Gaines County TX
Mortgage Loan Application
Totals and Details
for 2020

Find mortgage statistics and lending data for the Gaines County TX metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Gaines County TX, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 947
Total Mortgage Loan Application Amount $165,565,000
Average Mortgage Loan Application Amount $174,000
Highest Mortgage Loan Application Amount $805,000
Average Applicant Income $98,000
Highest Applicant Income $1,363,000

Mortgage Company List for Lending in Gaines County TX for 2020

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 207 $ 24,075,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 109 $ 21,885,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,712,919,000,000 41 $ 8,475,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ -1,000 34 $ 7,260,000
FIRST UNITED BANK
5802 4TH STREET
LUBBOCK, TX 79416
* $ 1,370,041,000 32 $ 5,410,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 27 $ 4,535,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WOODLAND HILLS, CA 91367
* $ -1,000 20 $ 3,720,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 19 $ 1,845,000
CITY BANK
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ 3,235,138,000 18 $ 4,250,000
WEST TEXAS NATIONAL BANK
6 DESTA DRIVE STE 2400
MIDLAND, TX 79705
* $ 1,392,652,000 17 $ 2,535,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ -1,000 17 $ 3,505,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 16 $ 1,700,000
FIRST BANK & TRUST
9816 SLIDE RD.
LUBBOCK, TX 79424
* $ 1,137,714,000 16 $ 3,130,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 15 $ 2,765,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 14 $ 2,420,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,337,646,000,000 14 $ 2,760,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ -1,000 13 $ 2,395,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
CHARLOTTE, NC 28273
* $ -1,000 9 $ 2,105,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ -1,000 9 $ 1,225,000
GATEWAY FIRST BANK
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,498,327,000 9 $ 1,065,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 8 $ 1,440,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ -1,000 8 $ 1,410,000
PROSPERITY BANK
1301 N MECHANIC
EL CAMPO, TX 77437
* $ 32,184,416,000 7 $ 2,315,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 7 $ 2,045,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 486,004,220,000 7 $ 1,405,000
DISCOVER BANK
12 READS WAY
NEW CASTLE, DE 19720
* $ 112,384,202,000 6 $ 600,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 1,065,955,000 6 $ 980,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
ANAHEIM, CA 92806
* $ -1,000 6 $ 670,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
MERIDEN, CT 06540
* $ -1,000 5 $ 935,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 5 $ 615,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 5 $ 1,535,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
GILBERT, AZ 85297
* $ -1,000 5 $ 775,000
SOUTHWEST BANK
4800 E. 42ND STREET
ODESSA, TX 79762
* $ 456,302,000 5 $ 1,465,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 4 $ 610,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 4 $ 1,210,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 3,210,474,000 4 $ 540,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 165,742,416,000 4 $ 1,040,000
COUNTRYPLACE MORTGAGE, LTD.
15301 SPECTRUM DR. STE 550
ADDISON, TX 75001
* $ -1,000 4 $ 410,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 22,986,309,000 4 $ 490,000
FIRST BASIN CREDIT UNION
2740 NORTH COUNTY ROAD WEST
ODESSA, TX 79764
* $ 269,478,000 3 $ 355,000
CITY FIRST MORTGAGE SERVICES, L.L.C.
750 S. MAIN SUITE 104
BOUNTIFUL, UT 84010
* $ -1,000 3 $ 345,000
MID AMERICA MORTGAGE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 3 $ 555,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 3 $ 295,000
AMARILLO NATIONAL BANK
410 S TAYLOR STREET
AMARILLO, TX 79101
* $ 5,700,689,000 3 $ 565,000
NATIONS DIRECT MORTGAGE, LLC
5 HUTTON CENTRE DRIVE, SUITE 200
SANTA ANA, CA 92707
* $ -1,000 3 $ 625,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 3 $ 395,000
A+ FEDERAL CREDIT UNION
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ 1,710,266,000 3 $ 255,000
RELIANT BANK
1736 CAROTHERS PARKWAY
BRENTWOOD, TN 37027
* $ 1,897,550,000 3 $ 275,000
TOTAL MORTGAGE SERVICES, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ -1,000 2 $ 540,000
AMERICAN PACIFIC MORTGAGE CORPORATION
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 2 $ 500,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ -1,000 2 $ 380,000
BROKER SOLUTIONS, INC.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 2 $ 390,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
HENDERSON, NV 89052
* $ -1,000 2 $ 410,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 2,488,033,000 2 $ 140,000
HOMETRUST MORTGAGE COMPANY
5353 W ALABAMA, SUITE 500
HOUSTON, TX 77056
* $ -1,000 2 $ 190,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 23,234,514,000 2 $ 350,000
TEXAS TECH
4005 98TH STREET
LUBBOCK, TX 79423
* $ 220,695,000 2 $ 990,000
COMPEER FINANCIAL, FLCA
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ -1,000 2 $ 550,000
ROUNDPOINT MORTGAGE SERVICING CORPORATION
5016 PARKWAY PLAZA BLVD, BLDGS 6 & 8
CHARLOTTE, NC 28219
* $ -1,000 2 $ 280,000
GREAT WESTERN FINANCIAL SERVICES, INC.
5408 W PLANO PKWY
PLANO, TX 75093
* $ -1,000 2 $ 270,000
FBC MORTGAGE, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ -1,000 2 $ 330,000
TEXAS CAPITAL BANK, NATIONAL ASSOCIATION
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 32,529,274,000 2 $ 160,000
MORTGAGE SOLUTIONS OF COLORADO, LLC
MORTGAGE SOLUTIONS OF COLORADO
5455 N UNION BLVD, CO 80918
* $ -1,000 2 $ 260,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 2 $ 440,000
INTERLINC MORTGAGE SERVICES, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77064
* $ -1,000 2 $ 490,000
FROST BANK
100 WEST HOUSTON ST
SAN ANTONIO, TX 78205
* $ 34,105,305,000 2 $ 160,000
NATIONS RELIABLE LENDING, LLC
2506 W MAIN STREET
HOUSTON, TX 77056
* $ -1,000 2 $ 680,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,852,983,000,000 2 $ 310,000
PREMIA MORTGAGE, LLC
5480 CORPORATE DRIVE SUITE 240
TROY, MI 48098
* $ -1,000 2 $ 670,000
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION
400 PINE ST
ABILENE, TX 79601
* $ 8,228,226,000 2 $ 280,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 461,256,000,000 2 $ 840,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 2 $ 670,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 88,826,789,000 2 $ 360,000
BARRINGTON BANK & TRUST COMPANY, N.A.
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,445,435,000 1 $ 135,000
FIRST SAVINGS BANK
501 E. LEWIS & CLARK PARKWAY
CLARKSVILLE, IN 47129
* $ 1,289,704,000 1 $ 235,000
AMERICAN MOMENTUM BANK
4830 W. KENNEDY BLVD. SUITE 200
TAMPA, FL 33609
* $ 1,741,998,000 1 $ 275,000
FIRST AMERICAN BANK
303 W MAIN ST
ARTESIA, NM 88210
* $ 1,215,580,000 1 $ 265,000
COMPLEX COMMUNITY FEDERAL CREDIT UNION
2201 S GRANDVIEW
ODESSA, TX 79766
* $ 549,498,000 1 $ 135,000
SFMC, LP
6800 WEISKOPF AVENUE SUITE 200
MCKINNEY, TX 75070
* $ -1,000 1 $ 215,000
LEADERONE FINANCIAL CORPORATION
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 1 $ 185,000
RANLIFE, INC.
9272 S. 700 E.
SANDY, UT 84070
* $ -1,000 1 $ 175,000
AMERIFIRST FINANCIAL, INC.
1550 E. MCKELLIPS RD, SUITE 117
MESA, AZ 85203
* $ -1,000 1 $ 155,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
NEW YORK, NY 10013
* $ -1,000 1 $ 105,000
BNC NATIONAL BANK
20175 N 67TH AVENUE
GLENDALE, AZ 85308
* $ 965,305,000 1 $ 625,000
TEXAS MORTGAGE LENDING, LLC
601 N. PLANO RD.
RICHARDSON, TX 75081
* $ -1,000 1 $ 225,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 41,950,721,000 1 $ 285,000
CAPITOL FEDERAL SAVINGS BANK
700 S KANSAS AVE
TOPEKA, KS 66603
* $ 9,255,666,000 1 $ 595,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 1 $ 35,000
MICHIGAN MUTUAL, INC.
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 1 $ 115,000
AMCAP MORTGAGE, LTD.
9999 BELLAIRE BLVD., SUITE 700
HOUSTON, TX 77036
* $ -1,000 1 $ 305,000
DAS ACQUISITION COMPANY, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 1 $ 185,000
THE PEOPLES STATE BANK OF NEWTON, ILLINOIS
100 W WASHINGTON ST
NEWTON, IL 62448
* $ 461,835,000 1 $ 605,000
NETWORK FUNDING, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ -1,000 1 $ 495,000
COMMUNITY NATIONAL BANK
401 W. TEXAS AVE.
MIDLAND, TX 79701
* $ 1,435,230,000 1 $ 185,000
ACCESS COMMUNITY CREDIT UNION
6401 BELL ST.
AMARILLO, TX 79109
* $ 128,502,000 1 $ 95,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ -1,000 1 $ 205,000
U.S. EAGLE
5201 ANTEQUERA NW
ALBUQUERQUE, NM 87120
* $ 1,069,474,000 1 $ 115,000
HAPPY STATE BANK
701 S TAYLOR, LB 120
AMARILLO, TX 79101
* $ 3,824,411,000 1 $ 215,000
LEGEND BANK, N.A.
101 TARRANT ST
BOWIE, TX 76230
* $ 758,653,000 1 $ 315,000
SOUTHWEST FUNDING, LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ -1,000 1 $ 165,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 1 $ 135,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 1 $ 155,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ -1,000 1 $ 175,000
CROSSCOUNTRY MORTGAGE, INC.
6850 MILLER RD
BRECKSVILLE, OH 44141
* $ -1,000 1 $ 125,000
NEXBANK
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 9,767,997,000 1 $ 305,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 265,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 1 $ 95,000
CLEARPATH LENDING
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ -1,000 1 $ 205,000
SUSSER BANK
500 HARWOOD ROAD
BEDFORD, TX 76021
* $ 973,107,000 1 $ 115,000
MEMBERS COOPERATIVE
4628 MIKE COLALILLO DR
DULUTH, MN 55807
* $ 796,073,000 1 $ 135,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 1 $ 155,000
AIMBANK
110 COLLEGE AVE
LEVELLAND, TX 79336
* $ 1,775,803,000 1 $ 135,000
INTERNATIONAL BANK OF COMMERCE
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ 8,724,864,000 1 $ 195,000
CONTOUR MORTGAGE CORPORATION
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ -1,000 1 $ 235,000
INTERCONTINENTAL CAPITAL GROUP, INC
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ -1,000 1 $ 335,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 395,000
ANGEL OAK MORTGAGE SOLUTIONS LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ -1,000 1 $ 235,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
OVERLAND PARK, KS 66211
* $ -1,000 1 $ 205,000
GUILD MORTGAGE COMPANY
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 1 $ 225,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 1 $ 265,000
MID-CONTINENT FUNDING, INC.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 1 $ 185,000
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 165,000
INFINITY MORTGAGE HOLDINGS, LLC
3420 EXECUTIVE CENTER DRIVE, SUITE G100
AUSTIN, TX 78731
* $ -1,000 1 $ 145,000
RUOFF MORTGAGE COMPANY, INC.
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 1 $ 295,000
BOKF, NATIONAL ASSOCIATION
ONE WEST 3RD, 5TH FL
TULSA, OK 74103
* $ 42,074,066,000 1 $ 185,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 1 $ 205,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Gaines County TX in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 574 $92,240,000 $160,000 $805,000 $85,000 $1,006,000
Refinancing 262 $55,110,000 $210,000 $625,000 $122,000 $1,224,000
Cash-out Refinancing 70 $12,600,000 $180,000 $515,000 $94,000 $375,000
Not Applicable 15 $1,515,000 $101,000 $215,000 $0 $0
Other Purpose 14 $2,950,000 $210,000 $505,000 $191,000 $1,363,000
Home Improvement 12 $1,150,000 $95,000 $205,000 $193,000 $778,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 494 $92,800,000 $187,000 $805,000 $109,000 $1,363,000
Hispanic 254 $37,320,000 $146,000 $515,000 $79,000 $375,000
Not Provided 104 $18,580,000 $178,000 $685,000 $92,000 $315,000
Not applicable 82 $13,990,000 $170,000 $495,000 $81,000 $184,000
Black or African American 6 $1,380,000 $230,000 $395,000 $84,000 $149,000
American Indian or Alaskan Native 5 $1,045,000 $209,000 $355,000 $67,000 $163,000
Asian 2 $450,000 $225,000 $275,000 $69,000 $76,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 682 $117,210,000 $171,000 $805,000 $103,000 $1,363,000
FHA-insured (Federal Housing Administration) 179 $30,755,000 $171,000 $325,000 $74,000 $195,000
VA-guaranteed (Veterans Administration) 59 $13,645,000 $231,000 $445,000 $88,000 $340,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 27 $3,955,000 $146,000 $175,000 $52,000 $72,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 392 $74,940,000 $191,000 $685,000 $104,000 $1,006,000
Application Denied By Financial Institution 202 $29,060,000 $143,000 $515,000 $81,000 $1,363,000
Loan Purchased By The Institution 117 $20,765,000 $177,000 $515,000 $93,000 $565,000
Application Withdrawn By Applicant 107 $20,585,000 $192,000 $805,000 $113,000 $1,224,000
File Closed For Incompleteness 105 $15,475,000 $147,000 $745,000 $96,000 $860,000
Application Approved But Not Accepted 24 $4,740,000 $197,000 $605,000 $94,000 $157,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 743 $136,255,000 $183,000 $805,000 $103,000 $1,224,000
Credit History 82 $9,790,000 $119,000 $505,000 $70,000 $209,000
Debt-To-Income Ratio 56 $8,280,000 $147,000 $515,000 $49,000 $168,000
Collateral 21 $3,535,000 $168,000 $485,000 $107,000 $349,000
Credit Application Incomplete 17 $3,195,000 $187,000 $325,000 $87,000 $134,000
Other 13 $2,225,000 $171,000 $365,000 $224,000 $1,363,000
Unverifiable Information 6 $1,140,000 $190,000 $365,000 $228,000 $778,000
Insufficient Cash (Downpayment, Closing Cost) 5 $665,000 $133,000 $195,000 $74,000 $121,000
Employment History 4 $480,000 $120,000 $165,000 $24,000 $42,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information back through 2003.

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