Unlock detailed Fayette County IA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
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activity and lending patterns in this area and throughout the US.
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about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 697 |
| Total Mortgage Loan Application Amount | $64,939,000 |
| Average Mortgage Loan Application Amount | $93,000 |
| Highest Mortgage Loan Application Amount | $2,775,000 |
| Average Applicant Income | $65,000 |
| Highest Applicant Income | $1,112,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| VERIDIAN CREDIT UNION 1827 ANSBOROUGH AVE WATERLOO, IA 50701 |
* | $ 2,350,048,000 | 153 | $ 8,999,000 |
| LUANA SAVINGS BANK 100 HARVEST DRIVE LUANA, IA 52156 |
* | $ 510,019,000 | 78 | $ 7,416,000 |
| FIDELITY BANK & TRUST 4250 ASBURY ROAD DUBUQUE, IA 52002 |
* | $ 597,378,000 | 48 | $ 6,014,000 |
| KERNDT BROTHERS SAVINGS BANK 370 MAIN ST PO BOX 370 LANSING, IA 52151 |
* | $ 246,144,000 | 36 | $ 7,725,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,266,125,000,000 | 32 | $ 2,643,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 345,088,616,000 | 30 | $ 2,465,000 |
| REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 120,420,787,000 | 27 | $ 1,344,000 |
| GUILD MORTGAGE COMPANY LLC 5898 COPLEY DRIVE GLENDALE, CA 92111 |
* | $ 31,000,000 | 25 | $ 2,454,000 |
| FIRST STATE BANK PO BOX 206, 1150 W 1ST ST SUMNER, IA 50674 |
* | $ 106,522,000 | 18 | $ 1,340,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 13 | $ 1,062,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,896,773,000,000 | 13 | $ 1,110,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 12 | $ 856,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,474,077,383,000 | 11 | $ 1,137,000 |
| BANKIOWA OF CEDAR RAPIDS 7045 C AVE NE CEDAR RAPIDS, IA 52402 |
* | $ 493,108,000 | 11 | $ 1,555,000 |
| FARMERS STATE BANK 131 TOWER PARK DRIVE SUITE 100 WATERLOO, IA 50701 |
* | $ 458,915,000 | 10 | $ 651,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,313,401,000,000 | 10 | $ 849,000 |
| MARINE CREDIT UNION 811 MONITOR STREET LA CROSSE, WI 54603 |
* | $ 414,584,000 | 9 | $ 442,000 |
| NORTHEAST SECURITY BANK 108 NORTH CARPENTER SUMNER, IA 50674 |
* | $ 126,599,000 | 8 | $ 672,000 |
| DUPACO COMMUNITY PO BOX 179 DUBUQUE, IA 52004 |
* | $ 1,067,664,000 | 8 | $ 476,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 7 | $ 538,000 |
| EMPEOPLE CREDIT UNION 3950 38TH AVENUE MOLINE, IL 61265 |
* | $ 589,329,000 | 6 | $ 355,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 6 | $ 531,000 |
| ANCHORBANK FSB 25 WEST MAIN STREET MADISON, WI 53703 |
* | $ 2,413,158,000 | 6 | $ 447,000 |
| IOWA BANKERS MORTGAGE CORPORATION 8800 NW 62ND AVE JOHNSTON, IA 50131 |
* | $ 10,000,000 | 6 | $ 693,000 |
| INSPIRED FINANCIAL SERVICES, LLC 2708 BICENTENNIAL DR, STE A CEDAR FALLS, IA 50613 |
* | $ 153,979,000 | 6 | $ 698,000 |
| STATE BANK 25 N. CHESTNUT AVE NEW HAMPTON, IA 50659 |
* | $ 371,138,000 | 5 | $ 493,000 |
| BANK IOWA 1150 JORDAN CREEK PARKWAY WEST DES MOINES, IA 50266 |
* | $ 1,143,978,000 | 4 | $ 791,000 |
| COMMUNITY SAVINGS BANK PO BOX 77 EDGEWOOD, IA 52042 |
* | $ 337,930,000 | 4 | $ 244,000 |
| PREMIER LENDING ALLIANCE, LLC 8831THOMAS AVE. SUITE 100 DES MOINES, IA 50131 |
* | $ 100,000,000 | 4 | $ 426,000 |
| CONSUMER LOAN SERVICES, LLC 811 MONITOR STREET LA CROSSE, WI 54603 |
* | $ 10,000,000 | 3 | $ 347,000 |
| INLANTA MORTGAGE, INC. W239 N3490 PEWAUKEE ROAD, STE.200 PEWAUKEE, WI 53072 |
* | $ 39,000,000 | 3 | $ 251,000 |
| AMERICAN SOUTHWEST MORTGAGE CORP. 5900 MOSTELLER DRIVE SUITE 10 OKLAHOMA CITY, OK 73112 |
* | $ 143,000,000 | 3 | $ 354,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ 880,000,000 | 3 | $ 682,000 |
| COLONIAL SAVINGS, F.A. P O BOX 2988 FORT WORTH, TX 76113 |
* | $ 1,105,077,000 | 3 | $ 393,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 14,069,057,000 | 2 | $ 235,000 |
| FARMERS SAVINGS BANK 103 3RD ST FREDERIKA, IA 50631 |
* | $ 48,841,000 | 2 | $ 166,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 52,436,123,000 | 2 | $ 429,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 2 | $ 369,000 |
| MIDWESTONE BANK 102 SOUTH CLINTON STREET IOWA CITY, IA 52240 |
* | $ 1,779,605,000 | 2 | $ 142,000 |
| PREMIER HOME MORTGAGE, INC. 3024 TOWER RD RAPID CITY, SD 57701 |
* | $ 20,569,000 | 2 | $ 261,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ 10,000,000 | 2 | $ 164,000 |
| MANUFACTURERS BANK & TRUST COMPANY 245 EAST J ST, PO BOX 450 FOREST CITY, IA 50436 |
* | $ 286,363,000 | 2 | $ 570,000 |
| GREENSTATE CREDIT UNION 2355 LANDON RD NORTH LIBERTY, IA 52317 |
* | $ 1,800,664,000 | 2 | $ 216,000 |
| READLYN SAVINGS BANK 141 MAIN STREET PO BOX 40 READLYN, IA 50668 |
* | $ 64,956,000 | 2 | $ 341,000 |
| DISCOVER HOME LOANS, INC. 173 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 73,491,315,000 | 2 | $ 314,000 |
| BANK OF THE WEST 180 MONTGOMERY STREET SAN FRANCISCO, CA 94104 |
* | $ 63,343,359,000 | 2 | $ 125,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 119,444,656,000 | 1 | $ 257,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 169,076,807,000 | 1 | $ 36,000 |
| VALLEY BANK 3455 AVENUE OF THE CITIES MOLINE, IL 61265 |
* | $ 589,218,000 | 1 | $ 68,000 |
| CITIZENS STATE BANK 117 W 1ST ST (PO BOX 517) MONTICELLO, IA 52310 |
* | $ 348,274,000 | 1 | $ 43,000 |
| DENVER SAVINGS BANK 121 S. STATE STREET DENVER, IA 50622 |
* | $ 136,426,000 | 1 | $ 84,000 |
| LINCOLN SAVINGS BANK 301 WASHINGTON ST REINBECK, IA 50613 |
* | $ 630,111,000 | 1 | $ 204,000 |
| FARMERS STATE BANK 1240 8TH AVE MARION, IA 52302 |
* | $ 676,630,000 | 1 | $ 75,000 |
| CENTIER BANK 600 E 84TH AVENUE WHITING, IN 46410 |
* | $ 2,203,139,000 | 1 | $ 57,000 |
| CITY STATE BANK 801 MAIN STREET NORWALK, IA 50211 |
* | $ 261,399,000 | 1 | $ 162,000 |
| VIBRANT CREDIT UNION 1900 52ND AVE MOLINE, IL 61265 |
* | $ 457,855,000 | 1 | $ 53,000 |
| SECURITY STATE BANK P.O. BOX 511, 231 FIRST STREET EAST INDEPENDENCE, IA 50644 |
* | $ 106,822,000 | 1 | $ 50,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ 10,000,000 | 1 | $ 61,000 |
| COMMUNITY NATIONAL BANK 422 COMMERCIAL STREET WATERLOO, IA 50701 |
* | $ 286,371,000 | 1 | $ 30,000 |
| NXT BANK 320 3RD ST SE CEDAR RAPIDS, IA 52401 |
* | $ 153,409,000 | 1 | $ 567,000 |
| UNITED FIDELITY FUNDING CORP. 1300 NW BRIARCLIFF PKWY SUITE 275 JEFFERSON CITY, MO 64150 |
* | $ 1,000,000,000 | 1 | $ 79,000 |
| CUSO MORTGAGE, INC. 5601 E LA PALMA AVENUE ANAHEIM, CA 92807 |
* | $ 10,000,000 | 1 | $ 60,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ 10,000,000 | 1 | $ 130,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 1 | $ 89,000 |
| PENNYMAC LOAN SERVICES LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ 39,000,000 | 1 | $ 81,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 58,597,476,000 | 1 | $ 100,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 178,034,172,000 | 1 | $ 68,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 6,680,971,000 | 1 | $ 125,000 |
| CEDAR RAPIDS BANK AND TRUST COMPANY 500 1ST AVENUE NE CEDAR RAPIDS, IA 52401 |
* | $ 625,937,000 | 1 | $ 108,000 |
| AIM CREDIT UNION 1200 ASSOCIATES DR STE 102 DUBUQUE, IA 52002 |
* | $ 91,602,000 | 1 | $ 128,000 |
| CEDAR FALLS COMMUNITY CREDIT UNION 123 W 4TH ST CEDAR FALLS, IA 50613 |
* | $ 91,657,000 | 1 | $ 50,000 |
| TIAA-CREF TRUST COMPANY FSB 211 NORTH BROADWAY, STE 1000 ST. LOUIS, MO 63102 |
* | $ 2,308,229,000 | 1 | $ 69,000 |
| FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD MENDOTA, IL 61704 |
* | $ 327,995,000 | 1 | $ 59,000 |
| FARM CREDIT SERVICES OF AMERICA, FLCA 5015 S 118TH ST OMAHA, NE 68137 |
* | $ 10,000,000 | 1 | $ 300,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 1 | $ 143,000 |
| NATIONWIDE ADVANTAGE MORTGAGE 1100 LOCUST ST DES MOINES, IA 50391 |
* | $ 31,000,000 | 1 | $ 66,000 |
| FIRST MORTGAGE COMPANY, L.L.C. 6701 NORTH BROADWAY, SUITE 400 OKLAHOMA CITY, OK 73116 |
* | $ 28,000,000 | 1 | $ 83,000 |
| COLLINS COMMUNITY CREDIT UNION 1150 42ND STREET NE CEDAR RAPIDS, IA 52402 |
* | $ 726,955,000 | 1 | $ 83,000 |
| LINN AREA 3015 BLAIRS FERRY RD NE CEDAR RAPIDS, IA 52402 |
* | $ 289,101,000 | 1 | $ 10,000 |
| CENTRAL STATE BANK 102 N MAIN ST - PO BOX 40 ELKADER, IA 52043 |
* | $ 161,239,000 | 1 | $ 113,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 1 | $ 55,000 |
| UNIVERSAL LENDING CORPORATION 6775 E EVANS AVE LITTLETON, CO 80224 |
* | $ 10,000,000 | 1 | $ 66,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2013, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 386 | $40,733,000 | $105,000 | $2,775,000 | $76,000 | $1,112,000 |
| Home Purchase | 224 | $19,766,000 | $88,000 | $1,061,000 | $46,000 | $213,000 |
| Home Improvement | 87 | $4,440,000 | $51,000 | $380,000 | $63,000 | $358,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 595 | $51,730,000 | $86,000 | $1,061,000 | $70,000 | $1,112,000 |
| Not applicable | 58 | $10,044,000 | $173,000 | $2,775,000 | $13,000 | $152,000 |
| Not Provided | 39 | $2,732,000 | $70,000 | $164,000 | $61,000 | $135,000 |
| Hispanic | 3 | $106,000 | $35,000 | $60,000 | $30,000 | $47,000 |
| American Indian or Alaskan Native | 1 | $234,000 | $234,000 | $234,000 | $80,000 | $80,000 |
| Asian | 1 | $93,000 | $93,000 | $93,000 | $84,000 | $84,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 595 | $54,431,000 | $91,000 | $2,775,000 | $70,000 | $1,112,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 44 | $3,994,000 | $90,000 | $180,000 | $28,000 | $73,000 |
| FHA-insured (Federal Housing Administration) | 34 | $3,212,000 | $94,000 | $218,000 | $38,000 | $100,000 |
| VA-guaranteed (Veterans Administration) | 24 | $3,302,000 | $137,000 | $426,000 | $51,000 | $172,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 370 | $40,795,000 | $110,000 | $2,775,000 | $77,000 | $1,112,000 |
| Application Approved But Not Accepted | 108 | $6,400,000 | $59,000 | $300,000 | $62,000 | $198,000 |
| Application Denied By Financial Institution | 90 | $5,934,000 | $65,000 | $263,000 | $45,000 | $215,000 |
| Loan Purchased By The Institution | 74 | $6,961,000 | $94,000 | $567,000 | $37,000 | $152,000 |
| Application Withdrawn By Applicant | 43 | $3,833,000 | $89,000 | $262,000 | $59,000 | $186,000 |
| File Closed For Incompleteness | 12 | $1,016,000 | $84,000 | $134,000 | $59,000 | $85,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 19 | $795,000 | $41,000 | $72,000 | $51,000 | $93,000 |
| Collateral | 14 | $1,093,000 | $78,000 | $234,000 | $51,000 | $100,000 |
| Debt-To-Income Ratio | 11 | $941,000 | $85,000 | $206,000 | $47,000 | $91,000 |
| Other | 7 | $555,000 | $79,000 | $190,000 | $72,000 | $215,000 |
| Credit Application Incomplete | 5 | $520,000 | $104,000 | $191,000 | $52,000 | $85,000 |
| Unverifiable Information | 1 | $61,000 | $61,000 | $61,000 | $37,000 | $37,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.