Howard County IA
Mortgage Loan Application
Totals and Details
for 2012

Find mortgage statistics and lending data for the Howard County IA metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Howard County IA, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 99
Total Mortgage Loan Application Amount $9,158,000
Average Mortgage Loan Application Amount $92,000
Highest Mortgage Loan Application Amount $251,000
Average Applicant Income $50,000
Highest Applicant Income $451,000

Mortgage Company List for Lending in Howard County IA for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,161,490,000,000 10 $ 965,000
HOME FEDERAL SAVINGS BANK
1016 CIVIC CENTER DR NW
ROCHESTER, MN 55901
* $ 790,137,000 6 $ 562,000
ACKLEY STATE BANK
650 MAIN ST
ACKLEY, IA 50601
* $ 124,513,000 6 $ 385,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 6 $ 600,000
VERIDIAN CREDIT UNION
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 2,019,284,000 5 $ 452,000
BANK OF THE WEST
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 62,408,304,000 5 $ 449,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 4 $ 328,000
IOWA BANKERS MORTGAGE CORPORATION
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ 10,000,000 3 $ 204,000
WELLS FEDERAL BANK
53 1ST ST SW
WELLS, MN 56097
* $ 239,475,000 3 $ 270,000
BANK IOWA
1150 JORDAN CREEK PARKWAY
WEST DES MOINES, IA 50266
* $ 1,089,899,000 3 $ 317,000
STATE BANK
25 N. CHESTNUT AVE
NEW HAMPTON, IA 50659
* $ 337,297,000 3 $ 164,000
EVOLVE BANK & TRUST
301 SHOPPING WAY BLVD
WEST MEMPHIS, AR 72301
* $ 247,163,000 3 $ 354,000
LUANA SAVINGS BANK
100 HARVEST DRIVE
LUANA, IA 52156
* $ 453,215,000 3 $ 167,000
FIDELITY BANK & TRUST
4250 ASBURY ROAD
DUBUQUE, IA 52002
* $ 560,055,000 2 $ 310,000
NATIONWIDE BANK
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 4,479,945,000 2 $ 95,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 2 $ 211,000
CONSUMER LOAN SERVICES, LLC
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 10,000,000 2 $ 170,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 2 $ 244,000
BMO HARRIS BANK NATIONAL ASSOCIATION
111 W. MONROE
CHICAGO, IL 60603
* $ 97,264,044,000 2 $ 106,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 2 $ 200,000
US BK NA ND
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 2 $ 33,000
ALLY BANK
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 1 $ 251,000
GMAC MORTGAGE, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 1 $ 250,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 114,540,379,000 1 $ 127,000
EDWARD JONES MORTGAGE, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,783,443,000 1 $ 90,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 1 $ 58,000
MERCHANTS BANK, NATIONAL ASSOCIATION
102 EAST THIRD STREET
WINONA, MN 55987
* $ 1,241,069,000 1 $ 63,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 1 $ 67,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 60,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 1 $ 52,000
HOME LOAN CENTER, INC.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 84,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 71,000
FARM CREDIT SERVICES OF AMERICA, FLCA
5015 S 118TH ST
OMAHA, NE 68137
* $ 10,000,000 1 $ 100,000
THINK MUTUAL BANK
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,458,515,000 1 $ 104,000
CENTRAL BANK
600 LAKE AVENUE
STORM LAKE, IA 50588
* $ 459,848,000 1 $ 136,000
GRAND BANK, NATIONAL ASSOCIATION
2297 HWY 33
HAMILTON, NJ 08690
* $ 341,507,000 1 $ 127,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 1 $ 101,000
GUILD MORTGAGE COMPANY
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 1 $ 193,000
EASTWOOD BANK
5125 HWY 52 N
ROCHESTER, MN 55901
* $ 554,616,000 1 $ 117,000
LINCOLN SAVINGS BANK
301 WASHINGTON ST
CEDAR FALLS, IA 50613
* $ 582,933,000 1 $ 136,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 1 $ 49,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Howard County IA in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 65 $6,628,000 $101,000 $251,000 $53,000 $451,000
Home Purchase 30 $2,342,000 $78,000 $167,000 $43,000 $120,000
Home Improvement 4 $188,000 $47,000 $138,000 $42,000 $70,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 90 $8,168,000 $90,000 $251,000 $54,000 $451,000
Not applicable 5 $561,000 $112,000 $250,000 $0 $0
Not Provided 4 $429,000 $107,000 $160,000 $21,000 $61,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 65 $6,130,000 $94,000 $251,000 $58,000 $451,000
FHA-insured (Federal Housing Administration) 15 $1,552,000 $103,000 $208,000 $28,000 $67,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 15 $1,109,000 $73,000 $167,000 $32,000 $62,000
VA-guaranteed (Veterans Administration) 4 $367,000 $91,000 $180,000 $64,000 $111,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 50 $4,472,000 $89,000 $251,000 $53,000 $120,000
Application Denied By Financial Institution 22 $1,805,000 $82,000 $208,000 $38,000 $70,000
Application Approved But Not Accepted 11 $1,120,000 $101,000 $193,000 $40,000 $90,000
Loan Purchased By The Institution 9 $1,018,000 $113,000 $250,000 $30,000 $67,000
Application Withdrawn By Applicant 7 $743,000 $106,000 $195,000 $100,000 $451,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 5 $308,000 $61,000 $84,000 $44,000 $66,000
Credit History 4 $274,000 $68,000 $124,000 $43,000 $70,000
Debt-To-Income Ratio 2 $210,000 $105,000 $140,000 $25,000 $25,000
Credit Application Incomplete 1 $101,000 $101,000 $101,000 $35,000 $35,000
Insufficient Cash (Downpayment, Closing Cost) 1 $25,000 $25,000 $25,000 $70,000 $70,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Iowa, and search similar information back through 2003.

Download the Iowa Lender List