Howard County AR
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Unlock detailed Howard County AR mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Arkansas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 308 |
| Total Mortgage Loan Application Amount | $30,586,000 |
| Average Mortgage Loan Application Amount | $99,000 |
| Highest Mortgage Loan Application Amount | $840,000 |
| Average Applicant Income | $63,000 |
| Highest Applicant Income | $769,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| REGIONS BANK 1900 5TH AVENUE N - ALBH10903B BIRMINGHAM, AL 35203 |
* | $ 138,006,763,000 | 41 | $ 2,908,000 |
| BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,465,221,449,000 | 34 | $ 3,674,000 |
| BEAR STATE BANK 1401 HWY 62/65 N HARRISON, AR 72602 |
* | $ 694,622,000 | 33 | $ 2,907,000 |
| WR STARKEY MORTGAGE LLP 6101 WEST PLANO PARKWAY PLANO, TX 75093 |
* | $ 10,000,000 | 32 | $ 3,782,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 27 | $ 2,666,000 |
| JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,627,684,000,000 | 13 | $ 1,598,000 |
| AMERICAN SOUTHWEST MORTGAGE CORP. 5900 MOSTELLER DRIVE SUITE 10 OKLAHOMA CITY, OK 73112 |
* | $ 143,000,000 | 10 | $ 1,153,000 |
| BANCORPSOUTH BANK P O BOX 789 TUPELO, MS 38802 |
* | $ 13,163,459,000 | 10 | $ 635,000 |
| WELLS FARGO BANK, NA 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 608,778,000,000 | 9 | $ 816,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 8 | $ 1,243,000 |
| VANDERBILT MORTGAGE 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ 31,000,000 | 8 | $ 432,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 8 | $ 281,000 |
| ALLY BANK F/K/A/ GMAC BANK 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 55,302,902,000 | 5 | $ 532,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 5 | $ 567,000 |
| SHELTER FINANCIAL BANK 1817 W. BROADWAY COLUMBIA, MO 65218 |
* | $ 197,047,000 | 4 | $ 1,241,000 |
| GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 4 | $ 372,000 |
| STATE FARM BANK 1 STATE FARM PLAZA BLOOMINGTON, IL 61710 |
* | $ 16,157,711,000 | 3 | $ 118,000 |
| US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 276,376,130,000 | 3 | $ 214,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 112,736,105,000 | 3 | $ 277,000 |
| 1ST BANK, N.A. PO BOX 520 HOPE, AR 71801 |
* | $ 286,382,000 | 3 | $ 50,000 |
| THE PEOPLES STATE BANK 880 SAN ANTONIO AVE MANY, LA 71449 |
* | $ 433,607,000 | 3 | $ 139,000 |
| RED RIVER EMPLOYEES FEDERAL CREDIT UNION 4405 SUMMERHILL ROAD TEXARKANA, TX 75503 |
* | $ 451,754,000 | 2 | $ 258,000 |
| FIRST RESIDENTIAL MORTGAGE 9721 ORMSBY STATION RD. LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 2 | $ 286,000 |
| GMFS, LLC 7389 FLORIDA BLVD, STE 200-A BATON ROUGE, LA 70806 |
* | $ 10,000,000 | 2 | $ 387,000 |
| SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 164,340,844,000 | 2 | $ 234,000 |
| RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 WILMINGTON, DE 11747 |
* | $ 100,000,000 | 2 | $ 411,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 2 | $ 237,000 |
| MORTGAGE INVESTORS CORP 6090 CENTRAL AVE ST. PETERSBURG, FL 33707 |
* | $ 10,000,000 | 1 | $ 61,000 |
| HOMEOWNERS MORTGAGE OF AMERICA 100 GALLERIA PARKWAY STE 1400 ATLANTA, GA 30339 |
* | $ 10,000,000 | 1 | $ 148,000 |
| SIERRA PACIFIC MORTGAGE COMPANY, INC. 1180 IRON POINT RD, SUITE 200 FOLSOM, CA 95630 |
* | $ 10,000,000 | 1 | $ 148,000 |
| UNITED BUILT HOMES, L.L.C. 8500 LINE AVE BATON ROUGE, LA 71106 |
* | $ 59,713,000 | 1 | $ 100,000 |
| SWBC MORTGAGE CORPORATION 9311 SAN PEDRO AVENUE STE 100 SAN ANTONIO, TX 78216 |
* | $ 502,411,000 | 1 | $ 67,000 |
| FREEDOM MORTGAGE CORP. 10500 KINCAID DR. STE. 300 FISHERS, IN 46037 |
* | $ 10,000,000 | 1 | $ 106,000 |
| RMC VANGUARD 7670 WOODWAY, SUITE 162 HOUSTON, TX 77063 |
* | $ 20,000,000 | 1 | $ 143,000 |
| FRANKLIN AMERICAN MORTGAGE CO 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 1 | $ 165,000 |
| THE HUNTINGTON NATIONAL BANK 7575 HUNTINGTON PARK DR COLUMBUS, OH 43235 |
* | $ 51,111,245,000 | 1 | $ 116,000 |
| SIMMONS FIRST NATIONAL BANK 501 MAIN PINE BLUFF, AR 71601 |
* | $ 1,603,491,000 | 1 | $ 150,000 |
| CENTENNIAL BANK PO BOX 966 CONWAY, AR 72033 |
* | $ 2,675,641,000 | 1 | $ 189,000 |
| FIRST TENNESSEE BANK NA 165 MADISON 5TH FLOOR MEMPHIS, TN 38103 |
* | $ 25,841,918,000 | 1 | $ 48,000 |
| ING BANK, FSB 1 SOUTH ORANGE STREET WILMINGTON, DE 19801 |
* | $ 90,293,933,000 | 1 | $ 49,000 |
| ATLANTIC COAST BANK 505 HAINES AVENUE WAYCROSS, GA 31501 |
* | $ 906,535,000 | 1 | $ 35,000 |
| US BANK NORTH DAKOTA 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 5,122,657,000 | 1 | $ 60,000 |
| METLIFE BANK, N.A. 334 MADISON AVENUE CONVENT STATION, NJ 07961 |
* | $ 14,106,965,000 | 1 | $ 117,000 |
| CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 1 | $ 71,000 |
| RESIDENTIAL FINANCE CORP. 401 N. FRONT STREET, SUITE 300 COLUMBUS, OH 43215 |
* | $ 17,533,484,000 | 1 | $ 139,000 |
| COLONIAL SAVINGS, F. A. P. O. BOX 2988 FORT WORTH, TX 76113 |
* | $ 964,882,000 | 1 | $ 66,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 37,922,355,000 | 1 | $ 14,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 1 | $ 78,000 |
| BANKERS MORTGAGE CENTER, INC. 909 NORTH 18TH STREET STE 110 MONROE, LA 71201 |
* | $ 10,000,000 | 1 | $ 72,000 |
| FIRST ARKANSAS MORTGAGE CO P. O. BOX 6009 SHERWOOD, AR 72124 |
* | $ 30,000,000 | 1 | $ 218,000 |
| BANK OF THE OZARKS PO BOX 8811 LITTLE ROCK, AR 72231 |
* | $ 2,755,222,000 | 1 | $ 39,000 |
| GUARANTY BOND BANK 100 W ARKANSAS MOUNT PLEASANT, TX 75455 |
* | $ 886,344,000 | 1 | $ 29,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2010, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Howard County AR in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 173 | $19,857,000 | $114,000 | $840,000 | $67,000 | $744,000 |
| Home Purchase | 117 | $10,367,000 | $88,000 | $261,000 | $57,000 | $769,000 |
| Home Improvement | 18 | $362,000 | $20,000 | $90,000 | $59,000 | $245,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 207 | $22,198,000 | $107,000 | $840,000 | $75,000 | $769,000 |
| Not Provided | 32 | $3,499,000 | $109,000 | $247,000 | $41,000 | $139,000 |
| Black or African American | 32 | $1,731,000 | $54,000 | $148,000 | $46,000 | $140,000 |
| Hispanic | 20 | $1,322,000 | $66,000 | $283,000 | $38,000 | $117,000 |
| Not applicable | 12 | $1,499,000 | $124,000 | $403,000 | $8,000 | $98,000 |
| Asian | 3 | $161,000 | $53,000 | $73,000 | $44,000 | $66,000 |
| American Indian or Alaskan Native | 1 | $60,000 | $60,000 | $60,000 | $24,000 | $24,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $116,000 | $116,000 | $116,000 | $92,000 | $92,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 203 | $19,061,000 | $93,000 | $840,000 | $71,000 | $769,000 |
| FHA-insured (Federal Housing Administration) | 73 | $8,331,000 | $114,000 | $250,000 | $49,000 | $194,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 25 | $2,303,000 | $92,000 | $163,000 | $35,000 | $68,000 |
| VA-guaranteed (Veterans Administration) | 7 | $891,000 | $127,000 | $248,000 | $73,000 | $140,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 150 | $13,645,000 | $90,000 | $403,000 | $70,000 | $769,000 |
| Application Denied By Financial Institution | 55 | $5,006,000 | $91,000 | $840,000 | $55,000 | $355,000 |
| Loan Purchased By The Institution | 52 | $5,973,000 | $114,000 | $261,000 | $46,000 | $133,000 |
| Application Withdrawn By Applicant | 29 | $3,260,000 | $112,000 | $225,000 | $65,000 | $300,000 |
| File Closed For Incompleteness | 13 | $1,758,000 | $135,000 | $247,000 | $53,000 | $139,000 |
| Application Approved But Not Accepted | 9 | $944,000 | $104,000 | $283,000 | $87,000 | $348,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 8 | $379,000 | $47,000 | $81,000 | $55,000 | $245,000 |
| Debt-To-Income Ratio | 6 | $475,000 | $79,000 | $220,000 | $78,000 | $123,000 |
| Collateral | 5 | $1,340,000 | $268,000 | $840,000 | $144,000 | $355,000 |
| Other | 2 | $210,000 | $105,000 | $175,000 | $49,000 | $60,000 |
| Unverifiable Information | 2 | $295,000 | $147,000 | $229,000 | $70,000 | $140,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $32,000 | $32,000 | $32,000 | $15,000 | $15,000 |
| Credit Application Incomplete | 1 | $87,000 | $87,000 | $87,000 | $25,000 | $25,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.