Garza County TX
Mortgage Loan Application
Totals and Details
for 2020

Find mortgage statistics and lending data for the Garza County TX metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Garza County TX, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 145
Total Mortgage Loan Application Amount $21,705,000
Average Mortgage Loan Application Amount $149,000
Highest Mortgage Loan Application Amount $605,000
Average Applicant Income $140,000
Highest Applicant Income $1,236,000

Mortgage Company List for Lending in Garza County TX for 2020

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 28 $ 2,780,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,712,919,000,000 8 $ 720,000
HAPPY STATE BANK
701 S TAYLOR, LB 120
AMARILLO, TX 79101
* $ 3,824,411,000 6 $ 1,030,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WOODLAND HILLS, CA 91367
* $ -1,000 5 $ 855,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 5 $ 695,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 5 $ 685,000
ALLIANCE CREDIT UNION
8401 QUAKER AVE
LUBBOCK, TX 79424
* $ 280,101,000 5 $ 635,000
CITY BANK
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ 3,235,138,000 5 $ 1,025,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 4 $ 460,000
TEXAS TECH
4005 98TH STREET
LUBBOCK, TX 79423
* $ 220,695,000 4 $ 420,000
FIRST BANK & TRUST
9816 SLIDE RD.
LUBBOCK, TX 79424
* $ 1,137,714,000 4 $ 710,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 486,004,220,000 4 $ 280,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 3 $ 415,000
PROSPERITY BANK
1301 N MECHANIC
EL CAMPO, TX 77437
* $ 32,184,416,000 3 $ 475,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 3 $ 265,000
CITY FIRST MORTGAGE SERVICES, L.L.C.
750 S. MAIN SUITE 104
BOUNTIFUL, UT 84010
* $ -1,000 3 $ 455,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
CHARLOTTE, NC 28273
* $ -1,000 3 $ 1,165,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 165,742,416,000 2 $ 360,000
GATEWAY FIRST BANK
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,498,327,000 2 $ 350,000
AMCAP MORTGAGE, LTD.
9999 BELLAIRE BLVD., SUITE 700
HOUSTON, TX 77036
* $ -1,000 2 $ 240,000
AMARILLO NATIONAL BANK
410 S TAYLOR STREET
AMARILLO, TX 79101
* $ 5,700,689,000 2 $ 390,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 2 $ 370,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 461,256,000,000 2 $ 560,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 2 $ 420,000
COUNTRYPLACE MORTGAGE, LTD.
15301 SPECTRUM DR. STE 550
ADDISON, TX 75001
* $ -1,000 2 $ 330,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,337,646,000,000 2 $ 740,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 2 $ 260,000
INFINITY MORTGAGE HOLDINGS, LLC
3420 EXECUTIVE CENTER DRIVE, SUITE G100
AUSTIN, TX 78731
* $ -1,000 1 $ 265,000
DISCOVER BANK
12 READS WAY
NEW CASTLE, DE 19720
* $ 112,384,202,000 1 $ 85,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
GILBERT, AZ 85297
* $ -1,000 1 $ 85,000
THRIVE MORTGAGE, LLC
4819 WILLIAMS DRIVE
GEORGETOWN, TX 78633
* $ -1,000 1 $ 155,000
BROKER SOLUTIONS, INC.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 1 $ 45,000
WESTERN BANK
5701 82ND ST
LUBBOCK, TX 79424
* $ 341,499,000 1 $ 145,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ -1,000 1 $ 75,000
LOANPEOPLE, LLC
3420 EXECUTIVE CENTER DR #G100
AUSTIN, TX 78731
* $ -1,000 1 $ 185,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, CA 94583
* $ -1,000 1 $ 95,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 22,986,309,000 1 $ 45,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ -1,000 1 $ 185,000
CREDIT UNION OF TEXAS
8131 LBJ FREEWAY, SUITE 500
DALLAS, TX 75251
* $ 1,388,263,000 1 $ 55,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 1 $ 295,000
SWBC MORTGAGE CORPORATION
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 1 $ 145,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 205,000
LRS FINANCIAL NETWORK, INC.
2101 W. WADLEY STE. 36
MIDLAND, TX 79705
* $ -1,000 1 $ 455,000
TEXAS CAPITAL BANK, NATIONAL ASSOCIATION
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 32,529,274,000 1 $ 185,000
JEFFERSON BANK
PO BOX 5190
SAN ANTONIO, TX 78201
* $ 1,954,112,000 1 $ 425,000
BBVA USA
15 SOUTH 20TH ST
BIRMINGHAM, AL 35233
* $ 92,657,948,000 1 $ 105,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 1 $ 55,000
AGFIRST FARM CREDIT BANK
1901 MAIN STREET
COLUMBIA, SC 29201
* $ -1,000 1 $ 225,000
AUSTIN BANK, TEXAS NATIONAL ASSOCIATION
PO BOX 1537
WHITEHOUSE, TX 75791
* $ 1,859,995,000 1 $ 25,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Garza County TX in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 104 $15,090,000 $145,000 $605,000 $110,000 $706,000
Refinancing 19 $2,945,000 $155,000 $455,000 $191,000 $1,038,000
Cash-out Refinancing 11 $2,585,000 $235,000 $535,000 $289,000 $1,236,000
Not Applicable 6 $360,000 $60,000 $105,000 $0 $0
Home Improvement 3 $315,000 $105,000 $125,000 $215,000 $291,000
Other Purpose 2 $410,000 $205,000 $305,000 $393,000 $632,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 74 $12,200,000 $164,000 $535,000 $157,000 $1,236,000
Hispanic 27 $3,115,000 $115,000 $295,000 $91,000 $270,000
Not applicable 22 $3,520,000 $160,000 $605,000 $197,000 $416,000
Not Provided 16 $2,340,000 $146,000 $425,000 $126,000 $551,000
Black or African American 6 $530,000 $88,000 $135,000 $104,000 $225,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 104 $16,380,000 $157,000 $605,000 $156,000 $1,236,000
FHA-insured (Federal Housing Administration) 32 $3,990,000 $124,000 $275,000 $81,000 $169,000
VA-guaranteed (Veterans Administration) 6 $970,000 $161,000 $295,000 $82,000 $106,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $365,000 $121,000 $155,000 $55,000 $55,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 59 $9,855,000 $167,000 $605,000 $142,000 $706,000
Application Denied By Financial Institution 33 $4,715,000 $142,000 $505,000 $91,000 $291,000
Loan Purchased By The Institution 29 $4,445,000 $153,000 $495,000 $192,000 $551,000
Application Withdrawn By Applicant 15 $2,015,000 $134,000 $535,000 $223,000 $1,236,000
File Closed For Incompleteness 7 $515,000 $73,000 $135,000 $67,000 $117,000
Application Approved But Not Accepted 2 $160,000 $80,000 $85,000 $48,000 $59,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 112 $16,990,000 $151,000 $605,000 $156,000 $1,236,000
Credit History 15 $1,775,000 $118,000 $255,000 $96,000 $225,000
Debt-To-Income Ratio 5 $905,000 $181,000 $315,000 $47,000 $65,000
Credit Application Incomplete 4 $990,000 $247,000 $505,000 $78,000 $98,000
Other 3 $385,000 $128,000 $185,000 $75,000 $139,000
Unverifiable Information 3 $265,000 $88,000 $135,000 $159,000 $291,000
Collateral 1 $175,000 $175,000 $175,000 $125,000 $125,000
Employment History 1 $145,000 $145,000 $145,000 $53,000 $53,000
Insufficient Cash (Downpayment, Closing Cost) 1 $75,000 $75,000 $75,000 $59,000 $59,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information back through 2003.

Download the Texas Lender List