Fulton County, OH Mortgage Lenders & HMDA Data, 2010

In 2010, lenders reported 1,974 mortgage applications in Fulton County, OH totaling $222.2 million, down 30% from 2009. The average application was for $112,000, and applicants reported an average income of $61,000. 57% of applications resulted in an originated loan and 18% were denied. The most active lender was The Farmers & Merchants State Bank, with 459 applications, followed by The Huntington National Bank and First Federal Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,974
Total Mortgage Loan Application Amount $222,183,000
Average Mortgage Loan Application Amount $112,000
Highest Mortgage Loan Application Amount $1,854,000
Average Applicant Income $61,000
Highest Applicant Income $869,000

Mortgage Company List for Lending in Fulton County, OH for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
The Farmers & Merchants State Bank
307 N DEFIANCE ST
ARCHBOLD, OH 43502
* $ 853,296,000 459 $ 48,429,000
The Huntington National Bank
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 51,111,245,000 270 $ 28,120,000
First Federal Bank
601 CLINTON STREET
DEFIANCE, OH 43512
* $ 2,051,628,000 158 $ 17,078,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 121 $ 14,800,000
The State Bank & Trust Company
401 CLINTON STREET
DEFIANCE, OH 43512
* $ 652,867,000 115 $ 13,314,000
Fifth Third Bank
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 98 $ 10,782,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 65 $ 7,662,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 260,309,849,000 60 $ 6,478,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 59 $ 7,659,000
First Federal S & L of Delta
404 MAIN STREET
DELTA, OH 43515
* $ 146,889,000 50 $ 5,066,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 40 $ 5,214,000
First Place Bank
185 EAST MARKET
WARREN, OH 44481
* $ 3,245,297,000 26 $ 3,711,000
Keybank National Association
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 90,179,122,000 25 $ 2,545,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 25 $ 996,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 20 $ 2,102,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 18 $ 1,832,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 17 $ 2,078,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ 10,000,000 17 $ 2,191,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ 10,000,000 15 $ 2,809,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 14 $ 1,966,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 14 $ 1,721,000
Amera Mortgage Corporation
1050 CORPORATE OFFICE DRIVE, STE 250
MILFORD, MI 48381
* $ 1,300,000,000 12 $ 1,206,000
Metamora State Bank
8282 ERIE STREET
SYLVANIA, OH 43560
* $ 60,366,000 12 $ 697,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 11 $ 1,211,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 9 $ 1,475,000
Northern Ohio Investment Company
6444 MONROE STREET, SUITE 6
SYLVANIA, OH 43560
* $ 10,000,000 9 $ 929,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ 10,000,000 9 $ 1,156,000
Rbs Citizens, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 116,921,115,000 9 $ 1,077,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 8 $ 934,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 8 $ 993,000
Directions Credit Union
5121 WHITEFORD ROAD
TOLEDO, OH 43604
* $ 519,060,000 7 $ 783,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 7 $ 850,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 7 $ 1,104,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 6 $ 956,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 6 $ 816,000
Gvc Mortgage, Inc.
ONE PLAZA DRIVE, SUITE 3
SUITE 200, IN 46064
* $ 11,000,000 5 $ 723,000
Glass City Federal Credit Union
1340 ARROWHEAD DRIVE
MAUMEE, OH 43537
* $ 160,845,000 5 $ 508,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 14,106,965,000 5 $ 976,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 159,675,538,000 5 $ 661,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,011,062,000 4 $ 109,000
Citifinancial, Inc
300 ST PAUL PLACE
BALTIMORE, MD 21020
* $ 1,494,037,000,000 4 $ 66,000
Admirals Bank Former Domestic
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 234,124,000 4 $ 57,000
Sun Federal Credit Union
1627 HOLLAND ROAD
MAUMEE, OH 43537
* $ 366,973,000 4 $ 500,000
First Federal of Lakewood
14806 DETROIT AVENUE
LAKEWOOD, OH 44107
* $ 1,242,890,000 4 $ 539,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 4 $ 593,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 4 $ 556,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 4 $ 566,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 4 $ 1,009,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 3 $ 458,000
Union Capital Mortgage Corp
7676 REYNOLDS ROAD
MENTOR, OH 44060
* $ 10,000,000 3 $ 463,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 3 $ 369,000
Shore Mortgage
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 3 $ 399,000
The Genoa Banking Company
801 MAIN STREET
GENOA, OH 43430
* $ 246,607,000 3 $ 572,000
Ohio Commerce Bank
24400 CHAGRIN BOULEVARD, SUITE 100
BEACHWOOD, OH 44122
* $ 66,175,000 3 $ 303,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 237,957,000 3 $ 87,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 197,928,000 3 $ 376,000
Firstmerit Bank NA
III CASCADE PLAZA - CAS46
AKRON, OH 44308
* $ 10,522,352,000 3 $ 36,000
Genfed Financial CU
85 MASSILLON RD
AKRON, OH 44312
* $ 171,654,000 2 $ 105,000
Customers Bank
99 BRIDGE STREET
PHOENIXVILLE, PA 19460
* $ 349,760,000 2 $ 73,000
Access National Mortgage Corp
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 2 $ 201,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,832,340,000 2 $ 310,000
Firstmerit Mortgage Corp
III CASCADE PLAZA, CAS46
AKRON, OH 44308
* $ 6,000,000,000 2 $ 230,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 90,293,933,000 2 $ 136,000
Guaranty Bank, FSB
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 1,319,978,000 2 $ 317,000
Shelter Mortgage Company, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 12,000,000 2 $ 317,000
Town Center Bank
1938 E. LINCOLN HIGHWAY #101
NEW LENOX, IL 60451
* $ 148,786,000 2 $ 60,000
Colonial Savings, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 964,882,000 2 $ 237,000
Promedica Federal Credit Union
2301 W. CENTRAL AVE
TOLEDO, OH 43606
* $ 40,492,000 2 $ 33,000
Tlc Community Credit Union
3030 S ADRIAN HWY
ADRIAN, MI 49221
* $ 309,875,000 2 $ 169,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 2 $ 383,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 2 $ 338,000
First Ohio Banc & Lending Inc
6100 ROCKSIDE WOODS BLVD
INDEPENDENCE, OH 44131
* $ 10,000,000 2 $ 412,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 2 $ 277,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 135,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ 10,000,000 1 $ 163,000
American Mortgage Service Company
11503 SPRINGFIELD PIKE
CINCINNATI, OH 45246
* $ 10,000,000 1 $ 75,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 1 $ 224,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 139,000
Amerifirst Financial Corporati
616 WEST CENTRE AVENUE
PORTAGE, MI 49024
* $ 10,000,000 1 $ 208,000
Capital Mortgage Funding, LLC
17170 WEST 12 MILE ROAD
SOUTHFIELD, MI 48076
* $ 10,000,000 1 $ 214,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 109,000
Birmingham Bancorp Mortgage
6230 ORCHARD LAKE ROAD
WEST BLOOMFIELD, MI 48322
* $ 10,000,000 1 $ 149,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 112,000
Mountain States Mortgage
1333 E 9400 S
SANDY, UT 84093
* $ 10,000,000 1 $ 105,000
Educational Community Alliance
3845 ANGOLA RD
TOLEDO, OH 43615
* $ 40,213,000 1 $ 74,000
Liberty Savings Bank, FSB
2251 ROMBACH AVE.
WILMINGTON, OH 45177
* $ 1,272,096,000 1 $ 242,000
Superior Federal Credit Union
4230 ELIDA RD
LIMA, OH 45807
* $ 332,109,000 1 $ 106,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 1 $ 117,000
Ross Mortgage Corporation
2075 W. BIG BEAVER, SUITE 700
TROY, MI 48084
* $ 10,000,000 1 $ 63,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 144,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 69,000
Franklin First Financial, Ltd
538 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 36,249,000 1 $ 90,000
Residential Finance Corp.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 1 $ 237,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 10,679,718,000 1 $ 190,000
Wesbanco Bank, Inc.
1 BANK PLAZA
WHEELING, WV 26003
* $ 5,378,160,000 1 $ 155,000
Home Savings of America
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 477,531,000 1 $ 75,000
Gateway Business Bank
18000 STUDEBAKER ROAD, SUITE 550
CERRITOS, CA 90703
* $ 216,229,000 1 $ 115,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 1,159,367,000 1 $ 128,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 708,191,000 1 $ 282,000
Midfirst Bank
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,817,999,000 1 $ 96,000
Everbank
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 8,059,724,000 1 $ 62,000
M&T Bank
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 67,860,327,000 1 $ 232,000
Minster Bank
95 W FOURTH ST
MINSTER, OH 45865
* $ 292,274,000 1 $ 56,000

The tables below break down 2010 mortgage applications in Fulton County, OH by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Fulton County, OH in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,425 $169,393,000 $118,000 $1,328,000 $65,000 $869,000
Home Purchase 464 $46,725,000 $100,000 $400,000 $51,000 $280,000
Home Improvement 85 $6,065,000 $71,000 $1,854,000 $56,000 $159,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,722 $189,002,000 $109,000 $665,000 $62,000 $720,000
Not Provided 105 $13,739,000 $130,000 $408,000 $77,000 $415,000
Hispanic 71 $7,065,000 $99,000 $242,000 $51,000 $119,000
Not applicable 61 $10,500,000 $172,000 $1,854,000 $0 $0
Asian 8 $655,000 $81,000 $144,000 $66,000 $152,000
American Indian or Alaskan Native 4 $717,000 $179,000 $320,000 $322,000 $869,000
Black or African American 3 $505,000 $168,000 $237,000 $58,000 $100,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,578 $173,444,000 $109,000 $1,854,000 $65,000 $869,000
FHA-insured (Federal Housing Administration) 304 $37,814,000 $124,000 $276,000 $46,000 $217,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 49 $4,945,000 $100,000 $207,000 $44,000 $69,000
VA-guaranteed (Veterans Administration) 43 $5,980,000 $139,000 $387,000 $49,000 $135,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,132 $127,815,000 $112,000 $1,854,000 $66,000 $869,000
Application Denied By Financial Institution 352 $37,291,000 $105,000 $408,000 $52,000 $325,000
Application Withdrawn By Applicant 185 $20,630,000 $111,000 $300,000 $63,000 $302,000
Loan Purchased By The Institution 181 $21,298,000 $117,000 $303,000 $41,000 $670,000
Application Approved But Not Accepted 87 $10,332,000 $118,000 $350,000 $68,000 $217,000
File Closed For Incompleteness 37 $4,817,000 $130,000 $254,000 $75,000 $380,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 91 $11,666,000 $128,000 $408,000 $65,000 $325,000
Credit History 91 $7,756,000 $85,000 $268,000 $47,000 $152,000
Debt-To-Income Ratio 67 $7,385,000 $110,000 $309,000 $39,000 $119,000
Other 33 $3,480,000 $105,000 $247,000 $52,000 $146,000
Credit Application Incomplete 20 $1,690,000 $84,000 $224,000 $41,000 $84,000
Insufficient Cash (Downpayment, Closing Cost) 7 $535,000 $76,000 $171,000 $54,000 $78,000
Unverifiable Information 4 $530,000 $132,000 $155,000 $65,000 $91,000
Mortgage Insurance Denied 3 $414,000 $138,000 $160,000 $62,000 $70,000
Employment History 2 $218,000 $109,000 $178,000 $72,000 $101,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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