Tmg Real Estate & Financial Mortgage Lending & HMDA Data, 2010

In 2010, Tmg Real Estate & Financial of Louisville, KY reported 8,807 mortgage applications totaling $1.7 billion, up 29% from 2009. The average application was for $197,440, and applicants reported an average income of $92,929. 8% of its applications resulted in an originated loan and 19% were denied. Its largest markets were St. Louis, MO-IL (595), Louisville-Jefferson County, KY-IN (544) and Tulsa, OK (497) (applications in parentheses).

Mortgage Company & Address Tmg Real Estate & Financial
310 W. Liberty St. Ste 100
Louisville, KY 40202
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 8,807
Total Mortgage Loan Application Amount $1,738,861,000
Average Mortgage Loan Application Amount $197,440
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $92,929
Highest Applicant Income $1,800,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Tmg Real Estate & Financial filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Tmg Real Estate & Financial by Metropolitan Area in 2010

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Louis, MO-IL 595 $ 119,787,000 $ 201,322 $ 93,885
Louisville-Jefferson County, KY-IN 544 $ 96,574,000 $ 177,525 $ 84,152
Tulsa, OK 497 $ 78,832,000 $ 158,615 $ 79,000
Houston-Sugar Land-Baytown, TX 389 $ 84,876,000 $ 218,190 $ 135,000
Oklahoma City, OK 301 $ 50,649,000 $ 168,269 $ 91,000
Dallas-Plano-Irving, TX 273 $ 60,558,000 $ 221,824 $ 116,000
Kansas City, MO-KS 233 $ 43,983,000 $ 188,768 $ 93,223
Minneapolis-St. Paul-Bloomington, MN-WI 200 $ 45,209,000 $ 226,045 $ 96,825
Atlanta-Sandy Springs-Marietta, GA 180 $ 40,827,000 $ 226,816 $ 97,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 168 $ 58,883,000 $ 350,494 $ 127,000
Indianapolis-Carmel, IN 153 $ 29,649,000 $ 193,784 $ 97,000
Lexington-Fayette, KY 149 $ 28,969,000 $ 194,422 $ 94,000
Austin-Round Rock-San Marcos, TX 136 $ 29,824,000 $ 219,294 $ 99,000
Nashville-Davidson--Murfreesboro--Franklin, TN 123 $ 28,063,000 $ 228,154 $ 118,000
Chicago-Joliet-Naperville, IL 120 $ 27,283,000 $ 227,358 $ 96,000
Cincinnati-Middletown, OH-KY-IN 108 $ 20,610,000 $ 190,833 $ 93,462
Fort Worth-Arlington, TX 103 $ 22,177,000 $ 215,310 $ 124,000
San Antonio-New Braunfels, TX 103 $ 22,008,000 $ 213,669 $ 113,000
Virginia Beach-Norfolk-Newport News, VA-NC 101 $ 24,361,000 $ 241,198 $ 88,000
Birmingham-Hoover, AL 98 $ 20,594,000 $ 210,142 $ 90,000
Memphis, TN-MS-AR 82 $ 17,453,000 $ 212,841 $ 99,707
Springfield, MO 76 $ 13,445,000 $ 176,907 $ 101,000
Richmond, VA 70 $ 16,105,000 $ 230,071 $ 83,000
Gary, IN 63 $ 13,188,000 $ 209,333 $ 115,000
Knoxville, TN 52 $ 11,218,000 $ 215,730 $ 82,000
Huntsville, AL 47 $ 9,112,000 $ 193,872 $ 87,000
Chattanooga, TN-GA 46 $ 8,818,000 $ 191,695 $ 74,173
Tampa-St. Petersburg-Clearwater, FL 40 $ 9,394,000 $ 234,850 $ 105,000
Little Rock-North Little Rock-Conway, AR 39 $ 8,604,000 $ 220,615 $ 145,000
Orlando-Kissimmee-Sanford, FL 39 $ 8,005,000 $ 205,256 $ 97,000
Milwaukee-Waukesha-West Allis, WI 34 $ 6,664,000 $ 196,000 $ 78,000
Phoenix-Mesa-Glendale, AZ 33 $ 6,615,000 $ 200,454 $ 97,000
Mobile, AL 29 $ 4,714,000 $ 162,551 $ 83,000
Montgomery, AL 28 $ 5,318,000 $ 189,928 $ 79,000
Fayetteville-Springdale-Rogers, AR-MO 27 $ 5,811,000 $ 215,222 $ 87,740
Jacksonville, FL 27 $ 5,587,000 $ 206,925 $ 66,000
Joplin, MO 24 $ 3,977,000 $ 165,708 $ 72,000
Bowling Green, KY 23 $ 3,886,000 $ 168,956 $ 77,000
St. Joseph, MO-KS 23 $ 3,827,000 $ 166,391 $ 80,000
Evansville, IN-KY 22 $ 3,673,000 $ 166,954 $ 112,272
Fort Smith, AR-OK 22 $ 3,468,000 $ 157,636 $ 69,090
Fort Wayne, IN 22 $ 3,434,000 $ 156,090 $ 95,000
Lawton, OK 22 $ 3,366,000 $ 153,000 $ 69,000
Miami-Miami Beach-Kendall, FL 22 $ 5,351,000 $ 243,227 $ 117,000
Elizabethtown, KY 21 $ 3,616,000 $ 172,190 $ 82,000
El Paso, TX 20 $ 4,278,000 $ 213,900 $ 99,000
Tuscaloosa, AL 20 $ 3,832,000 $ 191,600 $ 87,000
West Palm Beach-Boca Raton-Boynton Beach, FL 20 $ 4,013,000 $ 200,650 $ 86,000
Cape Coral-Fort Myers, FL 19 $ 4,408,000 $ 232,000 $ 111,000
Johnson City, TN 19 $ 3,643,000 $ 191,736 $ 95,000
Michigan City-La Porte, IN 19 $ 3,781,000 $ 199,000 $ 77,000
Jefferson City, MO 18 $ 3,614,000 $ 200,777 $ 86,000
Killeen-Temple-Fort Hood, TX 18 $ 4,111,000 $ 228,388 $ 109,000
South Bend-Mishawaka, IN-MI 18 $ 2,713,000 $ 150,722 $ 77,000
Corpus Christi, TX 17 $ 3,339,000 $ 196,411 $ 93,000
Duluth, MN-WI 17 $ 3,556,000 $ 209,176 $ 74,235
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 17 $ 4,273,000 $ 251,352 $ 91,000
Roanoke, VA 17 $ 3,348,000 $ 196,941 $ 71,000
Decatur, AL 16 $ 3,329,000 $ 208,062 $ 80,000
Kingsport-Bristol-Bristol, TN-VA 16 $ 2,768,000 $ 173,000 $ 83,875
Owensboro, KY 16 $ 2,913,000 $ 182,062 $ 74,000
Bloomington, IN 15 $ 2,257,000 $ 150,466 $ 131,000
Clarksville, TN-KY 15 $ 2,959,000 $ 197,266 $ 161,800
Columbia, MO 15 $ 2,688,000 $ 179,200 $ 93,000
McAllen-Edinburg-Mission, TX 15 $ 2,802,000 $ 186,800 $ 125,000
North Port-Bradenton-Sarasota, FL 15 $ 4,225,000 $ 281,666 $ 112,000
Lake County-Kenosha County, IL-WI 14 $ 3,477,000 $ 248,357 $ 86,428
Rochester, MN 14 $ 2,344,000 $ 167,428 $ 75,000
Tyler, TX 14 $ 2,583,000 $ 184,500 $ 78,000
Beaumont-Port Arthur, TX 13 $ 2,696,000 $ 207,384 $ 95,000
Charlotte-Gastonia-Rock Hill, NC-SC 13 $ 2,365,000 $ 181,923 $ 79,000
Charlottesville, VA 13 $ 3,091,000 $ 237,769 $ 79,000
Columbus, GA-AL 13 $ 2,875,000 $ 221,153 $ 94,846
Madison, WI 13 $ 2,631,000 $ 202,384 $ 101,000
Cape Girardeau-Jackson, MO-IL 11 $ 2,240,000 $ 203,636 $ 102,000
Deltona-Daytona Beach-Ormond Beach, FL 11 $ 1,754,000 $ 159,454 $ 85,000
Florence-Muscle Shoals, AL 11 $ 2,020,000 $ 183,636 $ 71,000
Naples-Marco Island, FL 11 $ 2,369,000 $ 215,363 $ 87,000
Raleigh-Cary, NC 11 $ 1,604,000 $ 145,818 $ 55,000
Lafayette, IN 10 $ 1,439,000 $ 143,900 $ 56,000
Lynchburg, VA 10 $ 1,661,000 $ 166,100 $ 69,000
Palm Bay-Melbourne-Titusville, FL 10 $ 2,323,000 $ 232,300 $ 88,000
Winchester, VA-WV 10 $ 2,471,000 $ 247,100 $ 112,000
Anniston-Oxford, AL 9 $ 1,438,000 $ 159,777 $ 174,000
Elkhart-Goshen, IN 9 $ 1,701,000 $ 189,000 $ 57,000
Hot Springs, AR 9 $ 2,006,000 $ 222,888 $ 118,000
Huntington-Ashland, WV-KY-OH 9 $ 1,705,000 $ 189,444 $ 91,000
Savannah, GA 9 $ 1,806,000 $ 200,666 $ 66,000
Auburn-Opelika, AL 8 $ 1,794,000 $ 224,250 $ 103,000
Brownsville-Harlingen, TX 8 $ 1,638,000 $ 204,750 $ 153,000
Columbus, IN 8 $ 1,407,000 $ 175,875 $ 60,000
Jackson, TN 8 $ 1,332,000 $ 166,500 $ 129,000
Los Angeles-Long Beach-Glendale, CA 8 $ 3,046,000 $ 380,750 $ 104,000
Morristown, TN 8 $ 1,480,000 $ 185,000 $ 70,000
Dothan, AL 7 $ 1,364,000 $ 194,857 $ 83,000
Longview, TX 7 $ 1,384,000 $ 197,714 $ 92,000
Lubbock, TX 7 $ 1,257,000 $ 179,571 $ 81,000
Muncie, IN 7 $ 1,136,000 $ 162,285 $ 82,000
St. Cloud, MN 7 $ 1,053,000 $ 150,428 $ 66,000
Tucson, AZ 7 $ 2,407,000 $ 343,857 $ 101,000
Waco, TX 7 $ 1,592,000 $ 227,428 $ 206,000
Abilene, TX 6 $ 1,210,000 $ 201,666 $ 73,000
Athens-Clarke County, GA 6 $ 1,077,000 $ 179,500 $ 128,000
Blacksburg-Christiansburg-Radford, VA 6 $ 1,124,000 $ 187,333 $ 58,000
Crestview-Fort Walton Beach-Destin, FL 6 $ 1,703,000 $ 283,833 $ 119,000
Gadsden, AL 6 $ 778,000 $ 129,666 $ 72,000
Gainesville, GA 6 $ 1,125,000 $ 187,500 $ 84,000
Macon, GA 6 $ 1,125,000 $ 187,500 $ 75,000
Midland, TX 6 $ 1,154,000 $ 192,333 $ 114,000
Santa Ana-Anaheim-Irvine, CA 6 $ 2,336,000 $ 389,333 $ 126,000
Victoria, TX 6 $ 1,564,000 $ 260,666 $ 155,000
Brunswick, GA 5 $ 1,456,000 $ 291,200 $ 268,000
College Station-Bryan, TX 5 $ 771,000 $ 154,200 $ 98,000
Columbia, SC 5 $ 1,024,000 $ 204,800 $ 71,000
Greensboro-High Point, NC 5 $ 650,000 $ 130,000 $ 96,000
Laredo, TX 5 $ 974,000 $ 194,800 $ 81,000
Mankato-North Mankato, MN 5 $ 894,000 $ 178,800 $ 63,000
Punta Gorda, FL 5 $ 788,000 $ 157,600 $ 56,000
San Diego-Carlsbad-San Marcos, CA 5 $ 1,516,000 $ 303,200 $ 131,000
Terre Haute, IN 5 $ 744,000 $ 148,800 $ 83,000
Warner Robins, GA 5 $ 853,000 $ 170,600 $ 76,000
Asheville, NC 4 $ 432,000 $ 108,000 $ 55,000
Augusta-Richmond County, GA-SC 4 $ 573,000 $ 143,250 $ 100,750
Cleveland, TN 4 $ 787,000 $ 196,750 $ 88,000
Harrisonburg, VA 4 $ 666,000 $ 166,500 $ 114,000
Peoria, IL 4 $ 717,000 $ 179,250 $ 114,000
Port St. Lucie, FL 4 $ 393,000 $ 98,250 $ 43,000
Prescott, AZ 4 $ 918,000 $ 229,500 $ 72,000
Racine, WI 4 $ 554,000 $ 138,500 $ 56,000
Tallahassee, FL 4 $ 870,000 $ 217,500 $ 94,000
Amarillo, TX 3 $ 530,000 $ 176,666 $ 104,000
Anderson, IN 3 $ 654,000 $ 218,000 $ 86,000
Davenport-Moline-Rock Island, IA-IL 3 $ 463,000 $ 154,333 $ 86,000
Fargo, ND-MN 3 $ 474,000 $ 158,000 $ 89,000
Ocala, FL 3 $ 369,000 $ 123,000 $ 111,000
Oxnard-Thousand Oaks-Ventura, CA 3 $ 777,000 $ 259,000 $ 106,000
Pine Bluff, AR 3 $ 465,000 $ 155,000 $ 87,000
Sacramento--Arden-Arcade--Roseville, CA 3 $ 1,103,000 $ 367,666 $ 156,000
San Jose-Sunnyvale-Santa Clara, CA 3 $ 1,495,000 $ 498,333 $ 144,000
Sherman-Denison, TX 3 $ 569,000 $ 189,666 $ 95,000
Texarkana, Tx-Texarkana, AR 3 $ 624,000 $ 208,000 $ 86,666
Allentown-Bethlehem-Easton, PA-NJ 2 $ 293,000 $ 146,500 $ 93,000
Baltimore-Towson, MD 2 $ 341,000 $ 170,500 $ 76,000
Danville, IL 2 $ 332,000 $ 166,000 $ 92,000
Danville, VA 2 $ 479,000 $ 239,500 $ 97,000
Durham-Chapel Hill, NC 2 $ 314,000 $ 157,000 $ 68,000
Gainesville, FL 2 $ 431,000 $ 215,500 $ 120,000
Grand Forks, ND-MN 2 $ 247,000 $ 123,500 $ 65,000
Green Bay, WI 2 $ 270,000 $ 135,000 $ 115,000
Janesville, WI 2 $ 366,000 $ 183,000 $ 141,000
Jonesboro, AR 2 $ 489,000 $ 244,500 $ 102,000
Kokomo, IN 2 $ 353,000 $ 176,500 $ 95,000
Myrtle Beach-North Myrtle Beach-Conway, SC 2 $ 476,000 $ 238,000 $ 60,000
Oakland-Fremont-Hayward, CA 2 $ 655,000 $ 327,500 $ 130,000
Odessa, TX 2 $ 308,000 $ 154,000 $ 46,000
Oshkosh-Neenah, WI 2 $ 391,000 $ 195,500 $ 70,000
Panama City-Lynn Haven-Panama City Beach, FL 2 $ 555,000 $ 277,500 $ 110,000
Pensacola-Ferry Pass-Brent, FL 2 $ 312,000 $ 156,000 $ 81,000
Pittsburgh, PA 2 $ 363,000 $ 181,500 $ 96,000
Riverside-San Bernardino-Ontario, CA 2 $ 760,000 $ 380,000 $ 108,000
Rome, GA 2 $ 439,000 $ 219,500 $ 62,000
San Angelo, TX 2 $ 319,000 $ 159,500 $ 87,000
San Francisco-San Mateo-Redwood City, CA 2 $ 804,000 $ 402,000 $ 121,000
Santa Rosa-Petaluma, CA 2 $ 699,000 $ 349,500 $ 113,000
Sheboygan, WI 2 $ 302,000 $ 151,000 $ 72,000
Wichita Falls, TX 2 $ 495,000 $ 247,500 $ 85,000
Winston-Salem, NC 2 $ 415,000 $ 207,500 $ 81,000
Albany, GA 1 $ 112,000 $ 112,000 $ 75,000
Appleton, WI 1 $ 180,000 $ 180,000 $ 69,000
Bakersfield-Delano, CA 1 $ 98,000 $ 98,000 $ 105,000
Baton Rouge, LA 1 $ 152,000 $ 152,000 $ 48,000
Bloomington-Normal, IL 1 $ 170,000 $ 170,000 $ 112,000
Burlington, NC 1 $ 105,000 $ 105,000 $ 53,000
Charleston-North Charleston-Summerville, SC 1 $ 230,000 $ 230,000 $ 66,000
Decatur, IL 1 $ 150,000 $ 150,000 $ 85,000
Denver-Aurora-Broomfield, CO 1 $ 160,000 $ 160,000 $ 100,000
Eau Claire, WI 1 $ 262,000 $ 262,000 $ 90,000
Flagstaff, AZ 1 $ 293,000 $ 293,000 $ 160,000
Hinesville-Fort Stewart, GA 1 $ 196,000 $ 196,000 $ 60,000
Lake Havasu City-Kingman, AZ 1 $ 130,000 $ 130,000 $ 40,000
Lakeland-Winter Haven, FL 1 $ 250,000 $ 250,000 $ 60,000
Lawrence, KS 1 $ 180,000 $ 180,000 $ 55,000
Lewiston, ID-WA 1 $ 343,000 $ 343,000 $ 118,000
Nassau-Suffolk, NY 1 $ 270,000 $ 270,000 $ 12,000
Norwich-New London, CT 1 $ 230,000 $ 230,000 $ 68,000
Palm Coast, FL 1 $ 417,000 $ 417,000 $ 81,000
Providence-New Bedford-Fall River, RI-MA 1 $ 117,000 $ 117,000 $ 55,000
Sebastian-Vero Beach, FL 1 $ 256,000 $ 256,000 $ 72,000
Spartanburg, SC 1 $ 184,000 $ 184,000 $ 68,000
Springfield, IL 1 $ 350,000 $ 350,000 $ 57,000
Valdosta, GA 1 $ 132,000 $ 132,000 $ 44,000
Wausau, WI 1 $ 415,000 $ 415,000 $ 151,000
Wilmington, DE-MD-NJ 1 $ 315,000 $ 315,000 $ 168,000
Wilmington, NC 1 $ 118,000 $ 118,000 $ 23,000

Mortgage Loan Application Detail Totals for Tmg Real Estate & Financial in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 7,117 $1,437,549,000 $201,000 $1,500,000 $96,000 $1,800,000
Home Purchase 1,689 $301,049,000 $178,000 $1,000,000 $80,000 $1,620,000
Home Improvement 1 $263,000 $263,000 $263,000 $75,000 $75,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,225 $1,037,260,000 $198,000 $1,500,000 $94,000 $1,800,000
Not Provided 2,967 $578,546,000 $194,000 $1,000,000 $93,000 $1,800,000
Black or African American 212 $37,817,000 $178,000 $672,000 $69,000 $271,000
Hispanic 202 $40,789,000 $201,000 $728,000 $101,000 $1,670,000
Asian 166 $36,705,000 $221,000 $591,000 $104,000 $309,000
Native Hawaiian or Other Pacific Islander 18 $4,288,000 $238,000 $793,000 $117,000 $600,000
American Indian or Alaskan Native 17 $3,456,000 $203,000 $407,000 $133,000 $990,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,044 $1,248,188,000 $206,000 $1,500,000 $103,000 $1,800,000
FHA-insured (Federal Housing Administration) 2,621 $462,332,000 $176,000 $728,000 $71,000 $600,000
VA-guaranteed (Veterans Administration) 111 $23,527,000 $211,000 $524,000 $82,000 $310,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 31 $4,814,000 $155,000 $292,000 $68,000 $230,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 6,438 $1,289,589,000 $200,000 $1,500,000 $98,000 $1,800,000
Application Denied By Financial Institution 1,654 $309,645,000 $187,000 $1,356,000 $75,000 $1,800,000
Loan Originated 711 $138,738,000 $195,000 $448,000 $95,000 $706,000
Application Approved But Not Accepted 3 $696,000 $232,000 $411,000 $629,000 $1,670,000
File Closed For Incompleteness 1 $193,000 $193,000 $193,000 $71,000 $71,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 873 $150,806,000 $172,000 $667,000 $70,000 $1,080,000
Debt-To-Income Ratio 312 $62,979,000 $201,000 $728,000 $68,000 $1,800,000
Collateral 262 $53,305,000 $203,000 $529,000 $85,000 $449,000
Unverifiable Information 45 $9,037,000 $200,000 $555,000 $84,000 $245,000
Other 37 $6,711,000 $181,000 $417,000 $114,000 $1,500,000
Insufficient Cash (Downpayment, Closing Cost) 27 $5,184,000 $192,000 $417,000 $61,000 $156,000
Credit Application Incomplete 26 $7,106,000 $273,000 $650,000 $86,000 $156,000
Employment History 8 $1,669,000 $208,000 $340,000 $59,000 $122,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Tmg Real Estate & Financial's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Tmg Real Estate & Financial's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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