Gillespie County TX
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009

Unlock detailed Gillespie County TX mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Texas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,151
Total Mortgage Loan Application Amount $233,305,000
Average Mortgage Loan Application Amount $202,000
Highest Mortgage Loan Application Amount $2,544,000
Average Applicant Income $110,000
Highest Applicant Income $5,884,000

Mortgage Company List for Lending in Gillespie County TX for 2009

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 538,958,000,000 159 $ 32,129,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,471,631,047,000 109 $ 21,212,000
TIB THE INDEPENDENT BANKERSBAN
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,041,440,000 96 $ 21,182,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,746,242,000,000 80 $ 18,799,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 71 $ 16,335,000
SECURITY STATE BANK & TRUST
201 WEST MAIN STREET
FREDERICKSBURG, TX 78624
* $ 600,392,000 67 $ 8,664,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 117,978,966,000 39 $ 9,191,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,227,040,000,000 37 $ 3,427,000
AMERICAN BANK OF TEXAS, N.A.
418 N HIGHWAY 281
MARBLE FALLS, TX 78654
* $ 689,067,000 34 $ 5,094,000
THE BLANCO NATIONAL BANK
P O BOX 38
BLANCO, TX 78606
* $ 139,982,000 25 $ 4,642,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 32,584,979,000 25 $ 4,509,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 32,882,574,000 25 $ 4,975,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 20 $ 5,217,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 14,157,838,000 18 $ 3,656,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,098,787,000 17 $ 5,290,000
BROADWAY NATIONAL BANK
1177 NE LOOP 410
SAN ANTONIO, TX 78209
* $ 1,876,520,000 17 $ 2,533,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 261,775,591,000 15 $ 2,742,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 14 $ 2,307,000
RANDOLPH-BROOKS FEDERAL CREDIT UNION
PO BOX 2097
LIVE OAK, TX 78148
* $ 3,144,302,000 13 $ 2,438,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 11 $ 2,621,000
COLONIAL SAVINGS, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 941,902,000 10 $ 1,553,000
STERLING BANK
PO BOX 40333
HOUSTON, TX 77240
* $ 5,081,614,000 10 $ 901,000
NEW YORK COMMUNITY BANK
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 30,307,736,000 9 $ 1,732,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 21,270,147,000 9 $ 1,447,000
SECURITY SERVICE FEDERAL CREDIT UNION
15000 W INTERSTATE 10 BLDG 4
SAN ANTONIO, TX 78249
* $ 5,032,752,000 9 $ 1,548,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 10,273,647,000 8 $ 2,033,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 7 $ 1,335,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,677,931,000 6 $ 443,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 6 $ 652,000
MERRILL LYNCH CREDIT CORP
4500 PARK GRANADA CA7-910-01-24
CALABASAS, CA 91302
* $ 2,223,299,000 6 $ 3,870,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,669,297,000 5 $ 544,000
BBVA USA
15 SOUTH 20TH STREET
BIRMINGHAM, AL 35233
* $ 62,251,283,000 5 $ 1,014,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 3,930,807,000 5 $ 1,334,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 5 $ 1,054,000
NTFN, INC.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 4 $ 1,219,000
GREAT WESTERN FINANCIAL SERVICES, INC.
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 4 $ 558,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 36,351,625,000 4 $ 728,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 4 $ 756,000
INTERNATIONAL BANK OF COMMERCE
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ 10,638,109,000 4 $ 123,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 6,513,521,000 4 $ 595,000
AMEGY MORTGAGE COMPANY, L.L.C
4576 RESEARCH FOREST BLVD
THE WOODLANDS, TX 77381
* $ 31,000,000 4 $ 1,258,000
FROST NATIONAL BANK
100 W. HOUSTON T-5
SAN ANTONIO, TX 78205
* $ 15,112,135,000 4 $ 489,000
ENCORE BANK, NA
NINE GREENWAY PLAZA, SUITE 1000
HOUSTON, TX 77046
* $ 1,579,951,000 3 $ 156,000
CHARLES SCHWAB BANK
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 25,365,108,000 3 $ 458,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 147,483,646,000 3 $ 652,000
PENTAGON FEDERAL CREDIT UNION
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 12,942,945,000 3 $ 1,662,000
FIRSTMARK
2023 GOLD CANYON DR.
SAN ANTONIO, TX 78232
* $ 696,729,000 3 $ 295,000
EVERETT FINANCIAL INC.
14801 QUORUM DR SUITE 300
DALLAS, TX 75254
* $ 3,642,000 3 $ 509,000
INTERLINC MTG INC
19221 I 45 SOUTH SUITE 210
CONROE, TX 77385
* $ 850,000 3 $ 561,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ 10,000,000 3 $ 545,000
CORNERSTONE HOME LENDING, INC.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 3 $ 2,129,000
NETWORK FUNDING, L.P.
9700 RICHMOND, SUITE 320
DALLAS, TX 77042
* $ 43,942,000 2 $ 257,000
RMC VANGUARD
7670 WOODWAY, SUITE 162
HOUSTON, TX 77063
* $ 20,000,000 2 $ 410,000
CERTIFIED FUNDING, L.P.
17304 PRESTON RD STE 620
DALLAS, TX 75252
* $ 10,000,000 2 $ 72,000
AMERICAHOMEKEY, INC
3838 OAK LAWN STE 1050
DALLAS, TX 75219
* $ 10,000,000 2 $ 169,000
ASPIRE FINANCIAL INC
4100 ALPHA RD #112
DALLAS, TX 75244
* $ 10,000,000 2 $ 359,000
GARDNER FINANCIAL SERVICES
1635 NE LOOP 410, SUITE 700
SAN ANTONIO, TX 78209
* $ 2,563,000 2 $ 449,000
CASTLE & COOKE MORTGAGE, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
WILMINGTON, DE 84020
* $ 10,000,000 2 $ 557,000
UNIVERSITY FEDERAL CREDIT UNION
8303 N MOPAC EXPRESSWAY
AUSTIN, TX 78759
* $ 983,984,000 2 $ 444,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 2 $ 255,000
I BANK TEXAS, SSB
P O BOX 342049
AUSTIN, TX 78734
* $ 161,860,000 2 $ 815,000
JEFFERSON BANK
PO BOX 5190
SAN ANTONIO, TX 78201
* $ 646,910,000 2 $ 744,000
FINANCIAL FREEDOM ACQUISITION
1 BANTING
IRVINE, CA 92618
* $ 36,000,000,000 2 $ 556,000
NEXBANK
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 591,753,000 2 $ 527,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 4,858,594,000 2 $ 315,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 2 $ 228,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 69,459,606,000 2 $ 397,000
THE COMANCHE NATIONAL BANK
100 EAST CENTRAL AVENUE
COMANCHE, TX 76442
* $ 223,998,000 2 $ 2,000
THE HUNTINGTON NATIONAL BANK
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 53,586,626,000 1 $ 124,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 140,777,455,000 1 $ 121,000
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION
400 PINE ST
ABILENE, TX 79601
* $ 1,105,537,000 1 $ 1,000,000
AMERICAN BANK, NATIONAL ASSOCIATION
P O BOX 6469
CORPUS CHRISTI, TX 78466
* $ 859,286,000 1 $ 228,000
EQUITY BANK
7701 E KELLOGG STE 200
WICHITA, KS 67207
* $ 380,607,000 1 $ 284,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 115,142,306,000 1 $ 875,000
EXTRACO BANKS, NATIONAL ASSOCIATION
18 SOUTH MAIN STREET
TEMPLE, TX 76501
* $ 1,084,558,000 1 $ 115,000
SOUTHTRUST BANK NA
PO BOX 2230
GEORGE WEST, TX 78022
* $ 148,475,000 1 $ 75,000
CITIFINANCIAL INC
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 1 $ 338,000
CHEVY CHASE BANK, F.S.B.
7501 WISCONSIN AVE 13TH FLR-W
BETHESDA, MD 20814
* $ 16,022,456,000 1 $ 171,000
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 142,084,005,000 1 $ 200,000
FIRSTCAPITAL BANK OF TEXAS, NATIONAL ASSOCIATION
3900 S. SONCY RD
AMARILLO, TX 79119
* $ 316,973,000 1 $ 291,000
BANK OF TEXAS, NA
PO BOX 2300
TULSA, OK 74102
* $ 4,280,804,000 1 $ 760,000
UBS AG, TAMPA BRANCH
3000 BAYPORT
TAMPA, FL 33607
* $ 2,019,127,000 1 $ 569,000
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 1 $ 87,000
PREMIA MORTGAGE, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 467,861,000,000 1 $ 317,000
ORANGE SAVINGS BANK
812 N 16TH STREET
ORANGE, TX 77630
* $ 347,481,000 1 $ 350,000
GEORGIA BANKING COMPANY
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30339
* $ 234,279,000 1 $ 290,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 7,047,356,000 1 $ 101,000
SHARE PLUS FEDERAL BANK
5224 W. PLANO PKWY
PLANO, TX 75093
* $ 191,004,000 1 $ 900,000
AMERIPRISE BANK, FSB
707 2ND AVENUE SOUTH
MINNEAPOLIS, MN 55474
* $ 1,476,384,000 1 $ 118,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 14,649,039,000 1 $ 31,000
COMPLEX COMMUNITY FEDERAL CREDIT UNION
2201 S GRANDVIEW
ODESSA, TX 79766
* $ 208,347,000 1 $ 66,000
H E B CREDIT UNION
4630 N LOOP 1604 W, SUITE 101
SAN ANTONIO, TX 78249
* $ 118,316,000 1 $ 21,000
AMERICAN STATE BANK
1401 AVENUE Q
LUBBOCK, TX 79401
* $ 2,200,542,000 1 $ 476,000
BENCHMARK BANK
5700 LEGACY DRIVE STE. 10
PLANO, TX 75024
* $ 210,685,000 1 $ 194,000
CRESCENT MORTGAGE COMPANY
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 1,140,194,000 1 $ 417,000
THE BANK AND TRUST, S.S.B.
1200 VETERANS BLVD
DEL RIO, TX 78840
* $ 335,264,000 1 $ 300,000
PIONEER BANK, SSB
623 W 38TH STREET
AUSTIN, TX 78705
* $ 68,964,000 1 $ 23,000
PATRIOT BANK MORTGAGE
7670 WOODWAY, SUITE 162
HOUSTON, TX 77063
* $ 511,822,000 1 $ 305,000
AMERICAN SOUTHWEST MORTGAGE CORP.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 1 $ 54,000
AFFILIATED MORTGAGE COMPANY
1301 HUDSON LANE
MONROE, LA 71201
* $ 212,423,000 1 $ 139,000
FIRST COMMUNITY BANK
416 N WATER ST
CORPUS CHRISTI, TX 78401
* $ 224,455,000 1 $ 10,000
CITY BANK
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ 1,862,835,000 1 $ 176,000
COUNTRYPLACE MORTGAGE, LTD.
15301 SPECTRUM DR. STE 550
AUSTIN, TX 75001
* $ 10,000,000 1 $ 141,000
EQUITY SERVICES, INC.
5711 SIX FORKS ROAD, STE 201
RALEIGH, NC 27609
* $ 10,000,000 1 $ 172,000
TOWN SQUARE MORTGAGE & INVESTMENTS, LLC
17300 DALLAS PKWY, STE 1030
DALLAS, TX 75248
* $ 1,000,000,000 1 $ 139,000
SIERRA PACIFIC MORTGAGE COMPANY, INC.
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 272,000
NATIONWIDE MORTGAGE CONCEPTS,
40380 DESERT CREEK LANE
RANCHO MIRAGE, CA 92270
* $ 10,000,000 1 $ 153,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ 10,000,000 1 $ 179,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 1 $ 248,000
SENTE MORTGAGE, INC.
901 S MOPAC EXPY, BLD IV STE 125
WILMINGTON, DE 78746
* $ 1,000,000,000 1 $ 151,000
RPM MORTGAGE INC.
3236 STONE VALLEY ROAD W
ALAMO, CA 94507
* $ 62,000,000 1 $ 206,000
MAIN STREET HOME LOANS LLC
4010 OLD MILTON PARKWAY
ALPHARETTA, GA 30005
* $ 11,000,000 1 $ 258,000
DITECH MORTGAGE CORP
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 1 $ 205,000
AMERICASH
3080 BRISTOL STREET, SUITE 300
COSTA MESA, CA 92626
* $ 10,000,000 1 $ 1,980,000
SOUTHWEST STAGE FUNDING LLC
6816 EAST BROWN ROAD
MESA, AZ 85207
* $ 5,889,539,000 1 $ 94,000
MCT CREDIT UNION
2736 NALL
PORT NECHES, TX 77651
* $ 141,040,000 1 $ 245,000
WORLD ALLIANCE FINANCIAL CORP.
3 HUNTINGTON QUADRANGLE SUITE 201N
MELVILLE, NY 11747
* $ 389,397,000 1 $ 230,000
DIRECT MORTGAGE, CORP.
6955 SOUTH UNION PARK CENTER, #540
SALT LAKE CITY, UT 84047
* $ 10,000,000 1 $ 90,000
LRS FINANCIAL NETWORK, INC.
2101 W. WADLEY, STE # 33
MIDLAND, TX 79705
* $ 10,000,000 1 $ 165,000
WR STARKEY MORTGAGE LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 1 $ 120,000
THE LENDING PARTNERS, LLC
6836 DALLAS PARKWAY #201
PLANO, TX 75024
* $ 10,000,000 1 $ 161,000
WESTSTAR MORTGAGE, INC.
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 1 $ 266,000
PLAZA HOME MORTGAGE, INC
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 1 $ 192,000
EARTH MORTGAGE
2245 KELLER WAY
CARROLLTON, TX 75006
* $ 10,000,000 1 $ 191,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 1 $ 181,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 117,000
SECURITYNATIONAL MORTGAGE COMPANY
5300 SOUTH 360 WEST
WILMINGTON, DE 84123
* $ 10,000,000 1 $ 232,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2009, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Gillespie County TX in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 717 $157,451,000 $219,000 $1,980,000 $105,000 $1,296,000
Home Purchase 344 $66,198,000 $192,000 $2,544,000 $126,000 $5,884,000
Home Improvement 90 $9,656,000 $107,000 $684,000 $92,000 $445,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 887 $183,513,000 $206,000 $2,544,000 $114,000 $5,884,000
Not Provided 97 $28,282,000 $291,000 $1,470,000 $160,000 $1,296,000
Not applicable 87 $11,920,000 $137,000 $395,000 $58,000 $962,000
Hispanic 68 $8,375,000 $123,000 $560,000 $67,000 $441,000
American Indian or Alaskan Native 6 $409,000 $68,000 $136,000 $92,000 $229,000
Asian 2 $464,000 $232,000 $232,000 $191,000 $191,000
Black or African American 2 $72,000 $36,000 $64,000 $23,000 $46,000
Native Hawaiian or Other Pacific Islander 2 $270,000 $135,000 $170,000 $43,000 $52,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,024 $211,239,000 $206,000 $2,544,000 $118,000 $5,884,000
FHA-insured (Federal Housing Administration) 91 $14,457,000 $158,000 $401,000 $49,000 $191,000
VA-guaranteed (Veterans Administration) 23 $5,218,000 $226,000 $431,000 $65,000 $170,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 13 $2,391,000 $183,000 $237,000 $29,000 $72,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 481 $94,803,000 $197,000 $2,544,000 $123,000 $5,884,000
Loan Purchased By The Institution 330 $65,605,000 $198,000 $417,000 $96,000 $1,121,000
Application Denied By Financial Institution 191 $40,280,000 $210,000 $1,470,000 $94,000 $441,000
Application Withdrawn By Applicant 91 $19,810,000 $217,000 $1,980,000 $118,000 $1,100,000
Application Approved But Not Accepted 40 $9,088,000 $227,000 $875,000 $125,000 $704,000
File Closed For Incompleteness 16 $3,619,000 $226,000 $1,000,000 $153,000 $924,000
Preapproval Approved but not Accepted 1 $35,000 $35,000 $35,000 $51,000 $51,000
Preapproval Denied by Financial Institution 1 $65,000 $65,000 $65,000 $126,000 $126,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 44 $12,143,000 $275,000 $1,470,000 $109,000 $351,000
Credit History 44 $5,309,000 $120,000 $560,000 $75,000 $284,000
Debt-To-Income Ratio 39 $8,698,000 $223,000 $900,000 $71,000 $307,000
Credit Application Incomplete 18 $4,194,000 $233,000 $401,000 $95,000 $249,000
Other 16 $3,455,000 $215,000 $417,000 $117,000 $333,000
Unverifiable Information 5 $540,000 $108,000 $215,000 $109,000 $300,000
Insufficient Cash (Downpayment, Closing Cost) 4 $630,000 $157,000 $304,000 $109,000 $220,000
Employment History 1 $97,000 $97,000 $97,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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