Fargo, ND-MN Metro Area Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 14,849 mortgage applications in Fargo, ND-MN metro area totaling $2.3 billion, up 28% from 2011. The average application was for $153,615, and applicants reported an average income of $78,481. 65% of applications resulted in an originated loan and 8% were denied. The most active lender was Wells Fargo Bank NA, with 2,080 applications, followed by Gate City Bank and Bell Bank.

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Total Number of Mortgage Applications 14,849
Total Mortgage Loan Application Amount $2,281,035,000
Average Mortgage Loan Application Amount $153,615
Highest Mortgage Loan Application Amount $11,000,000
Average Applicant Income $78,481
Highest Applicant Income $9,998,000

Mortgage Company List for Lending in Fargo, ND-MN for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 2,080 $ 323,859,000
Gate City Bank
500 2ND AVE N
FARGO, ND 58102
* $ 1,403,013,000 1,130 $ 140,122,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ 2,226,619,000 1,036 $ 175,226,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 990 $ 170,757,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 893 $ 117,648,000
Cornerstone Bank
2280 45TH STREET SOUTH
FARGO, ND 58104
* $ 266,422,000 482 $ 78,017,000
Alerus Financial NA
PO BOX 6001
GRAND FORKS, ND 58206
* $ 1,154,398,000 434 $ 66,418,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ 2,226,619,000 414 $ 57,808,000
Town and Country Credit Union
615 S BROADWAY ST
MINOT, ND 58701
* $ 296,912,000 402 $ 58,925,000
First International Bank & Trust
1600 S BDWAY
MINOT, ND 58701
* $ 1,088,724,000 372 $ 61,144,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 361 $ 54,951,000
Gate City Bank
500 2ND AVE N
FARGO, ND 58102
* $ 1,403,013,000 345 $ 41,985,000
Bremer Bank NA (Fargo)
1444 45TH ST SW
FARGO, ND 58103
* $ 1,562,058,000 262 $ 50,229,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 225 $ 37,666,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 215 $ 26,137,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 205 $ 21,912,000
Valley Mortgage, Inc.
3315 45TH ST S, SUITE 200
FARGO, ND 58104
* $ 520,000,000 198 $ 29,489,000
First Mortgage Service, Inc.
815 23RD AVE E
WEST FARGO, ND 58078
* $ 10,000,000 174 $ 26,192,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 62,408,304,000 158 $ 28,718,000
Cornerstone Bank
2280 45TH STREET SOUTH
FARGO, ND 58104
* $ 266,422,000 158 $ 33,129,000
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 1,459,365,000 157 $ 16,504,000
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 1,459,365,000 133 $ 14,124,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 132 $ 21,691,000
Bank of North Dakota
1200 MEMORIAL HWY
BISMARCK, ND 58504
* $ 35,500,000 128 $ 20,722,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 123 $ 13,894,000
Town and Country Credit Union
615 S BROADWAY ST
MINOT, ND 58701
* $ 296,912,000 122 $ 16,230,000
Bremer Bank NA (Fargo)
1444 45TH ST SW
FARGO, ND 58103
* $ 1,562,058,000 120 $ 15,596,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 117 $ 14,306,000
Caliber Funding LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 103 $ 18,030,000
American Federal Bank
215 N 5TH ST
FARGO, ND 58102
* $ 439,564,000 96 $ 21,504,000
Northwestern Bank, National Association
4 NORTH MAIN - PO BOX 10
DILWORTH, MN 56547
* $ 138,183,000 93 $ 11,105,000
Starion Bank
109 1ST STREET NW
MANDAN, ND 58554
* $ 924,641,000 92 $ 25,555,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 83 $ 7,423,000
Valley Mortgage, Inc.
3315 45TH ST S, SUITE 200
FARGO, ND 58104
* $ 520,000,000 73 $ 10,644,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 71 $ 7,421,000
Western State Bank
755 13TH AVE E
DEVILS LAKE, ND 58301
* $ 488,840,000 67 $ 35,778,000
First Community Credit Union
111 9TH ST SW
JAMESTOWN, ND 58401
* $ 381,178,000 65 $ 9,117,000
First International Bank & Trust
1600 S BDWAY
MINOT, ND 58701
* $ 1,088,724,000 65 $ 9,922,000
Border Bank
4530 17TH AVENUE SOUTH
FARGO, ND 58103
* $ 69,906,000 65 $ 5,922,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 65 $ 8,957,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 63 $ 6,874,000
First Mortgage Service, Inc.
815 23RD AVE E
WEST FARGO, ND 58078
* $ 10,000,000 62 $ 9,200,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ 1,241,069,000 61 $ 9,121,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 59 $ 10,174,000
Alerus Financial NA
PO BOX 6001
GRAND FORKS, ND 58206
* $ 1,154,398,000 56 $ 7,282,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 56 $ 6,950,000
American Federal Bank
215 N 5TH ST
FARGO, ND 58102
* $ 439,564,000 56 $ 9,229,000
Bank of North Dakota
1200 MEMORIAL HWY
BISMARCK, ND 58504
* $ 35,500,000 55 $ 7,632,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 54 $ 8,986,000
Visionbank
3000 25TH STREET SOUTH
FARGO, ND 58103
* $ 140,214,000 51 $ 6,553,000
Midwest Bank
613 HWY 10 E PO BOX 703
DETROIT LAKES, MN 56501
* $ 299,802,000 51 $ 6,646,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 48 $ 6,895,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 62,408,304,000 45 $ 6,200,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 40 $ 5,946,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 39 $ 7,209,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 39 $ 3,668,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 37 $ 6,795,000
Blackridgebank
4040 42ND ST SW, SUITE O
FARGO, ND 58104
* $ 348,257,000 34 $ 8,516,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 34 $ 5,487,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 34 $ 5,123,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 33 $ 4,745,000
F-M Mortgage Corporation
801 10TH STREET S, SUITE 100
FARGO, ND 58103
* $ 10,000,000 32 $ 4,127,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 32 $ 4,789,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 32 $ 5,258,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 30 $ 4,051,000
First State Bank of Nd
340 MAIN STREET, PO BOX 98
ARTHUR, ND 58006
* $ 283,605,000 29 $ 4,301,000
Choice Financial Group
4501 23RD AVE S
FARGO, ND 58104
* $ 593,779,000 27 $ 25,294,000
First Community Credit Union
111 9TH ST SW
JAMESTOWN, ND 58401
* $ 381,178,000 26 $ 3,906,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ 1,241,069,000 26 $ 4,204,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 26 $ 3,729,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 25 $ 3,860,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 24 $ 5,023,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 24 $ 3,157,000
Bank Forward
390 WHEAT STREET, PO BOX 100
FARGO, ND 58104
* $ 471,627,000 23 $ 2,304,000
Caliber Funding LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 23 $ 2,802,000
Ramsey National Bank
PO BOX 160
DEVILS LAKE, ND 58301
* $ 241,087,000 22 $ 3,289,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 19 $ 3,992,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 19 $ 2,141,000
Starion Bank
109 1ST STREET NW
MANDAN, ND 58554
* $ 924,641,000 19 $ 2,602,000
Border Bank
4530 17TH AVENUE SOUTH
FARGO, ND 58103
* $ 69,906,000 18 $ 2,236,000
Valley Premier Bank
416 6TH STREET, PO BOX 648
HAWLEY, MN 56549
* $ 90,619,000 17 $ 1,096,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 17 $ 2,622,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 16 $ 3,175,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 16 $ 2,496,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 921,138,000 16 $ 2,802,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 15 $ 2,645,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 14 $ 2,399,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 14 $ 1,937,000
Blackridgebank
4040 42ND ST SW, SUITE O
FARGO, ND 58104
* $ 348,257,000 13 $ 1,202,000
Northwestern Bank, National Association
4 NORTH MAIN - PO BOX 10
DILWORTH, MN 56547
* $ 138,183,000 13 $ 1,492,000
BNC National Bank

BISMARCK, ND 58501
* $ 662,437,000 13 $ 2,575,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 12 $ 1,826,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 11 $ 2,094,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 11 $ 1,571,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 419,837,000 10 $ 1,858,000
Midwest Bank
613 HWY 10 E PO BOX 703
DETROIT LAKES, MN 56501
* $ 299,802,000 10 $ 1,111,000
Western State Bank
755 13TH AVE E
DEVILS LAKE, ND 58301
* $ 488,840,000 10 $ 2,228,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 10 $ 1,951,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 10 $ 1,577,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 10 $ 1,530,000
F-M Mortgage Corporation
801 10TH STREET S, SUITE 100
FARGO, ND 58103
* $ 10,000,000 9 $ 1,181,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 9 $ 415,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,283,070,000 9 $ 1,337,000
Dacotah Bank
308 S MAIN STREET, PO BOX 1210
ABERDEEN, SD 57401
* $ 1,902,620,000 7 $ 3,645,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 7 $ 1,264,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 7 $ 1,192,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,056,671,000 7 $ 1,014,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 7 $ 1,277,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 6 $ 829,000
Ing Bank, FSB / Capital One
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 92,212,498,000 6 $ 707,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 6 $ 908,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 6 $ 865,000
Lend Smart Mortgage, LLC
3450 LEXINGTON AVE N
OAKDALE, MN 55126
* $ 2,304,353,000 6 $ 821,000
First State Bank
423 BROADWAY
BUXTON, ND 58218
* $ 145,486,000 6 $ 880,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 515,461,000 6 $ 1,087,000
Citizens Bank and Trust Company
7553 NW BARRY ROAD
KANSAS CITY, MO 64153
* $ 866,995,000 6 $ 690,000
Dakota Community Bank & Trust, NA
608 MAIN STREET
HEBRON, ND 58638
* $ 570,006,000 6 $ 789,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,184,743,000 6 $ 1,304,000
Bremer Bank NA (Grand Forks)
3100 SOUTH COLUMBIA RD
GRAND FORKS, ND 58201
* $ 898,474,000 6 $ 933,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 808,645,000 6 $ 888,000
Visionbank
3000 25TH STREET SOUTH
FARGO, ND 58103
* $ 140,214,000 6 $ 566,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 5 $ 404,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 5 $ 371,000
Frandsen Bank & Trust
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ 1,439,611,000 5 $ 439,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 5 $ 1,030,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,056,671,000 5 $ 534,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 5 $ 817,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 5 $ 785,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 4 $ 690,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 4 $ 511,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 4 $ 667,000
Edward Jones Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,783,443,000 4 $ 460,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 4 $ 616,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 4 $ 628,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 4 $ 689,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 4 $ 520,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 515,461,000 4 $ 530,000
Magnifi Financial Credit Union
20 4TH AVE SE
MELROSE, MN 56352
* $ 622,656,000 4 $ 568,000
Magnifi Financial Credit Union
20 4TH AVE SE
MELROSE, MN 56352
* $ 622,656,000 4 $ 971,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 4 $ 706,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 921,138,000 4 $ 679,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,283,070,000 4 $ 700,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 3 $ 231,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 3 $ 733,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 195,395,000 3 $ 38,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 3,393,499,000 3 $ 426,000
First Holding Company of Cavalier, Inc.
PO BOX 170
CAVALIER, ND 58220
* $ 225,584,000 3 $ 260,000
Citizens Bank and Trust Company
7553 NW BARRY ROAD
KANSAS CITY, MO 64153
* $ 866,995,000 3 $ 397,000
Consumer Loan Services, LLC
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 10,000,000 3 $ 206,000
Mortgages Unlimited Inc.
7365 KIRKWOOD COURT NORTH SUITE 300
MAPLE GROVE, MN 55113
* $ 1,518,000 3 $ 441,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 3 $ 371,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 3 $ 346,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 3 $ 378,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 3 $ 529,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 3 $ 494,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 3 $ 332,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 3 $ 413,000
Residential Finance Corporatio
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 3 $ 838,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 3 $ 381,000
Ramsey National Bank
PO BOX 160
DEVILS LAKE, ND 58301
* $ 241,087,000 3 $ 1,184,000
Onemain Financial Servi
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 389,000,000 3 $ 311,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 114,540,379,000 3 $ 558,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 3 $ 344,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 2 $ 161,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 2 $ 195,000
W. J. Bradley Mortgage Capital
6465 GREENWOOD PLAZA BLVD, SUITE 500
CENTENNIAL, CO 80111
* $ 10,000,000 2 $ 248,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 21,715,012,000 2 $ 254,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 2 $ 334,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 13,433,098,000 2 $ 220,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 2 $ 285,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 2 $ 238,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 2 $ 249,000
Edward Jones Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,783,443,000 2 $ 158,000
Heritage Bank NA
100 SOUTH STREET W
SPICER, MN 56288
* $ 463,178,000 2 $ 425,000
Farmers Bank and Trust NA
1017 HARRISON
GREAT BEND, KS 67530
* $ 648,887,000 2 $ 340,000
Bank of Whittier, NA
15141 E WHITTIER BLVD
WHITTIER, CA 90603
* $ 49,298,000 2 $ 414,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 2 $ 572,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 2 $ 467,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 2 $ 258,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ 10,000,000 2 $ 187,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 2 $ 241,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 2 $ 322,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 2 $ 480,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 2 $ 262,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 2 $ 197,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 2 $ 12,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ 10,000,000 2 $ 502,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ 10,000,000 2 $ 142,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 2 $ 418,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 2 $ 376,000
Roundbank
200 SECOND STREET NE, PO BOX 667
WASECA, MN 56093
* $ 290,234,000 2 $ 161,000
Bank Forward
390 WHEAT STREET, PO BOX 100
FARGO, ND 58104
* $ 471,627,000 2 $ 194,000
Choice Financial Group
4501 23RD AVE S
FARGO, ND 58104
* $ 593,779,000 2 $ 447,000
Northland Financial
115 E BROADWAY
STEELE, ND 58482
* $ 176,859,000 2 $ 346,000
Security First Bank of North Dakota
700 ASH AVENUE
NEW SALEM, ND 58563
* $ 140,532,000 2 $ 220,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 12,019,539,000 2 $ 436,000
First State Bank
423 BROADWAY
BUXTON, ND 58218
* $ 145,486,000 2 $ 565,000
Kirkwood Bank & Trust Co.
2911 N 14TH STREET
BISMARCK, ND 58503
* $ 167,844,000 2 $ 239,000
Bravera Bank
140 1ST AVENUE WEST
DICKINSON, ND 58601
* $ 896,529,000 2 $ 2,241,000
Cuso Mortgage, Inc.
5601 E LA PALMA AVENUE
ANAHEIM, CA 92807
* $ 10,000,000 2 $ 377,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 1,580,221,000 2 $ 269,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ 10,000,000 2 $ 523,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 2 $ 197,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 2 $ 14,000
Thrivent Financial Bank
122 EAST COLLEGE AVE., SUITE 1E
APPLETON, WI 54911
* $ 546,918,000 2 $ 526,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 826,484,000 2 $ 420,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 826,484,000 2 $ 306,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 3,115,825,000 2 $ 596,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 2 $ 220,000
Justice Federal Credit Union
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 528,308,000 2 $ 16,000
The Business Bank
11100 WAYZATA BLVD SUITE 150
MINNETONKA, MN 55305
* $ 196,128,000 2 $ 404,000
The Business Bank
11100 WAYZATA BLVD SUITE 150
MINNETONKA, MN 55305
* $ 196,128,000 2 $ 482,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 142,947,000 2 $ 366,000
Bremer Bank NA (Grand Forks)
3100 SOUTH COLUMBIA RD
GRAND FORKS, ND 58201
* $ 898,474,000 2 $ 191,000
Bremer Bank NA (Willmar)
302 FIFTH ST SW
WILLMAR, MN 56201
* $ 590,415,000 2 $ 125,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 619,450,000 2 $ 537,000
Woodlands National Bank
122 EAST MAIN STREET P.O. BOX 190
HINCKLEY, MN 55037
* $ 137,826,000 2 $ 386,000
Grand Bank, National Association
2297 HWY 33
HAMILTON, NJ 08690
* $ 341,507,000 2 $ 488,000
Grand Bank, National Association
2297 HWY 33
HAMILTON, NJ 08690
* $ 341,507,000 1 $ 118,000
Falcon National Bank
183 CEDAR DRIVE
FOLEY, MN 56329
* $ 127,152,000 1 $ 10,000
American National Bank of Minnesota
1920 SOUTH SIXTH STREET
BRAINERD, MN 56401
* $ 277,828,000 1 $ 126,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 477,611,000 1 $ 191,000
Minnesota Bank & Trust
7701 FRANCE AVE S SUITE 110
EDINA, MN 55435
* $ 81,457,000 1 $ 160,000
First Choice Bank
669 WHITEHEAD ROAD
LAWRENCEVILLE, NJ 08648
* $ 669,292,000 1 $ 221,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 584,153,000 1 $ 195,000
Bankvista
125 TWIN RIVERS CT
SARTELL, MN 56377
* $ 111,487,000 1 $ 184,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 1 $ 118,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 3,115,825,000 1 $ 94,000
Northwest Federal Credit Union
220 SPRING STREET
HERNDON, VA 20170
* $ 2,104,738,000 1 $ 88,000
Purdue Federal CU
1551 WIN HENTSCHEL BLVD., PO BOX 2433
WEST LAFAYETTE, IN 47906
* $ 699,615,000 1 $ 220,000
Firefly
1400 RIVERWOOD DR
BURNSVILLE, MN 55337
* $ 853,036,000 1 $ 134,000
Hiway Credit Union
111 EMPIRE DRIVE
SAINT PAUL, MN 55103
* $ 824,231,000 1 $ 191,000
Hiway Credit Union
111 EMPIRE DRIVE
SAINT PAUL, MN 55103
* $ 824,231,000 1 $ 190,000
Washington Trust Bank
717 W SPRAGUE AVE
SPOKANE, WA 99201
* $ 4,172,393,000 1 $ 62,000
First Premier Bank
400 S SYCAMORE AVE, SUITE 101
SIOUX FALLS, SD 57104
* $ 1,119,448,000 1 $ 175,000
First Western Bank & Trust
900 SOUTH BROADWAY
MINOT, ND 58701
* $ 707,745,000 1 $ 35,000
Thrivent Financial Bank
122 EAST COLLEGE AVE., SUITE 1E
APPLETON, WI 54911
* $ 546,918,000 1 $ 60,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 72,848,000 1 $ 306,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,458,515,000 1 $ 181,000
Cortrust Mortgage, Inc.
2101 S MINNESOTA AVENUE
SIOUX FALLS, SD 57105
* $ 10,000,000 1 $ 172,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 195,395,000 1 $ 21,000
Tiaa-Cref Trust Company FSB
211 NORTH BROADWAY, STE 1000
ST. LOUIS, MO 63102
* $ 495,222,000 1 $ 222,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 419,837,000 1 $ 158,000
Liberty Savings Bank FSB
111 7TH AVE S
SAINT CLOUD, MN 56301
* $ 163,742,000 1 $ 168,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 1,400,000,000 1 $ 205,000
Aurora Bank FSB
10350 PARK MEADOWS DRIVE
LONE TREE, CO 80124
* $ 4,140,785,000 1 $ 200,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 978,405,000 1 $ 100,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,184,743,000 1 $ 175,000
Home Federal Bank
P.O. BOX 5000
SIOUX FALLS, SD 57117
* $ 1,224,205,000 1 $ 50,000
Midcountry Bank
7825 WASHINGTON AVE. S., STE. 120
BLOOMINGTON, MN 55439
* $ 674,749,000 1 $ 161,000
Midcountry Bank
7825 WASHINGTON AVE. S., STE. 120
BLOOMINGTON, MN 55439
* $ 674,749,000 1 $ 365,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 374,787,000 1 $ 190,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 1 $ 112,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 130,000
Cuso Mortgage, Inc.
5601 E LA PALMA AVENUE
ANAHEIM, CA 92807
* $ 10,000,000 1 $ 174,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 139,000
Republic Bank & Trust
601 W MARKET ST
LOUISVILLE, KY 40202
* $ 3,310,308,000 1 $ 29,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 1 $ 205,000
Americanwest Bank
P O BOX 105
CHEWELAH, WA 99109
* $ 2,274,641,000 1 $ 158,000
Texas Star Bank SSB
101 GASSAWAY
LOTT, TX 76656
* $ 75,989,000 1 $ 126,000
Security First Bank of North Dakota
700 ASH AVENUE
NEW SALEM, ND 58563
* $ 140,532,000 1 $ 112,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 217,217,000 1 $ 140,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,123,880,000 1 $ 73,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,123,880,000 1 $ 83,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,382,225,000 1 $ 152,000
Harvest Bank
PO BOX 70
KIMBALL, MN 55353
* $ 74,872,000 1 $ 57,000
Great Lakes Credit Union
2525 GREEN BAY
BANNOCKBURN, IL 60015
* $ 543,937,000 1 $ 74,000
Ultima Bank Minnesota
603 HILLIGOSS BLVD. SE
FOSSTON, MN 56542
* $ 123,845,000 1 $ 173,000
Unity Bank North
PO BOX 280
RED LAKE FALLS, MN 56750
* $ 74,955,000 1 $ 154,000
Frandsen Bank & Trust
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ 1,439,611,000 1 $ 80,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 414,758,000 1 $ 327,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,898,665,000 1 $ 26,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 1 $ 290,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 81,000
Peoples Home Equity
5205 MARYLAND WAY SUITE 100
BRENTWOOD, TN 37027
* $ 1,065,000 1 $ 153,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 121,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 1 $ 150,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 1 $ 126,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 1 $ 233,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 137,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 1 $ 135,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 101,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 123,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 1 $ 179,000
Arbor Mortgage Corporation
2311 EAST BELTLINE AVE SE 200
GRAND RAPIDS, MI 49546
* $ 15,555,000 1 $ 169,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 1 $ 117,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 1 $ 151,000
Mid-Island Mortgage Corp.
900 MERCHANTS CONCOURSE, SUITE #112
WESTBURY, NY 11590
* $ 10,000,000 1 $ 118,000
Home Finance of America
521 PLYMOUTH ROAD, SUITE 112
PLYMOUTH MEETING, PA 19462
* $ 17,371,000 1 $ 62,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 135,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 1 $ 205,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 1 $ 135,000
Wcs Lending, LLC
951 YAMATO ROAD, SUITE 150
BOCA RATON, FL 33431
* $ 25,076,000 1 $ 112,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 1 $ 199,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 1 $ 108,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 1 $ 126,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ 863,794,000 1 $ 241,000
Heritage Bank NA
100 SOUTH STREET W
SPICER, MN 56288
* $ 463,178,000 1 $ 98,000
Military Family Home Loans, Ll
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 1,102,281,049,000 1 $ 170,000
Sterling National Bank
98 CUTTERMILL ROAD
GREAT NECK, NY 11021
* $ 2,458,228,000 1 $ 216,000
Ing Bank, FSB / Capital One
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 92,212,498,000 1 $ 138,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 25,513,620,000 1 $ 104,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 25,513,620,000 1 $ 324,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 1 $ 202,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 2,084,000,000 1 $ 143,000
E*Trade Savings Bank
671 N. GLEBE RD 12TH FLOOR
ARLINGTON, VA 22203
* $ 1,677,184,000 1 $ 136,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 1 $ 558,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ 103,790,000,000 1 $ 156,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ 10,000,000 1 $ 159,000
Reverse Mortgage USA, Inc.
6500 RIVER PLACE BLVD, BLDG 1, STE 425
AUSTIN, TX 78730
* $ 3,305,000 1 $ 44,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 1 $ 166,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 182,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 1 $ 164,000

The tables below break down 2012 mortgage applications in Fargo, ND-MN metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Fargo, ND-MN in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 8,931 $1,362,248,000 $152,000 $7,658,000 $83,000 $9,998,000
Home Purchase 5,134 $876,176,000 $170,000 $11,000,000 $71,000 $2,004,000
Home Improvement 784 $42,611,000 $54,000 $900,000 $77,000 $554,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 12,026 $1,734,233,000 $144,000 $3,915,000 $89,000 $9,998,000
Not applicable 1,895 $421,200,000 $222,000 $11,000,000 $7,000 $252,000
Not Provided 588 $75,774,000 $128,000 $2,867,000 $97,000 $4,538,000
Asian 116 $19,565,000 $168,000 $417,000 $110,000 $600,000
Hispanic 111 $14,307,000 $128,000 $417,000 $71,000 $485,000
Black or African American 59 $7,767,000 $131,000 $314,000 $65,000 $225,000
American Indian or Alaskan Native 38 $5,500,000 $144,000 $392,000 $78,000 $310,000
Native Hawaiian or Other Pacific Islander 16 $2,689,000 $168,000 $417,000 $75,000 $162,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 11,359 $1,756,418,000 $154,000 $11,000,000 $89,000 $9,998,000
FHA-insured (Federal Housing Administration) 2,523 $359,021,000 $142,000 $276,000 $45,000 $574,000
VA-guaranteed (Veterans Administration) 867 $153,471,000 $177,000 $661,000 $41,000 $282,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 100 $12,125,000 $121,000 $242,000 $39,000 $87,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 9,629 $1,494,430,000 $155,000 $11,000,000 $89,000 $9,998,000
Loan Purchased By The Institution 2,513 $393,752,000 $156,000 $480,000 $34,000 $903,000
Application Denied By Financial Institution 1,172 $167,375,000 $142,000 $7,300,000 $80,000 $6,000,000
Application Withdrawn By Applicant 947 $142,422,000 $150,000 $5,160,000 $81,000 $720,000
Application Approved But Not Accepted 393 $54,658,000 $139,000 $417,000 $91,000 $1,200,000
File Closed For Incompleteness 195 $28,398,000 $145,000 $440,000 $90,000 $650,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 329 $35,340,000 $107,000 $417,000 $69,000 $400,000
Debt-To-Income Ratio 253 $33,483,000 $132,000 $512,000 $57,000 $410,000
Collateral 206 $32,145,000 $156,000 $1,075,000 $107,000 $2,004,000
Other 115 $20,882,000 $181,000 $7,280,000 $83,000 $800,000
Credit Application Incomplete 83 $11,638,000 $140,000 $676,000 $151,000 $6,000,000
Unverifiable Information 29 $3,652,000 $125,000 $417,000 $83,000 $360,000
Employment History 16 $1,980,000 $123,000 $208,000 $50,000 $102,000
Insufficient Cash (Downpayment, Closing Cost) 12 $1,993,000 $166,000 $558,000 $79,000 $455,000
Mortgage Insurance Denied 1 $172,000 $172,000 $172,000 $69,000 $69,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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