FAIRBANKS, AK
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007

Unlock detailed FAIRBANKS, AK mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

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Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Alaska.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 6,003
Total Mortgage Loan Application Amount $1,049,873,000
Average Mortgage Loan Application Amount $174,000
Highest Mortgage Loan Application Amount $17,000,000
Average Applicant Income $78,000
Highest Applicant Income $1,144,000

Mortgage Company List for Lending in FAIRBANKS, AK for 2007

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 398,671,000,000 910 $ 179,594,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 199,946,230,000 484 $ 88,951,000
ALASKA USA MORTGAGE CO., LLC
PO BOX 196850
ANCHORAGE, AK 99519
* $ 1,485,079,000 467 $ 88,163,000
MT. MCKINLEY BANK
PO BOX 73880
FAIRBANKS, AK 99707
* $ 259,524,000 404 $ 63,491,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 336 $ 64,341,000
DENALI STATE BANK
119 N. CUSHMAN ST.
FAIRBANKS, AK 99701
* $ 208,724,000 315 $ 45,898,000
WELLS FARGO FIN'L ALASKA, INC
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 315 $ 45,505,000
RESIDENTIAL MORTGAGE, LLC
100 CALAIS DRIVE
ANCHORAGE, AK 99515
* $ 10,000,000 237 $ 48,909,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 92,836,714,000 230 $ 40,677,000
SPIRIT OF ALASKA
1417 GILLAM WAY
FAIRBANKS, AK 99701
* $ 86,497,000 223 $ 32,355,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 20,349,757,000 148 $ 26,765,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 141 $ 30,283,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 26,048,419,000 126 $ 19,912,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 19,937,022,000 94 $ 16,510,000
FIRST NATIONAL BANK ALASKA
101 W 36TH AVE, STE 305
ANCHORAGE, AK 99503
* $ 2,273,380,000 82 $ 14,803,000
QR LENDING INC
555 ZOR SHRINE PLACE
MADISON, WI 53719
* $ 1,093,327,000 80 $ 13,785,000
KEYBANK NATIONAL ASSOCIATION
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 88,081,220,000 72 $ 7,768,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 63 $ 12,487,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 61 $ 8,822,000
CREDIT UNION 1 CREDIT UNION
1941 ABBOTT RD
ANCHORAGE, AK 99507
* $ 514,869,000 58 $ 6,638,000
BNC MORTGAGE
745 SEVENTH AVENUE, 24TH FLOOR
NEW YORK, NY 10019
* $ 2,500,000,000 53 $ 10,819,000
INDYMAC BANK, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 28,740,902,000 47 $ 9,105,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 47 $ 8,392,000
NATIONWIDE LENDING CORPORATION
165 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 25,616,472,000 46 $ 6,879,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 19,105,280,000 46 $ 8,384,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 37 $ 4,734,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 345,610,758,000 36 $ 5,340,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 134,344,792,000 35 $ 7,406,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 35 $ 5,150,000
GLOBAL FEDERAL CREDIT UNION
PO BOX 196850
ANCHORAGE, AK 99519
* $ 3,042,642,000 34 $ 587,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,179,390,000,000 34 $ 7,047,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 15,464,820,000 31 $ 5,616,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 28 $ 6,109,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 217,802,326,000 23 $ 4,561,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,196,123,794,000 23 $ 4,494,000
AMERIQUEST MORTGAGE COMPANY
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 20 $ 2,901,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 20 $ 3,678,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 20 $ 4,200,000
ELOAN
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 19 $ 3,463,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 13,489,917,000 19 $ 1,741,000
TRUE NORTH FEDERAL CREDIT UNION
2777 POSTAL WAY
JUNEAU, AK 99801
* $ 87,043,000 18 $ 1,725,000
DENALI FEDERAL CREDIT UNION
471 WS. 36TH AVENUE SUITE 110
ANCHORAGE, AK 99503
* $ 356,484,000 18 $ 3,032,000
CALUSA INVESTMENTS, L.L.C.
P.O. BOX 710840
HERNDON, VA 20171
* $ 10,000,000 17 $ 3,345,000
CORINTHIAN MORTGAGE CORP
5750 W 95TH STREET, SUITE 155
OVERLAND PARK, KS 66207
* $ 341,661,000 17 $ 2,636,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 16 $ 3,039,000
SAXON MORTGAGE
4840 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 16 $ 3,529,000
NORTHRIM BANK
3111 C STREET
ANCHORAGE, AK 99503
* $ 922,356,000 12 $ 987,000
ARGENT MORTGAGE COMPANY
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 11 $ 1,807,000
CAPITAL ONE HOME LOANS, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 10 $ 1,353,000
MAC FEDERAL CREDIT UNION
541 10TH AVE
FAIRBANKS, AK 99701
* $ 56,225,000 10 $ 1,208,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 9 $ 1,802,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ 31,000,000 9 $ 1,844,000
GREENLIGHT FINANCIAL SERVICES
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 9 $ 1,195,000
ABN AMRO MTG GROUP INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 8 $ 1,303,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 11,121,365,000 8 $ 654,000
NOVASTAR MORTGAGE
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 8 $ 1,663,000
PENTAGON FEDERAL CREDIT UNION
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 9,339,663,000 7 $ 1,216,000
MORTGAGE NETWORK, INC.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ 3,700,000 7 $ 1,073,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 182,588,156,000 7 $ 1,107,000
AMC MORTGAGE SERVICES, INC.
1100 TOWN & COUNTRY ROAD, SUITE 1100
IRVINE, CA 92868
* $ 10,000,000 7 $ 1,257,000
HSBC MORTGAGE SERVICES, INC.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 16,981,282,000 7 $ 1,150,000
DECISION ONE MORTGAGE
26525 N. RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 12,000,000 7 $ 1,335,000
HOMEVIEW LENDING, INC.
8140 WARD PARKWAY
KANSAS CITY, OH 64114
* $ 10,000,000 6 $ 1,185,000
AMERICANMTGNETWORK DBA VERTICE
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 473,000,000,000 6 $ 1,104,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 27,121,892,000 6 $ 1,024,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 5 $ 1,270,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 62,691,446,000 5 $ 976,000
ASSURITY FINANCIAL SERVICES
6025 SOUTH QUEBEC STREET, #260
ENGLEWOOD, CO 80111
* $ 10,000,000 5 $ 866,000
HSBC BANK USA, NA
1 HSBC CENTER - 24TH FLOOR
BUFFALO, NY 14203
* $ 165,673,017,000 5 $ 628,000
E*TRADE BANK
671 NORTH GLEBE RD, 12TH FLOOR
ARLINGTON, VA 22203
* $ 41,551,082,000 5 $ 854,000
H&R BLOCK MORTGAGE CORPORATION
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 4 $ 625,000
CITI RESIDENTIAL LENDING INC.
153 EAST 53RD ST, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,121,487,000 4 $ 616,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 4 $ 220,000
IRWIN HOME EQUITY CORPORATION
500 WASHINGTON ST
COLUMBUS, IN 47201
* $ 5,805,823,000 4 $ 377,000
MORTGAGE IT INC
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 4 $ 895,000
TMG REAL ESTATE & FINANCIAL
310 W. LIBERTY ST. STE 100
LOUISVILLE, KY 40202
* $ 292,000 4 $ 902,000
WILMINGTON FINANCE, INC.
620 W GERMANTOWN RD
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 3 $ 527,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 3 $ 1,112,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 3 $ 620,000
ARK-LA-TEX FINANCIAL SERVICES
5160 TENNYSON PKWY, SUITE 2000W
PLANO, TX 75024
* $ 10,000,000 3 $ 437,000
ABACUS MORTGAGE, INC.
130 ANDOVER PARK E # 207
TUKWILA, WA 98188
* $ 6,400,000 3 $ 369,000
FREMONT INVESTMENT & LOAN
2727 E. IMPERIAL HIGHWAY
BREA, CA 92821
* $ 12,762,288,000 3 $ 513,000
GE MONEY BANK
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 12,595,722,000 3 $ 407,000
FIDELITY FIRST MORTGAGE COMPAN
1873 S BELLAIRE ST STE 635
DENVER, CO 80222
* $ 10,000,000 3 $ 618,000
FIRST NATIONAL BANK OF COLORAD
3033 IRIS AVENUE
BOULDER, CO 80301
* $ 648,053,000 2 $ 518,000
DISCOVER BANK
502 EAST MARKET STREET
GREENWOOD, DE 19950
* $ 25,164,842,000 2 $ 60,000
FRANKLIN BANK SSB
9800 RICHMOND, SUITE 680
HOUSTON, TX 77042
* $ 5,533,327,000 2 $ 412,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ 10,000,000 2 $ 302,000
GUARANTY BANK
8333 DOUGLAS AVENUE
DALLAS, TX 75225
* $ 16,249,177,000 2 $ 283,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 317,000
ACCESS NATIONAL MORTGAGE CORP
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 2 $ 399,000
ADVENT MORTGAGE, LLC
305 N HURSTBOURNE LN. SUITE 120
LOUISVILLE, KY 40222
* $ 436,077,000 2 $ 426,000
ALLEN MORTGAGE, LLC
P.O. BOX 1168
CENTENNIAL PARK, AZ 86021
* $ 10,000,000 2 $ 330,000
CREDIT SUISSE
302 CARNEGIE CENTER 2ND FLOOR
PRINCETON, NJ 08540
* $ 241,300,000,000 2 $ 674,000
BANK OF INTERNET USA
12777 HIGH BLUFF DRIVE, SUITE 100
SAN DIEGO, CA 92130
* $ 803,002,000 2 $ 80,000
BAYROCK MORTGAGE CORPORATION
11575 GREAT OAKS WAY, SUITE 300
ALPHARETTA, GA 30022
* $ 10,000,000 2 $ 322,000
NEWMARKET FINANCIAL MORTGAGE
11513 COMMONWEALTH DRIVE
LOUISVILLE, KY 40299
* $ 10,000,000 2 $ 540,000
MORGAN STANLEY CREDIT CORP
75 N. FAIRWAY DRIVE
VERNON HILLS, IL 60061
* $ 10,000,000 2 $ 130,000
MERRILL LYNCH MORTGAGE LENDING
4 WORLD FINANCIAL CENTER, 12TH FLOOR
NEW YORK, NY 10280
* $ 19,717,040,000 2 $ 202,000
M&T BANK
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 56,382,388,000 2 $ 337,000
WHATCOM EDUCATIONAL CREDIT UNION
PO BOX 9750
BELLINGHAM, WA 98227
* $ 475,262,000 2 $ 11,000
SEATTLE BANK
600 UNIVERSITY STREET SUITE 1850
SEATTLE, WA 98101
* $ 609,651,000 2 $ 402,000
NORTHWEST MORTGAGE GROUP, INC
10260 SW GREENBURG ROAD SUITE 900
PORTLAND, OR 97223
* $ 10,000,000 2 $ 252,000
REPUBLIC MORTGAGE HOME LOANS
5241 SOUTH STATE STREET, SUITE #2
MURRAY, UT 84107
* $ 10,000,000 2 $ 404,000
PREMIUM CAPITAL FUNDING LLC
125 JERICHO TPKE
JERICHO, NY 11753
* $ 10,000,000 2 $ 433,000
PRIMARY RESIDENTIAL MORTGAGE
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 2 $ 172,000
PRINCIPAL BANK
711 HIGH STREET
DES MOINES, IA 50392
* $ 1,514,125,000 1 $ 75,000
REALTY MORTGAGE
215 KATHERINE DR.
FLOWOOD, MS 39232
* $ 10,000,000 1 $ 260,000
RED MORTGAGE CAPITAL INC
1900 E NINTH ST
CLEVELAND, OH 44114
* $ 11,912,000,000 1 $ 520,000
RANLIFE, INC.
9272 S. 700 E.
SANDY, UT 84070
* $ 303,000 1 $ 182,000
BENEFICIAL FINANCIAL I, INC.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 12,000,000 1 $ 280,000
SAGE CREDIT COMPANY, INC
8001 IRVINE CENTER DRIVE 3200
IRVINE, CA 92618
* $ 2,000,000,000 1 $ 253,000
TRIBECA LENDING CORPORATION
101 HUDSON STREET 25TH FLOOR
JERSEY CITY, NJ 07302
* $ 10,000,000 1 $ 241,000
WACHOVIA FINANCIAL SERVICES
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 518,103,000,000 1 $ 183,000
WEBSTER BANK, N.A.
145 BANK ST
WATERBURY, CT 06702
* $ 16,847,591,000 1 $ 140,000
MORTGAGE ACCESS CORP.
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 1 $ 260,000
WELLS FARGO FIN'L NEW JERSEY
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 1 $ 31,000
MERRILL LYNCH CREDIT CORP.
4804 DEER LAKE DRIVE EAST BLDG 3 FL 5
JACKSONVILLE, FL 32246
* $ 4,500,000,000 1 $ 148,000
LIBERTY FINANCIAL GROUP, INC.
205 108TH AVE NE STE. 270
BELLEVUE, WA 98004
* $ 10,000,000 1 $ 206,000
LIME FINANCIAL SERVICES, LTD.
3815 SOUTH WEST TEMPLE
SALT LAKE CITY, UT 84115
* $ 10,000,000 1 $ 280,000
MID-WISCONSIN BANK
134 S 8TH ST
MEDFORD, WI 54451
* $ 456,906,000 1 $ 52,000
NORTH AMERICAN SAVINGS BANK
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,539,389,000 1 $ 124,000
NATIONAL BANK OF KANSAS CITY
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 802,048,000 1 $ 233,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 1 $ 43,000
AGWEST FARM CREDIT, FLCA
2001 SOUTH FLINT ROAD
SPOKANE, WA 99220
* $ 4,658,882,000 1 $ 350,000
PINNACLE MORTGAGE GROUP, INC.
3605 SOUTH TELLER ST
LAKEWOOD, CO 80235
* $ 10,000,000 1 $ 173,000
BROOKSAMERICA MORTGAGE CORPORA
2 ADA, SUITE 100
IRVINE, CA 92618
* $ 10,000,000 1 $ 276,000
CASA BLANCA MORTGAGE, INC.
21700 OXNARD STREET, SUITE 600
WOODLAND HILLS, CA 91367
* $ 10,000,000 1 $ 130,000
CHARLES SCHWAB BANK
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 11,006,711,000 1 $ 250,000
CHERRY CREEK MORTGAGE CO., INC
7600 EAST ORCHARD RD., STE 250-N
GREENWOOD VILLAGE, CO 80111
* $ 10,000,000 1 $ 257,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 1 $ 40,000
AMERICAN MORTGAGE SPECIALISTS
16100 N GREENWAY HAYDEN LOOP STE 108
SCOTTSDALE, AZ 85260
* $ 38,791,000 1 $ 325,000
HFC COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 1 $ 110,000
FRANKLIN FIRST FINANCIAL, LTD
538 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 36,249,000 1 $ 216,000
EAGLE HOME MORTGAGE, LLC
301 116TH AVENUE SE #400
BELLEVUE, WA 98004
* $ 10,000,000 1 $ 207,000
EASTERN SAVINGS BANK, FSB
EXEC PLAZA II - 11350 MCCORMICK RD
HUNT VALLEY, MD 21031
* $ 980,325,000 1 $ 126,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 4,173,972,000 1 $ 276,000
EVERHOME MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 1 $ 240,000
FIRST INTERSTATE BANK
PO BOX 30918
BILLINGS, MT 59116
* $ 4,946,491,000 1 $ 15,000
FIRST NATIONAL ACCEPTANCE COMPANY
241 EAST SAGINAW/P.O. BOX 980
EAST LANSING, MI 48826
* $ 10,498,000 1 $ 20,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 164,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2007, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for FAIRBANKS, AK in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,751 $522,546,000 $189,000 $580,000 $76,000 $1,144,000
Refinancing 2,708 $488,914,000 $180,000 $17,000,000 $81,000 $896,000
Home Improvement 544 $38,413,000 $70,000 $500,000 $79,000 $684,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,291 $725,562,000 $169,000 $619,000 $82,000 $1,144,000
Not Provided 669 $114,828,000 $171,000 $750,000 $90,000 $896,000
Not applicable 386 $100,730,000 $260,000 $17,000,000 $20,000 $599,000
American Indian or Alaskan Native 232 $35,927,000 $154,000 $410,000 $69,000 $180,000
Black or African American 181 $30,723,000 $169,000 $500,000 $79,000 $356,000
Hispanic 129 $21,659,000 $167,000 $369,000 $81,000 $600,000
Asian 81 $13,891,000 $171,000 $361,000 $80,000 $240,000
Native Hawaiian or Other Pacific Islander 34 $6,553,000 $192,000 $428,000 $69,000 $140,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,994 $837,049,000 $167,000 $17,000,000 $80,000 $1,144,000
VA-guaranteed (Veterans Administration) 715 $164,743,000 $230,000 $446,000 $71,000 $227,000
FHA-insured (Federal Housing Administration) 284 $46,261,000 $162,000 $375,000 $69,000 $170,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 10 $1,820,000 $182,000 $226,000 $47,000 $74,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,903 $531,058,000 $182,000 $17,000,000 $85,000 $1,144,000
Application Denied By Financial Institution 1,044 $164,250,000 $157,000 $750,000 $77,000 $684,000
Loan Purchased By The Institution 880 $162,217,000 $184,000 $546,000 $58,000 $685,000
Application Withdrawn By Applicant 618 $99,907,000 $161,000 $450,000 $75,000 $472,000
Application Approved But Not Accepted 393 $63,407,000 $161,000 $462,000 $85,000 $489,000
File Closed For Incompleteness 165 $29,034,000 $175,000 $500,000 $82,000 $252,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 231 $31,027,000 $134,000 $359,000 $78,000 $684,000
Collateral 164 $25,884,000 $157,000 $446,000 $86,000 $295,000
Debt-To-Income Ratio 128 $22,433,000 $175,000 $380,000 $61,000 $195,000
Other 114 $19,293,000 $169,000 $630,000 $90,000 $337,000
Credit Application Incomplete 102 $16,962,000 $166,000 $382,000 $75,000 $187,000
Unverifiable Information 25 $3,892,000 $155,000 $451,000 $66,000 $165,000
Employment History 9 $1,861,000 $206,000 $500,000 $79,000 $159,000
Insufficient Cash (Downpayment, Closing Cost) 7 $1,103,000 $157,000 $203,000 $61,000 $100,000
Mortgage Insurance Denied 2 $313,000 $156,000 $283,000 $126,000 $154,000

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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