Henry County, IL Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 2,802 mortgage applications in Henry County, IL totaling $291.3 million, up 14% from 2011. The average application was for $103,000, and applicants reported an average income of $68,000. 65% of applications resulted in an originated loan and 12% were denied. The most active lender was Wells Fargo Bank NA, with 339 applications, followed by Vibrant Credit Union and Central Bank Illinois.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,802
Total Mortgage Loan Application Amount $291,297,000
Average Mortgage Loan Application Amount $103,000
Highest Mortgage Loan Application Amount $3,584,000
Average Applicant Income $68,000
Highest Applicant Income $780,000

Mortgage Company List for Lending in Henry County, IL for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 339 $ 37,236,000
Vibrant Credit Union
1900 52ND AVE
MOLINE, IL 61265
* $ 443,750,000 277 $ 29,133,000
Central Bank Illinois
101 N STATE ST
GENESEO, IL 61254
* $ 404,737,000 222 $ 24,495,000
I H Mississippi Valley Credit Union
2121 47TH STREET
MOLINE, IL 61265
* $ 841,413,000 221 $ 19,390,000
Farmers National Bank
114 W THIRD ST
PROPHETSTOWN, IL 61277
* $ 458,622,000 118 $ 13,762,000
Illini Bank
3200 W. ILES AVENUE
SPRINGFIELD, IL 62711
* $ 257,112,000 111 $ 9,000,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 98 $ 12,462,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 96 $ 8,456,000
First Federal Savings & Loan A
101 WEST CENTRAL BLVD
KEWANEE, IL 61443
* $ 73,728,000 94 $ 4,706,000
Peoples National Bank of Kewanee
207 N TREMONT ST
KEWANEE, IL 61443
* $ 251,987,000 63 $ 3,476,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 515,461,000 59 $ 7,222,000
Triumph Community Bank NA
2040 1ST STREET A
MOLINE, IL 61265
* $ 1,047,198,000 41 $ 3,651,000
Blackhawk Bank & Trust
301 4TH STREET WEST
MILAN, IL 61264
* $ 1,009,581,000 41 $ 3,126,000
Bankorion
1114 4TH STREET
ORION, IL 61273
* $ 404,822,000 41 $ 4,610,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 38 $ 2,578,000
Union Federal Savings and Loan
104 N TREMONT ST
KEWANEE, IL 61443
* $ 122,071,000 36 $ 1,367,000
American B&T C, N.A.
4301 E 53RD STREET
DAVENPORT, IA 52807
* $ 465,591,000 35 $ 4,065,000
State Bank of Toulon
102 W MAIN STREET, PO BOX 609
TOULON, IL 61483
* $ 185,113,000 34 $ 5,032,000
Community State Bank
625 SE 2ND ST
GALVA, IL 61434
* $ 127,459,000 33 $ 2,772,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ 10,000,000 33 $ 4,117,000
Ascentra Credit Union
PO BOX 1107
BETTENDORF, IA 52722
* $ 257,136,000 32 $ 2,876,000
Port Byron State Bank
124 N MAIN ST
PORT BYRON, IL 61275
* $ 92,669,000 31 $ 3,465,000
Valley Bank
3455 AVENUE OF THE CITIES
MOLINE, IL 61265
* $ 616,985,000 25 $ 3,255,000
R.I.A. Federal Credit Union
PO BOX 4750
BETTENDORF, IA 52722
* $ 333,732,000 24 $ 1,150,000
Farmers State Bank of Western Illinois
PO BOX 369
ALPHA, IL 61413
* $ 123,809,000 24 $ 1,886,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 24 $ 2,116,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 23 $ 2,269,000
BNC National Bank

BISMARCK, ND 58501
* $ 662,437,000 22 $ 2,609,000
Guaranty Bank
501 W NORTHSHORE DR. SUITE 400
GLENDALE, WI 53217
* $ 1,163,507,000 21 $ 3,313,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 20 $ 2,503,000
Brimfield Bank
123 E. KNOXVILLE STREET
BRIMFIELD, IL 61517
* $ 51,508,000 19 $ 1,742,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 17 $ 2,503,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 16 $ 1,191,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 15 $ 1,574,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 14 $ 2,136,000
Southeast National Bank
3535 AVENUE OF THE CITIES
MOLINE, IL 61265
* $ 139,026,000 14 $ 1,703,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ 1,603,436,000 13 $ 1,457,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 7,848,012,000 12 $ 903,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 11 $ 1,214,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 11 $ 703,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 11 $ 1,656,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 10 $ 948,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 10 $ 1,091,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 978,405,000 10 $ 943,000
Mwabank
100 17TH STREET
ROCK ISLAND, IL 61201
* $ 247,090,000 10 $ 1,340,000
Northwest Bank & Trust Company
100 E KIMBERLY RD
DAVENPORT, IA 52806
* $ 206,617,000 9 $ 614,000
Quad City Bank and Trust
4500 NORTH BRADY STREET
DAVENPORT, IA 52806
* $ 1,122,692,000 9 $ 1,006,000
Dutrac Community Credit Union
P O BOX 3250
DUBUQUE, IA 52004
* $ 514,639,000 8 $ 785,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 8 $ 2,031,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 8 $ 803,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 8 $ 1,366,000
Cuso Mortgage, Inc.
5601 E LA PALMA AVENUE
ANAHEIM, CA 92807
* $ 10,000,000 8 $ 1,146,000
Heartland Bank & Trust Company
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ 1,943,815,000 7 $ 667,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 7 $ 1,287,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 7 $ 921,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 7 $ 886,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 7 $ 1,102,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 6 $ 1,140,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ 603,000 6 $ 608,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 5 $ 758,000
Residential Finance Corporatio
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 5 $ 2,946,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 5 $ 731,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 5 $ 854,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 5 $ 546,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ 1,676,440,000 5 $ 870,000
First Trust & Savings Bank of Albany, Illinois
209 SOUTH MAIN STREET
ALBANY, IL 61230
* $ 164,082,000 5 $ 456,000
State Bank of Speer
14 MAIN ST. P.O. BOX 37
SPEER, IL 61479
* $ 160,870,000 5 $ 141,000
Boulevard Bank
111 E.MAIN STREET
NEOSHO, MO 64850
* $ 161,402,000 4 $ 139,000
South Central Illinois Mtg LLC
450 W. SIDE SQUARE
CARLINVILLE, IL 62626
* $ 366,232,000 4 $ 301,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 4 $ 433,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 4 $ 347,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 4 $ 348,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 4 $ 440,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 4 $ 457,000
Iaa Credit Union
808 IAA DRIVE
BLOOMINGTON, IL 61701
* $ 175,556,000 4 $ 581,000
Andalusia Community Bank
601 8TH ST EAST/PO BOX 769
ANDALUSIA, IL 61232
* $ 54,344,000 3 $ 500,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 3 $ 363,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 3 $ 365,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 3 $ 438,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 21,715,012,000 3 $ 314,000
American Portfolio Mortgage Corporation
800 EAST NORTHWEST HIGHWAY
PALATINE, IL 60067
* $ 9,427,000 3 $ 497,000
First Mid Bank and Trust, NA
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ 1,492,752,000 3 $ 216,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 114,540,379,000 3 $ 1,168,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 3 $ 281,000
Midwest Bank
200 EAST BROADWAY, P.O. BOX 440
MONMOUTH, IL 61462
* $ 417,673,000 3 $ 310,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 518,825,000 3 $ 22,000
Marine Bank
3050 WABASH AVENUE
SPRINGFIELD, IL 62704
* $ 600,441,000 3 $ 508,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 954,685,000 2 $ 270,000
First Central State Bank
914 6TH AVE
DE WITT, IA 52742
* $ 268,736,000 2 $ 342,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 3,345,575,000 2 $ 159,000
The Family Credit Union
1530 W 53RD STREET
DAVENPORT, IA 52806
* $ 113,947,000 2 $ 143,000
1st Community Bank
1803 SE 3RD ST PO BOX 147
ALEDO, IL 61231
* $ 61,188,000 2 $ 80,000
Illinois State Police Federal Credit Union
730 ENGINEERING AVE.
SPRINGFIELD, IL 62703
* $ 79,462,000 2 $ 213,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 921,138,000 2 $ 197,000
Farmers & Mechanics Bank
21 E MAIN ST
GALESBURG, IL 61401
* $ 221,487,000 2 $ 42,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 142,947,000 2 $ 424,000
First National Bank of Rochelle
340 MAY MART DRIVE
ROCHELLE, IL 61068
* $ 225,334,000 2 $ 163,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,488,863,000 2 $ 35,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 2 $ 334,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 2 $ 133,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ 10,000,000 2 $ 306,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 2 $ 248,000
Peoples Home Equity
5205 MARYLAND WAY SUITE 100
BRENTWOOD, TN 37027
* $ 1,065,000 2 $ 324,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 2 $ 381,000
Chicago Bancorp
300 N ELIZABETH STREET STUITE 3E
CHICAGO, IL 60607
* $ 10,000,000 2 $ 191,000
Heritage Credit Union
1212 HUXLEY STREET
MADISON, WI 53704
* $ 219,503,000 2 $ 78,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ 10,000,000 2 $ 178,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 2 $ 14,000
Americash
3080 BRISTOL STREET, SUITE 300
COSTA MESA, CA 92626
* $ 10,000,000 1 $ 124,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 1 $ 81,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 133,000
Provident Funding Group Inc
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 2,200,000,000 1 $ 92,000
Compass Mortgage, Inc.
27755 DIEHL ROAD, STE 100
WARRENVILLE, IL 60555
* $ 10,000,000 1 $ 176,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 57,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 1 $ 108,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ 10,000,000 1 $ 158,000
Jlb Corporation dba Golden Oak Lending
111 WESTPORT PLAZA, #1150
ST. LOUIS, MO 63146
* $ 12,988,000 1 $ 160,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 1 $ 150,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 1 $ 65,000
First Option Mortgage, LLC
1100 CIRCLE 75 PARKWAY SOUTH EAST SUITE 300
ATLANTA, GA 30339
* $ 941,000 1 $ 148,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 63,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ 10,000,000 1 $ 104,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ 10,000,000 1 $ 240,000
Key Mortgage Services, Inc.
475 N. MARTINGALE RD. SUITE 100
SCHAUMBURG, IL 60173
* $ 10,000,000 1 $ 68,000
West Town Bank & Trust
7820 W 26TH STREET
NORTH RIVERSIDE, IL 60546
* $ 131,079,000 1 $ 239,000
First Bankers Trust Company
505 NORTH 24TH STREET
QUINCY, IL 62301
* $ 713,663,000 1 $ 157,000
Stillman Banccorp NA
101 E. MAIN STREET P.O. BOX 150
STILLMAN VALLEY, IL 61084
* $ 415,949,000 1 $ 349,000
Herget Bank National Associati
33 S 4TH STREET
PEKIN, IL 61554
* $ 267,337,000 1 $ 91,000
Ing Bank, FSB / Capital One
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 92,212,498,000 1 $ 320,000
American Commercial Bank & Trust, National Association
701 LASALLE ST
OTTAWA, IL 61350
* $ 270,539,000 1 $ 60,000
Arvest Mortgage Company
931 W MONROE
LOWELL, AR 72745
* $ 12,527,568,000 1 $ 303,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 1 $ 148,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,056,671,000 1 $ 112,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,368,203,000 1 $ 95,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 12,019,539,000 1 $ 103,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 1 $ 46,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 25,513,620,000 1 $ 104,000
First Choice Bank
669 WHITEHEAD ROAD
LAWRENCEVILLE, NJ 08648
* $ 669,292,000 1 $ 177,000
Blackridgebank
4040 42ND ST SW, SUITE O
FARGO, ND 58104
* $ 348,257,000 1 $ 135,000
Grand Bank, National Association
2297 HWY 33
HAMILTON, NJ 08690
* $ 341,507,000 1 $ 137,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 235,866,000 1 $ 103,000
Heartland Bank
212 SOUTH CENTRAL
ST. LOUIS, MO 63105
* $ 878,852,000 1 $ 247,000
Home Federal Savings Bank
1016 CIVIC CENTER DR NW
ROCHESTER, MN 55901
* $ 790,137,000 1 $ 222,000
Pioneer Bank
320 STADIUM ROAD SUITE 100
MANKATO, MN 56001
* $ 270,062,000 1 $ 90,000
Independent Bankers Bank of Fl
615 CRESCENT EXECUTIVE COURT, SUITE 400
LAKE MARY, FL 32746
* $ 247,217,000 1 $ 60,000
Centrue Bank
606 BROADWAY
COAL CITY, IL 60416
* $ 964,939,000 1 $ 85,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 195,395,000 1 $ 19,000
Thrivent Financial Bank
122 EAST COLLEGE AVE., SUITE 1E
APPLETON, WI 54911
* $ 546,918,000 1 $ 50,000
Shelter Financial Bank
1817 W. BROADWAY
COLUMBIA, MO 65218
* $ 172,261,000 1 $ 68,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 5,912,333,000 1 $ 71,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 826,484,000 1 $ 35,000
Mound City Bank
25 E PINE STREET
PLATTEVILLE, WI 53818
* $ 252,684,000 1 $ 104,000
South Side Trust & Savings Bank of Peoria
2119 S.W. ADAMS
PEORIA, IL 61602
* $ 668,261,000 1 $ 61,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,382,225,000 1 $ 163,000
First State Bank
706 WASHINGTON STREET
MENDOTA, IL 61342
* $ 751,641,000 1 $ 50,000
State Bank
885 N ILLINOIS ROUTE 3
WATERLOO, IL 62298
* $ 128,649,000 1 $ 142,000
Walcott Trust and Savings Bank
101 W BRYANT STREET
WALCOTT, IA 52773
* $ 101,582,000 1 $ 54,000
Blackhawk Bank
400 BROAD ST.
BELOIT, WI 53511
* $ 558,221,000 1 $ 220,000
Gas & Electric Credit Union
2300 4TH AVE
ROCK ISLAND, IL 61201
* $ 57,986,000 1 $ 102,000
First Northern Credit Union
230 W MONROE, SUITE 2850
CHICAGO, IL 60606
* $ 289,440,000 1 $ 65,000

The tables below break down 2012 mortgage applications in Henry County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Henry County, IL in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,715 $200,205,000 $116,000 $3,584,000 $73,000 $780,000
Home Purchase 828 $79,384,000 $95,000 $417,000 $58,000 $593,000
Home Improvement 259 $11,708,000 $45,000 $288,000 $67,000 $320,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,413 $251,723,000 $104,000 $3,584,000 $72,000 $780,000
Not applicable 159 $17,511,000 $110,000 $360,000 $8,000 $189,000
Not Provided 139 $15,855,000 $114,000 $783,000 $73,000 $243,000
Hispanic 69 $4,564,000 $66,000 $192,000 $52,000 $254,000
Black or African American 11 $554,000 $50,000 $160,000 $51,000 $82,000
Asian 8 $601,000 $75,000 $125,000 $47,000 $133,000
American Indian or Alaskan Native 3 $489,000 $163,000 $279,000 $79,000 $103,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,197 $225,721,000 $102,000 $3,584,000 $75,000 $646,000
FHA-insured (Federal Housing Administration) 244 $27,179,000 $111,000 $274,000 $43,000 $780,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 228 $18,563,000 $81,000 $184,000 $36,000 $94,000
VA-guaranteed (Veterans Administration) 133 $19,834,000 $149,000 $369,000 $48,000 $190,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,827 $188,892,000 $103,000 $3,584,000 $75,000 $633,000
Application Denied By Financial Institution 349 $31,244,000 $89,000 $1,198,000 $60,000 $646,000
Loan Purchased By The Institution 280 $31,779,000 $113,000 $346,000 $34,000 $241,000
Application Withdrawn By Applicant 217 $24,226,000 $111,000 $392,000 $68,000 $780,000
Application Approved But Not Accepted 81 $7,819,000 $96,000 $275,000 $63,000 $157,000
File Closed For Incompleteness 48 $7,337,000 $152,000 $1,300,000 $74,000 $369,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 128 $8,473,000 $66,000 $390,000 $54,000 $282,000
Debt-To-Income Ratio 51 $4,535,000 $88,000 $320,000 $45,000 $158,000
Collateral 29 $3,126,000 $107,000 $783,000 $85,000 $215,000
Other 26 $2,470,000 $95,000 $220,000 $54,000 $102,000
Credit Application Incomplete 23 $2,808,000 $122,000 $235,000 $89,000 $171,000
Unverifiable Information 12 $867,000 $72,000 $128,000 $47,000 $131,000
Insufficient Cash (Downpayment, Closing Cost) 6 $494,000 $82,000 $139,000 $39,000 $86,000
Mortgage Insurance Denied 1 $78,000 $78,000 $78,000 $0 $0
Employment History 1 $190,000 $190,000 $190,000 $42,000 $42,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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