Franklin County IL
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012

Unlock detailed Franklin County IL mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Illinois.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,068
Total Mortgage Loan Application Amount $91,892,000
Average Mortgage Loan Application Amount $86,000
Highest Mortgage Loan Application Amount $861,000
Average Applicant Income $61,000
Highest Applicant Income $1,904,000

Mortgage Company List for Lending in Franklin County IL for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 147 $ 15,125,000
BANTERRA BANK
111 AIRWAY DRIVE
MARION, IL 62959
* $ 1,103,263,000 104 $ 8,661,000
US BK NA ND
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 83 $ 4,929,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,161,490,000,000 60 $ 5,329,000
PEOPLES NATIONAL BANK , N.A.
520 S 42ND ST
MOUNT VERNON, IL 62864
* $ 883,746,000 60 $ 6,054,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ 31,000,000 59 $ 3,903,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 59 $ 4,721,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,368,203,000 43 $ 3,112,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 168,867,640,000 37 $ 4,262,000
UNITED COMMUNITY BANK
104 N MACOUPIN
CHATHAM, IL 62033
* $ 954,685,000 36 $ 4,242,000
MIDCOUNTRY BANK
7825 WASHINGTON AVE. S., STE. 120
BLOOMINGTON, MN 55439
* $ 674,749,000 34 $ 1,982,000
FIRST BANK
600 JAMES MCDONNELL BLVD
CREVE COEUR, MO 63042
* $ 6,579,840,000 30 $ 2,534,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 25 $ 1,847,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,459,157,302,000 25 $ 1,872,000
ILLINI BANK
3200 W. ILES AVENUE
SPRINGFIELD, IL 62711
* $ 257,112,000 25 $ 2,520,000
OLD NATIONAL BANK
1 MAIN STREET
EVANSVILLE, IN 47708
* $ 8,467,892,000 17 $ 1,068,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 12 $ 695,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 114,540,379,000 11 $ 1,338,000
GENFED FINANCIAL CREDIT UNION
2492 WEDGEWOOD DR SUITE G
AKRON, OH 44312
* $ 182,507,000 10 $ 836,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 8 $ 1,150,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 8 $ 638,000
FIFTH THIRD BANK
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 114,540,379,000 8 $ 299,000
ALLY BANK
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 7 $ 535,000
PRAIRIE STATE BANK AND TRUST
3751 W. WABASH AVE
SPRINGFIELD, IL 62711
* $ 632,958,000 7 $ 885,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,288,658,000,000 7 $ 411,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 7 $ 719,000
DAS ACQUISITION COMPANY, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 5 $ 588,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 13,623,469,000 5 $ 651,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 5 $ 255,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 5 $ 240,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,898,665,000 5 $ 177,000
NATIONAL PENN BANK
PO BOX 547
BOYERTOWN, PA 19512
* $ 8,395,863,000 4 $ 26,000
HOME LOAN CENTER, INC.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 4 $ 453,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 3 $ 280,000
GERSHMAN INVESTMENT CORP.
16253 SWINGLEY RIDGE ROAD, SUITE 400
LITTLE ROCK, AR 63017
* $ 31,000,000 3 $ 252,000
CHERRY CREEK MORTGAGE, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ 10,000,000 3 $ 210,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 3 $ 205,000
SCOTT CREDIT UNION
101 CREDIT UNION WAY
EDWARDSVILLE, IL 62025
* $ 793,720,000 3 $ 210,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ 10,000,000 2 $ 153,000
SERVICE FINANCE COMPANY, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 2 $ 15,000
CU CHANNELS
1551 WIN HENTSCHEL BLVD., PO BOX 2433
WEST LAFAYETTE, IN 47906
* $ 505,929,000 2 $ 255,000
SHELTER FINANCIAL BANK
1817 W. BROADWAY
COLUMBIA, MO 65218
* $ 172,261,000 2 $ 93,000
HEALTHCARE ASSOCIATES CREDIT UNION
1151 E WARRENVILLE ROAD
NAPERVILLE, IL 60563
* $ 236,884,000 2 $ 43,000
CENTRAL NATIONAL BANK
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 889,265,000 2 $ 156,000
BBMC MORTGAGE, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 2 $ 273,000
FIRST STATE MORTGAGE SERVICES, LLC
502 N HERSHEY ROAD
MENDOTA, IL 61704
* $ 327,995,000 2 $ 161,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 2 $ 112,000
LEGENCE BANK
P.O. BOX 569
ELDORADO, IL 62930
* $ 227,334,000 2 $ 53,000
MERCANTILE BANK
200 NORTH 33RD ST
QUINCY, IL 62305
* $ 627,022,000 2 $ 269,000
FLANAGAN STATE BANK
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 143,473,000 2 $ 186,000
AMERICAN BANK OF HUNTSVILLE
3301 MEMORIAL PKWY SW
HUNTSVILLE, AL 35801
* $ 173,615,000 2 $ 441,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 2 $ 164,000
CASHCALL, INC.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 2 $ 167,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ 880,000,000 2 $ 196,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 203,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
TEMPE, AZ 85297
* $ 5,889,539,000 1 $ 113,000
LSI MORTGAGE PLUS
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 60,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 72,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ 1,000,000,000 1 $ 58,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 1 $ 151,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ 138,031,000 1 $ 116,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 1 $ 74,000
RESIDENTIAL FINANCE CORPORATIO
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 1 $ 124,000
STONEGATE MORTGAGE CORPORATION
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 1 $ 122,000
CLICK N' CLOSE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ROCKY RIVER, OH 75001
* $ 11,000,000 1 $ 87,000
CHICAGO MORTGAGE SOLUTIONS LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ 10,000,000 1 $ 76,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ 10,000,000 1 $ 120,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 1 $ 216,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 263,309,559,000 1 $ 46,000
ASSOCIATED BANK, NATIONAL ASSOCIATION
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 21,715,012,000 1 $ 183,000
GREAT WESTERN FINANCIAL SERVICES, INC.
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 1 $ 252,000
ADMIRALS BANK
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 518,825,000 1 $ 25,000
MIDLAND STATES BANK
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 1,510,045,000 1 $ 140,000
PROFICIO BANK
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 142,947,000 1 $ 194,000
PULASKI BANK, NA
12300 OLIVE BLVD
ST LOUIS, MO 63141
* $ 1,331,681,000 1 $ 265,000
AMERICAN BANK
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 419,837,000 1 $ 65,000
BENEFICIAL BANK
1818 MARKET STREET
PHILADELPHIA, PA 19103
* $ 4,590,203,000 1 $ 32,000
BYRON BANK
200 N WALNUT ST
BYRON, IL 61010
* $ 223,459,000 1 $ 148,000
PRINSBANK
508 3RD STREET, PO BOX 38
PRINSBURG, MN 56281
* $ 108,487,000 1 $ 35,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 1,283,070,000 1 $ 186,000
VIEWPOINT BANK, N.A.
1309 W 15TH, SUITE 302
PLANO, TX 75075
* $ 3,179,743,000 1 $ 113,000
HEARTLAND BANK
212 SOUTH CENTRAL
ST. LOUIS, MO 63105
* $ 878,852,000 1 $ 93,000
INB, NATIONAL ASSOCIATION
322 E. CAPITOL
SPRINGFIELD, IL 62701
* $ 549,007,000 1 $ 73,000
BANK OF HILLSBORO, NATIONAL ASSOCIATION
PO BOX 310
HILLSBORO, IL 62049
* $ 310,441,000 1 $ 180,000
WOODFOREST NATIONAL BANK
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,488,863,000 1 $ 20,000
THE FIRST NATIONAL BANK OF CARMI
201 E MAIN STREET, P.O. BOX 70
CARMI, IL 62821
* $ 355,782,000 1 $ 72,000
GMAC MORTGAGE, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 1 $ 58,000
DITECH MORTGAGE CORP
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 1 $ 18,000
MARINE BANK
3050 WABASH AVENUE
SPRINGFIELD, IL 62704
* $ 600,441,000 1 $ 23,000
HEARTLAND BANK AND TRUST COMPANY
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ 1,943,815,000 1 $ 59,000
BANK STAR
1999 W OSAGE
PACIFIC, MO 63069
* $ 73,347,000 1 $ 104,000
BANK OF SPRINGFIELD
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62703
* $ 727,866,000 1 $ 38,000
CAPAHA BANK
145 RUSSELL AVENUE - PO BOX 220
TAMMS, IL 62988
* $ 177,751,000 1 $ 141,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2012, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Franklin County IL in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 592 $56,282,000 $95,000 $861,000 $63,000 $1,200,000
Home Purchase 386 $31,356,000 $81,000 $376,000 $55,000 $1,904,000
Home Improvement 90 $4,254,000 $47,000 $201,000 $78,000 $1,900,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 904 $77,950,000 $86,000 $861,000 $65,000 $1,904,000
Not applicable 76 $7,776,000 $102,000 $837,000 $7,000 $94,000
Not Provided 71 $5,036,000 $70,000 $197,000 $70,000 $1,200,000
Hispanic 7 $316,000 $45,000 $65,000 $42,000 $80,000
American Indian or Alaskan Native 6 $547,000 $91,000 $144,000 $40,000 $89,000
Native Hawaiian or Other Pacific Islander 2 $163,000 $81,000 $101,000 $107,000 $178,000
Black or African American 2 $104,000 $52,000 $84,000 $11,000 $22,000
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 749 $64,355,000 $85,000 $861,000 $66,000 $1,904,000
FHA-insured (Federal Housing Administration) 207 $17,956,000 $86,000 $236,000 $48,000 $178,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 64 $4,656,000 $72,000 $160,000 $38,000 $81,000
VA-guaranteed (Veterans Administration) 48 $4,925,000 $102,000 $215,000 $76,000 $1,200,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 492 $44,748,000 $90,000 $837,000 $68,000 $1,904,000
Application Denied By Financial Institution 289 $22,393,000 $77,000 $861,000 $62,000 $1,900,000
Loan Purchased By The Institution 112 $10,220,000 $91,000 $236,000 $22,000 $106,000
Application Approved But Not Accepted 78 $5,444,000 $69,000 $220,000 $58,000 $173,000
Application Withdrawn By Applicant 74 $6,684,000 $90,000 $221,000 $61,000 $180,000
File Closed For Incompleteness 23 $2,403,000 $104,000 $186,000 $111,000 $1,200,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 79 $4,374,000 $55,000 $210,000 $88,000 $1,900,000
Debt-To-Income Ratio 44 $3,407,000 $77,000 $273,000 $48,000 $136,000
Collateral 43 $4,616,000 $107,000 $861,000 $61,000 $215,000
Other 8 $394,000 $49,000 $73,000 $52,000 $128,000
Unverifiable Information 5 $441,000 $88,000 $201,000 $53,000 $99,000
Credit Application Incomplete 3 $336,000 $112,000 $163,000 $52,000 $60,000
Insufficient Cash (Downpayment, Closing Cost) 2 $105,000 $52,000 $60,000 $30,000 $31,000
Employment History 1 $66,000 $66,000 $66,000 $39,000 $39,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Illinois Lender List