Floyd County KY
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013

Unlock detailed Floyd County KY mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Kentucky.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,163
Total Mortgage Loan Application Amount $109,195,000
Average Mortgage Loan Application Amount $93,000
Highest Mortgage Loan Application Amount $1,150,000
Average Applicant Income $61,000
Highest Applicant Income $578,000

Mortgage Company List for Lending in Floyd County KY for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ 31,000,000 228 $ 13,699,000
COMMUNITY TRUST BANK, INC.
346 NORTH MAYO TRAIL
PIKEVILLE, KY 41502
* $ 3,617,126,000 227 $ 18,574,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 209 $ 17,051,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 178,034,172,000 84 $ 9,348,000
CITIZENS NB OF PAINTSVILLE
PO BOX 1488
PAINTSVILLE, KY 41240
* $ 558,581,000 42 $ 5,244,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 38 $ 1,675,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 30 $ 3,608,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,266,125,000,000 27 $ 3,743,000
MORTGAGE SUPPLIERS, INC.
8771 ROCKWELL RD.
WINCHESTER, KY 40391
* $ 1,874,000 25 $ 2,894,000
POLARIS HOME FUNDING CORP.
151 44TH ST. SW
ENGLEWOOD, FL 49418
* $ 10,000,000 14 $ 1,750,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,313,401,000,000 11 $ 1,087,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,474,077,383,000 11 $ 1,258,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 9 $ 1,481,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ 100,000,000 9 $ 1,888,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,891,810,000 9 $ 754,000
DISCOVER HOME LOANS, INC.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 8 $ 1,117,000
CITY NATIONAL BANK OF WEST VIRGINIA
25 GATEWATER ROAD
CHARLESTON, WV 25313
* $ 2,893,976,000 7 $ 1,618,000
FIRST LIBERTY FINANCIAL GROUP
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ 1,000,000,000 6 $ 772,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 6 $ 642,000
KIND LENDING, LLC
9931 CORPORATE CAMPUS DR, STE 1200
LEXINGTON, KY 40223
* $ 42,141,000 6 $ 824,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 169,076,807,000 6 $ 947,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 295,026,390,000 6 $ 467,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 5 $ 453,000
HOMEOWNERS MORTGAGE OF AMERICA
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 5 $ 553,000
COMMONWEALTH
P.O. BOX 978
FRANKFORT, KY 40602
* $ 928,031,000 5 $ 592,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ 10,000,000 4 $ 393,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 4 $ 416,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ 10,000,000 4 $ 578,000
CIS FINANCIAL SERVICES, INC.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 4 $ 473,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 3 $ 245,000
WESTFIELD BANK, FSB
TWO PARK CIRCLE
WESTFIELD CENTER, OH 44251
* $ 791,697,000 3 $ 188,000
AMERICAN SOUTHWEST MORTGAGE CORP.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 3 $ 277,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 3 $ 379,000
RESIDENTIAL FINANCE CORPORATIO
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 3 $ 655,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 119,444,656,000 3 $ 391,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 58,597,476,000 3 $ 172,000
FIFTH THIRD BANK
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 119,444,656,000 2 $ 171,000
CLAYTON BANK AND TRUST
520 WEST SUMMIT HILL DRIVE SUITE 801
KNOXVILLE, TN 37902
* $ 718,364,000 2 $ 92,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 2 $ 285,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 2 $ 338,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 2 $ 418,000
CENTRAL BANK & TRUST COMPANY
PO BOX 1360
LEXINGTON, KY 40588
* $ 1,946,864,000 2 $ 230,000
GFS CAPITAL
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 2 $ 164,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 2 $ 273,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 82,086,021,000 2 $ 292,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ 100,000,000 2 $ 250,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 52,436,123,000 2 $ 304,000
AMERICAN BANK
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 429,180,000 2 $ 525,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
NASHVILLE, TN 37027
* $ 10,000,000 2 $ 519,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 409,000
STOCKTON MORTGAGE CORPORATION
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ 10,000,000 1 $ 157,000
HOME LOAN INVESTMENT BANK, F.S.B.
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 196,979,000 1 $ 56,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ 10,000,000 1 $ 38,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ 10,000,000 1 $ 198,000
AMERICAN MORTGAGE SERVICE COMPANY
11503 SPRINGFIELD PIKE
CINCINNATI, OH 45246
* $ 10,000,000 1 $ 101,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ 10,000,000 1 $ 250,000
RESIDENTIAL ACCEPTANCE CORPORATION
5027 W LAUREL ST
TAMPA, FL 33607
* $ 10,000,000 1 $ 71,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ 10,000,000 1 $ 231,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 15,532,278,000 1 $ 150,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 198,000
MICHIGAN MUTUAL, INC.
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 1 $ 162,000
CAPITAL ONE, NATIONAL ASSOCIATION
7933 PRESTON ROAD
PLANO, TX 75024
* $ 250,961,257,000 1 $ 67,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 14,069,057,000 1 $ 112,000
JUSTICE FEDERAL CREDIT UNION
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 595,867,000 1 $ 64,000
ASHLAND CREDIT UNION
1300 CENTRAL AVE
ASHLAND, KY 41101
* $ 172,866,000 1 $ 90,000
STONEGATE MORTGAGE CORPORATION
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 1 $ 271,000
ACCESS NATIONAL BANK
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 862,757,000 1 $ 179,000
GUARDIAN SAVINGS BANK, A FEDERAL SAVINGS BANK
6100 WEST CHESTER RD
WEST CHESTER, OH 45069
* $ 817,138,000 1 $ 200,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ 10,000,000 1 $ 153,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ 10,000,000 1 $ 120,000
AMERIFIRST FINANCIAL CORPORATION
950 TRADE CENTRE WAY SUITE 400
KALAMAZOO, MI 49009
* $ 10,000,000 1 $ 271,000
VAN DYK MORTGAGE CORPORATION
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 1 $ 131,000
ACOPIA, LLC
306 NORTHCREEK BOULEVARD SUITE 100
NASHVILLE, TN 37072
* $ 100,000,000 1 $ 141,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ 1,000,000,000 1 $ 112,000
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC
700 EAST GATE DRIVE, SUITE 400
WILMINGTON, DE 08054
* $ 4,464,000 1 $ 124,000
CASHCALL, INC.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 1 $ 149,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 191,000
OCWEN LOAN SERVICING, LLC
1661 WORTHINGTION ROAD SUITE 100
WEST PALM BEACH, FL 33409
* $ 604,484,000 1 $ 103,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 1 $ 125,000
HOME POINT MORTGAGE ACCEPTANCE CORPORATION
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 1 $ 132,000
ALTRA FEDERAL CREDIT UNION
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 900,762,000 1 $ 60,000
UNIVERSITY OF KENTUCKY
1730 ALYSHEBA WAY
LEXINGTON, KY 40509
* $ 464,593,000 1 $ 35,000
PEOPLES EXCHANGE BANK
PO BOX 4040
WINCHESTER, KY 40392
* $ 340,716,000 1 $ 110,000
CENTIER BANK
600 E 84TH AVENUE
WHITING, IN 46410
* $ 2,203,139,000 1 $ 46,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 270,671,000 1 $ 51,000
THE MORTGAGE OUTLET, INC.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 1 $ 135,000
MAGNOLIA BANK, INCORPORATED
794 OLD ELIZABETHTOWN RD
MAGNOLIA, KY 42748
* $ 137,781,000 1 $ 200,000
RAYMOND JAMES BANK
710 CARILLON PARKWAY
ST. PETERSBURG, FL 33716
* $ 10,104,145,000 1 $ 300,000
ATLANTA POSTAL
1605 BOGGS ROAD
ATLANTA, GA 30096
* $ 2,030,878,000 1 $ 50,000
WHITAKER BANK
PO BOX 55439
LEXINGTON, KY 40555
* $ 1,441,431,000 1 $ 4,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 6,680,971,000 1 $ 160,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2013, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Floyd County KY in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 514 $60,340,000 $117,000 $789,000 $70,000 $461,000
Home Purchase 473 $40,755,000 $86,000 $1,150,000 $50,000 $578,000
Home Improvement 176 $8,100,000 $46,000 $375,000 $60,000 $269,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,015 $92,925,000 $91,000 $789,000 $62,000 $578,000
Not Provided 119 $10,999,000 $92,000 $396,000 $53,000 $300,000
Not applicable 22 $4,420,000 $200,000 $1,150,000 $16,000 $145,000
Hispanic 3 $317,000 $105,000 $118,000 $54,000 $118,000
Asian 2 $276,000 $138,000 $138,000 $121,000 $121,000
Black or African American 1 $62,000 $62,000 $62,000 $9,000 $9,000
American Indian or Alaskan Native 1 $196,000 $196,000 $196,000 $47,000 $47,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 969 $85,722,000 $88,000 $1,150,000 $64,000 $578,000
FHA-insured (Federal Housing Administration) 137 $16,334,000 $119,000 $271,000 $48,000 $251,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 32 $3,476,000 $108,000 $175,000 $41,000 $64,000
VA-guaranteed (Veterans Administration) 25 $3,663,000 $146,000 $285,000 $38,000 $193,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 440 $44,856,000 $101,000 $1,150,000 $71,000 $578,000
Application Denied By Financial Institution 405 $32,140,000 $79,000 $789,000 $51,000 $364,000
Application Approved But Not Accepted 167 $12,157,000 $72,000 $417,000 $51,000 $461,000
Loan Purchased By The Institution 63 $7,715,000 $122,000 $375,000 $46,000 $216,000
Application Withdrawn By Applicant 54 $7,914,000 $146,000 $594,000 $86,000 $300,000
File Closed For Incompleteness 33 $4,342,000 $131,000 $392,000 $81,000 $315,000
Preapproval Denied by Financial Institution 1 $71,000 $71,000 $71,000 $27,000 $27,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 148 $9,618,000 $64,000 $266,000 $55,000 $364,000
Collateral 44 $4,543,000 $103,000 $400,000 $67,000 $251,000
Debt-To-Income Ratio 36 $4,114,000 $114,000 $789,000 $46,000 $194,000
Credit Application Incomplete 24 $2,805,000 $116,000 $325,000 $84,000 $305,000
Other 14 $1,079,000 $77,000 $250,000 $54,000 $128,000
Unverifiable Information 6 $480,000 $80,000 $168,000 $44,000 $97,000
Insufficient Cash (Downpayment, Closing Cost) 4 $572,000 $143,000 $265,000 $79,000 $150,000
Employment History 2 $140,000 $70,000 $78,000 $55,000 $84,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Kentucky Lender List