Genesee County, NY Mortgage Lenders & HMDA Data, 2010

In 2010, lenders reported 1,712 mortgage applications in Genesee County, NY totaling $162.3 million, down 8% from 2009. The average application was for $94,000, and applicants reported an average income of $63,000. 52% of applications resulted in an originated loan and 19% were denied. The most active lender was M&T Bank, with 174 applications, followed by Bank of America, N.A. and Wells Fargo Bank, NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,712
Total Mortgage Loan Application Amount $162,274,000
Average Mortgage Loan Application Amount $94,000
Highest Mortgage Loan Application Amount $900,000
Average Applicant Income $63,000
Highest Applicant Income $4,800,000

Mortgage Company List for Lending in Genesee County, NY for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
M&T Bank
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 67,860,327,000 174 $ 13,689,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 154 $ 15,365,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 128 $ 13,003,000
The Bank of Castile
90 MAIN ST
BATAVIA, NY 14020
* $ 796,185,000 105 $ 8,730,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 100 $ 10,510,000
Five Star Bank
55 NORTH MAIN ST
WARSAW, NY 14569
* $ 2,054,272,000 99 $ 5,673,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 81 $ 10,280,000
ESL Federal Credit Union
225 CHESTNUT STREET
ROCHESTER, NY 14604
* $ 3,874,738,000 80 $ 4,837,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 78 $ 8,023,000
First Niagara Bank, N.A.
726 EXCHANGE STREET SUITE 618
BUFFALO, NY 14210
* $ 14,452,230,000 75 $ 6,799,000
HSBC Mortgage Corp
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 67 $ 7,099,000
Alden State Bank
13216 BROADWAY
ALDEN, NY 14004
* $ 207,222,000 57 $ 3,777,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 27 $ 3,584,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 26 $ 2,532,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 26 $ 3,528,000
Nothnagle Home Securities Corp
217 WEST MAIN STREET, SUITE 200
ROCHESTER, NY 14614
* $ 10,000,000 25 $ 2,941,000
Keybank National Association
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 90,179,122,000 24 $ 2,085,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 21 $ 2,111,000
Rbs Citizens, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 116,921,115,000 19 $ 1,186,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 17 $ 1,886,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 17 $ 2,097,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 15 $ 1,394,000
Devere Mortgage Corporation
5400 BROADWAY STREET
LANCASTER, NY 14085
* $ 10,000,000 14 $ 1,861,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 11 $ 1,535,000
1st Priority Mortgage, Inc.
6000 SHERIDAN DRIVE
WILLIAMSVILLE, NY 14221
* $ 10,000,000 10 $ 981,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 4,396,195,000 10 $ 1,326,000
Bank of Akron
46 MAIN STREET
AKRON, NY 14001
* $ 185,696,000 10 $ 542,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 9 $ 922,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 9 $ 1,285,000
First Star Bank, S.S.B.
109 S COMMERCE / PO BOX 7
BREMOND, TX 76629
* $ 188,577,000 8 $ 908,000
The Summit Federal Credit Union
100 MARINA DRIVE
ROCHESTER, NY 14626
* $ 489,507,000 8 $ 557,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 7 $ 773,000
Syracuse Securities, Inc.
5000 CAMPUSWOOD DRIVE SUITE 101
EAST SYRACUSE, NY 13057
* $ 10,000,000 7 $ 976,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 6 $ 865,000
Gateway Funding Dms, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 6 $ 505,000
Gateway Bank, FSB
2336 MERCED STREET
SAN LEANDRO, CA 94577
* $ 424,638,000 6 $ 600,000
Community Bank, N.A.
45-49 COURT STREET
CANTON, NY 13617
* $ 5,376,962,000 6 $ 418,000
Canandaigua National Bank & Trust
72 SOUTH MAIN ST
CANANDAIGUA, NY 14424
* $ 1,540,588,000 6 $ 594,000
Hometown Funding, Inc. D/B/A Cnb Mortgage Company
63 A MONROE AVENUE
PITTSFORD, NY 14534
* $ 1,540,588,000 6 $ 730,000
Admirals Bank Former Domestic
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 234,124,000 6 $ 85,000
Merrill Lynch Credit Corp
4500 PARK GRANADA CA7-910-01-24
CALABASAS, CA 91302
* $ 2,223,299,000 5 $ 595,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 5 $ 181,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 5 $ 590,000
Ownerschoice Funding, Inc.
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12203
* $ 10,000,000 5 $ 851,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,867,638,000 4 $ 183,000
Residential Finance Corp.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 4 $ 583,000
Nbt Bank NA
52 S BROAD ST
NORWICH, NY 13815
* $ 5,424,588,000 4 $ 189,000
Customers Bank
99 BRIDGE STREET
PHOENIXVILLE, PA 19460
* $ 349,760,000 4 $ 221,000
Nfcu
820 FOLLIN LANE
VIENNA, VA 22180
* $ 39,610,194,000 4 $ 446,000
Reliant Community FCU
10 BENTON PLACE
SODUS, NY 14551
* $ 296,655,000 4 $ 87,000
Advantage Federal Credit Union
1975 BUFFALO RD.
ROCHESTER, NY 14624
* $ 140,756,000 3 $ 104,000
Western Division Federal Credit Union
6750 MAIN ST
WILLIAMSVILLE, NY 14221
* $ 117,197,000 3 $ 291,000
Graystone Tower Bank
1826 GOOD HOPE ROAD
ENOLA, PA 17025
* $ 1,375,160,000 3 $ 430,000
Northwest Bank
100 LIBERTY STREET
WARREN, PA 16365
* $ 8,075,575,000 3 $ 227,000
Access National Mortgage Corp
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 3 $ 273,000
Pentagon Federal Credit Union
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 13,969,885,000 3 $ 441,000
Beacon Federal
6311 COURT STREET ROAD
EAST SYRACUSE, NY 13057
* $ 1,067,019,000 3 $ 297,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 3 $ 286,000
Superior Mortgage Corp.
854 S WHITE HORSE PIKE
HAMMONTON, NJ 08037
* $ 10,000,000 2 $ 333,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 2 $ 205,000
Mid-Island Mortgage Corp.
900 MERCHANTS CONCOURSE, SUITE #112
WESTBURY, NY 11590
* $ 10,000,000 2 $ 301,000
Commonfund Mortgage Corp.
717 ERIE BOULEVARD WEST
SYRACUSE, NY 13204
* $ 10,000,000 2 $ 234,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 90,293,933,000 2 $ 113,000
Home Loan Investment Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 210,951,000 2 $ 214,000
Everbank
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 8,059,724,000 2 $ 144,000
Midfirst Bank
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,817,999,000 2 $ 181,000
Onewest Bank, FSB
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 23,286,247,000 2 $ 325,000
Everhome Mortgage Company
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 2 $ 122,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 164,340,844,000 2 $ 180,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 260,309,849,000 2 $ 301,000
The Funding Source LLC
906 SPENCER STREET
SYRACUSE, NY 13206
* $ 10,000,000 2 $ 219,000
Guaranteed Home Mortgage Compa
108 CORPORATE PARK DRIVE - SUITE 301
WHITE PLAINS, NY 10604
* $ 10,000,000 1 $ 115,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 1 $ 70,000
Superior Choice Credit Union
1320 GRAND AVENUE
SUPERIOR, WI 54880
* $ 170,688,000 1 $ 44,000
Sefcu Services, LLC
621 COLUMBIA STREET EXT
COHOES, NY 12047
* $ 10,000,000 1 $ 370,000
Fed Ex Employees Credit Association
2731 NONCONNAH BLVD
MEMPHIS, TN 38132
* $ 311,155,000 1 $ 202,000
Ukrainian Federal Credit Union
824 EAST RIDGE ROAD
ROCHESTER, NY 14621
* $ 145,407,000 1 $ 37,000
Cornerstone Community FCU
6485 S. TRANSIT ROAD
LOCKPORT, NY 14094
* $ 289,675,000 1 $ 24,000
Pittsford Federal Credit Union
20 TOBEY VILLAGE RD, PO BOX 346
PITTSFORD, NY 14534
* $ 296,368,000 1 $ 60,000
Family First of Ny FCU
2520 BROWNCROFT BLVD
ROCHESTER, NY 14625
* $ 110,193,000 1 $ 77,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,506,113,000 1 $ 130,000
Sovereign Bank
1130 BERKSHIRE BOULEVARD
WYOMISSING, PA 19610
* $ 73,839,735,000 1 $ 41,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 276,676,000 1 $ 95,000
Bethpage Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 3,696,766,000 1 $ 145,000
Citifinancial Company(De)
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 1 $ 15,000
Corning Credit Union
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 758,984,000 1 $ 100,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,011,062,000 1 $ 58,000
National Bank of St Anne
158 WEST STATION ST
ST ANNE, IL 60964
* $ 44,286,000 1 $ 41,000
Morgan Stanley Credit Corp
75 N. FAIRWAY DR.
VERNON HILLS, IL 60061
* $ 36,000,000 1 $ 123,000
Justice Federal Credit Union
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 484,362,000 1 $ 7,000
First Century Bank, National Association
807 DORSEY ST
GAINESVILLE, GA 30501
* $ 76,565,000 1 $ 113,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,832,340,000 1 $ 145,000
Nationwide Bank
ONE NATIONWIDE PLAZA, 2-14-05
COLUMBUS, OH 43215
* $ 3,206,002,000 1 $ 145,000
Ameriprise Bank, FSB
707 2ND AVENUE SOUTH
MINNEAPOLIS, MN 55474
* $ 2,823,342,000 1 $ 188,000
Interstate Home Loan Center
25 MELVILLE PARK RD SUITE 105
MELVILLE, NY 11747
* $ 10,000,000 1 $ 120,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 1 $ 159,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 162,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 1 $ 107,000
Wcs Lending, LLC
951 YAMATO ROAD, SUITE 150
BOCA RATON, FL 33431
* $ 25,076,000 1 $ 112,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 138,000

The tables below break down 2010 mortgage applications in Genesee County, NY by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Genesee County, NY in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 858 $90,364,000 $105,000 $900,000 $72,000 $4,800,000
Home Purchase 627 $65,870,000 $105,000 $370,000 $53,000 $306,000
Home Improvement 227 $6,040,000 $26,000 $230,000 $58,000 $600,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,450 $135,888,000 $93,000 $370,000 $62,000 $600,000
Not Provided 134 $12,790,000 $95,000 $350,000 $117,000 $4,800,000
Not applicable 85 $9,339,000 $109,000 $277,000 $2,000 $105,000
Hispanic 14 $2,288,000 $163,000 $900,000 $79,000 $362,000
Black or African American 10 $654,000 $65,000 $161,000 $52,000 $178,000
Asian 9 $909,000 $101,000 $148,000 $39,000 $81,000
American Indian or Alaskan Native 8 $294,000 $36,000 $60,000 $35,000 $56,000
Native Hawaiian or Other Pacific Islander 2 $112,000 $56,000 $59,000 $38,000 $44,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 994 $84,067,000 $84,000 $900,000 $72,000 $4,800,000
FHA-insured (Federal Housing Administration) 577 $63,171,000 $109,000 $277,000 $51,000 $209,000
VA-guaranteed (Veterans Administration) 78 $9,074,000 $116,000 $249,000 $59,000 $378,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 63 $5,962,000 $94,000 $191,000 $39,000 $72,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 885 $80,469,000 $90,000 $900,000 $65,000 $600,000
Application Denied By Financial Institution 323 $28,737,000 $88,000 $350,000 $59,000 $554,000
Loan Purchased By The Institution 246 $27,685,000 $112,000 $310,000 $38,000 $216,000
Application Withdrawn By Applicant 153 $15,299,000 $99,000 $276,000 $96,000 $4,800,000
Application Approved But Not Accepted 64 $5,462,000 $85,000 $247,000 $58,000 $157,000
File Closed For Incompleteness 41 $4,622,000 $112,000 $261,000 $91,000 $1,176,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 61 $6,627,000 $108,000 $350,000 $81,000 $554,000
Debt-To-Income Ratio 51 $3,879,000 $76,000 $200,000 $45,000 $137,000
Credit History 47 $2,736,000 $58,000 $159,000 $45,000 $116,000
Credit Application Incomplete 19 $2,433,000 $128,000 $239,000 $73,000 $195,000
Other 11 $1,107,000 $100,000 $178,000 $59,000 $131,000
Unverifiable Information 5 $512,000 $102,000 $176,000 $71,000 $123,000
Employment History 4 $419,000 $104,000 $172,000 $65,000 $90,000
Insufficient Cash (Downpayment, Closing Cost) 1 $89,000 $89,000 $89,000 $46,000 $46,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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