Greenup County, KY Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 1,921 mortgage applications in Greenup County, KY totaling $208.9 million, up 10% from 2011. The average application was for $108,000, and applicants reported an average income of $71,000. 52% of applications resulted in an originated loan and 22% were denied. The most active lender was Town Square Bank, with 209 applications, followed by City National Bank of Wv and PNC Bank N.A..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,921
Total Mortgage Loan Application Amount $208,860,000
Average Mortgage Loan Application Amount $108,000
Highest Mortgage Loan Application Amount $2,404,000
Average Applicant Income $71,000
Highest Applicant Income $1,601,000

Mortgage Company List for Lending in Greenup County, KY for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Town Square Bank
1500 CARTER AVENUE
ASHLAND, KY 41105
* $ 319,298,000 209 $ 19,440,000
City National Bank of Wv
25 GATEWATER ROAD
CROSS LANES, WV 25313
* $ 2,753,165,000 205 $ 21,295,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 139 $ 12,834,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 114,540,379,000 128 $ 11,313,000
Desco Federal Credit Union
401 CHILLICOTHE STREET
PORTSMOUTH, OH 45662
* $ 256,457,000 107 $ 14,198,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 114,540,379,000 87 $ 10,687,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 84 $ 10,561,000
Community Trust Bank, Inc.
346 NORTH MAYO TRAIL
PIKEVILLE, KY 41502
* $ 3,573,012,000 79 $ 9,059,000
Peoples Bank, National Associa
138 PUTNAM STREET
MARIETTA, OH 45750
* $ 1,788,701,000 71 $ 7,303,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 70 $ 9,939,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 62 $ 6,581,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 62 $ 3,113,000
First & Peoples Bank and Trust Company
1001 DIEDERICH BLVD
RUSSELL, KY 41169
* $ 195,440,000 49 $ 3,140,000
Members Choice Credit Union
145 RUSSELL RD
ASHLAND, KY 41101
* $ 152,542,000 41 $ 3,230,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 37 $ 5,031,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 35 $ 3,139,000
Citizens Nb of Paintsville
PO BOX 1488
PAINTSVILLE, KY 41240
* $ 554,701,000 21 $ 6,133,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 21 $ 2,085,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 20 $ 3,938,000
American Savings Bank, FSB
503 CHILLICOTHE STREET
PORTSMOUTH, OH 45662
* $ 226,379,000 19 $ 1,496,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 16 $ 719,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 15 $ 1,408,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 13 $ 1,431,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 13 $ 1,918,000
American Mortgage Service Company
11503 SPRINGFIELD PIKE
CINCINNATI, OH 45246
* $ 10,000,000 13 $ 1,186,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 11 $ 977,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ 10,000,000 11 $ 1,570,000
Town Square Bank Inc
PO BOX 2289
ASHLAND, KY 41105
* $ 177,190,000 11 $ 1,214,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 10 $ 1,051,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 10 $ 1,040,000
Wolfe Financial Inc
191 H NC HIGHWAY 42 NORTH
ASHEBORO, NC 27203
* $ 10,000,000 9 $ 1,100,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 9 $ 1,180,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 9 $ 1,442,000
Advantage Bank
814 WHEELING AVE
CAMBRIDGE, OH 43725
* $ 765,926,000 7 $ 654,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 826,484,000 7 $ 830,000
Kentucky Farmers Bank Corporation
6313 US RT 60
ASHLAND, KY 41102
* $ 170,389,000 6 $ 551,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 6 $ 841,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 6 $ 380,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,898,665,000 5 $ 309,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 5 $ 690,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 5 $ 698,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 5 $ 881,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 5 $ 419,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 106,940,591,000 5 $ 417,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 808,645,000 4 $ 357,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 4 $ 392,000
Wesbanco Bank, Inc.
1 BANK PLAZA
WHEELING, WV 26003
* $ 5,520,183,000 4 $ 411,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 4 $ 482,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 4 $ 458,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 4 $ 545,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 54,183,383,000 4 $ 997,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 4 $ 425,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 4 $ 454,000
Wcs Lending, LLC
951 YAMATO ROAD, SUITE 150
BOCA RATON, FL 33431
* $ 25,076,000 4 $ 332,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 3 $ 265,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 3 $ 591,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 3 $ 336,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 3 $ 376,000
Citizens Deposit Bank & Trust
PO BOX 9 10 SECOND STREET
VANCEBURG, KY 41179
* $ 212,945,000 3 $ 101,000
Ross Mortgage Corporation
2075 W. BIG BEAVER, SUITE 700
TROY, MI 48084
* $ 10,000,000 3 $ 296,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 3 $ 306,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 2 $ 125,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 2 $ 377,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ 16,280,000 2 $ 137,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 2 $ 390,000
Home Point Mortgage Acceptance Corporation
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 2 $ 298,000
First Liberty Financial Group
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ 1,000,000,000 2 $ 312,000
Commonwealth Federal Credit Union
P.O. BOX 978
FRANKFORT, KY 40601
* $ 897,005,000 2 $ 268,000
Lendmark Financial Services
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 2 $ 24,000
First Place Bank
185 EAST MARKET
WARREN, OH 44481
* $ 2,716,563,000 2 $ 405,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 2 $ 178,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 2 $ 363,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 2 $ 461,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 2 $ 282,000
Dsld Mortgage LLC

BATON ROUGE, LA 70809
* $ 222,000 2 $ 282,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 2 $ 401,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 270,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 2 $ 147,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 2 $ 282,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ 10,000,000 2 $ 438,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,056,671,000 2 $ 350,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 2 $ 127,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 90,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 47,000
Caliber Funding LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 1 $ 234,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 1 $ 147,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 1 $ 198,000
Westfield Bank, FSB
255 EAST 5TH ST
CINCINNATI, OH 45202
* $ 583,350,000 1 $ 18,000
Customers Bank
99 BRIDGE STREET
PHOENIXVILLE, PA 19460
* $ 2,077,532,000 1 $ 17,000
Apci Federal Credit Union
PO BOX 20147
LEHIGH VALLEY, PA 18002
* $ 475,704,000 1 $ 68,000
The Ohio Valley Bank Company
420 THIRD AVENUE
GALLIPOLIS, OH 45631
* $ 793,399,000 1 $ 18,000
Universal Federal Credit Union
317 31ST STREET
HUNTINGTON, WV 25702
* $ 62,079,000 1 $ 32,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 1 $ 59,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 419,837,000 1 $ 66,000
First Mariner Bank
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,179,394,000 1 $ 159,000
Ashland Credit Union
1300 CENTRAL AVE
ASHLAND, KY 41101
* $ 171,560,000 1 $ 35,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 133,582,000 1 $ 126,000
Peoples Exchange Bank
PO BOX 4040
WINCHESTER, KY 40932
* $ 352,621,000 1 $ 67,000
First State Bank
19230 STATE ROUTE 136
WINCHESTER, OH 45697
* $ 234,288,000 1 $ 247,000
The Mortgage Outlet, Inc.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 1 $ 224,000
Central Bank & Trust Co
PO BOX 1360
LEXINGTON, KY 40588
* $ 1,908,559,000 1 $ 89,000
Wilson & Muir Bank & Trust Company
107 N THIRD ST
BARDSTOWN, KY 40004
* $ 408,832,000 1 $ 900,000
Franklin Bank & Trust Company
P.O. BOX 449
FRANKLIN, KY 42134
* $ 362,668,000 1 $ 75,000
General Electric Credit Union
10485 READING RD
CINCINNATI, OH 45242
* $ 1,391,516,000 1 $ 43,000
CU Channels
1551 WIN HENTSCHEL BLVD., PO BOX 2433
WEST LAFAYETTE, IN 47906
* $ 505,929,000 1 $ 56,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 1 $ 85,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ 10,000,000 1 $ 137,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 49,000

The tables below break down 2012 mortgage applications in Greenup County, KY by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Greenup County, KY in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,184 $143,285,000 $121,000 $2,404,000 $79,000 $1,601,000
Home Purchase 539 $55,968,000 $103,000 $900,000 $53,000 $470,000
Home Improvement 198 $9,607,000 $48,000 $516,000 $71,000 $678,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,713 $183,138,000 $106,000 $2,404,000 $72,000 $1,601,000
Not Provided 103 $12,487,000 $121,000 $850,000 $70,000 $1,295,000
Not applicable 62 $7,328,000 $118,000 $900,000 $12,000 $150,000
Black or African American 18 $1,610,000 $89,000 $175,000 $53,000 $120,000
Hispanic 8 $899,000 $112,000 $261,000 $125,000 $510,000
American Indian or Alaskan Native 8 $602,000 $75,000 $151,000 $67,000 $128,000
Asian 8 $2,766,000 $345,000 $875,000 $194,000 $477,000
Native Hawaiian or Other Pacific Islander 1 $30,000 $30,000 $30,000 $48,000 $48,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,547 $164,125,000 $106,000 $2,404,000 $77,000 $1,601,000
FHA-insured (Federal Housing Administration) 222 $26,906,000 $121,000 $328,000 $49,000 $175,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 83 $7,888,000 $95,000 $217,000 $38,000 $78,000
VA-guaranteed (Veterans Administration) 69 $9,941,000 $144,000 $333,000 $48,000 $179,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,001 $108,373,000 $108,000 $2,404,000 $77,000 $1,601,000
Application Denied By Financial Institution 419 $40,524,000 $96,000 $417,000 $61,000 $750,000
Loan Purchased By The Institution 199 $23,775,000 $119,000 $417,000 $51,000 $271,000
Application Withdrawn By Applicant 163 $22,009,000 $135,000 $875,000 $82,000 $1,295,000
Application Approved But Not Accepted 103 $10,352,000 $100,000 $390,000 $69,000 $434,000
File Closed For Incompleteness 36 $3,827,000 $106,000 $417,000 $78,000 $750,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 160 $11,831,000 $73,000 $325,000 $58,000 $187,000
Collateral 60 $7,101,000 $118,000 $417,000 $76,000 $467,000
Debt-To-Income Ratio 46 $5,212,000 $113,000 $393,000 $45,000 $168,000
Credit Application Incomplete 23 $2,456,000 $106,000 $190,000 $70,000 $178,000
Insufficient Cash (Downpayment, Closing Cost) 21 $2,279,000 $108,000 $222,000 $64,000 $118,000
Unverifiable Information 15 $1,935,000 $129,000 $417,000 $99,000 $750,000
Other 14 $1,952,000 $139,000 $272,000 $130,000 $360,000
Employment History 4 $333,000 $83,000 $122,000 $35,000 $79,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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