Grenada County, MS Mortgage Lenders & HMDA Data, 2010

In 2010, lenders reported 893 mortgage applications in Grenada County, MS totaling $86.6 million, down 14% from 2009. The average application was for $96,000, and applicants reported an average income of $60,000. 58% of applications resulted in an originated loan and 20% were denied. The most active lender was Regions Bank, with 203 applications, followed by Renasant Bank and Bancorpsouth Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 893
Total Mortgage Loan Application Amount $86,581,000
Average Mortgage Loan Application Amount $96,000
Highest Mortgage Loan Application Amount $592,000
Average Applicant Income $60,000
Highest Applicant Income $852,000

Mortgage Company List for Lending in Grenada County, MS for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Regions Bank
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 138,006,763,000 203 $ 24,703,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 3,634,677,000 142 $ 9,418,000
Bancorpsouth Bank
P O BOX 789
TUPELO, MS 38802
* $ 13,163,459,000 111 $ 7,875,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 51 $ 4,819,000
State Bank & Trust Company
147 SOUTH RAILROAD AVENUE
BROOKHAVEN, MS 39601
* $ 906,286,000 50 $ 2,500,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 46 $ 4,870,000
Merchants and Farmers Bank
134 WEST WASHINGTON ST
KOSCIUSKO, MS 39090
* $ 1,661,125,000 40 $ 4,345,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 33 $ 4,425,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 29 $ 3,250,000
Trustmark National Bank
PO BOX 291
JACKSON, MS 39205
* $ 9,396,294,000 15 $ 1,549,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 15 $ 489,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 13 $ 2,439,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 12 $ 1,844,000
Cimarron Mortgage Company
6311 RIDGEWOOD RD, SUITE 400W
JACKSON, MS 39211
* $ 10,000,000 11 $ 1,120,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 7 $ 444,000
Everbank
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 8,059,724,000 7 $ 414,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 159,675,538,000 6 $ 984,000
Southern Security Federal Credit Union
765 W POPLAR AVE
COLLIERVILLE, TN 38017
* $ 100,638,000 5 $ 12,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 5 $ 486,000
Vanderbilt Mortgage
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 5 $ 268,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 4 $ 707,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 4 $ 585,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 4 $ 329,000
Rivertrust Federal Credit Union
P O BOX 97997
PEARL, MS 39288
* $ 124,794,000 4 $ 476,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,157,711,000 4 $ 226,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 3 $ 160,000
Assurance Financial Group, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ 1,000,000,000 3 $ 442,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 208,000
Guaranty Trust Company
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 2 $ 361,000
Home Point Mortgage Acceptance Corporation
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 2 $ 298,000
Southbank
118 JEFFERSON STREET
HUNTSVILLE, AL 35801
* $ 260,551,000 2 $ 426,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,867,638,000 2 $ 90,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 2 $ 260,000
Everhome Mortgage Company
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 2 $ 263,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 14,106,965,000 2 $ 400,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 2 $ 198,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 2 $ 267,000
Guaranty Bank & Trust Company
210 N. HAYDEN STREET
BELZONI, MS 39038
* $ 494,615,000 2 $ 35,000
New York Community Bank
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 40,150,052,000 1 $ 114,000
Fbt Mortgage, L.L.C.
6911 WASHINGTON AVE SUITE B
OCEAN SPRINGS, MS 39564
* $ 678,000,000 1 $ 154,000
First Bank and Trust
909 POYDRAS ST 17TH FLOOR
NEW ORLEANS, LA 70112
* $ 957,993,000 1 $ 34,000
First State Bank
221 HARRISON ST
UNION CITY, TN 38261
* $ 1,402,122,000 1 $ 85,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 197,928,000 1 $ 98,000
Heritage Banking Group
P.O. BOX 437
CARTHAGE, MS 39051
* $ 256,420,000 1 $ 109,000
Cb&S Bank
200 JACKSON AVE. S.
RUSSELLVILLE, AL 35653
* $ 1,353,638,000 1 $ 33,000
Citizens National Bank of Meridian
512 22ND AVENUE
MERIDIAN, MS 39302
* $ 1,129,665,000 1 $ 81,000
Southern Bancorp Bank
601 MAIN STREET
ARKADELPHIA, AR 71923
* $ 709,743,000 1 $ 116,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 164,340,844,000 1 $ 289,000
Oakstar Bank, NA
1020 E BATTLEFIELD
SPRINGFIELD, MO 65807
* $ 156,409,000 1 $ 164,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 90,293,933,000 1 $ 43,000
Woodforest Bank, FSB
25231 GROGANS MILL ROAD
THE WOODLANDS, TX 77380
* $ 85,854,000 1 $ 30,000
Aig Federal Savings Bank
600 N KING STREET, SUITE 2
WILMINGTON, DE 19801
* $ 1,127,943,000 1 $ 60,000
Nationwide Bank
ONE NATIONWIDE PLAZA, 2-14-05
COLUMBUS, OH 43215
* $ 3,206,002,000 1 $ 68,000
Magnolia State Bank
P O BOX 41
LAUREL, MS 39440
* $ 213,366,000 1 $ 170,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,832,340,000 1 $ 47,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 1 $ 56,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 1 $ 130,000
Southpoint Financial Services, Inc.
5955 SHILOH ROAD EAST, SUITE 200
ALPHARETTA, GA 30005
* $ 40,000,000 1 $ 110,000
Shore Mortgage
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 1 $ 138,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 186,000
Residential Finance Corp.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 1 $ 133,000
First Federal
2440 MALL DR SUITE 100
NORTH CHARLESTON, SC 29406
* $ 3,421,986,000 1 $ 15,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 1 $ 245,000
R.H. Lending, Inc.
6209 COLLEYVILLE BLVD.
COLLEYVILLE, TX 76034
* $ 10,000,000 1 $ 79,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 90,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 257,000

The tables below break down 2010 mortgage applications in Grenada County, MS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Grenada County, MS in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 554 $59,970,000 $108,000 $592,000 $60,000 $600,000
Home Purchase 255 $24,631,000 $96,000 $520,000 $58,000 $852,000
Home Improvement 84 $1,980,000 $23,000 $154,000 $63,000 $653,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 627 $63,621,000 $101,000 $417,000 $66,000 $653,000
Black or African American 178 $12,662,000 $71,000 $417,000 $52,000 $323,000
Not applicable 49 $6,102,000 $124,000 $592,000 $3,000 $193,000
Not Provided 31 $3,474,000 $112,000 $260,000 $54,000 $600,000
Hispanic 3 $357,000 $119,000 $156,000 $56,000 $78,000
Native Hawaiian or Other Pacific Islander 2 $149,000 $74,000 $101,000 $19,000 $39,000
Asian 2 $126,000 $63,000 $120,000 $34,000 $35,000
American Indian or Alaskan Native 1 $90,000 $90,000 $90,000 $852,000 $852,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 634 $57,027,000 $89,000 $592,000 $65,000 $852,000
FHA-insured (Federal Housing Administration) 190 $22,298,000 $117,000 $277,000 $48,000 $323,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 57 $5,429,000 $95,000 $183,000 $38,000 $80,000
VA-guaranteed (Veterans Administration) 12 $1,827,000 $152,000 $264,000 $65,000 $183,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 521 $50,486,000 $96,000 $592,000 $67,000 $319,000
Application Denied By Financial Institution 175 $12,439,000 $71,000 $329,000 $42,000 $852,000
Loan Purchased By The Institution 95 $11,970,000 $126,000 $289,000 $37,000 $193,000
Application Withdrawn By Applicant 63 $7,472,000 $118,000 $520,000 $63,000 $323,000
Application Approved But Not Accepted 21 $1,696,000 $80,000 $248,000 $92,000 $653,000
File Closed For Incompleteness 18 $2,518,000 $139,000 $417,000 $85,000 $600,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 25 $1,400,000 $56,000 $183,000 $66,000 $852,000
Debt-To-Income Ratio 13 $1,033,000 $79,000 $154,000 $38,000 $92,000
Collateral 8 $1,294,000 $161,000 $329,000 $77,000 $141,000
Credit Application Incomplete 6 $674,000 $112,000 $158,000 $33,000 $64,000
Other 1 $39,000 $39,000 $39,000 $50,000 $50,000
Employment History 1 $82,000 $82,000 $82,000 $8,000 $8,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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