Grant County SD
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Unlock detailed Grant County SD mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in South Dakota.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 194 |
| Total Mortgage Loan Application Amount | $34,920,000 |
| Average Mortgage Loan Application Amount | $180,000 |
| Highest Mortgage Loan Application Amount | $5,915,000 |
| Average Applicant Income | $95,000 |
| Highest Applicant Income | $301,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| FIRST BANK & TRUST 520 6TH STREET BROOKINGS, SD 57006 |
* | $ 4,377,534,000 | 87 | $ 10,735,000 |
| FIRST INTERSTATE BANK PO BOX 30918 BILLINGS, MT 59116 |
* | $ 32,216,733,000 | 24 | $ 3,230,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 8 | $ 1,600,000 |
| PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 WILMINGTON, DE 06540 |
* | $ -1,000 | 8 | $ 1,580,000 |
| SUMMIT MORTGAGE CORPORATION 13355 10TH AVE N, SUITE 100 PLYMOUTH, MN 55441 |
* | $ -1,000 | 7 | $ 1,115,000 |
| FIRST PREMIER BANK 400 S SYCAMORE AVE, SUITE 101 SIOUX FALLS, SD 57110 |
* | $ 2,748,882,000 | 6 | $ 1,100,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 5 | $ 985,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 129,461,046,000 | 4 | $ 220,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 546,228,000,000 | 3 | $ 855,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 3 | $ 655,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 3 | $ 315,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,717,531,000,000 | 2 | $ 160,000 |
| RELIABANK DAKOTA 211 N MAIN ST ESTELLINE, SD 57201 |
* | $ 799,417,000 | 2 | $ 420,000 |
| MUTUAL OF OMAHA MORTGAGE, INC. 3131 CAMINO DEL RIO N 190 WILMINGTON, DE 92108 |
* | $ -1,000 | 2 | $ 150,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 156,645,099,000 | 2 | $ 130,000 |
| FARM CREDIT MID-AMERICA, ACA 1601 UPS DRIVE LOUISVILLE, KY 40223 |
* | $ -1,000 | 2 | $ 1,020,000 |
| VOYAGE FEDERAL CREDIT UNION 3823 KIWANIS CIR SIOUX FALLS, SD 57105 |
* | $ 181,542,000 | 1 | $ 295,000 |
| SIGNATURE FEDERAL CREDIT UNION 12 HERBERT ST. ALEXANDRIA, VA 22313 |
* | $ 397,701,000 | 1 | $ 35,000 |
| BAXTER CREDIT UNION 340 N MILWAUKEE AVE VERNON HILLS, IL 60061 |
* | $ 5,751,484,000 | 1 | $ 205,000 |
| THE FIRST NATIONAL BANK IN SIOUX FALLS 100 S. PHILLIPS AVENUE SIOUX FALLS, SD 57104 |
* | $ 1,789,159,000 | 1 | $ 225,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 226,401,591,000 | 1 | $ 95,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ -1,000 | 1 | $ 65,000 |
| DEEPHAVEN MORTGAGE LLC 3530 TORINGDON WAY #200 WILMINGTON, DE 28277 |
* | $ -1,000 | 1 | $ 395,000 |
| WEST GATE BANK 6003 OLD CHENEY ROAD LINCOLN, NE 68516 |
* | $ 1,121,085,000 | 1 | $ 365,000 |
| CHURCHILL MORTGAGE CORPORATION 761 OLD HICKORY BLVD SUITE 400 NASHVILLE, TN 37027 |
* | $ -1,000 | 1 | $ 145,000 |
| FIGURE LENDING LLC 15720 BRIXHAM HILL AVE, SUITE 300 WILMINGTON, DE 28277 |
* | $ -1,000 | 1 | $ 25,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 1 | $ 335,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 1 | $ 175,000 |
| LEVO FEDERAL CREDIT UNION 700 E 14TH STREET SIOUX FALLS, SD 57104 |
* | $ 443,576,000 | 1 | $ 65,000 |
| CU MORTGAGE DIRECT, LLC 5010 S. SOLBERG AVENUE SIOUX FALLS, SD 57108 |
* | $ -1,000 | 1 | $ 155,000 |
| DACOTAH BANK 308 S MAIN STREET, PO BOX 1210 ABERDEEN, SD 57102 |
* | $ 3,589,007,000 | 1 | $ 5,915,000 |
| BANKWEST, INC. 420 S. PIERRE STREET, PO BOX 998 PIERRE, SD 57501 |
* | $ 1,576,681,000 | 1 | $ 165,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 1 | $ 195,000 |
| THE HUNTINGTON NATIONAL BANK 7 EASTON OVAL EA5C242 COLUMBUS, OH 43219 |
* | $ 182,325,674,000 | 1 | $ 275,000 |
| AXOS BANK 4350 LA JOLLA VILLAGE DR SUITE 140 SAN DIEGO, CA 92122 |
* | $ 17,893,084,000 | 1 | $ 355,000 |
| MINNWEST BANK 300 S WASHINGTON REDWOOD FALLS, MN 56283 |
* | $ 2,847,684,000 | 1 | $ 285,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2023, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Grant County SD in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 100 | $25,020,000 | $250,000 | $5,915,000 | $95,000 | $301,000 |
| Refinancing | 31 | $4,965,000 | $160,000 | $665,000 | $103,000 | $208,000 |
| Home Improvement | 29 | $1,415,000 | $48,000 | $155,000 | $103,000 | $180,000 |
| Cash-out Refinancing | 17 | $2,405,000 | $141,000 | $325,000 | $71,000 | $184,000 |
| Other Purpose | 17 | $1,115,000 | $65,000 | $305,000 | $92,000 | $199,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 146 | $19,650,000 | $134,000 | $615,000 | $97,000 | $301,000 |
| Not applicable | 24 | $11,930,000 | $497,000 | $5,915,000 | $170,000 | $301,000 |
| Hispanic | 12 | $1,640,000 | $136,000 | $195,000 | $56,000 | $79,000 |
| Not Provided | 10 | $1,620,000 | $162,000 | $365,000 | $87,000 | $156,000 |
| American Indian or Alaskan Native | 1 | $65,000 | $65,000 | $65,000 | $158,000 | $158,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 153 | $28,295,000 | $184,000 | $5,915,000 | $103,000 | $301,000 |
| FHA-insured (Federal Housing Administration) | 27 | $4,325,000 | $160,000 | $335,000 | $61,000 | $123,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $975,000 | $139,000 | $235,000 | $67,000 | $109,000 |
| VA-guaranteed (Veterans Administration) | 7 | $1,325,000 | $189,000 | $345,000 | $76,000 | $131,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 132 | $25,180,000 | $190,000 | $5,915,000 | $100,000 | $301,000 |
| Application Withdrawn By Applicant | 22 | $3,900,000 | $177,000 | $375,000 | $82,000 | $215,000 |
| Application Denied By Financial Institution | 16 | $1,370,000 | $85,000 | $325,000 | $66,000 | $156,000 |
| Loan Purchased By The Institution | 16 | $3,490,000 | $218,000 | $395,000 | $135,000 | $301,000 |
| File Closed For Incompleteness | 5 | $385,000 | $77,000 | $175,000 | $88,000 | $142,000 |
| Application Approved But Not Accepted | 3 | $595,000 | $198,000 | $365,000 | $109,000 | $180,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 177 | $33,255,000 | $187,000 | $5,915,000 | $97,000 | $301,000 |
| Credit History | 7 | $775,000 | $110,000 | $325,000 | $79,000 | $156,000 |
| Debt-To-Income Ratio | 4 | $510,000 | $127,000 | $295,000 | $92,000 | $224,000 |
| Collateral | 3 | $145,000 | $48,000 | $75,000 | $46,000 | $60,000 |
| Other | 2 | $120,000 | $60,000 | $65,000 | $86,000 | $102,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $115,000 | $115,000 | $115,000 | $52,000 | $52,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.