Hancock County, IL Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 554 mortgage applications in Hancock County, IL totaling $49.6 million, up 34% from 2011. The average application was for $89,000, and applicants reported an average income of $61,000. 65% of applications resulted in an originated loan and 14% were denied. The most active lender was Fortress Bank, with 158 applications, followed by Dubuque Bank and Trust Company and United Community Bank.

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Total Number of Mortgage Applications 554
Total Mortgage Loan Application Amount $49,557,000
Average Mortgage Loan Application Amount $89,000
Highest Mortgage Loan Application Amount $3,850,000
Average Applicant Income $61,000
Highest Applicant Income $295,000

Mortgage Company List for Lending in Hancock County, IL for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Fortress Bank
9000 N. KNOXVILLE AVENUE
PEORIA, IL 61615
* $ 255,965,000 158 $ 12,121,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,382,225,000 89 $ 6,847,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 954,685,000 74 $ 6,661,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 38 $ 2,497,000
First Bankers Trust Company
505 NORTH 24TH STREET
QUINCY, IL 62301
* $ 713,663,000 25 $ 2,880,000
Mercantile Bank
200 NORTH 33RD ST
QUINCY, IL 62305
* $ 627,022,000 20 $ 1,733,000
Town and Country Bank
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 289,712,000 15 $ 416,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 15 $ 1,374,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 14 $ 1,433,000
Heartland Bank & Trust Company
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ 1,943,815,000 10 $ 490,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 8 $ 990,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 7 $ 582,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ 10,000,000 7 $ 605,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 5 $ 611,000
Illini Bank
3200 W. ILES AVENUE
SPRINGFIELD, IL 62711
* $ 257,112,000 5 $ 311,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 3 $ 347,000
Town & Country Banc Mortgage Services, Inc.
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 237,850,000 3 $ 305,000
First Mid Bank and Trust, NA
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ 1,492,752,000 3 $ 258,000
Inb, National Association
322 E. CAPITOL
SPRINGFIELD, IL 62701
* $ 549,007,000 2 $ 242,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 2 $ 194,000
Centrue Bank
606 BROADWAY
COAL CITY, IL 60416
* $ 964,939,000 2 $ 48,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 2 $ 298,000
Great Western Bank
35 1ST AVE NE
WATERTOWN, SD 57201
* $ 8,458,002,000 2 $ 226,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 2 $ 225,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 1 $ 61,000
Iaa Credit Union
808 IAA DRIVE
BLOOMINGTON, IL 61701
* $ 175,556,000 1 $ 110,000
Illinois State Police Federal Credit Union
730 ENGINEERING AVE.
SPRINGFIELD, IL 62703
* $ 79,462,000 1 $ 180,000
I H Mississippi Valley Credit Union
2121 47TH STREET
MOLINE, IL 61265
* $ 841,413,000 1 $ 118,000
Central Bank Illinois
101 N STATE ST
GENESEO, IL 61254
* $ 404,737,000 1 $ 106,000
Bank of Kampsville
P.O BOX 245
KAMPSVILLE, IL 62053
* $ 101,666,000 1 $ 22,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 1 $ 81,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ 1,676,440,000 1 $ 51,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 1 $ 145,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 1 $ 97,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 86,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 1 $ 64,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 1 $ 299,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,056,671,000 1 $ 105,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 76,887,082,000 1 $ 116,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 148,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 15,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 1 $ 54,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 84,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 1 $ 40,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ 3,304,000 1 $ 179,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 75,000
Midwest Bank
200 EAST BROADWAY, P.O. BOX 440
MONMOUTH, IL 61462
* $ 417,673,000 1 $ 64,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 569,541,000 1 $ 336,000
Two Rivers Bank & Trust
222 N. MAIN ST
BURLINGTON, IA 52601
* $ 667,958,000 1 $ 3,850,000
Grand Bank, National Association
2297 HWY 33
HAMILTON, NJ 08690
* $ 341,507,000 1 $ 130,000
Boulevard Bank
111 E.MAIN STREET
NEOSHO, MO 64850
* $ 161,402,000 1 $ 8,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 1 $ 92,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 106,940,591,000 1 $ 18,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 1 $ 52,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 2,084,000,000 1 $ 49,000
American Commercial Bank & Trust, National Association
701 LASALLE ST
OTTAWA, IL 61350
* $ 270,539,000 1 $ 50,000
Hnb National Bank
PO BOX 1107; 100 NORTH MAIN STREET
HANNIBAL, MO 63401
* $ 319,595,000 1 $ 120,000
Stillman Banccorp NA
101 E. MAIN STREET P.O. BOX 150
STILLMAN VALLEY, IL 61084
* $ 415,949,000 1 $ 73,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 1 $ 127,000

The tables below break down 2012 mortgage applications in Hancock County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Hancock County, IL in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 361 $35,246,000 $97,000 $3,850,000 $63,000 $267,000
Home Purchase 146 $11,810,000 $80,000 $225,000 $53,000 $295,000
Home Improvement 47 $2,501,000 $53,000 $284,000 $69,000 $294,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 498 $41,635,000 $83,000 $336,000 $65,000 $295,000
Not applicable 29 $5,272,000 $181,000 $3,850,000 $3,000 $93,000
Not Provided 19 $1,941,000 $102,000 $236,000 $52,000 $151,000
Hispanic 4 $297,000 $74,000 $164,000 $47,000 $90,000
American Indian or Alaskan Native 2 $200,000 $100,000 $100,000 $40,000 $40,000
Asian 2 $212,000 $106,000 $106,000 $25,000 $25,000
Black or African American 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 450 $39,857,000 $88,000 $3,850,000 $66,000 $295,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 52 $3,587,000 $68,000 $179,000 $32,000 $91,000
FHA-insured (Federal Housing Administration) 33 $3,656,000 $110,000 $236,000 $48,000 $203,000
VA-guaranteed (Veterans Administration) 19 $2,457,000 $129,000 $299,000 $45,000 $125,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 360 $33,915,000 $94,000 $3,850,000 $66,000 $295,000
Application Denied By Financial Institution 78 $6,294,000 $80,000 $336,000 $61,000 $263,000
Loan Purchased By The Institution 55 $3,437,000 $62,000 $299,000 $24,000 $93,000
Application Withdrawn By Applicant 39 $3,864,000 $99,000 $335,000 $67,000 $203,000
Application Approved But Not Accepted 13 $997,000 $76,000 $200,000 $65,000 $104,000
File Closed For Incompleteness 9 $1,050,000 $116,000 $241,000 $46,000 $125,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 24 $1,666,000 $69,000 $137,000 $63,000 $120,000
Debt-To-Income Ratio 13 $1,077,000 $82,000 $194,000 $60,000 $200,000
Collateral 7 $700,000 $100,000 $284,000 $97,000 $263,000
Credit Application Incomplete 2 $407,000 $203,000 $336,000 $106,000 $128,000
Other 2 $188,000 $94,000 $100,000 $43,000 $46,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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