Floyd County VA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Unlock detailed Floyd County VA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
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for all lenders based in Virginia.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 516 |
| Total Mortgage Loan Application Amount | $73,475,000 |
| Average Mortgage Loan Application Amount | $142,000 |
| Highest Mortgage Loan Application Amount | $750,000 |
| Average Applicant Income | $58,000 |
| Highest Applicant Income | $784,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,532,784,000,000 | 54 | $ 7,370,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 41 | $ 6,506,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 182,489,046,000 | 25 | $ 3,992,000 |
| BANK OF FLOYD P O BOX 215 FLOYD, VA 24091 |
* | $ 275,049,000 | 25 | $ 3,199,000 |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. 596 LYNNHAVEN PARKWAY SUITE 200 VIRGINIA BEACH, VA 23452 |
* | $ 10,000,000 | 21 | $ 3,545,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ 31,000,000 | 21 | $ 1,556,000 |
| UNION MORTGAGE GROUP, INC. 1051 EAST CARY STREET, SUITE 1200 RICHMOND, VA 23219 |
* | $ 7,333,085,000 | 21 | $ 2,983,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 185,888,583,000 | 19 | $ 2,639,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,074,981,000,000 | 18 | $ 2,356,000 |
| CARTER BANK & TRUST PO BOX 3748 MARTINSVILLE, VA 24115 |
* | $ 4,629,941,000 | 13 | $ 1,051,000 |
| FREEDOM FIRST FEDERAL CREDIT UNION 5240 VALLEYPARK DRIVE ROANOKE, VA 24019 |
* | $ 356,760,000 | 12 | $ 1,402,000 |
| FARM CREDIT OF THE VIRGINIAS, ACA 106 SANGERS LANE STAUNTON, VA 24401 |
* | $ 1,007,892,000,000 | 11 | $ 2,345,000 |
| MEMBER ONE P.O. BOX 12288 ROANOKE, VA 24024 |
* | $ 680,581,000 | 10 | $ 263,000 |
| TRULIANT FEDERAL CREDIT UNION 3200 TRULIANT WAY WINSTON-SALEM, NC 27103 |
* | $ 1,770,509,000 | 9 | $ 461,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 9 | $ 1,717,000 |
| ALCOVA MORTGAGE LLC 308 MARKET ST, SE MECHANICSVILLE, VA 24011 |
* | $ 710,000 | 8 | $ 1,200,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 398,978,359,000 | 8 | $ 1,369,000 |
| CAROLINA BANK PO BOX 10209 GREENSBORO, NC 27404 |
* | $ 679,799,000 | 8 | $ 1,441,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ 10,000,000 | 8 | $ 761,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ 945,758,000 | 7 | $ 679,000 |
| DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ 6,260,444,000 | 7 | $ 1,105,000 |
| RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 WILMINGTON, DE 11747 |
* | $ 100,000,000 | 7 | $ 1,304,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 7 | $ 1,418,000 |
| FIRST BANCORP, INC. PO BOX 1000 LEBANON, VA 24212 |
* | $ 1,389,052,000 | 6 | $ 607,000 |
| UNION BANK & TRUST 1051 EAST CARY STREET, SUITE 1200 RICHMOND, VA 23219 |
* | $ 7,333,085,000 | 6 | $ 318,000 |
| PRIMARY RESIDENTIAL MORTGAGE, INC. 1480 N 2200 W CARSON CITY, NV 84116 |
* | $ 242,587,000 | 5 | $ 1,029,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 63,635,411,000 | 5 | $ 909,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,574,093,000,000 | 4 | $ 592,000 |
| PROSPERITY HOME MORTGAGE, LLC 14501 GEORGE CARTER WAY SUITE 300 GLEN ALLEN, VA 20151 |
* | $ 10,000,000 | 4 | $ 676,000 |
| PENNYMAC LOAN SERVICES LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ 39,000,000 | 4 | $ 842,000 |
| PACIFIC UNION FINANCIAL, LLC 8900 FREEPORT PKWY, STE 150 IRVING, TX 75063 |
* | $ 40,000,000 | 4 | $ 714,000 |
| HOMETOWN BANK PO BOX 21769 ROANOKE, VA 24018 |
* | $ 428,209,000 | 4 | $ 857,000 |
| FIRST BANK PO BOX 508 TROY, NC 27371 |
* | $ 3,217,774,000 | 4 | $ 381,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ 10,000,000 | 3 | $ 715,000 |
| STONEGATE MORTGAGE CORPORATION 9190 PRIORITY WAY WEST DRIVE INDIANAPOLIS, IN 46240 |
* | $ 10,000,000 | 3 | $ 462,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 21,610,491,000 | 3 | $ 302,000 |
| SUNTRUST BANK P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 185,888,583,000 | 3 | $ 22,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 67,301,894,000 | 2 | $ 280,000 |
| PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE MCLEAN, VA 22102 |
* | $ 17,796,419,000 | 2 | $ 339,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 136,279,317,000 | 2 | $ 220,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 2 | $ 261,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ 10,000,000 | 2 | $ 250,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 2 | $ 306,000 |
| NATIONAL BANKSHARES, INC. P.O. BOX 90002 BLACKSBURG, VA 24062 |
* | $ 1,152,528,000 | 2 | $ 300,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ 880,000,000 | 2 | $ 537,000 |
| LOWER, LLC 5950 SYMPHONY WOODS DRIVE LUTHERVILLE, MD 21044 |
* | $ 29,436,748,000 | 2 | $ 530,000 |
| AMERICAN INTERNET MORTGAGE, INC. 4121 CAMINO DEL RIO SOUTH SAN DIEGO, CA 92108 |
* | $ 10,000,000 | 2 | $ 255,000 |
| FIRST HERITAGE MORTGAGE, LLC 3201 JERMANTOWN ROAD, SUITE 500 RESTON, VA 22303 |
* | $ 2,157,000 | 2 | $ 250,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 2 | $ 70,000 |
| EMM LOANS LLC 3 EXECUTIVE CAMPUS, SUITE 520 CHERRY HILL, NJ 08002 |
* | $ 10,000,000 | 2 | $ 406,000 |
| THE BANK OF CHARLOTTE COUNTY 101 BERKLEY STREET PHENIX, VA 23959 |
* | $ 130,163,000 | 2 | $ 214,000 |
| BBMC MORTGAGE, LLC 100 W. 22ND ST LOMBARD, IL 60148 |
* | $ 149,000,000 | 2 | $ 353,000 |
| ANDREWS FEDERAL CREDIT UNION 5711 ALLENTOWN ROAD SUITLAND, MD 20746 |
* | $ 1,096,436,000 | 2 | $ 530,000 |
| MICHIGAN MUTUAL, INC. 911 MILITARY STREET PORT HURON, MI 48060 |
* | $ 35,000,000,000 | 2 | $ 427,000 |
| TOUCHSTONE BANK P. O. BOX 370 MC KENNEY, VA 23872 |
* | $ 216,133,000 | 2 | $ 99,000 |
| NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ 10,000,000 | 2 | $ 250,000 |
| BANK OF BOTETOURT 19747 MAIN STREET BUCHANAN, VA 24066 |
* | $ 313,743,000 | 1 | $ 49,000 |
| BANC OF CALIFORNIA, NATIONAL ASSOCIATION 18500 VON KARMAN AVENUE SUITE 1100 IRVINE, CA 92612 |
* | $ 5,958,502,000 | 1 | $ 112,000 |
| AMERICAN FINANCING CORPORATION 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ 42,331,494,000 | 1 | $ 313,000 |
| RANLIFE, INC. 9272 S. 700 E. SANDY, UT 84070 |
* | $ 3,304,000 | 1 | $ 103,000 |
| NEW PEOPLES BANK, INC. PO BOX 1810 HONAKER, VA 24260 |
* | $ 650,690,000 | 1 | $ 750,000 |
| FIRST COMMUNITY BANK 29 COLLEGE DR BLUEFIELD, VA 24605 |
* | $ 2,584,917,000 | 1 | $ 309,000 |
| SALEM VA MEDICAL CENTER CREDIT UNION 1970 ROANOKE BLVD BLDG 77 SUITE 12 SALEM, VA 24153 |
* | $ 78,277,000 | 1 | $ 10,000 |
| FIRST HOME MORTGAGE CORPORATION 5355 NOTTINGHAM DRIVE, SUITE 130 LUTHERVILLE-TIMONIUM, MD 21236 |
* | $ 10,000,000 | 1 | $ 181,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 1 | $ 99,000 |
| FIRSTBANK 11 CHANNING WAY NASHVILLE, TN 38305 |
* | $ 2,424,729,000 | 1 | $ 320,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ 10,000,000 | 1 | $ 155,000 |
| NATIONS LENDING CORPORATION 4 SUMMIT PARK DR STE 200 COLUMBUS, OH 44131 |
* | $ 4,410,000 | 1 | $ 410,000 |
| BLUE EAGLE CREDIT UNION 2121 ELECTRIC RD ROANOKE, VA 24018 |
* | $ 128,543,000 | 1 | $ 126,000 |
| PEOPLES BANK 4831 W 6TH ST LAWRENCE, KS 66049 |
* | $ 447,877,000 | 1 | $ 85,000 |
| J.G. WENTWORTH HOME LENDING, LLC 3350 COMMISSION COURT WOODBRIDGE, VA 22192 |
* | $ 10,000,000 | 1 | $ 121,000 |
| LEADERONE FINANCIAL CORPORATION 7500 COLLEGE BLVD SUITE 1150 TOPEKA, KS 66210 |
* | $ 100,000,000 | 1 | $ 230,000 |
| FIRST DIRECT LENDING LLC 15261 LAGUNA CANYON ROAD, SUITE 200 IRVINE, CA 92618 |
* | $ 0 | 1 | $ 134,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 1 | $ 144,000 |
| MOVEMENT MORTGAGE, LLC 8024 CALVIN HALL ROAD WILMINGTON, DE 29707 |
* | $ 10,000,000 | 1 | $ 203,000 |
| THE MONEY SOURCE INC. 135 MAXESS ROAD NEW YORK, NY 11747 |
* | $ 10,000,000 | 1 | $ 281,000 |
| PEOPLES HOME EQUITY 5205 MARYLAND WAY SUITE 100 BRENTWOOD, TN 37027 |
* | $ 1,065,000 | 1 | $ 169,000 |
| HOME LOAN INVESTMENT BANK, F.S.B. ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 214,371,000 | 1 | $ 25,000 |
| TIAA-CREF TRUST COMPANY FSB 211 NORTH BROADWAY, STE 1000 ST. LOUIS, MO 63102 |
* | $ 2,458,381,000 | 1 | $ 56,000 |
| DISCOVER HOME LOANS, INC 173 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 83,125,845,000 | 1 | $ 131,000 |
| MILEND, INC. 375 NORTHRIDGE RD, SUITE 600 ALPHARETTA, GA 30350 |
* | $ 10,000,000 | 1 | $ 125,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 1 | $ 200,000 |
| FIRST-CITIZENS BANK & TRUST COMPANY 4300 SIX FORKS ROAD FCC 21 RALEIGH, NC 27609 |
* | $ 21,553,919,000 | 1 | $ 104,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 335,060,015,000 | 1 | $ 299,000 |
| BANK OF NORTH CAROLINA 3980 PREMIER DR. STE 150 HIGH POINT, NC 27265 |
* | $ 4,069,900,000 | 1 | $ 23,000 |
| LENOX FINANCIAL MORTGAGE CORPORATION 200 E. SANDPOINTE SUITE 800 SANTA ANA, CA 92707 |
* | $ 39,000,000 | 1 | $ 293,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,356,442,000,000 | 1 | $ 200,000 |
| VIRGINIA CREDIT UNION, INC. PO BOX 90010 RICHMOND, VA 23225 |
* | $ 2,681,182,000 | 1 | $ 109,000 |
| WOODFOREST NATIONAL BANK 25231 GROGAN'S MILL ROAD THE WOODLANDS, TX 77380 |
* | $ 4,519,923,000 | 1 | $ 94,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ 1,000,000,000 | 1 | $ 115,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2015, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Floyd County VA in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 246 | $37,711,000 | $153,000 | $550,000 | $54,000 | $211,000 |
| Home Purchase | 222 | $34,407,000 | $154,000 | $750,000 | $62,000 | $784,000 |
| Home Improvement | 48 | $1,357,000 | $28,000 | $159,000 | $59,000 | $304,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 402 | $56,031,000 | $139,000 | $550,000 | $64,000 | $784,000 |
| Not applicable | 59 | $9,958,000 | $168,000 | $750,000 | $11,000 | $187,000 |
| Not Provided | 40 | $6,317,000 | $157,000 | $363,000 | $70,000 | $231,000 |
| Black or African American | 9 | $523,000 | $58,000 | $125,000 | $38,000 | $57,000 |
| Hispanic | 3 | $312,000 | $104,000 | $173,000 | $18,000 | $41,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $242,000 | $242,000 | $242,000 | $40,000 | $40,000 |
| American Indian or Alaskan Native | 1 | $15,000 | $15,000 | $15,000 | $30,000 | $30,000 |
| Asian | 1 | $77,000 | $77,000 | $77,000 | $140,000 | $140,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 366 | $51,650,000 | $141,000 | $750,000 | $66,000 | $784,000 |
| FHA-insured (Federal Housing Administration) | 80 | $10,889,000 | $136,000 | $287,000 | $41,000 | $104,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 38 | $5,246,000 | $138,000 | $263,000 | $27,000 | $64,000 |
| VA-guaranteed (Veterans Administration) | 32 | $5,690,000 | $177,000 | $390,000 | $41,000 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 270 | $37,952,000 | $140,000 | $750,000 | $68,000 | $784,000 |
| Application Denied By Financial Institution | 83 | $11,809,000 | $142,000 | $391,000 | $49,000 | $201,000 |
| Loan Purchased By The Institution | 82 | $13,187,000 | $160,000 | $380,000 | $35,000 | $784,000 |
| Application Withdrawn By Applicant | 48 | $7,091,000 | $147,000 | $410,000 | $60,000 | $231,000 |
| File Closed For Incompleteness | 20 | $2,013,000 | $100,000 | $225,000 | $44,000 | $155,000 |
| Application Approved But Not Accepted | 13 | $1,423,000 | $109,000 | $182,000 | $60,000 | $172,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 11 | $1,125,000 | $102,000 | $349,000 | $61,000 | $119,000 |
| Collateral | 9 | $1,507,000 | $167,000 | $333,000 | $42,000 | $91,000 |
| Credit Application Incomplete | 9 | $1,001,000 | $111,000 | $198,000 | $32,000 | $109,000 |
| Debt-To-Income Ratio | 7 | $1,027,000 | $146,000 | $386,000 | $48,000 | $87,000 |
| Other | 7 | $1,185,000 | $169,000 | $391,000 | $71,000 | $201,000 |
| Unverifiable Information | 2 | $493,000 | $246,000 | $293,000 | $87,000 | $113,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $82,000 | $82,000 | $82,000 | $38,000 | $38,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.