Greene County, NC Mortgage Lenders & HMDA Data, 2011

In 2011, lenders reported 415 mortgage applications in Greene County, NC totaling $37.2 million, down 8% from 2010. The average application was for $89,000, and applicants reported an average income of $49,000. 40% of applications resulted in an originated loan and 28% were denied. The most active lender was Truist Bank, with 70 applications, followed by State Employees' Credit Union and Wells Fargo Bank NA.

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Total Number of Mortgage Applications 415
Total Mortgage Loan Application Amount $37,248,000
Average Mortgage Loan Application Amount $89,000
Highest Mortgage Loan Application Amount $417,000
Average Applicant Income $49,000
Highest Applicant Income $375,000

Mortgage Company List for Lending in Greene County, NC for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 153,341,765,000 70 $ 7,123,000
State Employees' Credit Union
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ 23,061,183,000 61 $ 4,136,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,104,833,000,000 53 $ 5,291,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 25 $ 1,410,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 23 $ 1,937,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 18 $ 886,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,454,050,584,000 16 $ 1,647,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 11 $ 1,396,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ 20,797,006,000 10 $ 913,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 9 $ 763,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 0 7 $ 315,000
First Federal of Charleston
2440 MALL DRIVE
NORTH CHARLESTON, SC 29406
* $ 3,249,548,000 7 $ 279,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 6 $ 727,000
Rbc Bank
131 NORTH CHURCH STREET
ROCKY MT., NC 27804
* $ 27,285,986,000 6 $ 375,000
1st Choice Mortgage/Equity Cor
1021 BRIARGATE CIRCLE
COLUMBIA, SC 29210
* $ 10,000,000 5 $ 593,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 4 $ 463,000
Civic FCU
P.O. DRAWER 25279
RALEIGH, NC 27609
* $ 1,085,592,000 4 $ 362,000
First South Bank
1311 CAROLINA AVE
WASHINGTON, NC 27889
* $ 790,705,000 4 $ 512,000
Carolina Bank
PO BOX 10209
GREENSBORO, NC 27404
* $ 676,387,000 4 $ 588,000
Citifinancial Services, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 3 $ 111,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 3 $ 408,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 3 $ 307,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 3 $ 344,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 3 $ 278,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 2 $ 285,000
Southern Bank and Trust Compan
PO BOX 729
MT OLIVE, NC 28365
* $ 1,337,305,000 2 $ 218,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 2 $ 263,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 2 $ 174,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 2 $ 211,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,919,054,000 2 $ 82,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 2 $ 142,000
Trustatlantic Bank
4801 GLENWOOD AVENUE, SUITE 500
RALEIGH, NC 27612
* $ 351,021,000 2 $ 87,000
Access National Mortgage Corp
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 2 $ 240,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,285,622,000 2 $ 270,000
Gateway Bank Mortgage, Inc.
901 E CAREY STREET, SUITE 1700
RICHMOND, VA 23219
* $ 2,579,350,000 1 $ 137,000
The East Carolina Bank
1816 PROGRESS ROAD
GREENVILLE, NC 27834
* $ 919,869,000 1 $ 81,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 213,864,000 1 $ 106,000
Randolph Bank & Trust Co
PO BOX 1888
ASHEBORO, NC 27205
* $ 291,737,000 1 $ 150,000
Ks Bank, Inc.
PO BOX 661
SMITHFIELD, NC 27577
* $ 335,350,000 1 $ 76,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,640,565,000 1 $ 33,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 555,205,000 1 $ 86,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 341,542,000 1 $ 8,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 147,635,000 1 $ 86,000
Fort Washington Savings Co
400 BROADWAY
CINCINNATI, OH 45202
* $ 107,148,000 1 $ 221,000
Sidus Financial, LLC
701 GREEN VALLEY ROAD, SUITE 101
GREENSBORO, NC 27408
* $ 10,000,000 1 $ 225,000
Andrews Federal Credit Union
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ 813,851,000 1 $ 99,000
First Flight Federal Credit Union
1815 KILDAIRE FARM RD STE A
CARY, NC 27518
* $ 151,256,000 1 $ 64,000
Duke University Federal Credit Union
2200 W MAIN STREET STE L100
DURHAM, NC 27705
* $ 95,364,000 1 $ 45,000
First Financial Services, Inc.
6230 FAIRVIEW RD, 450
CHARLOTTE, NC 28210
* $ 842,786,000 1 $ 156,000
Self Help Federal Credit Union
301 W MAIN STREET
DURHAM, NC 27702
* $ 209,601,000 1 $ 30,000
Home Finance of America
521 PLYMOUTH ROAD, SUITE 112
PLYMOUTH MEETING, PA 19462
* $ 17,371,000 1 $ 62,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ 10,000,000 1 $ 73,000
Acopia, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ 100,000,000 1 $ 128,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 1 $ 133,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 1 $ 93,000
Residential Finance Corp.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 1 $ 129,000
Walker Jackson Mortgage Corpor
14501 GEORGE CARTER WAY
CHANTILLY, VA 20151
* $ 292,944,000 1 $ 97,000
Barrons Mortgage Group Ltd
3325 SOUTH TRYON STREET
CHARLOTTE, NC 28217
* $ 6,353,000 1 $ 132,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 1 $ 95,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 1 $ 70,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 126,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 12,522,585,000 1 $ 190,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 44,423,207,000 1 $ 96,000
First Citizens Bank
1230 MAIN ST
COLUMBIA, SC 29201
* $ 8,203,738,000 1 $ 100,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 1 $ 284,000

The tables below break down 2011 mortgage applications in Greene County, NC by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Greene County, NC in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 225 $23,152,000 $102,000 $417,000 $57,000 $375,000
Home Purchase 166 $13,579,000 $81,000 $289,000 $40,000 $108,000
Home Improvement 24 $517,000 $21,000 $66,000 $35,000 $72,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 270 $25,907,000 $95,000 $417,000 $55,000 $375,000
Black or African American 84 $5,839,000 $69,000 $308,000 $38,000 $168,000
Not Provided 29 $2,276,000 $78,000 $177,000 $52,000 $142,000
Not applicable 18 $2,180,000 $121,000 $300,000 $7,000 $104,000
Hispanic 11 $699,000 $63,000 $190,000 $46,000 $221,000
American Indian or Alaskan Native 2 $313,000 $156,000 $219,000 $75,000 $82,000
Native Hawaiian or Other Pacific Islander 1 $34,000 $34,000 $34,000 $31,000 $31,000
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 274 $22,176,000 $80,000 $417,000 $54,000 $375,000
FHA-insured (Federal Housing Administration) 103 $10,460,000 $101,000 $231,000 $38,000 $104,000
VA-guaranteed (Veterans Administration) 20 $2,425,000 $121,000 $289,000 $45,000 $120,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 18 $2,187,000 $121,000 $225,000 $40,000 $76,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 166 $16,801,000 $101,000 $417,000 $57,000 $239,000
Application Denied By Financial Institution 116 $8,356,000 $72,000 $300,000 $41,000 $375,000
Application Withdrawn By Applicant 42 $4,066,000 $96,000 $187,000 $53,000 $155,000
Loan Purchased By The Institution 40 $4,463,000 $111,000 $225,000 $31,000 $128,000
Application Approved But Not Accepted 35 $2,090,000 $59,000 $128,000 $48,000 $111,000
File Closed For Incompleteness 16 $1,472,000 $92,000 $166,000 $54,000 $120,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 32 $1,773,000 $55,000 $132,000 $37,000 $76,000
Debt-To-Income Ratio 16 $1,360,000 $85,000 $229,000 $36,000 $81,000
Collateral 16 $1,370,000 $85,000 $219,000 $49,000 $179,000
Other 7 $784,000 $112,000 $300,000 $30,000 $74,000
Credit Application Incomplete 5 $308,000 $61,000 $72,000 $48,000 $95,000
Unverifiable Information 1 $98,000 $98,000 $98,000 $375,000 $375,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the North Carolina Lender List