Harrison County WV
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018

Unlock detailed Harrison County WV mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in West Virginia.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,001
Total Mortgage Loan Application Amount $266,045,000
Average Mortgage Loan Application Amount $132,000
Highest Mortgage Loan Application Amount $2,235,000
Average Applicant Income $85,000
Highest Applicant Income $2,738,000

Mortgage Company List for Lending in Harrison County WV for 2018

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 104,052,030,000 231 $ 25,745,000
WESBANCO BANK, INC.
1 BANK PLAZA
WHEELING, WV 26003
* $ 9,792,150,000 207 $ 29,865,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 216,077,000,000 190 $ 19,960,000
CITY NATIONAL BANK OF WEST VIRGINIA
25 GATEWATER ROAD
CHARLESTON, WV 25313
* $ 4,072,671,000 124 $ 16,900,000
POTOMAC MORTGAGE GROUP, INC.
4035 RIDGE TOP ROAD, SUITE 100
FAIRFAX, VA 22030
* $ -1,000 118 $ 18,980,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 82 $ 8,410,000
FAIRMONT
PO BOX 2139
FAIRMONT, WV 26555
* $ 342,952,000 61 $ 5,175,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,747,398,000,000 59 $ 9,275,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 46 $ 3,730,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 39 $ 2,965,000
HOME SAVINGS BANK
275 W FEDERAL ST
YOUNGSTOWN, OH 44503
* $ 2,641,355,000 36 $ 7,040,000
CLEAR MOUNTAIN BANK
160 MORGANTOWN STREET PO BOX 205
BRUCETON MILLS, WV 26525
* $ 584,167,000 33 $ 8,425,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 28 $ 2,900,000
JUSTICE FEDERAL CREDIT UNION
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 752,639,000 23 $ 2,505,000
FIRST COMMUNITY BANK
29 COLLEGE DR
BLUEFIELD, VA 24605
* $ 2,380,304,000 23 $ 2,595,000
SIERRA PACIFIC MORTGAGE COMPANY, INC.
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 23 $ 3,325,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 20 $ 3,060,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 19 $ 1,995,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 19 $ 2,795,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 18 $ 4,180,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 18 $ 3,200,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 98,729,134,000 18 $ 1,190,000
PREMIER BANK, INC.
601 WASHINGTON STREET
RAVENSWOOD, WV 26164
* $ 1,064,264,000 17 $ 2,785,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 16 $ 2,180,000
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF GREENE CO
25 E HIGH ST
WAYNESBURG, PA 15370
* $ 892,287,000 15 $ 2,475,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 15 $ 2,545,000
UNITED BANK
11185 FAIRFAX BLVD
FAIRFAX, VA 22030
* $ 19,041,801,000 15 $ 2,365,000
FIRST EXCHANGE BANK
11 W MAIN ST.
WHITE HALL, WV 26582
* $ 242,619,000 14 $ 2,160,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 14 $ 2,230,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 14 $ 2,520,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,934,629,000 13 $ 1,325,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 11 $ 2,475,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ -1,000 11 $ 1,735,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 10 $ 1,530,000
MVB BANK, INC.
113 PLATINUM DRIVE SUITE H
BRIDGEPORT, WV 26330
* $ 1,528,130,000 10 $ 3,130,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 9 $ 1,255,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 16,855,693,000 9 $ 1,525,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 9 $ 725,000
BRIDGEVIEW BANK GROUP
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,175,351,000 8 $ 1,130,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 8 $ 980,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 7 $ 1,125,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 7 $ 1,445,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 7 $ 1,035,000
CORNERSTONE BANK, INC.
PO BOX 249
WEST UNION, WV 26456
* $ 164,169,000 6 $ 1,280,000
HOME LOAN INVESTMENT BANK, F.S.B.
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 264,496,000 6 $ 140,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 370,002,264,000 6 $ 1,100,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 5 $ 435,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 5 $ 575,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 5 $ 125,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 34,298,273,000 5 $ 855,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,002,887,000 5 $ 455,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
TEMPE, AZ 85297
* $ -1,000 5 $ 475,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 4 $ 490,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 4 $ 650,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 4 $ 180,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ -1,000 4 $ 440,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 14,726,156,000 4 $ 130,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 4 $ 830,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,751,524,000,000 4 $ 410,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 201,637,519,000 3 $ 365,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 3 $ 835,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 3 $ 585,000
ROUNDPOINT MORTGAGE SERVICING LLC
5016 PARKWAY PLAZA BLVD, BLDGS 6 & 8
WILMINGTON, DE 28219
* $ -1,000 3 $ 355,000
FIRST UNITED CORPORATION
19 S SECOND STREET
OAKLAND, MD 21550
* $ 1,319,432,000 3 $ 485,000
CRESCENT MORTGAGE COMPANY
6600 PEACHTREE DUNWOODY ROAD SUITE 650
WILMINGTON, DE 30328
* $ -1,000 3 $ 385,000
HOMEWARD RESIDENTIAL, INC.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ -1,000 3 $ 295,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ -1,000 3 $ 595,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 3 $ 175,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 22,858,876,000 3 $ 345,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 3 $ 485,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 316,352,000 2 $ 140,000
CENTIER BANK
600 E 84TH AVENUE
WHITING, IN 46410
* $ 3,947,088,000 2 $ 130,000
CHESSIE FEDERAL CREDIT UNION
15 COMMERCE DRIVE
CUMBERLAND, MD 21502
* $ 256,238,000 2 $ 40,000
FARM CREDIT OF THE VIRGINIAS, ACA
106 SANGERS LANE
STAUNTON, VA 24401
* $ -1,000 2 $ 170,000
REVERSE MORTGAGE FUNDING LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 2 $ 260,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,696,742,000 2 $ 50,000
MAGNOLIA BANK, INCORPORATED
794 OLD ELIZABETHTOWN RD
MAGNOLIA, KY 42748
* $ 240,467,000 2 $ 380,000
FIRSTBANK
11 CHANNING WAY
NASHVILLE, TN 38305
* $ 4,724,296,000 2 $ 460,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 2 $ 30,000
THE STATE CREDIT UNION
2200 WASHINGTON STREET, EAST,
CHARLESTON, WV 25311
* $ 67,492,000 2 $ 200,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 2 $ 140,000
THE FIRST STATE BANK
PO BOX 295
BARBOURSVILLE, WV 25504
* $ 181,947,000 2 $ 370,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 2 $ 390,000
MWABANK
100 17TH STREET
ROCK ISLAND, IL 61201
* $ 287,995,000 1 $ 165,000
FIRST COMMUNITY MORTGAGE, INC.
275 ROBERT ROSE DRIVE
NASHVILLE, TN 37129
* $ -1,000 1 $ 115,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 155,000
CBC NATIONAL BANK
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 604,714,000 1 $ 215,000
NBKC BANK
8320 WARD PARKWAY
KANSAS, KS 64114
* $ 631,522,000 1 $ 145,000
TRIUMPH BANK
1780 MORIAH WOODS BLVD., SUITE 4
MEMPHIS, TN 38117
* $ 722,208,000 1 $ 265,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,384,707,000,000 1 $ 105,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,376,902,000 1 $ 25,000
REVERE BANK
320 MAIN STREET
LAUREL, MD 20707
* $ 2,098,845,000 1 $ 825,000
MERIDIAN BANK
9 OLD LINCOLN HIGHWAY
MALVERN, PA 19355
* $ 856,037,000 1 $ 145,000
ATLANTIC BAY MORTGAGE GROUP, L.L.C.
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ -1,000 1 $ 85,000
WASHINGTON FINANCIAL BANK
77 SOUTH MAIN STREET
WASHINGTON, PA 15301
* $ 1,091,961,000 1 $ 415,000
UNION SAVINGS BANK
8534 E KEMPER RD
CINCINNATI, OH 45249
* $ 2,746,734,000 1 $ 125,000
TEXAS CAPITAL BANK, NATIONAL ASSOCIATION
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 25,054,739,000 1 $ 175,000
GATEWAY MORTGAGE GROUP, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 1 $ 125,000
FIFTH THIRD BANK
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 140,077,697,000 1 $ 135,000
INTEGRITY HOME MORTGAGE CORPORATION
122 PILOT CIRCLE
ALEXANDRIA, VA 22602
* $ -1,000 1 $ 195,000
BETHPAGE FEDERAL CREDIT UNION
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 7,947,930,000 1 $ 25,000
STAR USA FEDERAL CREDIT UNION
ONE CANTLEY DRIVE
CHARLESTON, WV 25314
* $ 160,782,000 1 $ 35,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 363,702,000 1 $ 275,000
J.G. WENTWORTH HOME LENDING, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 1 $ 85,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ -1,000 1 $ 115,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 118,072,176,000 1 $ 155,000
IMPAC MORTGAGE CORP.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 1 $ 115,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 1 $ 215,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,995,487,000 1 $ 185,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 1 $ 315,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 1 $ 155,000
FIRST SENTRY BANK, INC.
823 EIGHTH STREET
HUNTINGTON, WV 25701
* $ 739,250,000 1 $ 85,000
BAYER HERITAGE CREDIT UNION
17612 ENERGY RD
PROCTOR, WV 26055
* $ 470,603,000 1 $ 125,000
NEXBANK
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 8,350,457,000 1 $ 95,000
MEMBER FIRST MORTGAGE, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ -1,000 1 $ 125,000
MCNB BANK AND TRUST CO.
75 WYOMING ST
WELCH, WV 24801
* $ 291,842,000 1 $ 785,000
BOKF, NATIONAL ASSOCIATION
ONE WEST 3RD, 5TH FL
TULSA, OK 74103
* $ 32,217,466,000 1 $ 125,000
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC
700 EAST GATE DRIVE, SUITE 400
WILMINGTON, DE 08054
* $ -1,000 1 $ 75,000
SUPERIOR CHOICE CREDIT UNION
1320 GRAND AVENUE
SUPERIOR, WI 54880
* $ 413,653,000 1 $ 35,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 1 $ 175,000
SOMERSET TRUST COMPANY
151 WEST MAIN STREET
SOMERSET, PA 15501
* $ 1,143,341,000 1 $ 55,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ -1,000 1 $ 135,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 827,634,000 1 $ 225,000
LOW VA RATES, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 1 $ 125,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 145,000
MIDWEST COMMUNITY BANK
510 PARK CREST DR
FREEPORT, IL 61032
* $ 219,348,000 1 $ 145,000
VICTORIAN FINANCE, LLC
2570 BOYCE PLAZA ROAD
HARRISBURG, PA 15241
* $ -1,000 1 $ 175,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2018, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Harrison County WV in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,037 $158,855,000 $153,000 $895,000 $84,000 $2,738,000
Cash-out Refinancing 325 $44,965,000 $138,000 $885,000 $83,000 $555,000
Refinancing 247 $35,965,000 $145,000 $2,235,000 $93,000 $650,000
Other Purpose 200 $14,410,000 $72,000 $365,000 $88,000 $625,000
Home Improvement 164 $9,780,000 $59,000 $525,000 $80,000 $472,000
Not Applicable 28 $2,070,000 $73,000 $175,000 $40,000 $40,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,675 $215,015,000 $128,000 $895,000 $84,000 $2,738,000
Not applicable 141 $23,435,000 $166,000 $2,235,000 $76,000 $125,000
Not Provided 140 $20,850,000 $148,000 $755,000 $92,000 $600,000
Black or African American 16 $2,340,000 $146,000 $265,000 $60,000 $138,000
Hispanic 15 $1,755,000 $117,000 $275,000 $78,000 $201,000
Asian 9 $2,365,000 $262,000 $385,000 $101,000 $185,000
American Indian or Alaskan Native 1 $75,000 $75,000 $75,000 $160,000 $160,000
Native Hawaiian or Other Pacific Islander 1 $25,000 $25,000 $25,000 $103,000 $103,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,455 $190,235,000 $130,000 $2,235,000 $92,000 $2,738,000
FHA-insured (Federal Housing Administration) 251 $30,075,000 $119,000 $295,000 $61,000 $1,097,000
VA-guaranteed (Veterans Administration) 198 $34,440,000 $173,000 $655,000 $73,000 $269,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 97 $11,295,000 $116,000 $465,000 $46,000 $77,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,168 $164,360,000 $140,000 $2,235,000 $91,000 $2,738,000
Application Denied By Financial Institution 375 $36,615,000 $97,000 $555,000 $69,000 $555,000
Loan Purchased By The Institution 179 $30,865,000 $172,000 $885,000 $80,000 $200,000
Application Withdrawn By Applicant 162 $20,770,000 $128,000 $575,000 $88,000 $1,097,000
Application Approved But Not Accepted 64 $8,390,000 $131,000 $445,000 $76,000 $189,000
File Closed For Incompleteness 53 $5,045,000 $95,000 $295,000 $58,000 $154,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,548 $217,330,000 $140,000 $2,235,000 $88,000 $2,738,000
Debt-To-Income Ratio 173 $21,575,000 $124,000 $885,000 $75,000 $555,000
Credit History 127 $10,315,000 $81,000 $435,000 $67,000 $521,000
Collateral 69 $5,925,000 $85,000 $305,000 $80,000 $400,000
Other 29 $3,995,000 $137,000 $555,000 $73,000 $244,000
Credit Application Incomplete 27 $4,135,000 $153,000 $285,000 $93,000 $425,000
Unverifiable Information 16 $1,310,000 $81,000 $215,000 $55,000 $152,000
Employment History 8 $860,000 $107,000 $235,000 $61,000 $123,000
Insufficient Cash (Downpayment, Closing Cost) 4 $600,000 $150,000 $255,000 $107,000 $227,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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