Houston County MN
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Unlock detailed Houston County MN mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Minnesota.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 725 |
| Total Mortgage Loan Application Amount | $106,119,000 |
| Average Mortgage Loan Application Amount | $146,000 |
| Highest Mortgage Loan Application Amount | $4,000,000 |
| Average Applicant Income | $75,000 |
| Highest Applicant Income | $2,269,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| MERCHANTS BANK, NATIONAL ASSOCIATION 102 EAST THIRD STREET WINONA, MN 55987 |
* | $ 1,518,754,000 | 183 | $ 27,146,000 |
| ALTRA FEDERAL CREDIT UNION 1700 OAK FOREST DRIVE ONALASKA, WI 54650 |
* | $ 1,036,325,000 | 131 | $ 17,746,000 |
| ESB BANK 115 N HWY 44/76 CALEDONIA, MN 55921 |
* | $ 87,434,000 | 45 | $ 5,434,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,532,784,000,000 | 37 | $ 4,964,000 |
| MARINE CREDIT UNION 811 MONITOR STREET LA CROSSE, WI 54603 |
* | $ 534,898,000 | 32 | $ 3,293,000 |
| BREMER BANK, NA 372 ST. PETER STREET ST. PAUL, MN 55102 |
* | $ 9,158,286,000 | 27 | $ 3,388,000 |
| HOME FEDERAL SAVINGS BANK 1016 CIVIC CENTER DR NW ROCHESTER, MN 55901 |
* | $ 576,143,000 | 23 | $ 3,735,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 398,978,359,000 | 20 | $ 2,946,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 15 | $ 2,702,000 |
| SERVION, INC. 500 MAIN STREET NEW BRIGHTON, MN 55112 |
* | $ 250,000,000 | 12 | $ 1,552,000 |
| STATE BANK FINANCIAL 401 MAIN ST LA CROSSE, WI 54601 |
* | $ 331,014,000 | 11 | $ 1,241,000 |
| FIREFIGHTERS CREDIT UNION 525 5TH AVE S ONALASKA, WI 54601 |
* | $ 65,972,000 | 11 | $ 1,204,000 |
| CONSUMER LOAN SERVICES, LLC 811 MONITOR STREET LA CROSSE, WI 54603 |
* | $ 10,000,000 | 10 | $ 1,576,000 |
| ASSOCIATED BANK, NATIONAL ASSOCIATION 200 NORTH ADAMS STREET GREEN BAY, WI 54301 |
* | $ 26,653,631,000 | 10 | $ 1,941,000 |
| BANK OF THE WEST 180 MONTGOMERY STREET SAN FRANCISCO, CA 94104 |
* | $ 71,682,343,000 | 9 | $ 1,541,000 |
| VERVE, A CREDIT UNION 2900 UNIVERSAL ST OSHKOSH, WI 54904 |
* | $ 593,306,000 | 9 | $ 1,106,000 |
| COMPEER FINANCIAL, FLCA 2600 JENNY WREN TRAIL SUN PRAIRIE, WI 53590 |
* | $ 10,000,000 | 9 | $ 2,191,000 |
| RUSHFORD STATE BANK 219 SOUTH MILL STREET PO BOX 648 RUSHFORD, MN 55971 |
* | $ 54,857,000 | 9 | $ 1,342,000 |
| COULEE BANK 1516 LOSEY BLVD. S. LA CROSSE, WI 54601 |
* | $ 304,357,000 | 5 | $ 713,000 |
| DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ 6,260,444,000 | 5 | $ 662,000 |
| GOVERNMENTAL EMPLOYEES CREDIT UNION 225 LA CROSSE ST LA CROSSE, WI 54601 |
* | $ 57,269,000 | 5 | $ 389,000 |
| CITIZENS STATE BANK OF LA CROSSE 620 MAIN STREET LA CROSSE, WI 54601 |
* | $ 163,414,000 | 5 | $ 740,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 4 | $ 435,000 |
| MAYO EMPLOYEES FEDERAL CREDIT UNION 130 23RD AVE SW ROCHESTER, MN 55902 |
* | $ 697,368,000 | 4 | $ 157,000 |
| SECURITY STATE BANK - LEWISTON 225 EAST MAIN STREET, PO BOX 430 LEWISTON, MN 55952 |
* | $ 64,653,000 | 3 | $ 108,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 3 | $ 544,000 |
| LUMINATE HOME LOANS, INC. 7760 FRANCE AVE S, STE 1010 ROSEVILLE, MN 55435 |
* | $ 4,028,990,000 | 3 | $ 464,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ 880,000,000 | 3 | $ 510,000 |
| FARM CREDIT SERVICES OF AMERICA, FLCA 5015 S 118TH ST OMAHA, NE 68137 |
* | $ 10,000,000 | 3 | $ 5,200,000 |
| THINK MUTUAL BANK 5200 MEMBERS PARKWAY NW ROCHESTER, MN 55901 |
* | $ 1,482,812,000 | 3 | $ 235,000 |
| PARK BANK 1200 MAIN STREET PO BOX 100 HOLMEN, WI 54636 |
* | $ 49,372,000 | 3 | $ 511,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ 10,000,000 | 3 | $ 263,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ 10,000,000 | 3 | $ 558,000 |
| 1ST ALLIANCE LENDING, LLC 111 FOUNDERS PLAZA, SUITE 1300 EAST HARTFORD, CT 06108 |
* | $ 3,285,000 | 3 | $ 226,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 185,888,583,000 | 3 | $ 290,000 |
| RIVER BANK 145 N MAIN ST, P.O. BOX 280 STODDARD, WI 54658 |
* | $ 436,536,000 | 3 | $ 395,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,074,981,000,000 | 2 | $ 169,000 |
| STONEGATE MORTGAGE CORPORATION 9190 PRIORITY WAY WEST DRIVE INDIANAPOLIS, IN 46240 |
* | $ 10,000,000 | 2 | $ 389,000 |
| BMO BANK NATIONAL ASSOCIATION 111 W. MONROE CHICAGO, IL 60603 |
* | $ 97,496,905,000 | 2 | $ 138,000 |
| AFFINITY PLUS 175 WEST LAFAYETTE FRONTAGE ROAD SAINT PAUL, MN 55107 |
* | $ 1,703,826,000 | 2 | $ 136,000 |
| CAMBRIA FINANCIAL GROUP, LLC 11000 W 78TH STREET, SUITE 300 BELLE PLAINE, MN 55344 |
* | $ 7,380,000 | 2 | $ 241,000 |
| FIRST FEDERAL BANK 4705 US HWY 90 W LAKE CITY, FL 32055 |
* | $ 972,551,000 | 2 | $ 326,000 |
| COLONIAL SAVINGS, F.A. P O BOX 2988 FORT WORTH, TX 76113 |
* | $ 1,071,910,000 | 1 | $ 88,000 |
| FIRSTBANK 11 CHANNING WAY NASHVILLE, TN 38305 |
* | $ 2,424,729,000 | 1 | $ 172,000 |
| CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SACRAMENTO, CA 94583 |
* | $ 100,000,000 | 1 | $ 128,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 1 | $ 52,000 |
| UNITED SECURITY FINANCIAL CORP 930 EAST 6600 SOUTH MURRAY, UT 84121 |
* | $ 10,000,000 | 1 | $ 365,000 |
| NETWORK CAPITAL FUNDING CORPORATION 5 PARK PLAZA #800 CARSON CITY, NV 92614 |
* | $ 52,388,000 | 1 | $ 178,000 |
| EMM LOANS LLC 3 EXECUTIVE CAMPUS, SUITE 520 CHERRY HILL, NJ 08002 |
* | $ 10,000,000 | 1 | $ 154,000 |
| FIRST ALLIANCE CREDIT UNION 320 ALLIANCE PL NE ROCHESTER, MN 55906 |
* | $ 142,875,000 | 1 | $ 138,000 |
| FIDELITY BANK, NATIONAL ASSOCIATION 100 E ENGLISH WICHITA, KS 67202 |
* | $ 1,622,355,000 | 1 | $ 13,000 |
| MIDCOUNTRY BANK 7825 WASHINGTON AVE. S., STE. 120 BLOOMINGTON, MN 55439 |
* | $ 702,990,000 | 1 | $ 237,000 |
| CONNEXUS CREDIT UNION 2600 PINE RIDGE WAUSAU, WI 54401 |
* | $ 996,318,000 | 1 | $ 30,000 |
| PACIFIC UNION FINANCIAL, LLC 8900 FREEPORT PKWY, STE 150 IRVING, TX 75063 |
* | $ 40,000,000 | 1 | $ 206,000 |
| NATIONS LENDING CORPORATION 4 SUMMIT PARK DR STE 200 COLUMBUS, OH 44131 |
* | $ 4,410,000 | 1 | $ 154,000 |
| LUANA SAVINGS BANK 100 HARVEST DRIVE LUANA, IA 52156 |
* | $ 708,312,000 | 1 | $ 61,000 |
| CITY STATE BANK 801 MAIN STREET NORWALK, IA 50211 |
* | $ 298,952,000 | 1 | $ 53,000 |
| FIRST SOUTHEAST BANK 3 MAIN AVE NORTH PO BOX 429 HARMONY, MN 55939 |
* | $ 94,135,000 | 1 | $ 120,000 |
| FLAGSHIP FINANCIAL GROUP, LLC. 3130 W. MAPLE LOOP DR. LEHI, UT 84043 |
* | $ 0 | 1 | $ 365,000 |
| VERIDIAN CREDIT UNION 1827 ANSBOROUGH AVE WATERLOO, IA 50701 |
* | $ 2,640,538,000 | 1 | $ 88,000 |
| FIRST WESTERN TRUST BANK 1900 16TH STREET SUITE #500 DENVER, CO 80202 |
* | $ 707,588,000 | 1 | $ 95,000 |
| STIFEL BANK & TRUST 501 N BROADWAY ST LOUIS, MO 63141 |
* | $ 5,244,310,000 | 1 | $ 365,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 63,635,411,000 | 1 | $ 59,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 67,301,894,000 | 1 | $ 119,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,574,093,000,000 | 1 | $ 102,000 |
| ROYAL CREDIT UNION 200 RIVERFRONT TERRACE EAU CLAIRE, WI 54703 |
* | $ 1,543,002,000 | 1 | $ 233,000 |
| CO-OP CREDIT UNION 100 E MAIN ST BLACK RIVER FALLS, WI 54615 |
* | $ 274,785,000 | 1 | $ 88,000 |
| BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 1,680,579,000 | 1 | $ 261,000 |
| PENNYMAC LOAN SERVICES LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ 39,000,000 | 1 | $ 128,000 |
| HIWAY CREDIT UNION 111 EMPIRE DRIVE SAINT PAUL, MN 55103 |
* | $ 957,395,000 | 1 | $ 131,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 1 | $ 111,000 |
| NATIONS DIRECT MORTGAGE, LLC 5 HUTTON CENTRE DRIVE, SUITE 200 SACRAMENTO, CA 92707 |
* | $ 11,000,000 | 1 | $ 193,000 |
| NATIONWIDE BANK ONE NATIONWIDE PLAZA COLUMBUS, OH 43215 |
* | $ 6,265,793,000 | 1 | $ 160,000 |
| LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. WILMINGTON, DE 33146 |
* | $ 1,825,398,000 | 1 | $ 207,000 |
| BAXTER CREDIT UNION 340 N MILWAUKEE AVE VERNON HILLS, IL 60061 |
* | $ 2,107,751,000 | 1 | $ 132,000 |
| ENVOY MORTGAGE, LTD 5100 WESTHEIMER RD, STE 320 AUSTIN, TX 77056 |
* | $ 10,000,000 | 1 | $ 320,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 1 | $ 147,000 |
| HOMESERVICES LENDING, LLC 2700 WESTOWN PARKWAY, SUITE 345 WEST DES MOINES, IA 50266 |
* | $ 25,000,000 | 1 | $ 209,000 |
| DISCOVER HOME LOANS, INC 173 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 83,125,845,000 | 1 | $ 259,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2015, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Houston County MN in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 330 | $48,312,000 | $146,000 | $1,206,000 | $67,000 | $982,000 |
| Refinancing | 304 | $49,548,000 | $162,000 | $4,000,000 | $84,000 | $2,269,000 |
| Home Improvement | 91 | $8,259,000 | $90,000 | $360,000 | $77,000 | $307,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 631 | $85,956,000 | $136,000 | $510,000 | $80,000 | $2,269,000 |
| Not Provided | 50 | $7,343,000 | $146,000 | $353,000 | $64,000 | $259,000 |
| Not applicable | 35 | $11,598,000 | $331,000 | $4,000,000 | $5,000 | $83,000 |
| Black or African American | 3 | $435,000 | $145,000 | $158,000 | $73,000 | $93,000 |
| Hispanic | 3 | $321,000 | $107,000 | $175,000 | $52,000 | $106,000 |
| Asian | 2 | $271,000 | $135,000 | $154,000 | $44,000 | $89,000 |
| American Indian or Alaskan Native | 1 | $195,000 | $195,000 | $195,000 | $54,000 | $54,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 627 | $91,750,000 | $146,000 | $4,000,000 | $80,000 | $2,269,000 |
| FHA-insured (Federal Housing Administration) | 41 | $5,698,000 | $138,000 | $259,000 | $55,000 | $121,000 |
| VA-guaranteed (Veterans Administration) | 32 | $5,775,000 | $180,000 | $365,000 | $41,000 | $111,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 25 | $2,896,000 | $115,000 | $185,000 | $37,000 | $64,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 495 | $69,155,000 | $139,000 | $1,206,000 | $82,000 | $2,269,000 |
| Application Withdrawn By Applicant | 73 | $16,215,000 | $222,000 | $4,000,000 | $70,000 | $300,000 |
| Application Denied By Financial Institution | 70 | $9,535,000 | $136,000 | $417,000 | $54,000 | $182,000 |
| Application Approved But Not Accepted | 52 | $6,278,000 | $120,000 | $304,000 | $57,000 | $154,000 |
| Loan Purchased By The Institution | 23 | $3,366,000 | $146,000 | $365,000 | $38,000 | $173,000 |
| File Closed For Incompleteness | 12 | $1,570,000 | $130,000 | $220,000 | $88,000 | $545,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 22 | $2,446,000 | $111,000 | $277,000 | $47,000 | $116,000 |
| Debt-To-Income Ratio | 21 | $2,587,000 | $123,000 | $361,000 | $46,000 | $111,000 |
| Collateral | 9 | $1,729,000 | $192,000 | $417,000 | $78,000 | $182,000 |
| Other | 2 | $204,000 | $102,000 | $124,000 | $36,000 | $41,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $64,000 | $64,000 | $64,000 | $62,000 | $62,000 |
| Credit Application Incomplete | 1 | $78,000 | $78,000 | $78,000 | $41,000 | $41,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.