Tmg Real Estate & Financial Mortgage Lending & HMDA Data, 2010
In 2010, Tmg Real Estate & Financial of Louisville, KY reported 8,807 mortgage applications totaling $1.7 billion, up 29% from 2009. The average application was for $197,440, and applicants reported an average income of $92,929. 8% of its applications resulted in an originated loan and 19% were denied. Its largest markets were St. Louis, MO-IL (595), Louisville-Jefferson County, KY-IN (544) and Tulsa, OK (497) (applications in parentheses).
| Mortgage Company & Address | Tmg Real Estate & Financial 310 W. Liberty St. Ste 100 Louisville, KY 40202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 8,807 |
| Total Mortgage Loan Application Amount | $1,738,861,000 |
| Average Mortgage Loan Application Amount | $197,440 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $92,929 |
| Highest Applicant Income | $1,800,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Tmg Real Estate & Financial filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Tmg Real Estate & Financial in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,117 | $1,437,549,000 | $201,000 | $1,500,000 | $96,000 | $1,800,000 |
| Home Purchase | 1,689 | $301,049,000 | $178,000 | $1,000,000 | $80,000 | $1,620,000 |
| Home Improvement | 1 | $263,000 | $263,000 | $263,000 | $75,000 | $75,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,225 | $1,037,260,000 | $198,000 | $1,500,000 | $94,000 | $1,800,000 |
| Not Provided | 2,967 | $578,546,000 | $194,000 | $1,000,000 | $93,000 | $1,800,000 |
| Black or African American | 212 | $37,817,000 | $178,000 | $672,000 | $69,000 | $271,000 |
| Hispanic | 202 | $40,789,000 | $201,000 | $728,000 | $101,000 | $1,670,000 |
| Asian | 166 | $36,705,000 | $221,000 | $591,000 | $104,000 | $309,000 |
| Native Hawaiian or Other Pacific Islander | 18 | $4,288,000 | $238,000 | $793,000 | $117,000 | $600,000 |
| American Indian or Alaskan Native | 17 | $3,456,000 | $203,000 | $407,000 | $133,000 | $990,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,044 | $1,248,188,000 | $206,000 | $1,500,000 | $103,000 | $1,800,000 |
| FHA-insured (Federal Housing Administration) | 2,621 | $462,332,000 | $176,000 | $728,000 | $71,000 | $600,000 |
| VA-guaranteed (Veterans Administration) | 111 | $23,527,000 | $211,000 | $524,000 | $82,000 | $310,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 31 | $4,814,000 | $155,000 | $292,000 | $68,000 | $230,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 6,438 | $1,289,589,000 | $200,000 | $1,500,000 | $98,000 | $1,800,000 |
| Application Denied By Financial Institution | 1,654 | $309,645,000 | $187,000 | $1,356,000 | $75,000 | $1,800,000 |
| Loan Originated | 711 | $138,738,000 | $195,000 | $448,000 | $95,000 | $706,000 |
| Application Approved But Not Accepted | 3 | $696,000 | $232,000 | $411,000 | $629,000 | $1,670,000 |
| File Closed For Incompleteness | 1 | $193,000 | $193,000 | $193,000 | $71,000 | $71,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 873 | $150,806,000 | $172,000 | $667,000 | $70,000 | $1,080,000 |
| Debt-To-Income Ratio | 312 | $62,979,000 | $201,000 | $728,000 | $68,000 | $1,800,000 |
| Collateral | 262 | $53,305,000 | $203,000 | $529,000 | $85,000 | $449,000 |
| Unverifiable Information | 45 | $9,037,000 | $200,000 | $555,000 | $84,000 | $245,000 |
| Other | 37 | $6,711,000 | $181,000 | $417,000 | $114,000 | $1,500,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 27 | $5,184,000 | $192,000 | $417,000 | $61,000 | $156,000 |
| Credit Application Incomplete | 26 | $7,106,000 | $273,000 | $650,000 | $86,000 | $156,000 |
| Employment History | 8 | $1,669,000 | $208,000 | $340,000 | $59,000 | $122,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tmg Real Estate & Financial's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tmg Real Estate & Financial's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.
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