Fulton County NY
Mortgage Loan Application
Totals and Details
for 2020

Find mortgage statistics and lending data for the Fulton County NY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Fulton County NY, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,049
Total Mortgage Loan Application Amount $286,155,000
Average Mortgage Loan Application Amount $139,000
Highest Mortgage Loan Application Amount $835,000
Average Applicant Income $93,000
Highest Applicant Income $877,000

Mortgage Company List for Lending in Fulton County NY for 2020

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
NBT BANK, NATIONAL ASSOCIATION
52 S BROAD ST
NORWICH, NY 13815
* $ 9,642,935,000 196 $ 22,160,000
HOMESTEAD FUNDING CORP.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 167 $ 25,765,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,712,919,000,000 133 $ 19,005,000
KEYBANK NATIONAL ASSOCIATION
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 143,390,269,000 121 $ 14,015,000
SEFCU SERVICES, LLC
700 PATROON CREEK BLVD SUITE 301
ALBANY, NY 12206
* $ -1,000 74 $ 14,290,000
SUNMARK FEDERAL CREDIT UNION
1187 TROY SCHENECTADY ROAD
LATHAM, NY 12110
* $ 740,218,000 72 $ 13,370,000
STATE EMPLOYEES FEDERAL CREDIT UNION
700 PATROON CREEK BLVD
ALBANY, NY 12206
* $ 4,055,933,000 69 $ 4,685,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 62 $ 10,270,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ -1,000 56 $ 8,080,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 165,742,416,000 56 $ 6,030,000
COMMUNITY BANK, NATIONAL ASSOCIATION
45-49 COURT STREET
CANTON, NY 13617
* $ 11,209,976,000 51 $ 5,875,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 36 $ 5,690,000
TRUSTCO BANK
6 METRO PARK ROAD
ALBANY, NY 12205
* $ 5,220,288,000 35 $ 5,295,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 32 $ 4,740,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 31 $ 3,825,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 23,234,514,000 31 $ 4,805,000
DISCOVER BANK
12 READS WAY
NEW CASTLE, DE 19720
* $ 112,384,202,000 29 $ 1,725,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 28 $ 1,700,000
CCFCU FUNDING, LLC
4 WINNERS CIRCLE
ALBANY, NY 12205
* $ -1,000 27 $ 5,455,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 119,432,105,000 25 $ 3,305,000
PREMIUM MORTGAGE CORPORATION
2541 MONROE AVE
ROCHESTER, NY 14618
* $ -1,000 25 $ 4,615,000
CAPITAL COMMUNICATIONS FEDERAL CREDIT UNION
4 WINNERS CIRCLE
ALBANY, NY 12205
* $ 1,943,306,000 24 $ 1,880,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ -1,000 23 $ 3,475,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
ANAHEIM, CA 92806
* $ -1,000 20 $ 2,550,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,337,646,000,000 20 $ 3,860,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 111,986,078,000 20 $ 3,420,000
OWNERSCHOICE FUNDING, INCORPORATED
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12205
* $ -1,000 19 $ 2,235,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,852,983,000,000 16 $ 2,480,000
1ST PRIORITY MORTGAGE, INC.
6000 SHERIDAN DRIVE
WILLIAMSVILLE, NY 14221
* $ -1,000 16 $ 2,490,000
THE NATIONAL BANK OF COXSACKIE
3 - 7 REED STREET
COXSACKIE, NY 12051
* $ 325,368,000 15 $ 2,075,000
BERKSHIRE BANK
PO 1308
PITTSFIELD, MA 01202
* $ 13,181,399,000 14 $ 1,410,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ -1,000 13 $ 2,425,000
BALLSTON SPA NATIONAL BANK
PO BOX 70
BALLSTON SPA, NY 12020
* $ 584,882,000 13 $ 2,045,000
SARATOGA NATIONAL BANK AND TRUST COMPANY
171 S BROADWAY
SARATOGA SPRINGS, NY 12866
* $ 642,968,000 12 $ 3,330,000
AMERICU CREDIT UNION
1916 BLACK RIVER BLVD.
ROME, NY 13440
* $ 1,814,188,000 11 $ 1,515,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ -1,000 11 $ 2,105,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 10 $ 1,450,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 22,986,309,000 9 $ 705,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 88,826,789,000 9 $ 1,445,000
GPO FEDERAL CREDIT UNION
4311 MIDDLE SETTLEMENT RD
NEW HARTFORD, NY 13413
* $ 309,144,000 9 $ 795,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 8 $ 1,360,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 8 $ 680,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 41,950,721,000 8 $ 990,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 8 $ 1,130,000
COMMUNITY RESOURCE FEDERAL CREDIT UNION
20 WADE ROAD
LATHAM, NY 12110
* $ 93,347,000 8 $ 1,100,000
FIRST NATIONAL BANK OF SCOTIA
201 MOHAWK AVE
SCOTIA, NY 12302
* $ 483,117,000 8 $ 1,350,000
FIRST CREDIT CORPORATION OF NEW YORK, INC.
21 NORTH MAIN STREET
GLOVERSVILLE, NY 12078
* $ -1,000 7 $ 355,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 7 $ 1,285,000
EMPOWER FEDERAL CREDIT UNION
1 MEMBER WAY
SYRACUSE, NY 13212
* $ 1,954,367,000 7 $ 555,000
PIONEER BANK
652 ALBANY-SHAKER RD.
ALBANY, NY 12211
* $ 1,390,142,000 7 $ 795,000
FIRST NEW YORK
2 WALL STREET
ALBANY, NY 12205
* $ 334,575,000 7 $ 645,000
TD BANK, NATIONAL ASSOCIATION
2035 LIMESTONE ROAD
WILMINGTON, DE 19808
* $ 320,471,996,000 6 $ 1,020,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,453,998,000,000 6 $ 820,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ -1,000 6 $ 960,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 486,004,220,000 6 $ 600,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
MELVILLE, NY 11747
* $ -1,000 6 $ 1,040,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 2,488,033,000 5 $ 155,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
MERIDEN, CT 06540
* $ -1,000 5 $ 875,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 5 $ 645,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 3,210,474,000 5 $ 575,000
LAND HOME FINANCIAL SERVICES, INC.
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 5 $ 465,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 461,256,000,000 5 $ 525,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 4 $ 350,000
MLB RESIDENTIAL LENDING, LLC
51 COMMERCE ST
SPRINGFIELD, NJ 07081
* $ -1,000 4 $ 610,000
THE BANK OF GREENE COUNTY
341 MAIN STREET
CATSKILL, NY 12414
* $ 1,439,651,000 4 $ 180,000
CORNING
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 1,504,251,000 4 $ 380,000
FIRST SOURCE
4451 COMMERCIAL DRIVE
NEW HARTFORD, NY 13413
* $ 656,261,000 4 $ 250,000
THE ADIRONDACK TRUST COMPANY
473 BROADWAY
SARATOGA SPRINGS, NY 12866
* $ 1,237,461,000 4 $ 630,000
TOTAL MORTGAGE SERVICES, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ -1,000 3 $ 465,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ -1,000 3 $ 395,000
BARRINGTON BANK & TRUST COMPANY, N.A.
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,445,435,000 3 $ 465,000
TCT
416 ROWLAND STREET
BALLSTON SPA, NY 12020
* $ 235,855,000 3 $ 355,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
CHARLOTTE, NC 28273
* $ -1,000 3 $ 1,085,000
MID-ISLAND MORTGAGE CORP.
900 MERCHANTS CONCOURSE, SUITE #112
WESTBURY, NY 11554
* $ -1,000 2 $ 270,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 2 $ 90,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
NEW YORK, NY 10013
* $ -1,000 2 $ 630,000
ULSTER SAVINGS BANK
180 SCHWENK DRIVE
KINGSTON, NY 12401
* $ 956,434,000 2 $ 130,000
CROSSCOUNTRY MORTGAGE, INC.
6850 MILLER RD
BRECKSVILLE, OH 44141
* $ -1,000 2 $ 400,000
BANK OF RICHMONDVILLE
857 EAST MAIN STREET
COBLESKILL, NY 12043
* $ 141,862,000 2 $ 310,000
TEXAS CAPITAL BANK, NATIONAL ASSOCIATION
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 32,529,274,000 2 $ 460,000
TEACHERS
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 7,508,575,000 2 $ 280,000
MAGNOLIA BANK
794 OLD ELIZABETHTOWN RD
HODGENVILLE, KY 42748
* $ 313,272,000 2 $ 220,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 2,186,056,000 2 $ 290,000
GLENS FALLS NATIONAL BANK AND TRUST COMPANY
250 GLEN STREET
GLENS FALLS, NY 12801
* $ 2,564,325,000 2 $ 360,000
HUDSON VALLEY CREDIT UNION
PO BOX 1071
POUGHKEEPSIE, NY 12602
* $ 5,351,288,000 2 $ 300,000
HSBC BANK USA, NATIONAL ASSOCIATION
1800 TYSONS BLVD., SUITE 50
MCLEAN, VA 22102
* $ 172,887,701,000 2 $ 80,000
PARAGON HOME LOANS INC.
5010 CAMPUSWOOD DR, STE. 205
EAST SYRACUSE, OH 13057
* $ -1,000 2 $ 440,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 2 $ 360,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 167,845,100,000 1 $ 165,000
RED RIVER EMPLOYEES
4405 SUMMERHILL ROAD
TEXARKANA, TX 75503
* $ 1,005,002,000 1 $ 65,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 1 $ 65,000
PLAINS COMMERCE BANK
220 MAIN ST
HOVEN, SD 57450
* $ 707,275,000 1 $ 35,000
CONTOUR MORTGAGE CORPORATION
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ -1,000 1 $ 205,000
BAYCOAST BANK
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ 1,782,088,000 1 $ 25,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 1 $ 105,000
AFFINITY
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 08720
* $ 3,529,015,000 1 $ 55,000
ALLIED MORTGAGE GROUP, INC.
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ -1,000 1 $ 275,000
INTERCONTINENTAL CAPITAL GROUP, INC
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ -1,000 1 $ 505,000
HUDSON HERITAGE
25 RYKOWSKI LANE
MIDDLETOWN, NY 10941
* $ 435,994,000 1 $ 245,000
NATIONWIDE MORTGAGE BANKERS, INC.
310A MAIN ST
LEBANON, NJ 08833
* $ -1,000 1 $ 505,000
NORTHERN CREDIT UNION
120 FACTORY ST
WATERTOWN, NY 13601
* $ 282,729,000 1 $ 65,000
CFCU COMMUNITY CREDIT UNION
1030 CRAFT ROAD
ITHACA, NY 14850
* $ 1,092,445,000 1 $ 375,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 155,000
GHS FEDERAL CREDIT UNION
910 FRONT STREET BINGHAMTON NY 13905
BINGHAMTON, NY 13905
* $ 147,782,000 1 $ 45,000
BETHPAGE FEDERAL CREDIT UNION
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 9,467,660,000 1 $ 55,000
RESIDENTIAL HOME FUNDING CORP.
707 WESTCHESTER AVENUE, SUITE 305
WHITE PLAINS, NY 10604
* $ -1,000 1 $ 245,000
RHINEBECK BANK
2 JEFFERSON PLAZA
POUGHKEEPSIE, NY 12601
* $ 973,811,000 1 $ 285,000
EVOLVE BANK & TRUST
301 SHOPPING WAY BLVD
WEST MEMPHIS, AR 72301
* $ 451,290,000 1 $ 405,000
NJ LENDERS CORP.
219 PATERSON AVE
LITTLE FALLS, NJ 07424
* $ -1,000 1 $ 175,000
KIAVI FUNDING, INC
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 1 $ 115,000
LENDINGONE, LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 1 $ 5,000
UNITED STATES SENATE FEDERAL CREDIT UNION
2750 EISENHOWER AVENUE
ALEXANDRIA, MD 22314
* $ 1,021,823,000 1 $ 245,000
NBKC BANK
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 833,228,000 1 $ 235,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 1 $ 95,000
PRIORITY FUNDING, LLC
292 MAIN STREET, SUITE G1
NORTHBORO, MA 01532
* $ -1,000 1 $ 55,000
FARM CREDIT EAST, ACA
240 SOUTH ROAD
ENFIELD, CT 06082
* $ -1,000 1 $ 245,000
FIRST FINANCIAL FEDERAL CREDIT UNION
391 RT. 9 NORTH
FREEHOLD, NJ 07728
* $ 169,265,000 1 $ 245,000
STAR USA FEDERAL CREDIT UNION
ONE CANTLEY DRIVE
CHARLESTON, WV 25314
* $ 157,540,000 1 $ 35,000
THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 14,789,845,000 1 $ 35,000
VALLEY NATIONAL BANK
1460 VALLEY ROAD
WAYNE, NJ 07470
* $ 37,441,578,000 1 $ 375,000
RONDOUT SAVINGS BANK
300 BROADWAY
KINGSTON, NY 12401
* $ 383,396,000 1 $ 605,000
COMMUNITY FIRST NATIONAL BANK
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 292,682,000 1 $ 285,000
SANTANDER BANK, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 84,670,854,000 1 $ 315,000
MUNICIPAL CREDIT UNION
22 CORTLANDT STREET 29TH FLOOR
NEW YORK, NY 10007
* $ 3,052,271,000 1 $ 235,000
QUORUM FEDERAL CREDIT UNION
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 841,254,000 1 $ 85,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 135,000
ADIRONDACK BANK
185 GENESEE ST
UTICA, NY 13501
* $ 815,388,000 1 $ 185,000
BMO HARRIS BANK NATIONAL ASSOCIATION
111 W. MONROE
CHICAGO, IL 60603
* $ 137,588,093,000 1 $ 35,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
TYSONS, VA 22102
* $ 24,774,361,000 1 $ 35,000
FIRST SAVINGS BANK
501 E. LEWIS & CLARK PARKWAY
CLARKSVILLE, IN 47129
* $ 1,289,704,000 1 $ 55,000
CONTINENTAL MORTGAGE BANKERS, INC.
1025 OLD COUNTRY RD
WESTBURY, NY 11590
* $ -1,000 1 $ 65,000
MID-HUDSON VALLEY
1099 MORTON BLVD
KINGSTON, NY 12401
* $ 1,084,245,000 1 $ 155,000
EMM LOANS LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08002
* $ -1,000 1 $ 275,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 1 $ 185,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Fulton County NY in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 942 $147,390,000 $156,000 $655,000 $91,000 $820,000
Refinancing 470 $70,210,000 $149,000 $835,000 $98,000 $877,000
Cash-out Refinancing 254 $42,100,000 $165,000 $535,000 $99,000 $646,000
Home Improvement 203 $13,025,000 $64,000 $305,000 $90,000 $780,000
Other Purpose 99 $7,245,000 $73,000 $505,000 $80,000 $225,000
Not Applicable 81 $6,185,000 $76,000 $195,000 $36,000 $36,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,515 $212,965,000 $140,000 $655,000 $93,000 $877,000
Not Provided 232 $37,310,000 $160,000 $475,000 $101,000 $493,000
Not applicable 210 $25,050,000 $119,000 $835,000 $72,000 $163,000
Hispanic 51 $5,915,000 $115,000 $415,000 $77,000 $256,000
Black or African American 20 $1,790,000 $89,000 $155,000 $64,000 $143,000
Asian 12 $2,250,000 $187,000 $335,000 $118,000 $318,000
American Indian or Alaskan Native 6 $490,000 $81,000 $145,000 $87,000 $132,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,466 $205,540,000 $140,000 $835,000 $102,000 $877,000
FHA-insured (Federal Housing Administration) 437 $54,835,000 $125,000 $315,000 $61,000 $164,000
VA-guaranteed (Veterans Administration) 99 $18,735,000 $189,000 $445,000 $81,000 $276,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 47 $7,045,000 $149,000 $235,000 $54,000 $90,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,096 $167,210,000 $152,000 $835,000 $102,000 $877,000
Application Denied By Financial Institution 352 $35,500,000 $100,000 $535,000 $72,000 $780,000
Loan Purchased By The Institution 257 $34,955,000 $136,000 $515,000 $100,000 $371,000
Application Withdrawn By Applicant 220 $31,900,000 $145,000 $515,000 $87,000 $410,000
File Closed For Incompleteness 63 $7,405,000 $117,000 $505,000 $80,000 $275,000
Application Approved But Not Accepted 58 $8,700,000 $150,000 $655,000 $93,000 $480,000
Preapproval Denied by Financial Institution 3 $485,000 $161,000 $235,000 $48,000 $52,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,685 $248,295,000 $147,000 $835,000 $98,000 $877,000
Debt-To-Income Ratio 127 $14,945,000 $117,000 $605,000 $61,000 $272,000
Credit History 83 $7,435,000 $89,000 $535,000 $80,000 $780,000
Collateral 75 $6,695,000 $89,000 $325,000 $85,000 $327,000
Other 29 $3,145,000 $108,000 $255,000 $74,000 $281,000
Credit Application Incomplete 26 $3,060,000 $117,000 $425,000 $73,000 $197,000
Unverifiable Information 10 $900,000 $90,000 $235,000 $94,000 $289,000
Employment History 9 $875,000 $97,000 $195,000 $49,000 $78,000
Insufficient Cash (Downpayment, Closing Cost) 5 $805,000 $161,000 $275,000 $50,000 $74,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information back through 2003.

Download the New York Lender List