Greene County, AL Mortgage Lenders & HMDA Data, 2013

In 2013, lenders reported 216 mortgage applications in Greene County, AL totaling $19.8 million, up 2% from 2012. The average application was for $91,000, and applicants reported an average income of $55,000. 40% of applications resulted in an originated loan and 27% were denied. The most active lender was Vanderbilt Mortgage and Finance, Inc, with 24 applications, followed by Wells Fargo Bank NA and Trustmark Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 216
Total Mortgage Loan Application Amount $19,789,000
Average Mortgage Loan Application Amount $91,000
Highest Mortgage Loan Application Amount $263,000
Average Applicant Income $55,000
Highest Applicant Income $255,000

Mortgage Company List for Lending in Greene County, AL for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 24 $ 1,257,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,266,125,000,000 22 $ 1,833,000
Trustmark Bank
PO BOX 291
JACKSON, MS 39201
* $ 9,716,802,000 20 $ 1,133,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 120,420,787,000 12 $ 905,000
Robertson Banking Company
216 NORTH WALNUT AVE
DEMOPOLIS, AL 36732
* $ 258,498,000 10 $ 846,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 10 $ 1,097,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 9 $ 1,645,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 7 $ 352,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 295,026,390,000 6 $ 840,000
Discover Home Loans, Inc.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 4 $ 642,000
Merchants and Farmers Bk Green
P. O. DRAWER 568
EUTAW, AL 35462
* $ 56,544,000 4 $ 237,000
Synovus Bank
PO BOX 120
COLUMBUS, GA 31902
* $ 26,425,077,000 4 $ 129,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,474,077,383,000 4 $ 362,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 4 $ 458,000
Alabama One Credit Union
1215 VETERANS MEMORIAL PARKWAY
TUSCALOOSA, AL 35404
* $ 616,738,000 3 $ 254,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 3 $ 205,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 58,597,476,000 3 $ 421,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 3 $ 393,000
First Federal Bank
1300 MCFARLAND BLVD NE
TUSCALOOSA, AL 35406
* $ 162,278,000 3 $ 236,000
Banktrust
3254 DAUPHIN STREET
MOBILE, AL 36606
* $ 1,930,250,000 3 $ 361,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 2 $ 198,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 18,212,833,000 2 $ 136,000
Southern Energy Credit Union
750 17TH STREET NORTH
BIRMINGHAM, AL 35203
* $ 2,305,461,000 2 $ 384,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 2 $ 193,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 2 $ 436,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,313,401,000,000 2 $ 111,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 2 $ 247,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 2 $ 372,000
First Nat. Bank of Central Al
2323 PAUL W. BRYANT DRIVE
TUSCALOOSA, AL 35401
* $ 234,672,000 2 $ 196,000
Riverfall Credit Union
2520 6TH STREET
TUSCALOSA, AL 35401
* $ 114,826,000 2 $ 154,000
West Alabama Bank & Trust
P O BOX 310
REFORM, AL 35481
* $ 578,292,000 2 $ 257,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 2 $ 246,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 156,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 1 $ 122,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 192,000
Residential Finance Corporatio
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 1 $ 233,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 475,008,000 1 $ 76,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,891,810,000 1 $ 75,000
Tuscaloosa Credit Union
1100 21ST AVENUE
TUSCALOOSA, AL 35401
* $ 59,708,000 1 $ 149,000
Alabama Credit Union
220 PAUL W. BRYANT DR. E.
TUSCALOOSA, AL 35486
* $ 549,206,000 1 $ 151,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 209,365,000 1 $ 44,000
Bryant Bank
1550 MCFARLAND BLVD N
TUSCALOOSA, AL 35406
* $ 1,136,202,000 1 $ 20,000
South State Bank
520 GERVAIS STREET
COLUMBIA, SC 29201
* $ 5,130,184,000 1 $ 41,000
Hometown Mortgage Services Inc
5511 HWY 280 E STE 210
BIRMINGHAM, AL 35242
* $ 10,000,000 1 $ 81,000
Gms Funding, LLC
824 MEETING STREET
WEST COLUMBIA, SC 29169
* $ 417,745,000 1 $ 100,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 94,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 315,751,000 1 $ 65,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 169,076,807,000 1 $ 3,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 67,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 44,000
Smartbank
2301 UNIVERSITY BLVD
TUSCALOOSA, AL 35401
* $ 390,582,000 1 $ 92,000
Coastal States Mortgage, Inc.
5 BOW CIRCLE
HILTON HEAD ISLAND, SC 29928
* $ 10,000,000 1 $ 263,000
First Federal Bank
2440 MALL DRIVE
NORTH CHARLESTON, SC 29406
* $ 3,209,458,000 1 $ 41,000
Naheola Credit Union
P O BOX 102
PENNINGTON, AL 36916
* $ 75,355,000 1 $ 18,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 94,795,926,000 1 $ 40,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 1 $ 56,000
Military Family Home Loans, Ll
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 1,102,281,049,000 1 $ 100,000
Cadence Bank, N.A.
2100 3RD AVE N
BIRMINGHAM, AL 35203
* $ 5,707,401,000 1 $ 77,000
Peoples Bank of Greensboro
1402 STATE STREET
GREENSBORO, AL 36744
* $ 87,953,000 1 $ 66,000

The tables below break down 2013 mortgage applications in Greene County, AL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Greene County, AL in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 124 $13,439,000 $108,000 $259,000 $62,000 $255,000
Home Purchase 71 $5,435,000 $76,000 $263,000 $45,000 $204,000
Home Improvement 21 $915,000 $43,000 $151,000 $44,000 $187,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Black or African American 119 $10,714,000 $90,000 $251,000 $52,000 $204,000
White 72 $7,180,000 $99,000 $263,000 $64,000 $255,000
Not Provided 19 $1,499,000 $78,000 $239,000 $40,000 $97,000
Not applicable 5 $334,000 $66,000 $82,000 $51,000 $255,000
Asian 1 $62,000 $62,000 $62,000 $39,000 $39,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 159 $12,599,000 $79,000 $241,000 $59,000 $255,000
FHA-insured (Federal Housing Administration) 39 $4,456,000 $114,000 $259,000 $41,000 $122,000
VA-guaranteed (Veterans Administration) 13 $1,806,000 $138,000 $251,000 $43,000 $120,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $928,000 $185,000 $263,000 $47,000 $65,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 87 $7,547,000 $86,000 $263,000 $57,000 $255,000
Application Denied By Financial Institution 58 $4,420,000 $76,000 $241,000 $43,000 $204,000
Application Approved But Not Accepted 28 $2,690,000 $96,000 $251,000 $49,000 $150,000
Application Withdrawn By Applicant 23 $2,776,000 $120,000 $259,000 $53,000 $170,000
File Closed For Incompleteness 11 $1,588,000 $144,000 $233,000 $91,000 $187,000
Loan Purchased By The Institution 9 $768,000 $85,000 $141,000 $89,000 $255,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 15 $987,000 $65,000 $130,000 $44,000 $122,000
Collateral 5 $565,000 $113,000 $241,000 $49,000 $100,000
Debt-To-Income Ratio 4 $336,000 $84,000 $123,000 $65,000 $144,000
Other 2 $83,000 $41,000 $68,000 $35,000 $46,000
Unverifiable Information 1 $64,000 $64,000 $64,000 $50,000 $50,000
Insufficient Cash (Downpayment, Closing Cost) 1 $55,000 $55,000 $55,000 $73,000 $73,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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