Gem County ID
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011

Unlock detailed Gem County ID mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Idaho.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 760
Total Mortgage Loan Application Amount $97,902,000
Average Mortgage Loan Application Amount $128,000
Highest Mortgage Loan Application Amount $735,000
Average Applicant Income $55,000
Highest Applicant Income $532,000

Mortgage Company List for Lending in Gem County ID for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,104,833,000,000 153 $ 20,267,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,454,050,584,000 47 $ 5,649,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 44 $ 5,348,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 40 $ 5,554,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ 31,000,000 38 $ 3,730,000
IDAHO CENTRAL CREDIT UNION
4400 CENTRAL WAY
CHUBBUCK, ID 83201
* $ 865,515,000 36 $ 3,571,000
US BK NA ND
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,955,059,000 29 $ 2,759,000
KEYBANK NATIONAL ASSOCIATION
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 85,930,126,000 25 $ 2,491,000
STERLING SAVINGS BANK
111 N WALL ST
SPOKANE, WA 99201
* $ 9,501,245,000 20 $ 2,909,000
HOME FEDERAL BANK
500 12TH AVE S
NAMPA, ID 83651
* $ 1,357,643,000 18 $ 2,073,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 18 $ 2,643,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 14 $ 1,915,000
IMPAC MORTGAGE CORP.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 12 $ 1,879,000
FIRST MORTGAGE COMPANY, L.L.C.
6701 NORTH BROADWAY, SUITE 400
OKLAHOMA CITY, OK 73116
* $ 28,000,000 11 $ 1,162,000
DBA EAGLE HOME MORTGAGE, LLC
700 NW 107TH AVENUE, 3RD FOOR
MIAMI, FL 33172
* $ 10,000,000 10 $ 1,284,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ 31,000,000 10 $ 966,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 10 $ 1,049,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 12,522,585,000 9 $ 1,012,000
AMERICAN PACIFIC MORTGAGE CORPORATION
3000 LAVA RIDGE COURT, SUITE 200
SACRAMENTO, CA 95661
* $ 10,000,000 9 $ 1,289,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 12,648,357,000 9 $ 1,345,000
ZIONS BANCORPORATION, N.A.
ONE SOUTH MAIN STREET 16TH FLOOR
SALT LAKE CITY, UT 84133
* $ 16,343,046,000 9 $ 1,381,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 8 $ 1,194,000
IDAHO INDEPENDENT BANK
1260 W RIVERSTONE DR
COEUR D ALENE, ID 83814
* $ 441,854,000 8 $ 1,033,000
CAPITAL EDUCATORS FEDERAL CREDIT UNION
PO BOX 570 (275 S STRATFORD DR)
MERIDIAN, ID 83680
* $ 264,151,000 8 $ 460,000
METLIFE BANK, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 16,490,790,000 7 $ 1,131,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 153,341,765,000 7 $ 929,000
ALLY BANK
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 7 $ 876,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 6 $ 728,000
MOUNTAIN WEST BANK
P O BOX 1059
COEUR D'ALENE, ID 83816
* $ 1,171,496,000 6 $ 856,000
GMAC MORTGAGE, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 5 $ 471,000
PODIUM MORTGAGE CAPITAL LLC
3010 LAVA RIDGE COURT STE 220
ROSEVILLE, CA 95661
* $ 10,000,000 5 $ 667,000
MANN FINANCIAL INC.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ 10,000,000 4 $ 802,000
EVERGREEN MONEYSOURCE MORTGAGE COMPANY
15405 SE 37TH STREET
OLYMPIA, WA 98006
* $ 10,000,000 4 $ 388,000
AGWEST FARM CREDIT, FLCA
2001 SOUTH FLINT ROAD
SPOKANE, WA 99220
* $ 4,658,882,000 4 $ 1,379,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 254,825,730,000 4 $ 841,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 4 $ 546,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,216,291,000,000 4 $ 530,000
ICON CREDIT UNION
7615 W. RIVERSIDE DR.
BOISE, ID 83714
* $ 137,047,000 4 $ 496,000
WATERSTONE MORTGAGE CORPORATION
N25 W23255 PAUL ROAD
PEWAUKEE, WI 53072
* $ 1,603,436,000 3 $ 431,000
BANNER BANK
10 SOUTH 1ST STREET
WALLA WALLA, WA 99362
* $ 4,188,917,000 3 $ 935,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,285,622,000 3 $ 284,000
D. L. EVANS BANK
375 N OVERLAND AVE
BURLEY, ID 83318
* $ 939,587,000 3 $ 432,000
PIONEER FEDERAL CREDIT UNION
250 SOUTH 3RD WEST
MOUNTAIN HOME, ID 83647
* $ 305,253,000 3 $ 75,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 10,788,420,000 3 $ 404,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 3 $ 194,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 3 $ 434,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 3 $ 541,000
360 MORTGAGE GROUP, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 3 $ 353,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
AUSTIN, TX 77056
* $ 10,000,000 2 $ 211,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ 10,000,000 2 $ 267,000
FIRST MORTGAGE CORPORATION
1131 W 6TH STREET
ONTARIO, CA 91762
* $ 10,000,000 2 $ 419,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 2 $ 81,000
CITYWIDE HOME LOANS, LLC
9785 SOUTH MONROE STREET SUITE 200
SALT LAKE CITY, UT 84070
* $ 10,000,000 2 $ 345,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 2 $ 197,000
ONEMAIN FINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 0 2 $ 163,000
IDAHO BANKING COMPANY
402 S EAGLE RD
EAGLE, ID 83616
* $ 185,653,000 2 $ 316,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 76,465,208,000 2 $ 516,000
ADVANTAGE PLUS
2133 E CENTER ST.
POCATELLO, ID 83201
* $ 110,265,000 2 $ 366,000
SYRINGA BANK
1299 N ORCHARD ST.
BOISE, ID 83706
* $ 228,148,000 1 $ 170,000
FIRST CHOICE LOAN SERVICES INC.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 1 $ 221,000
FIRST TECHNOLOGY FEDERAL CREDIT UNION
3555 SW 153RD DR
SAN JOSE, CA 97003
* $ 2,412,920,000 1 $ 116,000
IDAHO ADVANTAGE CREDIT UNION
10536 EMERALD ST
BOISE, ID 83704
* $ 52,625,000 1 $ 90,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 213,864,000 1 $ 157,000
BANK OF THE CASCADES
1070 NW BOND ST, SUITE 101
BEND, OR 97703
* $ 1,715,876,000 1 $ 95,000
FIRST STAR BANK, S.S.B.
109 S COMMERCE / PO BOX 7
BREMOND, TX 76629
* $ 193,110,000 1 $ 115,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 80,000
WASHINGTON FEDERAL BANK
425 PIKE ST
SEATTLE, WA 98101
* $ 13,324,563,000 1 $ 50,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 15,104,501,000 1 $ 224,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 44,423,207,000 1 $ 11,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 91,413,704,000 1 $ 50,000
CARNEGIE MORTGAGE
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 1 $ 165,000
FINANCIAL FREEDOM ACQUIST. LLC
1 BANTING
IRVINE, CA 92618
* $ 36,000,000,000 1 $ 84,000
CITIFINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 1 $ 143,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 162,509,568,000 1 $ 76,000
FARMERS BANK AND TRUST NA
1017 HARRISON
GREAT BEND, KS 67530
* $ 665,875,000 1 $ 222,000
ACCESS NATIONAL BANK
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 830,474,000 1 $ 203,000
AURORA BANK FSB
10350 PARK MEADOWS DRIVE
LONE TREE, CO 80124
* $ 4,335,558,000 1 $ 69,000
GATEWAY BANK F.S.B.
360 8TH STREET
OAKLAND, CA 94607
* $ 305,753,000 1 $ 212,000
ADMIRALS BANK
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 341,542,000 1 $ 10,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ 10,000,000 1 $ 154,000
PLATINUM HOME MORTGAGE CORPORATION
2200 HICKS RD, STE 101
SPRINGFIELD, IL 60008
* $ 10,000,000 1 $ 162,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 152,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 1 $ 116,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
CARSON CITY, NV 84116
* $ 242,587,000 1 $ 735,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 186,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 1 $ 30,000
FIRST MORTGAGE COMPANY, INC.
7670 W. EMERALD STREET
BOISE, ID 83704
* $ 10,000,000 1 $ 212,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ 3,125,000 1 $ 100,000
SEMPER HOME LOANS, INC
225 DUPONT DRIVE
WILMINGTON, DE 02907
* $ 3,295,000 1 $ 115,000
ROUNDPOINT MORTGAGE COMPANY
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 1 $ 243,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ 10,000,000 1 $ 92,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2011, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Gem County ID in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 462 $62,092,000 $134,000 $735,000 $54,000 $390,000
Home Purchase 280 $34,801,000 $124,000 $500,000 $57,000 $532,000
Home Improvement 18 $1,009,000 $56,000 $261,000 $66,000 $145,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 619 $79,657,000 $128,000 $735,000 $59,000 $532,000
Not applicable 59 $7,534,000 $127,000 $312,000 $11,000 $133,000
Not Provided 52 $7,513,000 $144,000 $390,000 $62,000 $390,000
Hispanic 20 $1,965,000 $98,000 $217,000 $45,000 $94,000
Native Hawaiian or Other Pacific Islander 4 $635,000 $158,000 $183,000 $80,000 $96,000
Asian 3 $415,000 $138,000 $230,000 $100,000 $133,000
American Indian or Alaskan Native 2 $169,000 $84,000 $119,000 $41,000 $52,000
Black or African American 1 $14,000 $14,000 $14,000 $25,000 $25,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 468 $58,180,000 $124,000 $735,000 $66,000 $532,000
FHA-insured (Federal Housing Administration) 195 $25,875,000 $132,000 $417,000 $37,000 $124,000
VA-guaranteed (Veterans Administration) 61 $10,061,000 $164,000 $380,000 $43,000 $120,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 36 $3,786,000 $105,000 $252,000 $29,000 $71,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 332 $41,359,000 $124,000 $411,000 $59,000 $466,000
Application Denied By Financial Institution 154 $18,923,000 $122,000 $500,000 $62,000 $532,000
Loan Purchased By The Institution 124 $16,644,000 $134,000 $312,000 $33,000 $200,000
Application Withdrawn By Applicant 90 $12,994,000 $144,000 $735,000 $56,000 $210,000
Application Approved But Not Accepted 42 $5,635,000 $134,000 $476,000 $68,000 $224,000
File Closed For Incompleteness 17 $2,311,000 $135,000 $238,000 $48,000 $103,000
Preapproval Denied by Financial Institution 1 $36,000 $36,000 $36,000 $15,000 $15,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 42 $5,489,000 $130,000 $334,000 $75,000 $301,000
Debt-To-Income Ratio 27 $3,954,000 $146,000 $475,000 $46,000 $137,000
Other 18 $2,109,000 $117,000 $317,000 $77,000 $347,000
Credit History 18 $1,208,000 $67,000 $141,000 $59,000 $390,000
Credit Application Incomplete 7 $671,000 $95,000 $168,000 $30,000 $66,000
Employment History 5 $556,000 $111,000 $209,000 $40,000 $90,000
Unverifiable Information 4 $435,000 $108,000 $210,000 $31,000 $65,000
Insufficient Cash (Downpayment, Closing Cost) 1 $140,000 $140,000 $140,000 $78,000 $78,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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