Amerihome Mortgage Company, LLC Mortgage Lending & HMDA Data, 2023

In 2023, Amerihome Mortgage Company, LLC of Thousand Oaks, CA reported 143,525 mortgage applications totaling $43.1 billion, down 13% from 2022. The average application was for $300,120, and applicants reported an average income of $152,254. 3% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (5,348), Dallas-Plano-Irving, TX (4,843) and Atlanta-Sandy Springs-Roswell, GA (4,501) (applications in parentheses).

Mortgage Company & Address Amerihome Mortgage Company, LLC
1 Baxter Way Suite 300
Thousand Oaks, CA 91362
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 143,525
Total Mortgage Loan Application Amount $43,074,725,000
Average Mortgage Loan Application Amount $300,120
Highest Mortgage Loan Application Amount $3,645,000
Average Applicant Income $152,254
Highest Applicant Income $2,900,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Amerihome Mortgage Company, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for Amerihome Mortgage Company, LLC in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 126,294 $38,391,200,000 $303,000 $3,005,000 $158,000 $2,900,000
Cash-out Refinancing 13,038 $3,319,020,000 $254,000 $2,505,000 $105,000 $1,800,000
Refinancing 4,173 $1,359,935,000 $325,000 $3,645,000 $126,000 $1,181,000
Not Applicable 20 $4,570,000 $228,000 $585,000 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 136,292 $40,760,750,000 $299,000 $1,805,000 $0 $0
White 4,056 $1,242,560,000 $306,000 $3,005,000 $129,000 $2,900,000
Hispanic 978 $299,790,000 $306,000 $1,695,000 $115,000 $1,800,000
Not Provided 726 $278,220,000 $383,000 $3,005,000 $170,000 $1,152,000
Black or African American 723 $206,495,000 $285,000 $1,495,000 $100,000 $1,367,000
Asian 605 $222,845,000 $368,000 $3,645,000 $175,000 $1,089,000
American Indian or Alaskan Native 72 $20,600,000 $286,000 $1,265,000 $110,000 $971,000
Native Hawaiian or Other Pacific Islander 23 $8,425,000 $366,000 $1,325,000 $132,000 $481,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 82,041 $24,879,105,000 $303,000 $3,645,000 $151,000 $2,900,000
FHA-insured (Federal Housing Administration) 46,663 $13,619,245,000 $291,000 $1,415,000 $92,000 $700,000
VA-guaranteed (Veterans Administration) 13,283 $4,282,825,000 $322,000 $1,545,000 $106,000 $359,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1,538 $293,550,000 $190,000 $525,000 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 136,292 $40,760,750,000 $299,000 $1,805,000 $0 $0
Loan Originated 3,695 $1,192,815,000 $322,000 $3,005,000 $146,000 $2,007,000
Application Withdrawn By Applicant 1,420 $464,180,000 $326,000 $3,005,000 $128,000 $2,900,000
Application Denied By Financial Institution 1,066 $321,800,000 $301,000 $2,505,000 $105,000 $1,367,000
File Closed For Incompleteness 1,006 $319,710,000 $317,000 $3,645,000 $118,000 $814,000
Application Approved But Not Accepted 35 $10,705,000 $305,000 $675,000 $131,000 $334,000
Preapproval Approved but not Accepted 10 $4,230,000 $423,000 $965,000 $207,000 $573,000
Preapproval Denied by Financial Institution 1 $535,000 $535,000 $535,000 $159,000 $159,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 142,458 $42,752,390,000 $300,000 $3,645,000 $138,000 $2,900,000
Credit History 299 $79,025,000 $264,000 $795,000 $89,000 $1,367,000
Debt-To-Income Ratio 245 $81,905,000 $334,000 $2,505,000 $80,000 $638,000
Credit Application Incomplete 198 $68,450,000 $345,000 $885,000 $145,000 $1,021,000
Other 142 $38,490,000 $271,000 $1,835,000 $113,000 $852,000
Collateral 128 $36,990,000 $288,000 $1,505,000 $116,000 $758,000
Unverifiable Information 20 $7,790,000 $389,000 $1,265,000 $126,000 $383,000
Employment History 18 $5,790,000 $321,000 $725,000 $120,000 $540,000
Insufficient Cash (Downpayment, Closing Cost) 16 $3,730,000 $233,000 $475,000 $95,000 $165,000
Mortgage Insurance Denied 1 $165,000 $165,000 $165,000 $44,000 $44,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Amerihome Mortgage Company, LLC's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Amerihome Mortgage Company, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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