Grayson County, KY Mortgage Lenders & HMDA Data, 2010

In 2010, lenders reported 935 mortgage applications in Grayson County, KY totaling $100.7 million, down 8% from 2009. The average application was for $107,000, and applicants reported an average income of $70,000. 48% of applications resulted in an originated loan and 21% were denied. The most active lender was The Cecilian Bank, with 111 applications, followed by Bank of America, N.A. and Wilson & Muir Bank & Trust Company.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 935
Total Mortgage Loan Application Amount $100,673,000
Average Mortgage Loan Application Amount $107,000
Highest Mortgage Loan Application Amount $599,000
Average Applicant Income $70,000
Highest Applicant Income $3,810,000

Mortgage Company List for Lending in Grayson County, KY for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
The Cecilian Bank
104 EAST MAIN STREET
CECILIA, KY 42724
* $ 406,515,000 111 $ 10,032,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 77 $ 9,737,000
Wilson & Muir Bank & Trust Company
107 N THIRD ST
BARDSTOWN, KY 40004
* $ 395,787,000 65 $ 5,220,000
Abound Federal Credit Union
3939 S. DIXIE BLVD
RADCLIFF, KY 40160
* $ 852,360,000 64 $ 5,985,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 52 $ 5,337,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 35 $ 4,262,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 260,309,849,000 29 $ 2,913,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 159,675,538,000 23 $ 2,385,000
Vanderbilt Mortgage
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 23 $ 1,478,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ 10,000,000 20 $ 3,991,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 19 $ 2,799,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 19 $ 1,843,000
Integra Bank
PO BOX 868
EVANSVILLE, IN 47705
* $ 2,919,085,000 19 $ 1,351,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 14 $ 1,679,000
First Federal Savings Bank
2323 RING ROAD
ELIZABETHTOWN, KY 42701
* $ 1,208,344,000 13 $ 1,495,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ 42,141,000 13 $ 1,368,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 12 $ 1,460,000
Bank of Edmonson County
PO BOX 99
BROWNSVILLE, KY 42210
* $ 204,222,000 11 $ 518,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 11 $ 568,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 11 $ 1,550,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 10 $ 1,216,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 10 $ 1,903,000
Select Mortgage Group Ltd
3040 PRESIDENTIAL DR
FAIRBORN, OH 45324
* $ 370,000 10 $ 899,000
Independence Bank of Kentucky
2425 FREDERICA STREET
OWENSBORO, KY 42301
* $ 882,619,000 10 $ 942,000
Citifinancial Services, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,856,646,000,000 9 $ 384,000
Republic State Mortgage Co.
2715 BISSONNET, SUITE 102
HOUSTON, TX 77005
* $ 10,000,000 9 $ 1,297,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 8 $ 875,000
Fifth Third Bank
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 8 $ 738,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,122,657,000 7 $ 2,113,000
West Point Bank
P.O. 440
RADCLIFF, KY 40160
* $ 115,596,000 7 $ 454,000
Kentucky Neighborhood Bank, in
1000 N. DIXIE AVE.
ELIZABETHTOWN, KY 42701
* $ 118,884,000 7 $ 499,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 7 $ 666,000
First Liberty Financial Group
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ 1,000,000,000 6 $ 1,145,000
Ark-La-Tex Financial Services
5160 TENNYSON PKWY, SUITE 2000W
PLANO, TX 75024
* $ 10,000,000 6 $ 769,000
Tmg Real Estate & Financial
310 W. LIBERTY ST. STE 100
LOUISVILLE, KY 40202
* $ 292,000 6 $ 1,031,000
South Central Bank of Hardin
2908 RING ROAD
ELIZABETHTOWN, KY 42702
* $ 74,406,000 6 $ 596,000
Limestone Bank, Inc.
2500 EASTPOINT PARKWAY
LOUISVILLE, KY 40223
* $ 1,825,348,000 6 $ 556,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 475,815,000 6 $ 190,000
Republic Bank & Trust
601 W MARKET ST
LOUISVILLE, KY 40202
* $ 3,817,638,000 6 $ 623,000
Independence Bank
13100 NORTHWEST FREEWAY SUITE 100
HOUSTON, TX 77040
* $ 149,708,000 5 $ 650,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 164,340,844,000 5 $ 550,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 125,649,000 5 $ 391,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 5 $ 961,000
The Mortgage Outlet, Inc.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 5 $ 452,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 5 $ 730,000
First Rate Mortgage
10400 LINN STATION RD
LOUISVILLE, KY 40223
* $ 102,272,000 4 $ 369,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 4 $ 626,000
American Bank & Trust Company Inc.
1302 SCOTTSVILLE ROAD
BOWLING GREEN, KY 42102
* $ 218,896,000 4 $ 246,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 4 $ 303,000
Stock Yards Bank & Trust Company
1040 EAST MAIN STREET
LOUISVILLE, KY 40223
* $ 1,769,179,000 4 $ 528,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 4 $ 566,000
Regions Bank
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 138,006,763,000 3 $ 606,000
American Bank
9001 EDMONSTON ROAD, SUITE 100
GREENBELT, MD 20770
* $ 507,491,000 3 $ 269,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 3 $ 317,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 3 $ 976,000
Primary Residential Mortgage
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 3 $ 425,000
Home Point Mortgage Acceptance Corporation
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 2 $ 239,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 2 $ 210,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 2 $ 373,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 2 $ 231,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 2 $ 127,000
L&N Federal Credit Union
9265 SMYRNA PARKWAY
LOUISVILLE, KY 40229
* $ 607,497,000 2 $ 210,000
Sidus Financial, LLC
701 GREEN VALLEY ROAD, SUITE 101
GREENSBORO, NC 27408
* $ 10,000,000 2 $ 174,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 4,542,636,000 2 $ 180,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 1,140,194,000 2 $ 240,000
The Lincoln National Bank of Hodgenville
P.O. BOX 9, 41 LINCOLN SQUARE
HODGENVILLE, KY 42748
* $ 138,833,000 2 $ 57,000
Homeservices Lending, LLC A
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,000,000 2 $ 403,000
Access National Mortgage Corp
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 2 $ 217,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 14,106,965,000 2 $ 199,000
Forcht Bank, N.A.
2404 SIR BARTON WAY
LEXINGTON, KY 40509
* $ 1,104,173,000 1 $ 52,000
Home Loan Investment Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 210,951,000 1 $ 40,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,157,711,000 1 $ 48,000
Nationwide Bank
ONE NATIONWIDE PLAZA, 2-14-05
COLUMBUS, OH 43215
* $ 3,206,002,000 1 $ 200,000
The Farmers National Bank of Scottsville
1595 VETERANS MEMORIAL HWY
SCOTTSVILLE, KY 42164
* $ 220,999,000 1 $ 6,000
The Peoples Bk of Bullitt Cty
P.O. BOX 247
SHEPHERDSVILLE, KY 40165
* $ 194,749,000 1 $ 35,000
Mainsource Bank
2105 N STATE RD 3 BYPASS
GREENSBURG, IN 47240
* $ 2,884,877,000 1 $ 173,000
Citizens Union Bank of Shelbyville
1854 MIDLAND TRAIL, P. O. BOX 189
SHELBYVILLE, KY 40065
* $ 714,326,000 1 $ 3,000
Trustmark National Bank
PO BOX 291
JACKSON, MS 39205
* $ 9,396,294,000 1 $ 167,000
Lendmark Financial Services
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 1 $ 48,000
M&I Bank FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 1,834,445,000 1 $ 233,000
First Harrison Bank
220 FEDERAL DRIVE
CORYDON, IN 47112
* $ 455,679,000 1 $ 35,000
Liberty Savings Bank, FSB
2251 ROMBACH AVE.
WILMINGTON, OH 45177
* $ 1,272,096,000 1 $ 191,000
Citizens First Bank, Inc.
1805 CAMPBELL LN
BOWLING GREEN, KY 42104
* $ 343,740,000 1 $ 88,000
Park Community Credit Union
6101 FERN VALLEY ROAD
LOUISVILLE, KY 40228
* $ 457,299,000 1 $ 125,000
Kentucky Telco CU
3740 BARDSTOWN RD
LOUISVILLE, KY 40218
* $ 262,383,000 1 $ 83,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,867,638,000 1 $ 69,000
Service One Credit Union
P.O. BOX 51770
BOWLING GREEN, KY 42102
* $ 101,766,000 1 $ 80,000
United Midwest Savings Bank
101 S MAIN ST
DEGRAFF, OH 43318
* $ 266,952,000 1 $ 99,000
Hancock Bank & Trust Company
220 MAIN STREET
HAWESVILLE, KY 42348
* $ 303,704,000 1 $ 101,000
United Southern Bank
PO BOX 951
HOPKINSVILLE, KY 42240
* $ 226,194,000 1 $ 159,000
Kentucky Home Bank
940 BLOOMFIELD RD.
BARDSTOWN, KY 40004
* $ 98,526,000 1 $ 36,000
Franklin Bank & Trust Company
P.O. BOX 449
FRANKLIN, KY 42134
* $ 322,148,000 1 $ 72,000
Nfcu
820 FOLLIN LANE
VIENNA, VA 22180
* $ 39,610,194,000 1 $ 277,000
The First State Bank
PO BOX 295
BARBOURSVILLE, WV 25504
* $ 219,708,000 1 $ 280,000
Commonwealth Bank and Trust Company
4912 U S HWY 42
LOUISVILLE, KY 40222
* $ 815,095,000 1 $ 65,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 1 $ 417,000
Mountain States Mortgage
1333 E 9400 S
SANDY, UT 84093
* $ 10,000,000 1 $ 92,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 95,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 1 $ 100,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 81,000
Plaza Home Mortgage, Inc
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 1 $ 110,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 1 $ 51,000
American Mortgage Service Company
11503 SPRINGFIELD PIKE
CINCINNATI, OH 45246
* $ 10,000,000 1 $ 52,000
Acopia, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ 100,000,000 1 $ 127,000

The tables below break down 2010 mortgage applications in Grayson County, KY by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Grayson County, KY in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 600 $72,309,000 $120,000 $599,000 $73,000 $3,810,000
Home Purchase 283 $26,702,000 $94,000 $465,000 $66,000 $598,000
Home Improvement 52 $1,662,000 $31,000 $220,000 $52,000 $461,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 767 $80,807,000 $105,000 $599,000 $75,000 $3,810,000
Not Provided 105 $12,285,000 $117,000 $567,000 $56,000 $350,000
Not applicable 50 $5,682,000 $113,000 $240,000 $0 $0
American Indian or Alaskan Native 7 $887,000 $126,000 $402,000 $52,000 $124,000
Black or African American 4 $372,000 $93,000 $196,000 $29,000 $61,000
Asian 1 $465,000 $465,000 $465,000 $598,000 $598,000
Native Hawaiian or Other Pacific Islander 1 $175,000 $175,000 $175,000 $325,000 $325,000
Hispanic 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 697 $72,029,000 $103,000 $599,000 $79,000 $3,810,000
FHA-insured (Federal Housing Administration) 176 $20,825,000 $118,000 $567,000 $42,000 $136,000
VA-guaranteed (Veterans Administration) 39 $5,732,000 $146,000 $294,000 $57,000 $142,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 23 $2,087,000 $90,000 $127,000 $27,000 $43,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 451 $45,268,000 $100,000 $599,000 $85,000 $3,810,000
Application Denied By Financial Institution 200 $21,279,000 $106,000 $557,000 $57,000 $840,000
Loan Purchased By The Institution 129 $15,217,000 $117,000 $384,000 $44,000 $450,000
Application Withdrawn By Applicant 89 $11,015,000 $123,000 $417,000 $67,000 $397,000
Application Approved But Not Accepted 42 $4,506,000 $107,000 $567,000 $57,000 $222,000
File Closed For Incompleteness 24 $3,388,000 $141,000 $540,000 $52,000 $140,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 36 $2,598,000 $72,000 $171,000 $41,000 $130,000
Collateral 35 $4,785,000 $136,000 $557,000 $76,000 $207,000
Debt-To-Income Ratio 31 $4,267,000 $137,000 $500,000 $53,000 $167,000
Credit Application Incomplete 15 $1,690,000 $112,000 $210,000 $77,000 $251,000
Other 12 $1,090,000 $90,000 $180,000 $49,000 $93,000
Insufficient Cash (Downpayment, Closing Cost) 5 $495,000 $99,000 $239,000 $76,000 $170,000
Employment History 1 $51,000 $51,000 $51,000 $12,000 $12,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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