Hancock County GA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020

Unlock detailed Hancock County GA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Georgia.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 421
Total Mortgage Loan Application Amount $76,655,000
Average Mortgage Loan Application Amount $182,000
Highest Mortgage Loan Application Amount $515,000
Average Applicant Income $129,000
Highest Applicant Income $1,425,000

Mortgage Company List for Lending in Hancock County GA for 2020

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 461,256,000,000 24 $ 2,680,000
EXCHANGE BANK
PO BOX 580
MILLEDGEVILLE, GA 31059
* $ 259,367,000 23 $ 3,075,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 22 $ 1,640,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 20 $ 3,840,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 18 $ 2,200,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,712,919,000,000 16 $ 2,220,000
AMERIS BANK
300 SOUTH MAIN STREET
ATLANTA, GA 31768
* $ 18,156,981,000 13 $ 2,015,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 9 $ 1,475,000
HOMESTAR FINANCIAL CORPORATION
332 WASHINGTON STREET, NW
PEACHTREE CORNERS, GA 30501
* $ -1,000 7 $ 995,000
ROBINS FINANCIAL
803 WATSON BOULEVARD
WARNER ROBINS, GA 31093
* $ 2,738,617,000 6 $ 610,000
STIFEL BANK AND TRUST
501 N BROADWAY
SAINT LOUIS, MO 63141
* $ 14,144,676,000 6 $ 1,330,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 6 $ 910,000
BANKSOUTH MORTGAGE COMPANY, LLC
3290 NORTHSIDE PARKWAY, SUITE 600
GREENSBORO, GA 30027
* $ -1,000 6 $ 1,260,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 486,004,220,000 5 $ 1,705,000
DELTA COMMUNITY CREDIT UNION
3270 RIVERWOOD PKWY
ATLANTA, GA 30339
* $ 6,051,860,000 5 $ 1,225,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ -1,000 5 $ 895,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 5 $ 1,555,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 5 $ 1,065,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 5 $ 1,525,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 5 $ 495,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,852,983,000,000 4 $ 680,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 2,177,570,000 4 $ 910,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 4 $ 820,000
GEORGIA'S OWN
1155 PEACHTREE STREET, SUITE 100
ATLANTA, GA 30309
* $ 2,494,603,000 4 $ 370,000
UNITED COMMUNITY BANK
PO BOX 398
GREENVILLE, SC 30512
* $ 12,887,120,000 4 $ 940,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 111,986,078,000 4 $ 380,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 4 $ 1,010,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ -1,000 3 $ 985,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 125,641,000,000 3 $ 315,000
COLONY BANK
302 SOUTH MAIN ST.
FITZGERALD, GA 31750
* $ 1,511,400,000 3 $ 785,000
SUNMARK COMMUNITY BANK
140 COMMERCE STREET
HAWKINSVILLE, GA 31036
* $ 281,595,000 3 $ 685,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 3 $ 735,000
RENASANT BANK
209 TROY ST., P.O. BOX 709
TUPELO, MS 38802
* $ 13,387,533,000 3 $ 505,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 3 $ 475,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 3 $ 505,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 88,826,789,000 3 $ 415,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 3 $ 565,000
THE MORTGAGE FIRM, INC.
921 DOUGLAS AVENUE, SUITE 200
TALLAHASSEE, FL 32714
* $ -1,000 3 $ 765,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 3 $ 815,000
UNITED BANK
PO BOX 1337
ZEBULON, GA 30295
* $ 1,510,787,000 3 $ 745,000
MORTGAGE INVESTORS GROUP, INC.
8320 E. WALKER SPRINGS LANE
NASHVILLE, TN 37923
* $ -1,000 3 $ 765,000
FIRSTBANK
11 CHANNING WAY
NASHVILLE, TN 38305
* $ 6,120,102,000 3 $ 565,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 3 $ 395,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 3 $ 545,000
MORRIS BANK
301 BELLEVUE AVENUE
DUBLIN, GA 31021
* $ 999,581,000 2 $ 270,000
AGFIRST FARM CREDIT BANK
1901 MAIN STREET
COLUMBIA, SC 29201
* $ -1,000 2 $ 230,000
SOUTHSTATE BANK, NATIONAL ASSOCIATION
1101 1ST STREET SOUTH
WINTER HAVEN, FL 33880
* $ 17,136,249,000 2 $ 490,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 165,742,416,000 2 $ 380,000
ANGEL OAK HOME LOANS LLC
3600 PEACHTREE ROAD NW, SUITE 500
ATLANTA, GA 30305
* $ -1,000 2 $ 670,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 2 $ 530,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 2 $ 520,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,445,435,000 2 $ 310,000
US MORTGAGE CORPORATION
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ -1,000 2 $ 410,000
OCONEE STATE BANK
P.O. BOX 205
WATKINSVILLE, GA 30677
* $ 399,522,000 2 $ 560,000
ATLANTIC BAY MORTGAGE GROUP, L.L.C.
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ -1,000 2 $ 580,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 2 $ 710,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 167,845,100,000 2 $ 470,000
CADENCE BANK, N.A.
2100 3RD AVE N
BIRMINGHAM, AL 35203
* $ 17,778,013,000 2 $ 490,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ -1,000 2 $ 790,000
CAPITAL CITY HOME LOANS, LLC
1255 LAKES PARKWAY, BLDG 300, ST 200
KENNESAW, GA 30043
* $ -1,000 2 $ 570,000
INTERCONTINENTAL CAPITAL GROUP, INC
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ -1,000 2 $ 540,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 2 $ 330,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,337,646,000,000 2 $ 460,000
UNIVERSITY LENDING GROUP, LLC
42452 HAYES, STE I
CLLINTON TOWNSHIP, MI 48038
* $ -1,000 1 $ 165,000
MEMBERS COOPERATIVE
4628 MIKE COLALILLO DR
DULUTH, MN 55807
* $ 796,073,000 1 $ 85,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 464,504,000 1 $ 185,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,503,779,000 1 $ 215,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 1 $ 205,000
BANK OF MONTICELLO
PO BOX 29
MONTICELLO, GA 31064
* $ 110,133,000 1 $ 325,000
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 145,000
CRESCENT MORTGAGE COMPANY
6600 PEACHTREE DUNWOODY ROAD SUITE 650
WILMINGTON, DE 30328
* $ -1,000 1 $ 165,000
1ST FRANKLIN FINANCIAL CORPORATION
135 E. TUGALO ST.
TOCCOA, GA 30577
* $ -1,000 1 $ 15,000
STATE EMPLOYEES'
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ 41,376,687,000 1 $ 195,000
JUSTICE FEDERAL CREDIT UNION
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 789,398,000 1 $ 135,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 112,384,202,000 1 $ 135,000
STOCKTON MORTGAGE CORPORATION
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ -1,000 1 $ 195,000
LONGBRIDGE FINANCIAL, LLC
ONE INTERNATIONAL BLVD.
NEWARK, DE 07495
* $ -1,000 1 $ 135,000
BAY EQUITY LLC
28 LIBERTY SHIPWAY SUITE 2800
GLENDALE, CA 94965
* $ -1,000 1 $ 135,000
SHELTER HOME MORTGAGE, LLC
1770 INDIAN TRAIL RD, SUITE 400
WILMINGTON, DE 30093
* $ -1,000 1 $ 255,000
SHELTER LENDING SERVICES, L.L.C.
4000 W. BROWN DEER ROAD, SUITE #E
SPRINGFIELD, IL 53209
* $ -1,000 1 $ 165,000
GMFS LLC
7389 FLORIDA BLVD, STE 200-A
CAMDEN, DE 70806
* $ -1,000 1 $ 315,000
MAGNOLIA BANK, INCORPORATED
794 OLD ELIZABETHTOWN RD
MAGNOLIA, KY 42748
* $ 313,272,000 1 $ 255,000
WESTSTAR MORTGAGE CORPORATION
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 75038
* $ -1,000 1 $ 365,000
PLANTERS FIRST BANK
1620 E 16TH AVE
HAWKINSVILLE, GA 31015
* $ 310,555,000 1 $ 355,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ -1,000 1 $ 145,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
GLENDALE, CA 10013
* $ -1,000 1 $ 215,000
GEORGIA UNITED
6705 SUGARLOAF PARKWAY
DULUTH, GA 30097
* $ 1,414,020,000 1 $ 35,000
WORKMEN'S CIRCLE CREDIT UNION
527 STEPHENSON AVENUE
SAVANNAH, GA 31405
* $ 74,606,000 1 $ 275,000
COCA-COLA CREDIT UNION
ONE COCA-COLA PLAZA NW
ATLANTA, GA 30313
* $ 186,384,000 1 $ 155,000
SWBC MORTGAGE CORPORATION
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 1 $ 325,000
TOP FLITE FINANCIAL, INC.
123 E GRAND RIVER AVE
PLYMOUTH, MI 48895
* $ -1,000 1 $ 205,000
CLEARPATH LENDING
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ -1,000 1 $ 245,000
DIRECT MORTGAGE LOANS, LLC
111011 MCCORMICK RD, SUITE 400
HUNT VALLEY, MD 21031
* $ -1,000 1 $ 165,000
CIS FINANCIAL SERVICES, INC.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ -1,000 1 $ 145,000
QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY
3617 WALTON WAY EXT.
LOUISVILLE, GA 30909
* $ 1,220,650,000 1 $ 205,000
HERITAGE SOUTHEAST BANK
101 NORTH MAIN STREET, P.O. BOX 935
JONESBORO, GA 30236
* $ 1,336,835,000 1 $ 245,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 1 $ 105,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 24,774,361,000 1 $ 55,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 22,986,309,000 1 $ 75,000
GOLDWATER BANK, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 187,526,000 1 $ 365,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 1 $ 185,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ -1,000 1 $ 515,000
OCEANSIDE MORTGAGE COMPANY
55 MAIN ST
TOMS RIVER, NJ 08753
* $ -1,000 1 $ 95,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 1 $ 235,000
CF BANK, NATIONAL ASSOCIATION
7000 N HIGH ST
WORTHINGTON, OH 43085
* $ 879,238,000 1 $ 305,000
GUARANTY HOME MORTGAGE CORPORATION
316 ROBERT ROSE DRIVE
NASHVILLE, TN 37129
* $ -1,000 1 $ 145,000
MORTGAGE ASSURANCE, INC.
1200 ASHWOOD PKWY. STE 200
PEACHTREE CORNERS, GA 30338
* $ -1,000 1 $ 185,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 2,186,056,000 1 $ 165,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 1 $ 275,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ -1,000 1 $ 85,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 119,432,105,000 1 $ 225,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 165,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 3,210,474,000 1 $ 95,000
ATLANTIC COAST MORTGAGE, LLC
4100 MONUMENT CORNER DRIVE, SUITE 300
GLEN ALLEN, VA 22030
* $ -1,000 1 $ 305,000
LENDINGONE, LLC
901 YAMATO RD #150
DOVER, DE 33431
* $ -1,000 1 $ 5,000
FIRST OPTION MORTGAGE, LLC
3330 CUMBERLAND BLVD SE, SUITE 800
ATLANTA, GA 30339
* $ -1,000 1 $ 365,000
GREAT SOUTHERN BANK
P O BOX 1271
MERIDIAN, MS 39302
* $ 294,044,000 1 $ 55,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 365,000
BANK OF DUDLEY
200 W JACKSON ST
DUDLEY, GA 31021
* $ 222,824,000 1 $ 75,000
IXONIA BANK
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ 389,451,000 1 $ 315,000
MILEND, INC.
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30350
* $ -1,000 1 $ 335,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ -1,000 1 $ 125,000
TOWNE MORTGAGE COMPANY
2170 E. BIG BEAVER ROAD, SUITE A
PLYMOUTH, MI 48083
* $ -1,000 1 $ 125,000
SOUTHEAST MORTGAGE OF GEORGIA, INC.
3575 KOGER BLVD. SUITE 400
DULUTH, GA 30096
* $ -1,000 1 $ 305,000
ROUNDPOINT MORTGAGE SERVICING LLC
5016 PARKWAY PLAZA BLVD, BLDGS 6 & 8
WILMINGTON, DE 28219
* $ -1,000 1 $ 165,000
PLATINUM HOME MORTGAGE CORPORATION
2200 HICKS RD, STE 101
SPRINGFIELD, IL 60008
* $ -1,000 1 $ 175,000
MEGA CAPITAL FUNDING, INC.
5000 N PARKWAY CALABASAS
SUITE 100, CA 91302
* $ -1,000 1 $ 435,000
1ST SIGNATURE LENDING, LLC
9800 CROSSPOINT BLVD.
INDIANAPOLIS, IN 46256
* $ -1,000 1 $ 205,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 1 $ 115,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 1 $ 155,000
FIRST-CITIZENS BANK & TRUST COMPANY
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27609
* $ 39,787,666,000 1 $ 195,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2020, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Hancock County GA in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 220 $41,650,000 $189,000 $515,000 $133,000 $1,425,000
Refinancing 133 $24,695,000 $185,000 $365,000 $133,000 $900,000
Cash-out Refinancing 39 $7,995,000 $205,000 $365,000 $111,000 $305,000
Home Improvement 18 $1,440,000 $80,000 $255,000 $128,000 $956,000
Other Purpose 9 $755,000 $83,000 $215,000 $78,000 $131,000
Not Applicable 2 $120,000 $60,000 $75,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 281 $54,095,000 $192,000 $515,000 $139,000 $1,425,000
Black or African American 64 $7,040,000 $110,000 $435,000 $63,000 $203,000
Not Provided 44 $8,340,000 $189,000 $515,000 $126,000 $286,000
Not applicable 26 $5,810,000 $223,000 $515,000 $204,000 $387,000
Hispanic 3 $435,000 $145,000 $175,000 $83,000 $114,000
Asian 2 $630,000 $315,000 $385,000 $586,000 $657,000
American Indian or Alaskan Native 1 $305,000 $305,000 $305,000 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 357 $63,645,000 $178,000 $515,000 $137,000 $1,425,000
VA-guaranteed (Veterans Administration) 37 $8,605,000 $232,000 $515,000 $64,000 $133,000
FHA-insured (Federal Housing Administration) 25 $4,175,000 $167,000 $335,000 $78,000 $148,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $230,000 $115,000 $115,000 $31,000 $31,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 216 $43,940,000 $203,000 $515,000 $137,000 $657,000
Application Denied By Financial Institution 71 $8,805,000 $124,000 $365,000 $87,000 $956,000
Application Withdrawn By Applicant 66 $11,970,000 $181,000 $515,000 $136,000 $900,000
Loan Purchased By The Institution 31 $7,065,000 $227,000 $515,000 $167,000 $387,000
Application Approved But Not Accepted 19 $2,615,000 $137,000 $515,000 $178,000 $1,425,000
File Closed For Incompleteness 18 $2,260,000 $125,000 $305,000 $87,000 $177,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 319 $62,825,000 $196,000 $515,000 $139,000 $1,425,000
Debt-To-Income Ratio 51 $7,825,000 $153,000 $395,000 $96,000 $380,000
Credit History 22 $1,830,000 $83,000 $235,000 $57,000 $180,000
Credit Application Incomplete 10 $1,900,000 $190,000 $365,000 $108,000 $254,000
Other 7 $755,000 $107,000 $235,000 $234,000 $956,000
Collateral 5 $765,000 $153,000 $225,000 $121,000 $180,000
Unverifiable Information 4 $340,000 $85,000 $125,000 $115,000 $158,000
Employment History 2 $400,000 $200,000 $215,000 $137,000 $165,000
Insufficient Cash (Downpayment, Closing Cost) 1 $15,000 $15,000 $15,000 $75,000 $75,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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