Grayson County KY
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Unlock detailed Grayson County KY mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Kentucky.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,050 |
| Total Mortgage Loan Application Amount | $110,242,000 |
| Average Mortgage Loan Application Amount | $104,000 |
| Highest Mortgage Loan Application Amount | $1,291,000 |
| Average Applicant Income | $67,000 |
| Highest Applicant Income | $3,782,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| THE CECILIAN BANK PO BOX 178 CECILIA, KY 42724 |
* | $ 481,197,000 | 163 | $ 15,360,000 |
| WILSON & MUIR BANK & TRUST COMPANY 107 N THIRD ST BARDSTOWN, KY 40004 |
* | $ 408,832,000 | 107 | $ 7,217,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,161,490,000,000 | 99 | $ 11,939,000 |
| ABOUND FEDERAL CREDIT UNION 3939 S. DIXIE BLVD RADCLIFF, KY 40160 |
* | $ 1,019,985,000 | 76 | $ 5,969,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,811,678,000,000 | 75 | $ 8,482,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 263,309,559,000 | 28 | $ 2,384,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 168,867,640,000 | 26 | $ 2,922,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ 31,000,000 | 25 | $ 1,523,000 |
| REPUBLIC STATE MORTGAGE CO. 815 HAWTHORNE STREET HOUSTON, TX 77006 |
* | $ 10,000,000 | 24 | $ 3,148,000 |
| FARM CREDIT MID-AMERICA, ACA 1601 UPS DRIVE LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 22 | $ 3,342,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 330,470,810,000 | 18 | $ 2,246,000 |
| FIRST FEDERAL SAVINGS BANK 2323 RING ROAD ELIZABETHTOWN, KY 42701 |
* | $ 1,228,694,000 | 18 | $ 2,123,000 |
| KIND LENDING, LLC 9931 CORPORATE CAMPUS DR, STE 1200 LEXINGTON, KY 40223 |
* | $ 42,141,000 | 17 | $ 1,640,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 14 | $ 788,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 114,540,379,000 | 14 | $ 1,477,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,459,157,302,000 | 10 | $ 926,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 10 | $ 1,235,000 |
| BANK OF EDMONSON COUNTY PO BOX 99 BROWNSVILLE, KY 42210 |
* | $ 199,092,000 | 10 | $ 1,445,000 |
| REPUBLIC BANK & TRUST COMPANY 601 W MARKET ST LOUISVILLE, KY 40202 |
* | $ 3,310,308,000 | 10 | $ 898,000 |
| STOCK YARDS BANK & TRUST COMPANY 1040 EAST MAIN STREET LOUISVILLE, KY 40206 |
* | $ 2,045,694,000 | 9 | $ 1,584,000 |
| MAGNOLIA BANK, INCORPORATED 794 OLD ELIZABETHTOWN RD MAGNOLIA, KY 42748 |
* | $ 133,582,000 | 8 | $ 752,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 8 | $ 881,000 |
| MORGANTOWN BANK & TRUST COMPANY, INCORPORATED PO BOX 68 MORGANTOWN, KY 42261 |
* | $ 136,776,000 | 8 | $ 1,175,000 |
| POLARIS HOME FUNDING CORP. 151 44TH ST. SW ENGLEWOOD, FL 49418 |
* | $ 10,000,000 | 8 | $ 806,000 |
| CRESCENT MORTGAGE COMPANY 5901 PEACHTREE DUNWOODY RD NE BLG C, 250 ATLANTA, GA 30328 |
* | $ 826,484,000 | 7 | $ 759,000 |
| WEST POINT BANK P.O. 440 RADCLIFF, KY 42784 |
* | $ 141,640,000 | 7 | $ 593,000 |
| CMCO MORTGAGE, LLC DBA HOME LE 7851 FREEWAY CIRCLE MIDDLEBURG HEIGHTS, OH 44130 |
* | $ 10,000,000 | 7 | $ 747,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ 880,000,000 | 7 | $ 1,130,000 |
| RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 WILMINGTON, DE 11747 |
* | $ 100,000,000 | 6 | $ 1,636,000 |
| INDEPENDENCE BANK OF KENTUCKY 2425 FREDERICA STREET OWENSBORO, KY 42301 |
* | $ 1,133,577,000 | 6 | $ 712,000 |
| THE MORTGAGE OUTLET, INC. 1800 SANDY PLAINS PKWY. SUITE 304 MARIETTA, GA 30066 |
* | $ 10,000,000 | 6 | $ 528,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 5 | $ 661,000 |
| MYCUMORTGAGE, LLC 3560 PENTAGON BLVD. SUITE 301 BEAVERCREEK, OH 45431 |
* | $ 1,159,238,000 | 5 | $ 329,000 |
| L & N FEDERAL CREDIT UNION 9265 SMYRNA PARKWAY LOUISVILLE, KY 40229 |
* | $ 706,416,000 | 5 | $ 460,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 5 | $ 517,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,288,658,000,000 | 5 | $ 705,000 |
| CIS FINANCIAL SERVICES, INC. 851 MILITARY STREET N HAMILTON, AL 35570 |
* | $ 14,200,000 | 5 | $ 504,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 52,181,685,000 | 5 | $ 566,000 |
| FIFTH THIRD BANK 38 FOUNTAIN SQUARE MD1090K1 CINCINNATI, OH 45263 |
* | $ 114,540,379,000 | 5 | $ 433,000 |
| HOMESERVICES LENDING, LLC 2700 WESTOWN PARKWAY, SUITE 345 WEST DES MOINES, IA 50266 |
* | $ 25,000,000 | 4 | $ 312,000 |
| OLD NATIONAL BANK 1 MAIN STREET EVANSVILLE, IN 47708 |
* | $ 8,467,892,000 | 4 | $ 962,000 |
| KENTUCKY NEIGHBORHOOD BANK, IN 1000 N. DIXIE AVE. ELIZABETHTOWN, KY 42701 |
* | $ 126,656,000 | 4 | $ 324,000 |
| PROVIDENT FUNDING ASSOCIATES, L.P. 851 TRAEGER AVENUE, SUITE 100 SACRAMENTO, CA 94066 |
* | $ 10,000,000 | 4 | $ 815,000 |
| HOME LOAN CENTER, INC. 11115 RUSHMORE DRIVE CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 4 | $ 613,000 |
| KENTUCKY TELCO CU 3740 BARDSTOWN RD LOUISVILLE, KY 40218 |
* | $ 280,708,000 | 4 | $ 380,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,898,665,000 | 4 | $ 202,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 5,681,476,000 | 4 | $ 614,000 |
| MAINSOURCE BANK 2105 N STATE RD 3 BYPASS GREENSBURG, IN 47240 |
* | $ 2,729,051,000 | 4 | $ 329,000 |
| LIMESTONE BANK, INC. 2500 EASTPOINT PARKWAY LOUISVILLE, KY 40223 |
* | $ 1,452,553,000 | 4 | $ 335,000 |
| COMMONWEALTH BANK AND TRUST COMPANY 4912 U S HWY 42 LOUISVILLE, KY 40222 |
* | $ 823,405,000 | 4 | $ 413,000 |
| ONE REVERSE MORTGAGE, LLC 4445 EASTGATE MALL, SUITE 320 SAN DIEGO, CA 92121 |
* | $ 39,000,000 | 4 | $ 657,000 |
| ENVOY MORTGAGE, LTD 5100 WESTHEIMER RD, STE 320 AUSTIN, TX 77056 |
* | $ 10,000,000 | 3 | $ 554,000 |
| AMERICAN BANK 9001 EDMONSTON ROAD SUITE 100 GREENBELT, MD 20770 |
* | $ 419,837,000 | 3 | $ 483,000 |
| AMERICAN INTERNET MORTGAGE, INC. 4121 CAMINO DEL RIO SOUTH SAN DIEGO, CA 92108 |
* | $ 10,000,000 | 3 | $ 450,000 |
| AMERICAN MORTGAGE SERVICE COMPANY 11503 SPRINGFIELD PIKE CINCINNATI, OH 45246 |
* | $ 10,000,000 | 3 | $ 231,000 |
| MICHIGAN MUTUAL, INC. 911 MILITARY STREET PORT HURON, MI 48060 |
* | $ 35,000,000,000 | 3 | $ 346,000 |
| THE FARMERS NATIONAL BANK OF SCOTTSVILLE 1595 VETERANS MEMORIAL HWY SCOTTSVILLE, KY 42164 |
* | $ 240,971,000 | 3 | $ 20,000 |
| PRIMARY RESIDENTIAL MORTGAGE, INC. 1480 N 2200 W CARSON CITY, NV 84116 |
* | $ 242,587,000 | 3 | $ 545,000 |
| SOUTH CENTRAL BANK OF HARDIN 2908 RING ROAD ELIZABETHTOWN, KY 42702 |
* | $ 77,488,000 | 3 | $ 196,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 14,736,579,000 | 3 | $ 279,000 |
| ALLY BANK 2101 REXFORD ROAD, SUITE 350W CHARLOTTE, NC 28211 |
* | $ 85,381,954,000 | 3 | $ 379,000 |
| US BK NA ND 4325 17TH AVENUE, S.W. FARGO, ND 58103 |
* | $ 5,997,931,000 | 2 | $ 170,000 |
| LENDMARK FINANCIAL SERVICES 223 W NASH ST WILSON, NC 27893 |
* | $ 43,592,768,000 | 2 | $ 22,000 |
| NORTH AMERICAN SAVINGS BANK, F.S.B. 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 1,184,743,000 | 2 | $ 460,000 |
| AMERICAN FOUNDERS BANK, INC. 1200 FOREST BRIDGE ROAD LOUISVILLE, KY 40223 |
* | $ 385,586,000 | 2 | $ 346,000 |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. 5160 TENNYSON PKWY STE 1000 AUSTIN, TX 75024 |
* | $ 10,000,000 | 2 | $ 259,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ 10,000,000 | 2 | $ 231,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ 10,000,000 | 2 | $ 351,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ 1,000,000,000 | 2 | $ 166,000 |
| CITIZENS UNION BANK OF SHELBYVILLE 1854 MIDLAND TRAIL, P. O. BOX 189 SHELBYVILLE, KY 40065 |
* | $ 595,190,000 | 2 | $ 246,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 240,651,000 | 2 | $ 247,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ 10,000,000 | 2 | $ 177,000 |
| SERVICE FINANCE COMPANY, LLC 555 S FEDERAL HIGHWAY SUITE 200 BOCA RATON, FL 33432 |
* | $ 10,000,000 | 1 | $ 7,000 |
| KELLER MORTGAGE, LLC 4725 LAKEHURST CT SUITE 400 HILLIARD, OH 43016 |
* | $ 10,000,000 | 1 | $ 100,000 |
| HOME POINT MORTGAGE ACCEPTANCE CORPORATION 121 RESEARCH BLVD MADISON, AL 35758 |
* | $ 580,000,000 | 1 | $ 72,000 |
| FIRST LIBERTY FINANCIAL GROUP 9520 ORMSBY STATION RD SUITE 20 LOUISVILLE, KY 40223 |
* | $ 1,000,000,000 | 1 | $ 135,000 |
| CLAYTON BANK AND TRUST 520 WEST SUMMIT HILL DRIVE SUITE 801 KNOXVILLE, TN 37902 |
* | $ 628,766,000 | 1 | $ 60,000 |
| HANCOCK BANK & TRUST COMPANY 220 MAIN STREET HAWESVILLE, KY 42348 |
* | $ 350,669,000 | 1 | $ 1,291,000 |
| COLE TAYLOR BANK 9550 W HIGGINS RAOD ROSEMONT, IL 60018 |
* | $ 4,664,742,000 | 1 | $ 212,000 |
| COMMUNITY TRUST BANK, INC. 346 NORTH MAYO TRAIL PIKEVILLE, KY 41502 |
* | $ 3,573,012,000 | 1 | $ 6,000 |
| FIRST CITIZENS BANK 425 WEST DIXIE AVENUE ELIZABETHTOWN, KY 42701 |
* | $ 316,253,000 | 1 | $ 71,000 |
| COMMONWEALTH P.O. BOX 978 FRANKFORT, KY 40602 |
* | $ 897,005,000 | 1 | $ 72,000 |
| SERVICE ONE CREDIT UNION, INC. P.O. BOX 51770 BOWLING GREEN, KY 42102 |
* | $ 107,488,000 | 1 | $ 110,000 |
| ADVANZ FEDERAL CREDIT UNION 9600 ORMSBY STATION ROAD LOUISVILLE, KY 40223 |
* | $ 101,747,000 | 1 | $ 40,000 |
| CLASS ACT FEDERAL CREDIT UNION 3620 FERN VALLEY RD LOUISVILLE, KY 40219 |
* | $ 153,771,000 | 1 | $ 71,000 |
| PENNYMAC LOAN SERVICES LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ 39,000,000 | 1 | $ 145,000 |
| GFS CAPITAL 6499 HAVENWOOD CIRCLE HUNTINGTON BEACH, CA 92648 |
* | $ 10,000,000 | 1 | $ 75,000 |
| STONEGATE MORTGAGE CORPORATION 9190 PRIORITY WAY WEST DRIVE INDIANAPOLIS, IN 46240 |
* | $ 10,000,000 | 1 | $ 270,000 |
| DSLD MORTGAGE, LLC 13348 COURSEY BLVD. SUITE D DOVER, DE 70816 |
* | $ 222,000 | 1 | $ 146,000 |
| CALIBER FUNDING LLC 6031 CONNECTION DRIVE, SUITE 200 IRVING, TX 75039 |
* | $ 37,112,000 | 1 | $ 96,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 1 | $ 151,000 |
| RESIDENTIAL FINANCE CORPORATIO 1 EASTON OVAL #400 COLUMBUS, OH 43219 |
* | $ 17,533,484,000 | 1 | $ 134,000 |
| CASHCALL, INC. 1 CITY BLVD WEST SUITE 1000 ORANGE, CA 92868 |
* | $ 10,000,000 | 1 | $ 130,000 |
| SOUTHWEST STAGE FUNDING, LLC 3345 S. VAL VISTA DRIVE, SUITE 300 TEMPE, AZ 85297 |
* | $ 5,889,539,000 | 1 | $ 137,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ 10,000,000 | 1 | $ 160,000 |
| HOMEOWNERS MORTGAGE OF AMERICA 100 GALLERIA PARKWAY STE 1400 ATLANTA, GA 30339 |
* | $ 10,000,000 | 1 | $ 190,000 |
| GMFS LLC 7389 FLORIDA BLVD, STE 200-A CAMDEN, DE 70806 |
* | $ 10,000,000 | 1 | $ 146,000 |
| EVERETT FINANCIAL, INC. 14801 QUORUM DRIVE, SUITE 300 AUSTIN, TX 75254 |
* | $ 3,642,000 | 1 | $ 184,000 |
| PEOPLES HOME EQUITY 5205 MARYLAND WAY SUITE 100 BRENTWOOD, TN 37027 |
* | $ 1,065,000 | 1 | $ 120,000 |
| STOCKTON MORTGAGE CORPORATION 88 C MICHAEL DAVENPORT BLVD. FRANKFORT, KY 40601 |
* | $ 10,000,000 | 1 | $ 85,000 |
| IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 1 | $ 81,000 |
| THE HUNTINGTON NATIONAL BANK 7 EASTON OVAL EA5C242 COLUMBUS, OH 43219 |
* | $ 54,183,383,000 | 1 | $ 70,000 |
| ECLIPSE BANK 3827 SHELBYVILLE ROAD LOUISVILLE, KY 40207 |
* | $ 135,441,000 | 1 | $ 115,000 |
| FIRST CHOICE LOAN SERVICES INC. ONE TOWER CENTER, FLOOR #18 EAST BRUNSWICK, NJ 08816 |
* | $ 669,000,000 | 1 | $ 117,000 |
| FIRST COMMUNITY MORTGAGE, INC. 275 ROBERT ROSE DRIVE NASHVILLE, TN 37129 |
* | $ 10,000,000 | 1 | $ 118,000 |
| UBS AG, TAMPA BRANCH 3000 BAYPORT TAMPA, FL 33607 |
* | $ 1,400,000,000 | 1 | $ 151,000 |
| FIRST FEDERAL BANK 2452 SIR BARTON WAY LEXINGTON, KY 40509 |
* | $ 128,108,000 | 1 | $ 75,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 9,790,194,000 | 1 | $ 65,000 |
| AMERICAN BANK & TRUST COMPANY, INC. 1302 SCOTTSVILLE ROAD BOWLING GREEN, KY 42102 |
* | $ 239,814,000 | 1 | $ 30,000 |
| ING BANK, FSB / CAPITAL ONE 11130 INDUSTRIPLEX BLVD BATON ROUGE, LA 70809 |
* | $ 92,212,498,000 | 1 | $ 41,000 |
| AMERICAN CHARTERED BANK 20 N MARTINGALE. STE 600 SCHAUMBURG, IL 60173 |
* | $ 2,326,510,000 | 1 | $ 120,000 |
| YOUR COMMUNITY BANK 101 W MAIN ST NEW ALBANY, IN 47150 |
* | $ 661,056,000 | 1 | $ 254,000 |
| SOUTH CENTRAL BANK OF DAVIESS 300 SOUTHTOWN BLVD OWENSBORO, KY 42303 |
* | $ 199,127,000 | 1 | $ 28,000 |
| FIRST HORIZON BANK 165 MADISON AVE 5TH FLOOR MEMPHIS, TN 38101 |
* | $ 24,563,405,000 | 1 | $ 170,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 46,925,466,000 | 1 | $ 75,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 1 | $ 64,000 |
| GMAC MORTGAGE, LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 1 | $ 181,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 171,291,705,000 | 1 | $ 98,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2012, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Grayson County KY in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 647 | $76,701,000 | $118,000 | $1,291,000 | $71,000 | $3,782,000 |
| Home Purchase | 329 | $31,593,000 | $96,000 | $634,000 | $61,000 | $829,000 |
| Home Improvement | 74 | $1,948,000 | $26,000 | $185,000 | $59,000 | $256,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 906 | $91,796,000 | $101,000 | $634,000 | $66,000 | $829,000 |
| Not Provided | 68 | $7,267,000 | $106,000 | $417,000 | $68,000 | $325,000 |
| Not applicable | 60 | $8,697,000 | $144,000 | $1,291,000 | $2,000 | $88,000 |
| Black or African American | 9 | $1,309,000 | $145,000 | $198,000 | $57,000 | $81,000 |
| American Indian or Alaskan Native | 4 | $449,000 | $112,000 | $180,000 | $1,037,000 | $3,782,000 |
| Asian | 2 | $676,000 | $338,000 | $362,000 | $535,000 | $535,000 |
| Hispanic | 1 | $48,000 | $48,000 | $48,000 | $54,000 | $54,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 824 | $83,661,000 | $101,000 | $1,291,000 | $74,000 | $3,782,000 |
| FHA-insured (Federal Housing Administration) | 132 | $15,042,000 | $113,000 | $276,000 | $43,000 | $150,000 |
| VA-guaranteed (Veterans Administration) | 50 | $7,482,000 | $149,000 | $275,000 | $41,000 | $127,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 44 | $4,057,000 | $92,000 | $161,000 | $30,000 | $64,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 520 | $55,979,000 | $107,000 | $1,291,000 | $83,000 | $3,782,000 |
| Application Denied By Financial Institution | 235 | $20,519,000 | $87,000 | $475,000 | $51,000 | $325,000 |
| Loan Purchased By The Institution | 135 | $16,294,000 | $120,000 | $347,000 | $44,000 | $328,000 |
| Application Withdrawn By Applicant | 102 | $10,665,000 | $104,000 | $413,000 | $54,000 | $262,000 |
| Application Approved But Not Accepted | 38 | $3,948,000 | $103,000 | $548,000 | $61,000 | $196,000 |
| File Closed For Incompleteness | 20 | $2,837,000 | $141,000 | $285,000 | $59,000 | $205,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 43 | $2,599,000 | $60,000 | $300,000 | $55,000 | $256,000 |
| Collateral | 28 | $3,055,000 | $109,000 | $263,000 | $59,000 | $179,000 |
| Debt-To-Income Ratio | 26 | $2,833,000 | $108,000 | $475,000 | $47,000 | $98,000 |
| Credit Application Incomplete | 14 | $1,463,000 | $104,000 | $170,000 | $59,000 | $130,000 |
| Other | 7 | $466,000 | $66,000 | $104,000 | $87,000 | $325,000 |
| Unverifiable Information | 4 | $504,000 | $126,000 | $186,000 | $74,000 | $121,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $423,000 | $105,000 | $168,000 | $42,000 | $56,000 |
| Employment History | 3 | $241,000 | $80,000 | $90,000 | $46,000 | $61,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.