Grant County, OR Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 156 mortgage applications in Grant County, OR totaling $32.9 million, down 45% from 2022. The average application was for $210,000, and applicants reported an average income of $113,000. 54% of applications resulted in an originated loan and 12% were denied. The most active lender was City 1st Mortgage Services, Lc, with 11 applications, followed by US Bank, N.A. and loanDepot.com LLC.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 156
Total Mortgage Loan Application Amount $32,870,000
Average Mortgage Loan Application Amount $210,000
Highest Mortgage Loan Application Amount $1,125,000
Average Applicant Income $113,000
Highest Applicant Income $3,549,000

Mortgage Company List for Lending in Grant County, OR for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
City 1st Mortgage Services, Lc
750 S. MAIN SUITE 104
BOUNTIFUL, UT 84010
* $ -1,000 11 $ 2,175,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 10 $ 1,290,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 7 $ 1,055,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 6 $ 1,540,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 6 $ 1,500,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ -1,000 6 $ 1,350,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 5 $ 1,175,000
Rogue Credit Union
1370 CENTER DRIVE
MEDFORD, OR 97501
* $ 2,958,046,000 5 $ 475,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 4 $ 660,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 4 $ 790,000
Columbia Bank
5885 MEADOWS RD SUITE 400
LAKE OSWEGO, OR 97035
* $ 31,844,724,000 4 $ 840,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 4 $ 890,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 4 $ 970,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 3 $ 375,000
First Community Credit Union
200 N. ADAMS ST.
COQUILLE, OR 97423
* $ 1,796,419,000 3 $ 165,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 3 $ 565,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 3 $ 715,000
Bank of Eastern Oregon
279 N MAIN ST
HEPPNER, OR 97836
* $ 890,181,000 3 $ 2,415,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 2 $ 200,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 2 $ 190,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 2 $ 580,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 2 $ 600,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 14,304,653,000 2 $ 700,000
Selco Community Credit Union
PO BOX 7487
SPRINGFIELD, OR 97475
* $ 2,551,964,000 2 $ 80,000
Catalyst Mortgage
3013 DOUGLAS BLVD, SUITE 135
ROSEVILLE, CA 95661
* $ -1,000 2 $ 630,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 2 $ 460,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 2 $ 360,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 2 $ 560,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ -1,000 2 $ 500,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 2 $ 410,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 2 $ 330,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 2 $ 410,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 2 $ 490,000
Onpoint Community Credit Union
2701 NW VAUGHN ST STE 800
PORTLAND, OR 97210
* $ 8,925,587,000 2 $ 290,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 1 $ 175,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,766,752,000,000 1 $ 165,000
Homestreet Bank
601 UNION STREET 2000 TWO UNION SQUARE
SEATTLE, WA 98101
* $ 9,335,429,000 1 $ 245,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 135,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ -1,000 1 $ 285,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 552,307,127,000 1 $ 205,000
Washington Trust Bank
717 W SPRAGUE AVE
SPOKANE, WA 99201
* $ 10,412,724,000 1 $ 195,000
Mann Financial Inc.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ -1,000 1 $ 355,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 1 $ 105,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 1 $ 295,000
Fcb Banks
800 BELT LINE ROAD
COLLINSVILLE, IL 62234
* $ 2,111,560,000 1 $ 225,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 1 $ 205,000
Summit Mortgage Corporation
4700 SW MACADAM AVE
PORTLAND, OR 97239
* $ -1,000 1 $ 125,000
Mid Oregon Federal Credit Union
1386 NE CUSHING DRIVE
BEND, OR 97701
* $ 660,628,000 1 $ 155,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ -1,000 1 $ 195,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 35,526,360,000 1 $ 165,000
Banner Bank
10 SOUTH 1ST STREET
WALLA WALLA, WA 99362
* $ 15,821,645,000 1 $ 75,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 1 $ 155,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,401,730,000 1 $ 375,000
Oregon Community Credit Union
2880 CHAD DRIVE
EUGENE, OR 97408
* $ 3,461,026,000 1 $ 155,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 4,554,611,000 1 $ 175,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 1 $ 195,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 1 $ 145,000

The tables below break down 2023 mortgage applications in Grant County, OR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Grant County, OR in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 110 $25,310,000 $230,000 $1,125,000 $123,000 $3,549,000
Cash-out Refinancing 14 $3,010,000 $215,000 $355,000 $79,000 $162,000
Refinancing 13 $2,555,000 $196,000 $405,000 $93,000 $250,000
Other Purpose 12 $1,320,000 $110,000 $255,000 $75,000 $189,000
Home Improvement 7 $675,000 $96,000 $155,000 $151,000 $309,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 108 $22,130,000 $204,000 $1,125,000 $119,000 $3,549,000
Not applicable 25 $6,155,000 $246,000 $1,125,000 $41,000 $41,000
Not Provided 20 $4,020,000 $201,000 $405,000 $91,000 $250,000
Hispanic 2 $360,000 $180,000 $205,000 $73,000 $87,000
American Indian or Alaskan Native 1 $205,000 $205,000 $205,000 $60,000 $60,000
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 104 $20,890,000 $200,000 $1,125,000 $129,000 $3,549,000
FHA-insured (Federal Housing Administration) 23 $5,485,000 $238,000 $355,000 $85,000 $162,000
VA-guaranteed (Veterans Administration) 20 $4,780,000 $239,000 $405,000 $73,000 $153,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 9 $1,715,000 $190,000 $245,000 $68,000 $92,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 85 $18,015,000 $211,000 $1,125,000 $129,000 $3,549,000
Loan Purchased By The Institution 27 $5,935,000 $219,000 $595,000 $50,000 $60,000
Application Denied By Financial Institution 19 $2,915,000 $153,000 $545,000 $72,000 $309,000
Application Withdrawn By Applicant 16 $4,130,000 $258,000 $1,125,000 $105,000 $292,000
File Closed For Incompleteness 7 $1,425,000 $203,000 $315,000 $73,000 $135,000
Application Approved But Not Accepted 2 $450,000 $225,000 $285,000 $102,000 $162,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 134 $27,550,000 $205,000 $595,000 $119,000 $3,549,000
Debt-To-Income Ratio 8 $3,130,000 $391,000 $1,125,000 $71,000 $292,000
Collateral 4 $480,000 $120,000 $165,000 $149,000 $309,000
Credit History 3 $165,000 $55,000 $105,000 $21,000 $26,000
Unverifiable Information 2 $240,000 $120,000 $215,000 $48,000 $77,000
Credit Application Incomplete 2 $340,000 $170,000 $185,000 $57,000 $70,000
Insufficient Cash (Downpayment, Closing Cost) 2 $790,000 $395,000 $545,000 $136,000 $180,000
Employment History 1 $175,000 $175,000 $175,000 $54,000 $54,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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