GADSDEN, AL
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012

Unlock detailed GADSDEN, AL mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

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Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Alabama.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 4,634
Total Mortgage Loan Application Amount $551,758,000
Average Mortgage Loan Application Amount $119,000
Highest Mortgage Loan Application Amount $3,273,000
Average Applicant Income $65,000
Highest Applicant Income $3,276,000

Mortgage Company List for Lending in GADSDEN, AL for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,161,490,000,000 607 $ 73,997,000
FIRST FEDERAL BANK, A FSB
1300 MCFARLAND BLVD NE
TUSCALOOSA, AL 35406
* $ 188,749,000 326 $ 38,630,000
ALABAMA TEACHERS CREDIT UNION
702 WALNUT ST
GADSDEN, AL 35901
* $ 213,837,000 324 $ 35,620,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 228 $ 23,972,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,368,203,000 206 $ 17,653,000
CRESCENT MORTGAGE COMPANY
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 826,484,000 177 $ 22,917,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 157 $ 16,246,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ 31,000,000 152 $ 10,467,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 168,867,640,000 116 $ 15,386,000
BBVA USA
15 SOUTH 20TH ST
BIRMINGHAM, AL 35233
* $ 63,106,987,000 114 $ 17,949,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 97 $ 12,491,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 84 $ 12,012,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,288,658,000,000 84 $ 8,758,000
RENASANT BANK
209 TROY ST., P.O. BOX 709
TUPELO, MS 38802
* $ 4,196,437,000 81 $ 13,266,000
FAMILY SAVINGS CREDIT UNION
711 EAST MEIGHAN BLVD
GADSDEN, AL 35903
* $ 281,035,000 81 $ 5,084,000
HOMETRUST MORTGAGE COMPANY
5353 W ALABAMA, SUITE 500
HOUSTON, TX 77056
* $ 10,000,000 80 $ 9,668,000
THE EXCHANGE BANK OF ALABAMA
PO BOX 1100
ALTOONA, AL 35902
* $ 230,664,000 76 $ 6,625,000
KEYSTONE BANK
2394 E. UNIVERSITY DR.
AUBURN, AL 36830
* $ 198,451,000 73 $ 9,910,000
EVABANK
1710 CHEROKEE AVE SW
EVA, AL 35055
* $ 352,056,000 66 $ 3,107,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,459,157,302,000 64 $ 7,860,000
CADENCE BANK, N.A.
2100 3RD AVE N
BIRMINGHAM, AL 35203
* $ 3,907,053,000 60 $ 8,138,000
ALLY BANK
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 59 $ 8,042,000
MORTGAGE INVESTORS GROUP, INC.
8320 E. WALKER SPRINGS LANE
NASHVILLE, TN 37923
* $ 10,000,000 59 $ 8,086,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 49 $ 2,238,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 48 $ 5,305,000
AMERICAN BANK OF HUNTSVILLE
3301 MEMORIAL PKWY SW
HUNTSVILLE, AL 35801
* $ 173,615,000 44 $ 5,778,000
PEOPLES INDEPENDENT BANK
121 BILLY DYAR BLVD PO BOX 669
BOAZ, AL 35957
* $ 171,357,000 44 $ 3,182,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ 100,000,000 44 $ 9,866,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 13,623,469,000 38 $ 5,891,000
METRO BANK
800 MARTIN ST S
PELL CITY, AL 35128
* $ 627,713,000 36 $ 2,074,000
HOME POINT MORTGAGE ACCEPTANCE CORPORATION
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 31 $ 4,931,000
NETWORK FUNDING, L.P.
9700 RICHMOND, SUITE 320
DALLAS, TX 77042
* $ 43,942,000 31 $ 3,918,000
GMAC MORTGAGE, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 26 $ 4,176,000
TRUSTMARK NATIONAL BANK
PO BOX 291
JACKSON, MS 39205
* $ 9,612,081,000 25 $ 3,194,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 21 $ 2,984,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 20 $ 3,224,000
HONDA FEDERAL CREDIT UNION
1919 TORRANCE BLVD
TORRANCE, CA 90509
* $ 564,074,000 19 $ 2,487,000
HOME LOAN CENTER, INC.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 18 $ 3,110,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 17 $ 2,073,000
SERVICE FINANCE COMPANY, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 17 $ 193,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 16 $ 2,027,000
CADENCE BANK
P O BOX 789
TUPELO, MS 38802
* $ 12,990,345,000 16 $ 1,841,000
RESIDENTIAL FINANCE CORPORATIO
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 16 $ 1,895,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ 138,031,000 16 $ 2,883,000
CASTLE MORTGAGE CORPORATION
701 MONTGOMERY HWY SOUTH SUITE 203
VESTAVIA HILLS, AL 35216
* $ 10,000,000 16 $ 2,335,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 15 $ 2,122,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ 10,000,000 15 $ 1,778,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 15 $ 727,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 114,540,379,000 14 $ 2,320,000
DSLD MORTGAGE, LLC
13348 COURSEY BLVD. SUITE D
DOVER, DE 70816
* $ 222,000 14 $ 2,138,000
GMFS LLC
7389 FLORIDA BLVD, STE 200-A
CAMDEN, DE 70806
* $ 10,000,000 14 $ 2,138,000
THE MORTGAGE OUTLET, INC.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 13 $ 1,753,000
HOMEOWNERS MORTGAGE OF AMERICA
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 12 $ 1,469,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ 3,125,000 11 $ 994,000
GUARANTY TRUST COMPANY
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 10 $ 1,268,000
SYNOVUS MORTGAGE CORPORATION
2204 LAKESHORE DRIVE SUITE 325
BIRMINGHAM, AL 35209
* $ 27,908,468,000 10 $ 1,952,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
NASHVILLE, TN 37027
* $ 10,000,000 9 $ 1,151,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ 1,000,000,000 9 $ 990,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ 10,000,000 9 $ 1,195,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 9 $ 1,133,000
MORTGAGEAMERICA, INC.
1800 INTERNATIONAL PARK DR, SUITE 100
BIRMINGHAM, AL 35243
* $ 10,000,000 9 $ 1,203,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 263,309,559,000 9 $ 698,000
CITIZENS BANK & TRUST
711 GUNTER AVENUE
GUNTERSVILLE, AL 35976
* $ 286,806,000 9 $ 1,082,000
THE HOMETOWN BANK OF ALABAMA
2002 2ND AVE EAST
ONEONTA, AL 35121
* $ 283,858,000 9 $ 1,148,000
GENERATIONS BANK
1285 CHESNUT BYPASS
CENTRE, AL 35960
* $ 64,118,000 9 $ 1,229,000
THE SOUTHERN BANK COMPANY
P O BOX 1130
GADSDEN, AL 35902
* $ 101,769,000 8 $ 1,045,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 8 $ 413,000
HOMETOWN MORTGAGE SERVICES INC
5511 HWY 280 E STE 210
BIRMINGHAM, AL 35242
* $ 10,000,000 8 $ 1,066,000
LIBERTY HOME EQUITY SOLUTIONS, INC.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 7 $ 563,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 7 $ 595,000
AOD FEDERAL CREDIT UNION
334 VICTORY DRIVE
OXFORD, AL 36253
* $ 228,914,000 7 $ 704,000
SIRVA MORTGAGE, INC.
6200 OAK TREE BLVD STE 300
UPPER ARLINGTON, OH 44131
* $ 101,315,000 7 $ 1,541,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ 880,000,000 7 $ 889,000
CIS FINANCIAL SERVICES, INC.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 6 $ 626,000
ONEMAIN FINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 2,084,000,000 6 $ 277,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 6 $ 1,025,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 6 $ 644,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ 11,000,000 6 $ 593,000
FIRST LIBERTY FINANCIAL GROUP
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ 1,000,000,000 5 $ 572,000
SOUTHPOINT BANK
3501 GRANDVIEW PARKWAY
BIRMINGHAM, AL 35243
* $ 234,571,000 5 $ 1,012,000
FIDELITY BANK
3 CORPORATE BLVD NE
ATLANTA, GA 30329
* $ 2,231,779,000 5 $ 855,000
CUSO MORTGAGE, INC.
5601 E LA PALMA AVENUE
ANAHEIM, CA 92807
* $ 10,000,000 5 $ 844,000
ROUNDPOINT MORTGAGE COMPANY
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 5 $ 1,018,000
GENERATION MORTGAGE COMPANY
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 5 $ 807,000
EDWARD JONES MORTGAGE, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,783,443,000 5 $ 581,000
LENDMARK FINANCIAL SERVICES
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 5 $ 50,000
SILVERTON MORTGAGE SPECIALISTS, INC.
1201 PEACHTREE STREET NE STE 2050
ATLANTA, GA 30361
* $ 10,000,000 5 $ 645,000
LSI MORTGAGE PLUS
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 5 $ 911,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 5 $ 645,000
OPEN MORTGAGE, LLC
14101 W. HWY 290 #1300
AUSTIN, TX 78737
* $ 10,000,000 5 $ 326,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 4 $ 442,000
CASHCALL, INC.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 4 $ 625,000
NYCB MORTGAGE COMPANY, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 4 $ 686,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 4 $ 818,000
MERCHANTS & MARINE BANK
P. O. BOX 729
PASCAGOULA, MS 39568
* $ 555,432,000 4 $ 164,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 4 $ 723,000
AMERICA'S FIRST
1200 4TH AVENUE NORTH
BIRMINGHAM, AL 35203
* $ 1,207,494,000 4 $ 440,000
ADMIRALS BANK
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 518,825,000 4 $ 43,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 3 $ 100,000
AMERITRUST MORTGAGE INC.
11016 RUSHMORE DRIVE, SUITE 200
CHARLOTTE, NC 28277
* $ 10,000,000 3 $ 365,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,898,665,000 3 $ 144,000
PROFICIO BANK
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 142,947,000 3 $ 239,000
FORT MCCLELLAN CREDIT UNION
1731 NOBLE STREET
ANNISTON, AL 36201
* $ 167,031,000 3 $ 370,000
COOSA PINES FEDERAL CREDIT UNION
33710 US HIGHWAY 280
CHILDERSBURG, AL 35044
* $ 210,141,000 3 $ 80,000
GFS CAPITAL
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 3 $ 576,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 3 $ 900,000
UNITED SECURITY FINANCIAL CORP
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 3 $ 392,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 3 $ 236,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ 10,000,000 3 $ 464,000
HAMILTON MORTGAGE CORPORATION
2850 19TH ST S, SUITE 300
MONTGOMERY, AL 35209
* $ 10,000,000 3 $ 389,000
IMPAC MORTGAGE CORP.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 3 $ 678,000
MICHIGAN MUTUAL, INC.
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 2 $ 250,000
MILEND, INC.
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30350
* $ 10,000,000 2 $ 289,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ 10,000,000 2 $ 183,000
REVERSE MORTGAGE USA, INC.
6500 RIVER PLACE BLVD, BLDG 1, STE 425
AUSTIN, TX 78730
* $ 3,305,000 2 $ 333,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ 3,642,000 2 $ 308,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 320,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ 10,000,000 2 $ 180,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 2 $ 577,000
FIRST COMMUNITY MORTGAGE, INC.
275 ROBERT ROSE DRIVE
NASHVILLE, TN 37129
* $ 10,000,000 2 $ 262,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ 10,000,000 2 $ 535,000
ACOPIA, LLC
306 NORTHCREEK BOULEVARD SUITE 100
NASHVILLE, TN 37072
* $ 100,000,000 2 $ 436,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 2 $ 206,000
APCO EMPLOYEES
750 17TH STREET NORTH
BIRMINGHAM, AL 35203
* $ 2,129,510,000 2 $ 271,000
FIRST CHOICE BANK
669 WHITEHEAD ROAD
LAWRENCEVILLE, NJ 08648
* $ 669,292,000 2 $ 361,000
CRESCOM BANK
288 MEETING ST
CHARLESTON, SC 29401
* $ 825,259,000 2 $ 141,000
CBC NATIONAL BANK
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 477,611,000 2 $ 453,000
PREMIER HOME MORTGAGE, INC.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 2 $ 239,000
DITECH MORTGAGE CORP
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 2 $ 185,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
AUSTIN, TX 77056
* $ 10,000,000 2 $ 320,000
CHRISTENSEN FINANCIAL, INC.
860 N SR 434
ALTAMONTE SPRINGS, FL 32714
* $ 10,000,000 2 $ 247,000
METLIFE BANK, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 25,513,620,000 2 $ 170,000
ALLIANCE FINANCIAL RESOURCES
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 2 $ 221,000
CLEARPOINT FUNDING, INC.
4 TECHNOLOGY DRIVE, SUITE 200
WESTBOROUGH, MA 01581
* $ 10,000,000 2 $ 252,000
USAMERIBANK
4790 140TH AVE N
CLEARWATER, FL 33762
* $ 2,120,766,000 2 $ 70,000
BANKFIRST FINANCIAL SERVICES
PO BOX 31
COLUMBUS, MS 39341
* $ 718,860,000 2 $ 592,000
HOME LOAN INVESTMENT BANK, F.S.B.
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 195,395,000 2 $ 32,000
AMERICAN BANK
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 419,837,000 2 $ 287,000
STATE INVESTORS BANK
1041 VETERANS BLVD
METAIRIE, LA 70005
* $ 243,533,000 2 $ 124,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,184,743,000 1 $ 325,000
PULASKI BANK, NA
12300 OLIVE BLVD
ST LOUIS, MO 63141
* $ 1,331,681,000 1 $ 269,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 15,056,671,000 1 $ 136,000
ATLANTA POSTAL
1605 BOGGS ROAD
ATLANTA, GA 30096
* $ 1,972,908,000 1 $ 95,000
TVA COMMUNITY CREDIT UNION
TVA RESERVATION
MUSCLE SHOALS, AL 35662
* $ 268,399,000 1 $ 183,000
AVADIAN
1 RIVERCHASE PKWY S
HOOVER, AL 35244
* $ 573,111,000 1 $ 44,000
ALABAMA ONE
1215 VETERANS MEMORIAL PARKWAY
TUSCALOOSA, AL 35404
* $ 598,145,000 1 $ 80,000
SOUTHEAST FINANCIAL
220 S ROYAL OAKS BLVD
FRANKLIN, TN 37064
* $ 434,566,000 1 $ 110,000
CITIZENS BANK & TRUST, INC.
P O BOX 249
TRENTON, GA 30752
* $ 91,443,000 1 $ 5,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 171,291,705,000 1 $ 276,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 978,405,000 1 $ 180,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 921,138,000 1 $ 280,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
NEW YORK, NY 10577
* $ 12,019,539,000 1 $ 68,000
US BK NA ND
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 1 $ 75,000
THRIVENT FINANCIAL BANK
122 EAST COLLEGE AVE., SUITE 1E
APPLETON, WI 54911
* $ 546,918,000 1 $ 115,000
SHARE PLUS FEDERAL BANK
5224 W. PLANO PARKWAY
PLANO, TX 75093
* $ 272,851,000 1 $ 10,000
CIT BANK, NATIONAL ASSOCIATION
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 26,181,267,000 1 $ 126,000
E*TRADE SAVINGS BANK
671 N. GLEBE RD 12TH FLOOR
ARLINGTON, VA 22203
* $ 1,677,184,000 1 $ 189,000
BRAND MORTGAGE GROUP, LLC
1255 LAKES PARKWAY, BLDG 300, ST 200
LAWRENCEVILLE, GA 30043
* $ 1,195,416,000 1 $ 199,000
WR STARKEY MORTGAGE LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 1 $ 165,000
GUARANTEED HOME MORTGAGE COMPA
108 CORPORATE PARK DRIVE - SUITE 301
WHITE PLAINS, NY 10604
* $ 10,000,000 1 $ 170,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 1 $ 86,000
GMS FUNDING, LLC
824 MEETING STREET
WEST COLUMBIA, SC 29169
* $ 417,745,000 1 $ 240,000
DIRECT LENDERS, LLC
1600 KENNESAW DUE WEST ROAD SUITE 610
LAWRENCEVILLE, GA 30152
* $ 1,250,000 1 $ 154,000
MAIN STREET HOME LOANS LLC
4010 OLD MILTON PARKWAY
ALPHARETTA, GA 30005
* $ 11,000,000 1 $ 225,000
BNC NATIONAL BANK
20175 N 67TH AVENUE
GLENDALE, AZ 85308
* $ 662,437,000 1 $ 230,000
NATIONAL BANK OF COMMERCE
813 SHADES CREEK PARKWAY SUITE 100
BIRMINGHAM, AL 35209
* $ 426,036,000 1 $ 412,000
PEOPLES BANK OF ALABAMA
1912 CHEROKEE AVE SW
CULLMAN, AL 35055
* $ 511,316,000 1 $ 73,000
NATIONAL BANK OF KANSAS CITY
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 619,450,000 1 $ 77,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 1 $ 173,000
FARMERS BANK AND TRUST NA
1017 HARRISON
GREAT BEND, KS 67530
* $ 648,887,000 1 $ 109,000
TYNDALL FEDERAL CREDIT UNION
3109 MINNESOTA AVE
PANAMA CITY, FL 32405
* $ 1,074,816,000 1 $ 196,000
IBM SOUTHEAST EMP CREDIT UNION
1000 NW 17TH AVE
DELRAY BEACH, FL 33445
* $ 831,419,000 1 $ 21,000
LIBERTY BANK
40956 AL HWY 75, PO BOX 187
GERALDINE, AL 35974
* $ 104,556,000 1 $ 40,000
AMERIS BANK
300 SOUTH MAIN STREET
ATLANTA, GA 31768
* $ 3,003,189,000 1 $ 207,000
FIRST MARINER BANK
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,179,394,000 1 $ 417,000
METRO BANK
9340 THE LANDING DRIVE
DOUGLASVILLE, GA 30135
* $ 153,249,000 1 $ 190,000
PROGRESS BANK AND TRUST
201 WILLIAMS AVENUE
HUNTSVILLE, AL 35801
* $ 391,209,000 1 $ 225,000
OAKWORTH CAPITAL BANK
2100A SOUTHBRIDGE PKWY STE 445
BIRMINGHAM, AL 35209
* $ 228,192,000 1 $ 3,273,000
MUTUAL SAVINGS CREDIT UNION
2040 VALLEYDALE ROAD
BIRMINGHAM, AL 35244
* $ 161,286,000 1 $ 146,000
FAMILY SECURITY CREDIT UNION
2204 FAMILY SECURITY PLACE SW
DECATUR, AL 35603
* $ 462,037,000 1 $ 131,000
REDSTONE FEDERAL CREDIT UNION
220 WYNN DRIVE
HUNTSVILLE, AL 35893
* $ 3,188,434,000 1 $ 5,000
FIRSTBANK
11 CHANNING WAY
NASHVILLE, TN 38305
* $ 2,073,987,000 1 $ 134,000
MERCHANTS AND FARMERS BANK
134 WEST WASHINGTON ST
KOSCIUSKO, MS 39090
* $ 1,561,320,000 1 $ 88,000
UNION STATE BANK
2019 COGSWELL AVE
PELL CITY, AL 35125
* $ 272,468,000 1 $ 3,000
TRUITY FEDERAL CREDIT UNION
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ 601,825,000 1 $ 164,000
MILITARY FAMILY HOME LOANS, LL
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 1,102,281,049,000 1 $ 144,000
HOMEWARD RESIDENTIAL, INC.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 287,000
SOUTHEAST MORTGAGE OF GEORGIA, INC.
3575 KOGER BLVD. SUITE 400
DULUTH, GA 30096
* $ 10,000,000 1 $ 95,000
ALLIED MORTGAGE GROUP, INC.
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 1 $ 140,000
RMC VANGUARD
7670 WOODWAY, SUITE 162
HOUSTON, TX 77063
* $ 20,000,000 1 $ 182,000
PLATINUM HOME MORTGAGE CORPORATION
2200 HICKS RD, STE 101
SPRINGFIELD, IL 60008
* $ 10,000,000 1 $ 256,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ 4,410,000 1 $ 82,000
AMERICAN EQUITY MORTGAGE, INC.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 360,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 1 $ 73,000
COUNTRYPLACE MORTGAGE, LTD.
15301 SPECTRUM DR. STE 550
AUSTIN, TX 75001
* $ 10,000,000 1 $ 111,000
ASSURANCE FINANCIAL GROUP, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ 1,000,000,000 1 $ 74,000
PEOPLES HOME EQUITY
5205 MARYLAND WAY SUITE 100
BRENTWOOD, TN 37027
* $ 1,065,000 1 $ 52,000
KIND LENDING, LLC
9931 CORPORATE CAMPUS DR, STE 1200
LEXINGTON, KY 40223
* $ 42,141,000 1 $ 143,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
CARSON CITY, NV 84116
* $ 242,587,000 1 $ 275,000
ING BANK, FSB / CAPITAL ONE
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 92,212,498,000 1 $ 106,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2012, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for GADSDEN, AL in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,701 $359,557,000 $133,000 $1,490,000 $70,000 $3,276,000
Home Purchase 1,575 $178,506,000 $113,000 $3,273,000 $58,000 $764,000
Home Improvement 358 $13,695,000 $38,000 $1,155,000 $62,000 $977,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,511 $416,623,000 $118,000 $1,365,000 $67,000 $3,276,000
Not applicable 489 $69,216,000 $141,000 $3,273,000 $64,000 $1,687,000
Not Provided 272 $33,643,000 $123,000 $1,088,000 $63,000 $771,000
Black or African American 268 $20,303,000 $75,000 $445,000 $47,000 $300,000
Hispanic 47 $5,891,000 $125,000 $1,490,000 $58,000 $214,000
Asian 27 $4,348,000 $161,000 $363,000 $109,000 $440,000
American Indian or Alaskan Native 16 $1,444,000 $90,000 $260,000 $72,000 $432,000
Native Hawaiian or Other Pacific Islander 4 $290,000 $72,000 $85,000 $37,000 $42,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,198 $381,865,000 $119,000 $3,273,000 $77,000 $3,276,000
FHA-insured (Federal Housing Administration) 986 $108,621,000 $110,000 $393,000 $38,000 $977,000
VA-guaranteed (Veterans Administration) 248 $37,698,000 $152,000 $417,000 $46,000 $227,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 202 $23,574,000 $116,000 $295,000 $39,000 $133,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,163 $266,725,000 $123,000 $3,273,000 $81,000 $1,687,000
Application Denied By Financial Institution 887 $82,157,000 $92,000 $1,088,000 $50,000 $838,000
Loan Purchased By The Institution 884 $116,337,000 $131,000 $417,000 $36,000 $493,000
Application Withdrawn By Applicant 346 $41,390,000 $119,000 $417,000 $65,000 $1,200,000
Application Approved But Not Accepted 245 $30,129,000 $122,000 $1,490,000 $77,000 $3,276,000
File Closed For Incompleteness 109 $15,020,000 $137,000 $999,000 $88,000 $1,920,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 246 $18,140,000 $73,000 $400,000 $48,000 $432,000
Debt-To-Income Ratio 109 $11,353,000 $104,000 $1,088,000 $40,000 $348,000
Credit Application Incomplete 68 $9,866,000 $145,000 $351,000 $75,000 $333,000
Collateral 54 $6,503,000 $120,000 $459,000 $73,000 $225,000
Other 47 $5,464,000 $116,000 $363,000 $58,000 $211,000
Insufficient Cash (Downpayment, Closing Cost) 17 $2,324,000 $136,000 $645,000 $102,000 $838,000
Unverifiable Information 12 $1,526,000 $127,000 $393,000 $55,000 $101,000
Employment History 6 $648,000 $108,000 $231,000 $45,000 $66,000
Mortgage Insurance Denied 1 $83,000 $83,000 $83,000 $70,000 $70,000

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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