORO, NATIONAL ASSOCIATION
PO BOX 310
HILLSBORO, IL 62049
* $ 224,357,000 77 $ 8,861,000
FIRST MID BANK & TRUST, NATIONAL ASSOCIATION
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ 1,042,740,000 75 $ 8,256,000
UNITED COMMUNITY BANK
104 N MACOUPIN
CHATHAM, IL 62033
* $ 791,055,000 66 $ 8,377,000
FIFTH THIRD BANK
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 69,459,606,000 62 $ 4,815,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 46 $ 4,045,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 538,958,000,000 28 $ 3,920,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 261,775,591,000 23 $ 2,766,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,227,040,000,000 22 $ 1,239,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,471,631,047,000 16 $ 2,127,000
PEOPLES BANK & TRUST
200 S LOCUST, PO BOX 350
PANA, IL 62557
* $ 179,588,000 15 $ 1,413,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 32,882,574,000 15 $ 1,398,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 14 $ 1,435,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 13 $ 1,860,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 117,978,966,000 11 $ 1,474,000
FIRST STATE MORTGAGE SERVICES, LLC
502 N HERSHEY ROAD
MENDOTA, IL 61704
* $ 327,995,000 9 $ 1,126,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 9 $ 1,029,000
CENTRUE BANK
606 BROADWAY
COAL CITY, IL 60416
* $ 1,396,918,000 9 $ 849,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 7 $ 1,145,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 6 $ 493,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 14,157,838,000 6 $ 901,000
LAND OF LINCOLN CREDIT UNION
3130 E MOUND RD
DECATUR, IL 62526
* $ 116,579,000 5 $ 247,000
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION
1401 S. THIRD ST.
TERRE HAUTE, IN 47802
* $ 2,224,572,000 5 $ 417,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 140,777,455,000 5 $ 732,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 5 $ 1,251,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 5 $ 433,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 32,584,979,000 4 $ 405,000
BUSEY BANK
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 4,012,831,000 4 $ 1,121,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 36,351,625,000 3 $ 594,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,669,297,000 3 $ 220,000
PEOPLES NATIONAL BANK , N.A.
520 S 42ND ST
MOUNT VERNON, IL 62864
* $ 796,873,000 3 $ 474,000
THE FIRST NATIONAL BANK
432 W GALLATIN
VANDALIA, IL 62471
* $ 243,363,000 3 $ 248,000
CITIFINANCIAL SERVICES, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 3 $ 229,000
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 142,084,005,000 3 $ 581,000
MERRILL LYNCH CREDIT CORP
4500 PARK GRANADA CA7-910-01-24
CALABASAS, CA 91302
* $ 2,223,299,000 2 $ 339,000
FIRST BANK
600 JAMES MCDONNELL BLVD
CREVE COEUR, MO 63042
* $ 10,737,031,000 2 $ 304,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,098,787,000 2 $ 398,000
OLD NATIONAL BANK
1 MAIN STREET
EVANSVILLE, IN 47708
* $ 7,712,867,000 2 $ 206,000
LIBERTY MORTGAGE CORPORATION
223 W NASH STREET
WILSON, NC 27893
* $ 2,406,088,000 2 $ 267,000
HEALTHCARE ASSOCIATES CREDIT UNION
1151 E WARRENVILLE ROAD
NAPERVILLE, IL 60563
* $ 194,897,000 2 $ 94,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,677,931,000 2 $ 89,000
EVERETT FINANCIAL INC.
14801 QUORUM DR SUITE 300
DALLAS, TX 75254
* $ 3,642,000 2 $ 239,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 2 $ 369,000
FIRST BANK & TRUST, IL
101 S CENTRAL AVE PO BOX 880
PARIS, IL 61944
* $ 361,232,000 2 $ 573,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 2 $ 212,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 2 $ 174,000
CHICAGO MORTGAGE SOLUTIONS LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ 10,000,000 2 $ 291,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 2 $ 331,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 174,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ 4,410,000 1 $ 137,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ 10,000,000 1 $ 207,000
SOUTH CENTRAL ILLINOIS MTG LLC
200 E. HOMER ADAMS PARKWAY
ALTON, IL 62002
* $ 10,000,000 1 $ 73,000
DAS ACQUISITION COMPANY, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 1 $ 417,000
LSI MORTGAGE PLUS
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 272,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 95,000
1ST ADVANTAGE MORTGAGE
701 E 22ND ST, STE 125
LOMBARD, IL 60148
* $ 10,000,000 1 $ 352,000
PLAZA HOME MORTGAGE, INC
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 1 $ 190,000
MORTGAGE ACCESS CORP.
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 1 $ 178,000
SIRVA MORTGAGE, INC.
6200 OAK TREE BLVD STE 300
UPPER ARLINGTON, OH 44131
* $ 101,315,000 1 $ 228,000
PERL MORTGAGE, INC.
2936 WEST BELMONT AVE
CHICAGO, IL 60618
* $ 11,000,000 1 $ 200,000
FIRST MARINER BANK
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,196,580,000 1 $ 133,000
INTERNATIONAL BANK OF CHICAGO
5069 NORTH BROADWAY
CHICAGO, IL 60640
* $ 182,710,000 1 $ 81,000
TOYOTA FINANCIAL SAVINGS BANK
2485 VILLAGE VIEW DRIVE, SUITE 200
HENDERSON, NV 89074
* $ 607,509,000 1 $ 160,000
BANK OF SPRINGFIELD
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62703
* $ 533,469,000 1 $ 210,000
GATEWAY BANK, FSB
2336 MERCED STREET
SAN LEANDRO, CA 94577
* $ 479,176,000 1 $ 111,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 14,649,039,000 1 $ 56,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 21,270,147,000 1 $ 80,000
M&I BANK FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 2,568,044,000 1 $ 157,000
COLONIAL SAVINGS, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 941,902,000 1 $ 97,000
MLD MORTGAGE INC.
30B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ 10,000,000 1 $ 130,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ 11,000,000 1 $ 119,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ 3,125,000 1 $ 59,000
AVELO MORTGAGE, L.L.C
250 EAST JOHN CARPENTER FREEWAY
IRVING, TX 75062
* $ 10,000,000 1 $ 242,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 1 $ 250,000
TOGETHER CREDIT UNION
MICHAEL DOUGHERTY
SAINT LOUIS, MO 63118
* $ 1,176,062,000 1 $ 206,000
IAA CREDIT UNION
808 IAA DRIVE
BLOOMINGTON, IL 61701
* $ 138,608,000 1 $ 242,000
ILLINOIS STATE POLICE FEDERAL CREDIT UNION
730 ENGINEERING AVE.
SPRINGFIELD, IL 62703
* $ 67,475,000 1 $ 173,000
THRIVENT FINANCIAL BANK
122 EAST COLLEGE AVE., SUITE 1E
APPLETON, WI 54911
* $ 542,847,000 1 $ 75,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 82,416,721,000 1 $ 118,000
MARINE BANK
3050 WABASH AVENUE
SPRINGFIELD, IL 62704
* $ 639,100,000 1 $ 280,000
PRAIRIE STATE BANK AND TRUST
3751 W. WABASH AVE
SPRINGFIELD, IL 62711
* $ 421,332,000 1 $ 172,000
INB, NATIONAL ASSOCIATION
322 E. CAPITOL
SPRINGFIELD, IL 62701
* $ 614,625,000 1 $ 168,000
INTEGRA BANK
PO BOX 868
EVANSVILLE, IN 47705
* $ 3,348,776,000 1 $ 152,000
FIRST NATIONAL BANK OF STLOUIS
7707 FORSYTH BLVD
CLAYTON, MO 63105
* $ 1,613,097,000 1 $ 244,000
HARRIS N.A.
111 W. MONROE
CHICAGO, IL 60603
* $ 67,306,679,000 1 $ 56,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 4,858,594,000 1 $ 146,000
FIRST BANK RICHMOND, NA
P.O. BOX 937
RICHMOND, IN 47375
* $ 630,053,000 1 $ 36,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 10,273,647,000 1 $ 140,000
TOWN & COUNTRY BANC MORTGAGE SERVICES, INC.
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 237,850,000 1 $ 167,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 279,777,049,000 1 $ 153,000
HFC COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 1 $ 100,000
BANK & TRUST COMPANY
401 N MADISON
LITCHFIELD, IL 62056
* $ 266,914,000 1 $ 79,000
DISCOVER BANK
502 EAST MARKET STREET
GREENWOOD, DE 19950
* $ 36,276,270,000 1 $ 25,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 147,483,646,000 1 $ 111,000
WINTRUST MORTGAGE CORPORATION
660 MIDWEST RD SUITE 100
OAK BROOK TERRACE, IL 60181
* $ 300,000,000 1 $ 260,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 115,142,306,000 1 $ 16,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2009, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Effingham County IL in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 934 $116,710,000 $124,000 $425,000 $69,000 $1,700,000
Home Purchase 347 $37,996,000 $109,000 $417,000 $49,000 $1,518,000
Home Improvement 39 $2,509,000 $64,000 $360,000 $64,000 $326,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,216 $144,020,000 $118,000 $417,000 $65,000 $1,700,000
Not applicable 46 $4,765,000 $103,000 $425,000 $31,000 $165,000
Not Provided 45 $6,820,000 $151,000 $417,000 $61,000 $278,000
Asian 7 $944,000 $134,000 $417,000 $76,000 $324,000
Hispanic 4 $486,000 $121,000 $149,000 $23,000 $44,000
Black or African American 2 $180,000 $90,000 $126,000 $50,000 $100,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 895 $114,486,000 $127,000 $425,000 $80,000 $1,700,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 264 $24,409,000 $92,000 $208,000 $20,000 $79,000
FHA-insured (Federal Housing Administration) 142 $16,218,000 $114,000 $258,000 $48,000 $200,000
VA-guaranteed (Veterans Administration) 19 $2,102,000 $110,000 $184,000 $20,000 $77,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 732 $91,766,000 $125,000 $425,000 $78,000 $1,518,000
Loan Purchased By The Institution 243 $23,816,000 $98,000 $417,000 $15,000 $162,000
Application Denied By Financial Institution 171 $18,956,000 $110,000 $417,000 $52,000 $324,000
Application Approved But Not Accepted 85 $11,391,000 $134,000 $360,000 $95,000 $1,700,000
Application Withdrawn By Applicant 73 $8,299,000 $113,000 $264,000 $72,000 $512,000
File Closed For Incompleteness 16 $2,987,000 $186,000 $417,000 $55,000 $149,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 26 $3,369,000 $129,000 $416,000 $72,000 $275,000
Credit History 26 $2,997,000 $115,000 $417,000 $53,000 $324,000
Debt-To-Income Ratio 25 $3,203,000 $128,000 $272,000 $31,000 $79,000
Other 7 $1,131,000 $161,000 $352,000 $78,000 $201,000
Credit Application Incomplete 6 $692,000 $115,000 $178,000 $78,000 $161,000
Insufficient Cash (Downpayment, Closing Cost) 4 $437,000 $109,000 $177,000 $34,000 $47,000
Mortgage Insurance Denied 2 $162,000 $81,000 $87,000 $49,000 $52,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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