Hardy County WV
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Unlock detailed Hardy County WV mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in West Virginia.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 690 |
| Total Mortgage Loan Application Amount | $113,190,000 |
| Average Mortgage Loan Application Amount | $164,000 |
| Highest Mortgage Loan Application Amount | $885,000 |
| Average Applicant Income | $112,000 |
| Highest Applicant Income | $1,500,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| SUMMIT COMMUNITY BANK, INC PO BOX 680; 310 NORTH MAIN STREET MOOREFIELD, WV 26836 |
* | $ 2,401,941,000 | 114 | $ 13,990,000 |
| CAPON VALLEY BANK PO BOX 119 WARDENSVILLE, WV 26851 |
* | $ 158,370,000 | 50 | $ 6,440,000 |
| PENDLETON COMMUNITY BANK, INC. 128 N MAIN ST FRANKLIN, WV 26807 |
* | $ 442,153,000 | 44 | $ 6,750,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,712,919,000,000 | 24 | $ 4,700,000 |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 700 EAST GATE DRIVE, SUITE 400 WILMINGTON, DE 08054 |
* | $ -1,000 | 20 | $ 3,440,000 |
| THE GRANT COUNTY BANK P. O. BOX 929 PETERSBURG, WV 26847 |
* | $ 260,357,000 | 16 | $ 1,710,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 15 | $ 2,545,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 461,256,000,000 | 15 | $ 2,075,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 111,986,078,000 | 14 | $ 2,600,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ -1,000 | 14 | $ 1,670,000 |
| PROSPERITY HOME MORTGAGE, LLC 14501 GEORGE CARTER WAY SUITE 300 GLEN ALLEN, VA 20151 |
* | $ -1,000 | 13 | $ 3,655,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 12 | $ 1,980,000 |
| PARTNERS 1ST FEDERAL CREDIT UNION 1330 DIRECTORS ROW FORT WAYNE, IN 46808 |
* | $ 374,350,000 | 12 | $ 1,390,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ -1,000 | 11 | $ 1,915,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 10 | $ 2,790,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 10 | $ 1,500,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ -1,000 | 8 | $ 1,520,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ -1,000 | 8 | $ 1,490,000 |
| HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ -1,000 | 8 | $ 960,000 |
| MILLENNIUM FINANCIAL GROUP, INC. 8803 BALTIMORE NATIONAL PIKE MIDDLETOWN, MD 21769 |
* | $ -1,000 | 7 | $ 695,000 |
| AGFIRST FARM CREDIT BANK 1901 MAIN STREET COLUMBIA, SC 29201 |
* | $ -1,000 | 7 | $ 2,015,000 |
| HOMESPIRE MORTGAGE CORPORATION 9711 WASHINGTONIAN BLVD SUITE 500 BALTIMORE, MD 20878 |
* | $ -1,000 | 6 | $ 1,430,000 |
| AMERICAN FINANCING CORPORATION 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ -1,000 | 6 | $ 780,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 88,826,789,000 | 6 | $ 1,150,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,337,646,000,000 | 6 | $ 1,010,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 6 | $ 1,060,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 486,004,220,000 | 6 | $ 1,190,000 |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. 10800 MAIN STREET WILMINGTON, DE 22030 |
* | $ -1,000 | 5 | $ 915,000 |
| TIDEWATER MORTGAGE SERVICES, INC. 200 GOLDEN OAK COURT STE. 100 VIRGINIA BEACH, VA 23452 |
* | $ -1,000 | 5 | $ 1,205,000 |
| FARM CREDIT OF THE VIRGINIAS, ACA 106 SANGERS LANE STAUNTON, VA 24401 |
* | $ -1,000 | 5 | $ 1,765,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,852,983,000,000 | 5 | $ 535,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 23,234,514,000 | 4 | $ 550,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 4 | $ 390,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 397,703,264,000 | 4 | $ 610,000 |
| FNB BANK, INCORPORATED 105 NORTH HIGH STREET ROMNEY, WV 26757 |
* | $ 203,841,000 | 4 | $ 1,010,000 |
| GEORGE MASON MORTGAGE, LLC 4100 MONUMENT CORNER DRIVE #100 PRINCE WILLIAM, VA 22030 |
* | $ -1,000 | 4 | $ 970,000 |
| TRIUMPH BANK 1780 MORIAH WOODS BLVD., SUITE 4 MEMPHIS, TN 38117 |
* | $ 837,096,000 | 4 | $ 740,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 4 | $ 460,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 112,384,202,000 | 4 | $ 480,000 |
| F & M BANK CORP. PO BOX 1111 TIMBERVILLE, VA 22853 |
* | $ 812,968,000 | 3 | $ 375,000 |
| THE MONEY SOURCE INC. 135 MAXESS ROAD NEW YORK, NY 11747 |
* | $ -1,000 | 3 | $ 485,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ -1,000 | 3 | $ 645,000 |
| BETTER MORTGAGE CORPORATION 459 BROADWAY, FLOOR 5 GLENDALE, CA 10013 |
* | $ -1,000 | 3 | $ 735,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 3 | $ 1,025,000 |
| HOMESTEAD FUNDING CORP. 8 AIRLINE DRIVE ALBANY, NY 12205 |
* | $ -1,000 | 3 | $ 525,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ -1,000 | 3 | $ 395,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 165,742,416,000 | 3 | $ 385,000 |
| PRESIDENTIAL BANK, FSB 4600 EAST WEST HIGHWAY, SUITE 400 BETHESDA, MD 20814 |
* | $ 617,208,000 | 3 | $ 385,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ -1,000 | 2 | $ 280,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ -1,000 | 2 | $ 280,000 |
| FINANCE OF AMERICA MORTGAGE LLC 300 WELSH ROAD BUILDING 5 WILMINGTON, DE 19044 |
* | $ -1,000 | 2 | $ 340,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ -1,000 | 2 | $ 160,000 |
| AXOS BANK 4350 LA JOLLA VILLAGE DR SUITE 140 SAN DIEGO, CA 92122 |
* | $ 11,550,782,000 | 2 | $ 250,000 |
| SANDY SPRING BANK 6831 BENJAMIN FRANKIN DRIVE OLNEY, MD 21046 |
* | $ 8,616,347,000 | 2 | $ 620,000 |
| NBKC BANK 8320 WARD PARKWAY KANSAS, KS 64114 |
* | $ 833,228,000 | 2 | $ 360,000 |
| ATLANTIC COAST MORTGAGE, LLC 4100 MONUMENT CORNER DRIVE, SUITE 300 GLEN ALLEN, VA 22030 |
* | $ -1,000 | 2 | $ 430,000 |
| CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SACRAMENTO, CA 94583 |
* | $ -1,000 | 2 | $ 550,000 |
| BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 2,445,435,000 | 2 | $ 320,000 |
| PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE MCLEAN, VA 22102 |
* | $ 24,774,361,000 | 2 | $ 360,000 |
| INTERCOASTAL MORTGAGE, LLC 4100 MONUMENTAL CORNER DRIVE, SUITE 220 ROANOKE, VA 22030 |
* | $ -1,000 | 2 | $ 470,000 |
| FIRST BANCORP, INC. PO BOX 1000 LEBANON, VA 24212 |
* | $ 1,946,484,000 | 2 | $ 700,000 |
| PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 WILMINGTON, DE 06540 |
* | $ -1,000 | 2 | $ 270,000 |
| EVERETT FINANCIAL, INC. 14801 QUORUM DRIVE, SUITE 300 AUSTIN, TX 75254 |
* | $ -1,000 | 2 | $ 290,000 |
| PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC. 1265 CORONA POINTE CT SUITE 301 CORONA, CA 92879 |
* | $ -1,000 | 2 | $ 330,000 |
| VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ -1,000 | 2 | $ 350,000 |
| NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ -1,000 | 2 | $ 300,000 |
| MOVEMENT MORTGAGE, LLC 8024 CALVIN HALL ROAD WILMINGTON, DE 29707 |
* | $ -1,000 | 2 | $ 290,000 |
| SIERRA PACIFIC MORTGAGE COMPANY, INC. 1180 IRON POINT RD, SUITE 200 FOLSOM, CA 95630 |
* | $ -1,000 | 2 | $ 550,000 |
| CITY NATIONAL BANK OF WEST VIRGINIA 25 GATEWATER ROAD CHARLESTON, WV 25313 |
* | $ 4,956,190,000 | 2 | $ 310,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ -1,000 | 1 | $ 225,000 |
| EDUCATIONAL SYSTEMS PO BOX 179 GREENBELT, MD 20768 |
* | $ 1,069,481,000 | 1 | $ 95,000 |
| POLARIS HOME FUNDING CORP. 151 44TH ST. SW ENGLEWOOD, FL 49418 |
* | $ -1,000 | 1 | $ 305,000 |
| PREMIER BANK 601 CLINTON STREET YOUNGSTOWN, OH 43512 |
* | $ 3,439,822,000 | 1 | $ 115,000 |
| MAGNOLIA BANK, INCORPORATED 794 OLD ELIZABETHTOWN RD MAGNOLIA, KY 42748 |
* | $ 313,272,000 | 1 | $ 185,000 |
| LOW VA RATES, LLC 384 SOUTH 400 WEST, #100 LINDON, UT 84042 |
* | $ -1,000 | 1 | $ 155,000 |
| FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION 153 BALTIMORE STREET CUMBERLAND, MD 21502 |
* | $ 448,076,000 | 1 | $ 285,000 |
| MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION 2000 WESTCHESTER AVE NEW YORK, NY 10577 |
* | $ 83,036,000,000 | 1 | $ 655,000 |
| EQUITY RESOURCES, INC. PO BOX 5177 NEWARK, OH 43058 |
* | $ -1,000 | 1 | $ 185,000 |
| NORTH AMERICAN SAVINGS BANK, F.S.B. 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 2,503,779,000 | 1 | $ 375,000 |
| THE FEDERAL SAVINGS BANK 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60607 |
* | $ 604,528,000 | 1 | $ 355,000 |
| APPLE FEDERAL CREDIT UNION 4029 RIDGE TOP RD FAIRFAX, VA 22030 |
* | $ 3,036,714,000 | 1 | $ 115,000 |
| CRESCENT MORTGAGE COMPANY 6600 PEACHTREE DUNWOODY ROAD SUITE 650 WILMINGTON, DE 30328 |
* | $ -1,000 | 1 | $ 335,000 |
| ATLANTIC UNION BANK 1051 EAST CARY STREET, SUITE 1200 GLEN ALLEN, VA 23219 |
* | $ 17,516,056,000 | 1 | $ 105,000 |
| ALLY BANK 2101, 300 EAST REXFORD RD SANDY, UT 28211 |
* | $ 167,492,000,000 | 1 | $ 135,000 |
| FARMERS BANK & TRUST 1017 HARRISON GREAT BEND, KS 67530 |
* | $ 872,778,000 | 1 | $ 355,000 |
| CHESSIE FEDERAL CREDIT UNION 15 COMMERCE DRIVE CUMBERLAND, MD 21502 |
* | $ 278,244,000 | 1 | $ 45,000 |
| LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. WILMINGTON, DE 33146 |
* | $ -1,000 | 1 | $ 165,000 |
| AMERICAN FINANCIAL NETWORK, INC. 10 POINTE DRIVE, SUITE 330 BREA, CA 92821 |
* | $ -1,000 | 1 | $ 195,000 |
| CITY LENDING INC. 8150 LEESBURG PIKE #405 VIENNA, VA 22182 |
* | $ -1,000 | 1 | $ 475,000 |
| C & F MORTGAGE CORPORATION 1400 ALVERSER DRIVE WEST POINT, VA 23113 |
* | $ -1,000 | 1 | $ 175,000 |
| RESIDENTIAL MORTGAGE SERVICES, INC. 24 CHRISTOPHER TOPPI DRIVE SOUTH PORTLAND, ME 04106 |
* | $ -1,000 | 1 | $ 55,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ -1,000 | 1 | $ 335,000 |
| FULTON BANK, NATIONAL ASSOCIATION ONE PENN SQUARE LANCASTER, PA 17604 |
* | $ 21,759,565,000 | 1 | $ 135,000 |
| RENASANT BANK 209 TROY ST., P.O. BOX 709 TUPELO, MS 38802 |
* | $ 13,387,533,000 | 1 | $ 155,000 |
| THE HUNTINGTON NATIONAL BANK 7 EASTON OVAL EA5C242 COLUMBUS, OH 43219 |
* | $ 108,739,378,000 | 1 | $ 85,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 41,950,721,000 | 1 | $ 385,000 |
| MICHIGAN MUTUAL, INC. 911 MILITARY STREET PORT HURON, MI 48060 |
* | $ -1,000 | 1 | $ 265,000 |
| CLICK N' CLOSE, INC. 15301 SPECTRUM DRIVE, SUITE 405 ROCKY RIVER, OH 75001 |
* | $ -1,000 | 1 | $ 105,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 1 | $ 265,000 |
| GATEWAY FIRST BANK 244 SOUTH GATEWAY PLACE JENKS, OK 74037 |
* | $ 1,498,327,000 | 1 | $ 285,000 |
| MCLEAN MORTGAGE CORPORATION 11325 RANDOM HILLS RD. SUITE 400 FAIRFAX, VA 22030 |
* | $ -1,000 | 1 | $ 85,000 |
| FIRST HERITAGE MORTGAGE, LLC 3201 JERMANTOWN ROAD, SUITE 500 RESTON, VA 22303 |
* | $ -1,000 | 1 | $ 575,000 |
| CBM MORTGAGE, INC. 912 HOMETOWN WAY FRONT ROYAL, VA 22630 |
* | $ -1,000 | 1 | $ 75,000 |
| SOUTHERN TRUST MORTGAGE, LLC 4433 CORPORATION LANE SUITE 300 VIRGINIA BEACH, VA 23462 |
* | $ -1,000 | 1 | $ 325,000 |
| BANK-FUND STAFF FEDERAL CREDIT UNION 1725 I STREET NW SUITE 150 WASHINGTON, DC 20006 |
* | $ 5,188,505,000 | 1 | $ 135,000 |
| NORTHWEST FEDERAL CREDIT UNION 220 SPRING STREET HERNDON, VA 20170 |
* | $ 3,598,362,000 | 1 | $ 105,000 |
| CLEAR MOUNTAIN BANK 160 MORGANTOWN STREET PO BOX 205 BRUCETON MILLS, WV 26525 |
* | $ 648,623,000 | 1 | $ 115,000 |
| MANUFACTURERS AND TRADERS TRUST COMPANY 701 SENECA STREET - SUITE 330N BUFFALO, NY 14210 |
* | $ 119,432,105,000 | 1 | $ 105,000 |
| FIRST HOME MORTGAGE CORPORATION 5355 NOTTINGHAM DRIVE, SUITE 130 LUTHERVILLE-TIMONIUM, MD 21236 |
* | $ -1,000 | 1 | $ 285,000 |
| EAGLEBANK 11931 TECH RD SILVER SPRING, MD 20904 |
* | $ 8,950,172,000 | 1 | $ 365,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2020, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Hardy County WV in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 330 | $54,030,000 | $163,000 | $885,000 | $110,000 | $1,500,000 |
| Refinancing | 226 | $40,800,000 | $180,000 | $665,000 | $123,000 | $689,000 |
| Cash-out Refinancing | 83 | $14,345,000 | $172,000 | $485,000 | $100,000 | $518,000 |
| Other Purpose | 24 | $2,030,000 | $84,000 | $335,000 | $86,000 | $630,000 |
| Home Improvement | 20 | $1,130,000 | $56,000 | $235,000 | $110,000 | $267,000 |
| Not Applicable | 7 | $855,000 | $122,000 | $185,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 549 | $90,345,000 | $164,000 | $885,000 | $114,000 | $1,500,000 |
| Not Provided | 63 | $10,135,000 | $160,000 | $425,000 | $94,000 | $321,000 |
| Not applicable | 53 | $8,835,000 | $166,000 | $575,000 | $120,000 | $269,000 |
| Hispanic | 7 | $1,195,000 | $170,000 | $345,000 | $70,000 | $212,000 |
| American Indian or Alaskan Native | 6 | $910,000 | $151,000 | $245,000 | $91,000 | $162,000 |
| Black or African American | 6 | $740,000 | $123,000 | $165,000 | $134,000 | $246,000 |
| Asian | 5 | $915,000 | $183,000 | $285,000 | $136,000 | $310,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 549 | $88,745,000 | $161,000 | $885,000 | $120,000 | $1,500,000 |
| FHA-insured (Federal Housing Administration) | 52 | $7,340,000 | $141,000 | $295,000 | $63,000 | $144,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 45 | $6,445,000 | $143,000 | $405,000 | $48,000 | $158,000 |
| VA-guaranteed (Veterans Administration) | 44 | $10,660,000 | $242,000 | $575,000 | $98,000 | $326,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 429 | $71,785,000 | $167,000 | $885,000 | $114,000 | $1,149,000 |
| Application Denied By Financial Institution | 104 | $14,710,000 | $141,000 | $405,000 | $81,000 | $687,000 |
| Application Withdrawn By Applicant | 66 | $11,110,000 | $168,000 | $445,000 | $159,000 | $1,500,000 |
| Loan Purchased By The Institution | 53 | $8,755,000 | $165,000 | $575,000 | $108,000 | $269,000 |
| File Closed For Incompleteness | 24 | $3,510,000 | $146,000 | $385,000 | $81,000 | $256,000 |
| Application Approved But Not Accepted | 14 | $3,320,000 | $237,000 | $655,000 | $131,000 | $344,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 521 | $89,935,000 | $172,000 | $885,000 | $120,000 | $1,500,000 |
| Debt-To-Income Ratio | 93 | $13,215,000 | $142,000 | $485,000 | $93,000 | $1,149,000 |
| Credit History | 30 | $3,490,000 | $116,000 | $265,000 | $63,000 | $129,000 |
| Collateral | 20 | $2,750,000 | $137,000 | $365,000 | $103,000 | $687,000 |
| Other | 10 | $1,150,000 | $115,000 | $185,000 | $73,000 | $192,000 |
| Unverifiable Information | 9 | $1,485,000 | $165,000 | $405,000 | $93,000 | $386,000 |
| Credit Application Incomplete | 5 | $875,000 | $175,000 | $245,000 | $131,000 | $221,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $290,000 | $145,000 | $185,000 | $35,000 | $40,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.