Unlock detailed Fayette County IL mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Illinois.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 920 |
| Total Mortgage Loan Application Amount | $80,434,000 |
| Average Mortgage Loan Application Amount | $87,000 |
| Highest Mortgage Loan Application Amount | $390,000 |
| Average Applicant Income | $59,000 |
| Highest Applicant Income | $1,051,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| THE FIRST NATIONAL BANK 432 W GALLATIN VANDALIA, IL 62471 |
* | $ 243,363,000 | 231 | $ 16,664,000 |
| BANK OF HILLSBORO, NATIONAL ASSOCIATION PO BOX 310 HILLSBORO, IL 62049 |
* | $ 224,357,000 | 133 | $ 12,303,000 |
| UNITED COMMUNITY BANK 104 N MACOUPIN CHATHAM, IL 62033 |
* | $ 791,055,000 | 72 | $ 6,630,000 |
| MIDLAND STATES BANK 1201 NETWORK CENTRE DRIVE EFFINGHAM, IL 62401 |
* | $ 438,020,000 | 70 | $ 7,345,000 |
| JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,746,242,000,000 | 59 | $ 4,457,000 |
| FIRST BANK 600 JAMES MCDONNELL BLVD CREVE COEUR, MO 63042 |
* | $ 10,737,031,000 | 45 | $ 4,158,000 |
| FIRST MID BANK & TRUST, NATIONAL ASSOCIATION 1515 CHARLESTON AVE, PO BOX 499 MATTOON, IL 61938 |
* | $ 1,042,740,000 | 25 | $ 2,051,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 69,459,606,000 | 20 | $ 1,839,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 20 | $ 2,226,000 |
| US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 261,775,591,000 | 15 | $ 1,529,000 |
| CITIBANK, N.A. 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,227,040,000,000 | 15 | $ 820,000 |
| WELLS FARGO BANK, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042 DES MOINES, IA 50328 |
* | $ 538,958,000,000 | 15 | $ 1,835,000 |
| BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,471,631,047,000 | 14 | $ 1,714,000 |
| PEOPLES BANK & TRUST 200 S LOCUST, PO BOX 350 PANA, IL 62557 |
* | $ 179,588,000 | 12 | $ 892,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 9 | $ 835,000 |
| FIFTH THIRD BANK 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 69,459,606,000 | 9 | $ 623,000 |
| METLIFE BANK, N.A. 334 MADISON AVENUE CONVENT STATION, NJ 07961 |
* | $ 10,273,647,000 | 8 | $ 979,000 |
| ALLY BANK F/K/A/ GMAC BANK 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 32,882,574,000 | 8 | $ 1,030,000 |
| THE BRADFORD NATIONAL BANK OF GREENVILLE 100 E COLLEGE AVE GREENVILLE, IL 62246 |
* | $ 184,992,000 | 7 | $ 699,000 |
| THE BANK OF EDWARDSVILLE 330 W VANDALIA EDWARDSVILLE, IL 62025 |
* | $ 1,245,862,000 | 6 | $ 640,000 |
| FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD MENDOTA, IL 61704 |
* | $ 327,995,000 | 5 | $ 337,000 |
| BANK OF SPRINGFIELD 2600 STEVENSON DRIVE SPRINGFIELD, IL 62703 |
* | $ 533,469,000 | 5 | $ 516,000 |
| FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 14,157,838,000 | 5 | $ 606,000 |
| COUNTRYWIDE BANK FSB 30930 RUSSELL RANCH ROAD MS CA6-916-02-0 WESTLAKE VILLAGE, CA 91362 |
* | $ 117,978,966,000 | 5 | $ 681,000 |
| EVERETT FINANCIAL INC. 14801 QUORUM DR SUITE 300 DALLAS, TX 75254 |
* | $ 3,642,000 | 5 | $ 472,000 |
| FCB BANKS 800 BELT LINE ROAD COLLINSVILLE, IL 62234 |
* | $ 585,799,000 | 4 | $ 370,000 |
| BANK & TRUST COMPANY 401 N MADISON LITCHFIELD, IL 62056 |
* | $ 266,914,000 | 4 | $ 398,000 |
| CITIFINANCIAL SERVICES, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 4 | $ 142,000 |
| TAYLOR, BEAN & WHITAKER 315 NE 14TH STREET OCALA, FL 34470 |
* | $ 10,000,000 | 4 | $ 586,000 |
| GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 3 | $ 248,000 |
| HFC COMPANY LLC 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 15,000,000 | 3 | $ 185,000 |
| SOUTH CENTRAL BANK, NATIONAL ASSOCIATION 525 W ROOSEVELT RD CHICAGO, IL 60607 |
* | $ 213,972,000 | 3 | $ 46,000 |
| CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 3 | $ 422,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 3 | $ 339,000 |
| EVERBANK 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 7,047,356,000 | 3 | $ 174,000 |
| LAND OF LINCOLN CREDIT UNION 3130 E MOUND RD DECATUR, IL 62526 |
* | $ 116,579,000 | 3 | $ 85,000 |
| EVERHOME MORTGAGE COMPANY 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 3,027,261,000 | 3 | $ 174,000 |
| SCOTT CREDIT UNION 101 CREDIT UNION WAY EDWARDSVILLE, IL 62025 |
* | $ 556,487,000 | 2 | $ 35,000 |
| AVELO MORTGAGE, L.L.C 250 EAST JOHN CARPENTER FREEWAY IRVING, TX 75062 |
* | $ 10,000,000 | 2 | $ 194,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 2 | $ 268,000 |
| MIDFIRST BANK 501 NW GRAND BLVD. OKLAHOMA CITY, OK 73118 |
* | $ 14,649,039,000 | 2 | $ 87,000 |
| CITICORP TRUST BANK, FSB 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 21,270,147,000 | 2 | $ 152,000 |
| ILLINI BANK 3200 W. ILES AVENUE SPRINGFIELD, IL 62711 |
* | $ 236,301,000 | 2 | $ 168,000 |
| MARINE BANK 3050 WABASH AVENUE SPRINGFIELD, IL 62704 |
* | $ 639,100,000 | 2 | $ 250,000 |
| PRAIRIE STATE BANK AND TRUST 3751 W. WABASH AVE SPRINGFIELD, IL 62711 |
* | $ 421,332,000 | 2 | $ 254,000 |
| REGIONS BANK 1900 5TH AVENUE N - ALBH10903B BIRMINGHAM, AL 35203 |
* | $ 142,084,005,000 | 2 | $ 175,000 |
| UMB BANK, NA 1008 OAK ST. KANSAS CITY, MO 64106 |
* | $ 9,262,734,000 | 2 | $ 22,000 |
| CARLINVILLE NATIONAL BANK 450 WEST SIDE SQUARE CARLINVILLE, IL 62626 |
* | $ 201,236,000 | 2 | $ 46,000 |
| SOUTH CENTRAL ILLINOIS MTG LLC 200 E. HOMER ADAMS PARKWAY ALTON, IL 62002 |
* | $ 10,000,000 | 2 | $ 130,000 |
| NATIONWIDE ADVANTAGE MORTGAGE 1100 LOCUST ST DES MOINES, IA 50391 |
* | $ 31,000,000 | 1 | $ 48,000 |
| FRANKLIN AMERICAN MORTGAGE CO 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 1 | $ 164,000 |
| PROVIDENT FUNDING ASSOCIATES, L.P. 851 TRAEGER AVENUE, SUITE 100 SACRAMENTO, CA 94066 |
* | $ 10,000,000 | 1 | $ 143,000 |
| BANCGROUP MORTGAGE CORPORATION 10400 SOUTH ROBERTS ROAD PALOS HILLS, IL 60465 |
* | $ 10,000,000 | 1 | $ 83,000 |
| THE FARMERS AND MERCHANTS NATIONAL BANK OF NASHVILLE 120 WEST ST. LOUIS STREET NASHVILLE, IL 62263 |
* | $ 133,943,000 | 1 | $ 92,000 |
| PEOPLES NATIONAL BANK , N.A. 520 S 42ND ST MOUNT VERNON, IL 62864 |
* | $ 796,873,000 | 1 | $ 125,000 |
| FIRST FINANCIAL BANK, NATIONAL ASSOCIATION 1401 S. THIRD ST. TERRE HAUTE, IN 47802 |
* | $ 2,224,572,000 | 1 | $ 88,000 |
| PNC BANK N.A. 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 140,777,455,000 | 1 | $ 158,000 |
| EAGLE NATIONAL BANK 8045 WEST CHESTER PIKE UPPER DARBY, PA 19082 |
* | $ 258,044,000 | 1 | $ 118,000 |
| US BANK NORTH DAKOTA 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 4,858,594,000 | 1 | $ 23,000 |
| CAPITAL ONE HOME LOANS, LLC 12800 FOSTER STREET OVERLAND PARK, KS 66213 |
* | $ 88,701,411,000 | 1 | $ 86,000 |
| CENTRUE BANK 606 BROADWAY COAL CITY, IL 60416 |
* | $ 1,396,918,000 | 1 | $ 2,000 |
| SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 185,098,787,000 | 1 | $ 113,000 |
| BENEFICIAL COMPANY LLC 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 4,017,643,000 | 1 | $ 71,000 |
| WINTRUST MORTGAGE CORPORATION 660 MIDWEST RD SUITE 100 OAK BROOK TERRACE, IL 60181 |
* | $ 300,000,000 | 1 | $ 118,000 |
| EQUIFIRST CORPORATION 13000 S TRYON ST, STE F, PMB 317 CHARLOTTE, NC 28278 |
* | $ 279,777,049,000 | 1 | $ 166,000 |
| GERMANTOWN TRUST & SAVINGS BANK 205 GERMANTOWN RD BREESE, IL 62230 |
* | $ 304,354,000 | 1 | $ 153,000 |
| CARROLLTON BANK P. O. BOX 232 CARROLLTON, IL 62016 |
* | $ 731,442,000 | 1 | $ 175,000 |
| BUSEY BANK 100 W UNIVERSITY AVE CHAMPAIGN, IL 61820 |
* | $ 4,012,831,000 | 1 | $ 63,000 |
| M&I BANK FSB W57N14280 DOERR WAY CEDARBURG, WI 53012 |
* | $ 2,568,044,000 | 1 | $ 96,000 |
| HOME SAVINGS OF AMERICA 35 E BROADWAY LITTLE FALLS, MN 56345 |
* | $ 427,899,000 | 1 | $ 91,000 |
| E*TRADE BANK 671 NORTH GLEBE RD, 12TH FLOOR ARLINGTON, VA 22203 |
* | $ 44,958,963,000 | 1 | $ 104,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 32,584,979,000 | 1 | $ 15,000 |
| FIRST PLACE BANK 185 EAST MARKET WARREN, OH 44481 |
* | $ 3,311,463,000 | 1 | $ 83,000 |
| BANTERRA BANK 111 AIRWAY DRIVE MARION, IL 62959 |
* | $ 1,101,044,000 | 1 | $ 41,000 |
| BAXTER CREDIT UNION 340 N MILWAUKEE AVE VERNON HILLS, IL 60061 |
* | $ 1,357,964,000 | 1 | $ 62,000 |
| FRONTIER FINANCIAL, INC. 16647 CHESTERFIELD GROVE ROAD, SUITE 100 CHESTERFIELD, MO 63005 |
* | $ 653,000 | 1 | $ 45,000 |
| HOME LOAN CENTER 163 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 1 | $ 227,000 |
| MLD MORTGAGE INC. 30B VREELAND ROAD FLORHAM PARK, NJ 07932 |
* | $ 10,000,000 | 1 | $ 190,000 |
| FINANCIAL FREEDOM ACQUISITION 1 BANTING IRVINE, CA 92618 |
* | $ 36,000,000,000 | 1 | $ 49,000 |
| PENTAGON FEDERAL CREDIT UNION 14300 SULLYFIELD CIRCLE CHANTILLY, VA 20151 |
* | $ 12,942,945,000 | 1 | $ 74,000 |
| GCS FEDERAL CREDIT UNION 4101 STATE HWY 111 PONTOON BEACH, IL 62040 |
* | $ 253,818,000 | 1 | $ 15,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,677,931,000 | 1 | $ 24,000 |
| 1ST ADVANTAGE MORTGAGE 701 E 22ND ST, STE 125 LOMBARD, IL 60148 |
* | $ 10,000,000 | 1 | $ 109,000 |
| FLAGSHIP MORTGAGE CORPORATION 100 OLD WILSON BRIDGE RD WORTHINGTON, OH 43085 |
* | $ 10,000,000 | 1 | $ 111,000 |
| REUNION MORTGAGE, INC 860 HILLVIEW COURT #300 MILPITAS, CA 95035 |
* | $ 10,000,000 | 1 | $ 72,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2009, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 599 | $57,974,000 | $96,000 | $390,000 | $63,000 | $307,000 |
| Home Purchase | 242 | $18,575,000 | $76,000 | $271,000 | $50,000 | $1,051,000 |
| Home Improvement | 79 | $3,885,000 | $49,000 | $250,000 | $59,000 | $108,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 850 | $75,149,000 | $88,000 | $390,000 | $60,000 | $307,000 |
| Not applicable | 31 | $2,646,000 | $85,000 | $300,000 | $50,000 | $1,051,000 |
| Not Provided | 24 | $1,712,000 | $71,000 | $143,000 | $59,000 | $157,000 |
| Black or African American | 6 | $481,000 | $80,000 | $162,000 | $57,000 | $81,000 |
| Hispanic | 3 | $189,000 | $63,000 | $85,000 | $51,000 | $125,000 |
| Asian | 3 | $143,000 | $47,000 | $71,000 | $27,000 | $53,000 |
| American Indian or Alaskan Native | 2 | $85,000 | $42,000 | $50,000 | $56,000 | $68,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $29,000 | $29,000 | $29,000 | $24,000 | $24,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 689 | $60,225,000 | $87,000 | $390,000 | $68,000 | $1,051,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 135 | $9,238,000 | $68,000 | $172,000 | $23,000 | $79,000 |
| FHA-insured (Federal Housing Administration) | 91 | $10,469,000 | $115,000 | $222,000 | $48,000 | $151,000 |
| VA-guaranteed (Veterans Administration) | 5 | $502,000 | $100,000 | $166,000 | $31,000 | $81,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 601 | $53,002,000 | $88,000 | $390,000 | $66,000 | $1,051,000 |
| Application Denied By Financial Institution | 119 | $10,150,000 | $85,000 | $274,000 | $53,000 | $241,000 |
| Loan Purchased By The Institution | 91 | $6,803,000 | $74,000 | $220,000 | $10,000 | $112,000 |
| Application Approved But Not Accepted | 71 | $6,738,000 | $94,000 | $240,000 | $71,000 | $188,000 |
| Application Withdrawn By Applicant | 33 | $3,176,000 | $96,000 | $250,000 | $65,000 | $139,000 |
| File Closed For Incompleteness | 5 | $565,000 | $113,000 | $193,000 | $56,000 | $79,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 36 | $2,211,000 | $61,000 | $240,000 | $47,000 | $157,000 |
| Debt-To-Income Ratio | 18 | $2,054,000 | $114,000 | $265,000 | $47,000 | $241,000 |
| Collateral | 16 | $1,464,000 | $91,000 | $180,000 | $67,000 | $129,000 |
| Credit Application Incomplete | 5 | $607,000 | $121,000 | $210,000 | $48,000 | $96,000 |
| Other | 5 | $514,000 | $102,000 | $233,000 | $71,000 | $96,000 |
| Employment History | 2 | $84,000 | $42,000 | $59,000 | $44,000 | $56,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $199,000 | $99,000 | $107,000 | $59,000 | $75,000 |
| Mortgage Insurance Denied | 1 | $48,000 | $48,000 | $48,000 | $34,000 | $34,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.