Erie County, OH Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 4,172 mortgage applications in Erie County, OH totaling $532.8 million, up 19% from 2011. The average application was for $127,000, and applicants reported an average income of $81,000. 53% of applications resulted in an originated loan and 20% were denied. The most active lender was Wells Fargo Bank NA, with 321 applications, followed by Vacationland Federal Credit Un and JPMorgan Chase Bank, NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,172
Total Mortgage Loan Application Amount $532,804,000
Average Mortgage Loan Application Amount $127,000
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $81,000
Highest Applicant Income $1,595,000

Mortgage Company List for Lending in Erie County, OH for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 321 $ 44,347,000
Vacationland Federal Credit Un
2911 SOUTH HAYES AVENUE
SANDUSKY, OH 44870
* $ 139,254,000 277 $ 24,075,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 261 $ 31,614,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 252 $ 25,965,000
Civista Bank
100 EAST WATER ST
SANDUSKY, OH 44870
* $ 1,107,953,000 250 $ 32,016,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 114,540,379,000 236 $ 36,784,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 86,198,836,000 172 $ 21,650,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 139 $ 15,144,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 135 $ 10,973,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ 10,000,000 121 $ 16,426,000
National Bank of Ohio
147 W WATER STREET
OAK HARBOR, OH 43449
* $ 212,631,000 110 $ 14,605,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 114,540,379,000 105 $ 9,486,000
The Home Savings and Loan Comp
275 W FEDERAL ST
YOUNGSTOWN, OH 44503
* $ 2,033,894,000 104 $ 11,068,000
Firstmerit Bank NA
III CASCADE PLAZA - CAS46
AKRON, OH 44308
* $ 14,420,570,000 101 $ 11,082,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 54,183,383,000 93 $ 13,568,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 74 $ 8,333,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 70 $ 10,077,000
Firstmerit Mortgage Corp
4455 HILLS AND DALES RD. NW - MTG80
CANTON, OH 44708
* $ 6,000,000,000 67 $ 8,429,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 59 $ 8,319,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 51 $ 8,839,000
First Federal Savings & Loan Association of Lorain
3721 OBERLIN AVE
LORAIN, OH 44053
* $ 488,307,000 47 $ 6,484,000
The American Eagle Mortgage Co
6145 PARK SQUARE DRIVE SUITE 3
LORAIN, OH 44053
* $ 10,000,000 47 $ 6,108,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 37 $ 4,251,000
Lorain National Bank
457 BROADWAY AVE
LORAIN, OH 44052
* $ 1,167,862,000 30 $ 3,477,000
First National Bank
120 NORTH ST
BELLEVUE, OH 44811
* $ 134,393,000 29 $ 3,873,000
First Federal S&L of Lakewood
14806 DETROIT AVE
LAKEWOOD, OH 44107
* $ 1,361,669,000 29 $ 5,710,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 11,018,418,000 29 $ 4,267,000
Sutton Bank
1 SOUTH MAIN ST
ATTICA, OH 44807
* $ 352,878,000 29 $ 3,687,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 28 $ 5,231,000
First Place Bank
185 EAST MARKET
WARREN, OH 44481
* $ 2,716,563,000 28 $ 4,883,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 27 $ 3,223,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 25 $ 3,450,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 23 $ 119,000
Lendmark Financial Services
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 23 $ 273,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 22 $ 2,474,000
First Federal Bank of Ohio
140 N COLUMBUS ST.
GALION, OH 44833
* $ 255,500,000 21 $ 2,836,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 20 $ 2,666,000
Dollar Bank, FSB
#3 GATEWAY CENTER, SEVEN WEST
PITTSBURGH, PA 15222
* $ 6,350,770,000 19 $ 2,628,000
Residential Finance Corporatio
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 16 $ 2,044,000
Croghan Colonial Bank
323 CROGHAN ST
FREMONT, OH 43420
* $ 628,580,000 16 $ 3,608,000
Home Mortgage Assured Corporation
6000 PARKLAND BLVD
MAYFIELD HTS, OH 44124
* $ 10,000,000 15 $ 2,325,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 14 $ 2,158,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 13 $ 1,619,000
Park View Savings Bank
30000 AURORA ROAD
SOLON, OH 44139
* $ 799,668,000 13 $ 2,615,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 13 $ 1,628,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 13 $ 1,641,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 12 $ 1,291,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 12 $ 2,414,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 12 $ 1,512,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 11 $ 987,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 10 $ 1,323,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 10 $ 850,000
Union Capital Mortgage Corp
7676 REYNOLDS ROAD
MENTOR, OH 44060
* $ 10,000,000 9 $ 1,851,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 9 $ 1,499,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 9 $ 1,020,000
Ag Credit, Aca
610 W. LYTLE ST.
FOSTORIA, OH 44830
* $ 10,000,000 8 $ 1,055,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 8 $ 1,052,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 921,138,000 8 $ 1,036,000
Buckeye Community Bank
105 SHEFFIELD CENTER
LORAIN, OH 44055
* $ 144,253,000 8 $ 1,520,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 7 $ 725,000
Union Savings Bank
8534 E KEMPER RD
CINCINNATI, OH 45249
* $ 2,218,607,000 7 $ 854,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ 10,000,000 7 $ 1,525,000
Old Fort Banking Company
8034 MAIN STREET
OLD FORT, OH 44861
* $ 389,714,000 6 $ 803,000
The Park National Bank
50 N THIRD STREET
NEWARK, OH 43055
* $ 6,281,747,000 6 $ 621,000
Mms Mortgage Services, Ltd.
38275 TWELVE MILE RD., SUITE 100
FARMINGTON HILLS, MI 48331
* $ 5,598,000 6 $ 606,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 76,887,082,000 6 $ 428,000
American Midwest Mortgage Corporation
6363 YORK ROAD
PARMA HEIGHTS, OH 44130
* $ 10,000,000 6 $ 656,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 6 $ 945,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 6 $ 742,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ 10,000,000 6 $ 963,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 5 $ 506,000
Northern Ohio Investment Company
6444 MONROE STREET, SUITE 6
SYLVANIA, OH 43560
* $ 10,000,000 5 $ 833,000
Gvc Mortgage, Inc.
ONE PLAZA DRIVE, SUITE 3
SUITE 200, IN 46064
* $ 11,000,000 5 $ 714,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 142,947,000 5 $ 820,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 106,940,591,000 5 $ 712,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 419,837,000 5 $ 741,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 1,400,000,000 5 $ 1,128,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 5 $ 718,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 5 $ 451,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 4 $ 409,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 4 $ 713,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 4 $ 843,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 4 $ 380,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 4 $ 882,000
Amerifirst Financial Corporation
950 TRADE CENTRE WAY SUITE 400
KALAMAZOO, MI 49009
* $ 10,000,000 4 $ 588,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 4 $ 687,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 4 $ 937,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 4 $ 679,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 4 $ 50,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 4 $ 790,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 3 $ 691,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,056,671,000 3 $ 232,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 3 $ 330,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 3 $ 283,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 3 $ 415,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 235,866,000 3 $ 40,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 3 $ 373,000
Liberty Savings Bank, FSB
3435 AIRBORNE RD, STE B
WILMINGTON, OH 45177
* $ 683,045,000 3 $ 465,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 3 $ 503,000
First Financial Bank NA
255 EAST FIFTH STREET SUITE #900
CINCINNATI, OH 45202
* $ 6,663,427,000 3 $ 859,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 2,304,426,000 3 $ 430,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 584,153,000 3 $ 790,000
The Ohio Educational Credit Union, Inc.
2554 EAST 22ND ST
CLEVELAND, OH 44115
* $ 118,847,000 3 $ 457,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 3 $ 174,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ 10,000,000 2 $ 267,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 2 $ 279,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ 16,280,000 2 $ 217,000
Genfed Financial Credit Union
2492 WEDGEWOOD DR SUITE G
AKRON, OH 44312
* $ 182,507,000 2 $ 243,000
The Genoa Banking Company
801 MAIN STREET
GENOA, OH 43430
* $ 250,668,000 2 $ 315,000
The Farmers Savings Bank
111 W MAIN ST PO BOX 38
SPENCER, OH 44275
* $ 274,415,000 2 $ 128,000
Century FCU
1240 EAST 9TH STREET AJ CELEBREZZE FEDERAL BUILDING SUITE 719
CLEVELAND, OH 44199
* $ 314,959,000 2 $ 194,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 2 $ 245,000
The Citizens National Bank
102 S. MAIN ST.
BLUFFTON, OH 45817
* $ 589,411,000 2 $ 133,000
Patriot Bank
1815 LITTLE ROAD
TRINITY, FL 34655
* $ 121,929,000 2 $ 319,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 2 $ 141,000
E*Trade Savings Bank
671 N. GLEBE RD 12TH FLOOR
ARLINGTON, VA 22203
* $ 1,677,184,000 2 $ 276,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 26,181,267,000 2 $ 210,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 247,163,000 2 $ 222,000
The State Bank & Trust Company
401 CLINTON STREET
DEFIANCE, OH 43512
* $ 624,898,000 2 $ 428,000
Liberty Bank, N.A.
25201 CHAGRING BLVD., SUITE 120
BEACHWOOD, OH 44122
* $ 211,291,000 2 $ 4,350,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 808,645,000 2 $ 250,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 619,450,000 2 $ 400,000
Premier Bank
601 CLINTON STREET
YOUNGSTOWN, OH 44503
* $ 2,053,207,000 2 $ 410,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 2 $ 202,000
Priority Mortgage Corp.
150 E WILSON BRIDGE RD STE 350
WORTHINGTON, OH 43085
* $ 10,000,000 2 $ 385,000
Cmco Mortgage, LLC dba Home Le
7851 FREEWAY CIRCLE
MIDDLEBURG HEIGHTS, OH 44130
* $ 10,000,000 2 $ 312,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 2 $ 195,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 2 $ 434,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 125,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 2 $ 179,000
Mortgage 1 Incorporated
43456 MOUND ROAD
STERLING HEIGHTS, MI 48314
* $ 9,135,000 1 $ 151,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 1 $ 126,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 417,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 1 $ 143,000
Gateway Funding Dms, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 1 $ 290,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 1 $ 225,000
Susquehanna Bank
1570 MANHEIM PIKE PO BOX 3300
LANCASTER, PA 17604
* $ 14,849,006,000 1 $ 30,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 206,009,683,000 1 $ 220,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 416,000
American Mortgage Service Company
11503 SPRINGFIELD PIKE
CINCINNATI, OH 45246
* $ 10,000,000 1 $ 200,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 1 $ 81,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 1 $ 147,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 132,000
Lument Real Estate Capital
10 W BROAD STREET, 8TH FLOOR
COLUMBUS, OH 43215
* $ 10,000,000 1 $ 3,000,000
Wcs Lending, LLC
951 YAMATO ROAD, SUITE 150
BOCA RATON, FL 33431
* $ 25,076,000 1 $ 235,000
Amera Mortgage Corporation
1050 CORPORATE OFFICE DRIVE, STE 250
MILFORD, MI 48381
* $ 1,300,000,000 1 $ 126,000
Cfbank
3009 SMITH RD SUITE 100
FAIRLAWN, OH 44333
* $ 249,600,000 1 $ 339,000
Midcountry Bank
7825 WASHINGTON AVE. S., STE. 120
BLOOMINGTON, MN 55439
* $ 674,749,000 1 $ 69,000
Viewpoint Bank, N.A.
1309 W 15TH, SUITE 302
PLANO, TX 75075
* $ 3,179,743,000 1 $ 81,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 477,611,000 1 $ 252,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 1 $ 406,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 1 $ 256,000
Farmers Citizens Bank
105 WASHNGTON SQUARE
BUCYRUS, OH 44820
* $ 356,769,000 1 $ 191,000
Customers Bank
99 BRIDGE STREET
PHOENIXVILLE, PA 19460
* $ 2,077,532,000 1 $ 17,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 1 $ 156,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 826,484,000 1 $ 180,000
Wesbanco Bank, Inc.
1 BANK PLAZA
WHEELING, WV 26003
* $ 5,520,183,000 1 $ 188,000
Liberty Savings Bank FSB
111 7TH AVE S
SAINT CLOUD, MN 56301
* $ 163,742,000 1 $ 59,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 4,479,945,000 1 $ 115,000
First Hope Mortgages Inc
201 ROUTE 94 2ND FLOOR
COLUMBIA, NJ 07832
* $ 432,264,000 1 $ 88,000
The Commercial & Savings Bank
91 NORTH CLAY STREET
MILLERSBURG, OH 44654
* $ 550,991,000 1 $ 75,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 1 $ 270,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 1 $ 207,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 25,513,620,000 1 $ 135,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 34,276,023,000 1 $ 528,000
Coastal States Mortgage, Inc.
5 BOW CIRCLE
HILTON HEAD ISLAND, SC 29928
* $ 10,000,000 1 $ 138,000
Guaranty Trust Company
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 1 $ 171,000
Firefighters & Company Federal Credit Union
338 S. PATTERSON BLVD.
DAYTON, OH 45402
* $ 43,068,000 1 $ 292,000
The First Bexley Bank
2680 E MAIN STREET
BEXLEY, OH 43209
* $ 186,111,000 1 $ 116,000
The Guernsey Bank
547 HIGH ST
WORTHINGTON, OH 43085
* $ 129,669,000 1 $ 100,000
First National Bank of Layton
1601 N. HILLFIELD ROAD
LAYTON, UT 84041
* $ 255,171,000 1 $ 64,000
The Ohio State Bank
111 S. MAIN STREET
MARION, OH 43302
* $ 125,505,000 1 $ 100,000
Advisors Mortgage Group, LLC
1411 HIGHWAY 35
OCEAN, NJ 07712
* $ 18,193,000 1 $ 115,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 1 $ 171,000
Columbus Metro Federal Credit Union
4000 E BROAD ST
COLUMBUS, OH 43213
* $ 215,738,000 1 $ 108,000
Ohio Catholic Federal Credit Union
13623 ROCKSIDE RD.
GARFIELD HEIGHTS, OH 44125
* $ 155,492,000 1 $ 15,000
State Highway Patrol FCU
1900 POLARIS PARKWAY, SUITE 400
COLUMBUS, OH 43240
* $ 60,289,000 1 $ 135,000
Directions Credit Union
5121 WHITEFORD ROAD
TOLEDO, OH 43604
* $ 544,761,000 1 $ 85,000
Kemba Financial Credit Union
555 OFFICENTER PL
GAHANNA, OH 43230
* $ 663,477,000 1 $ 120,000
Lake Michigan Credit Union
PO BOX 2848
GRAND RAPIDS, MI 49501
* $ 2,423,017,000 1 $ 538,000
Telhio Credit Union, Inc.
96 N. 4TH STREET
COLUMBUS, OH 43215
* $ 461,502,000 1 $ 328,000
Bay Area Credit Union
4202 NAVARRE AVENUE
OREGON, OH 43616
* $ 51,673,000 1 $ 106,000
The First State Bank
PO BOX 295
BARBOURSVILLE, WV 25504
* $ 283,544,000 1 $ 122,000
Bank of Wisconsin Dells
716 SUPERIOR ST
716 SUPERIOR ST, WI 53965
* $ 374,419,000 1 $ 789,000
Texas Star Bank SSB
101 GASSAWAY
LOTT, TX 76656
* $ 75,989,000 1 $ 126,000
First Independence Bank
7310 WOODWARD AVE SUITE 101
DETROIT, MI 48202
* $ 165,219,000 1 $ 417,000
General Electric Credit Union
10485 READING RD
CINCINNATI, OH 45242
* $ 1,391,516,000 1 $ 34,000
The Equitable Mortgage Corporation
655 METRO PLACE SOUTH SUITE 500
DUBLIN, OH 43017
* $ 10,000,000 1 $ 124,000
Clearpoint Funding, Inc.
4 TECHNOLOGY DRIVE, SUITE 200
WESTBOROUGH, MA 01581
* $ 10,000,000 1 $ 416,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 1 $ 130,000

The tables below break down 2012 mortgage applications in Erie County, OH by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Erie County, OH in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,885 $396,935,000 $137,000 $3,000,000 $83,000 $1,006,000
Home Purchase 1,002 $126,224,000 $125,000 $1,650,000 $76,000 $1,595,000
Home Improvement 285 $9,645,000 $33,000 $329,000 $70,000 $1,320,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,456 $444,006,000 $128,000 $999,000 $84,000 $1,320,000
Not Provided 320 $36,580,000 $114,000 $736,000 $82,000 $687,000
Not applicable 205 $32,763,000 $159,000 $3,000,000 $29,000 $1,595,000
Black or African American 111 $8,240,000 $74,000 $296,000 $54,000 $299,000
Hispanic 43 $4,478,000 $104,000 $200,000 $57,000 $177,000
Asian 21 $4,946,000 $235,000 $416,000 $168,000 $870,000
American Indian or Alaskan Native 11 $1,055,000 $95,000 $204,000 $81,000 $425,000
Native Hawaiian or Other Pacific Islander 5 $736,000 $147,000 $250,000 $91,000 $170,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,288 $427,440,000 $130,000 $3,000,000 $91,000 $1,595,000
FHA-insured (Federal Housing Administration) 603 $67,378,000 $111,000 $274,000 $42,000 $535,000
VA-guaranteed (Veterans Administration) 173 $25,699,000 $148,000 $506,000 $48,000 $470,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 108 $12,287,000 $113,000 $199,000 $41,000 $72,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,193 $280,031,000 $127,000 $3,000,000 $88,000 $1,012,000
Application Denied By Financial Institution 817 $95,795,000 $117,000 $999,000 $75,000 $1,320,000
Loan Purchased By The Institution 654 $83,061,000 $127,000 $538,000 $57,000 $1,595,000
Application Withdrawn By Applicant 264 $42,602,000 $161,000 $2,700,000 $85,000 $696,000
Application Approved But Not Accepted 153 $19,077,000 $124,000 $417,000 $102,000 $870,000
File Closed For Incompleteness 91 $12,238,000 $134,000 $555,000 $82,000 $281,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 202 $29,564,000 $146,000 $999,000 $97,000 $830,000
Credit History 180 $12,605,000 $70,000 $405,000 $63,000 $1,320,000
Debt-To-Income Ratio 148 $17,943,000 $121,000 $805,000 $55,000 $320,000
Credit Application Incomplete 72 $9,426,000 $130,000 $553,000 $93,000 $687,000
Other 49 $5,647,000 $115,000 $396,000 $79,000 $677,000
Insufficient Cash (Downpayment, Closing Cost) 36 $4,174,000 $115,000 $270,000 $72,000 $205,000
Unverifiable Information 24 $3,051,000 $127,000 $388,000 $86,000 $360,000
Employment History 4 $407,000 $101,000 $161,000 $51,000 $98,000
Mortgage Insurance Denied 1 $64,000 $64,000 $64,000 $67,000 $67,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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