Hyde County, NC Mortgage Lenders & HMDA Data, 2013

In 2013, lenders reported 209 mortgage applications in Hyde County, NC totaling $31.7 million, up 4% from 2012. The average application was for $151,000, and applicants reported an average income of $99,000. 44% of applications resulted in an originated loan and 24% were denied. The most active lender was State Employees' Credit Union, with 34 applications, followed by Wells Fargo Bank NA and JPMorgan Chase Bank, NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 209
Total Mortgage Loan Application Amount $31,682,000
Average Mortgage Loan Application Amount $151,000
Highest Mortgage Loan Application Amount $500,000
Average Applicant Income $99,000
Highest Applicant Income $958,000

Mortgage Company List for Lending in Hyde County, NC for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
State Employees' Credit Union
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ 25,475,784,000 34 $ 2,884,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,266,125,000,000 19 $ 2,517,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 14 $ 2,337,000
Southern Bank and Trust Compan
PO BOX 729
MT OLIVE, NC 28365
* $ 1,337,305,000 11 $ 995,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 11 $ 707,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,313,401,000,000 8 $ 1,673,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 178,034,172,000 8 $ 1,319,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,474,077,383,000 7 $ 1,901,000
On Q Financial, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85260
* $ 10,000,000 6 $ 1,813,000
First South Bank
1311 CAROLINA AVE
WASHINGTON, NC 27889
* $ 707,256,000 6 $ 836,000
Civic FCU
P.O. DRAWER 25279
RALEIGH, NC 27609
* $ 1,232,685,000 4 $ 253,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 4 $ 656,000
Vantagesouth Bank
206 HIGH HOUSE ROAD
CARY, NC 27512
* $ 1,085,132,000 4 $ 461,000
Townebank
5716 HIGH STREET WEST
PORTSMOUTH, VA 23703
* $ 4,405,926,000 3 $ 595,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 3 $ 395,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 3 $ 570,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 3 $ 661,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 3 $ 852,000
First Bank
PO BOX 508
TROY, NC 27371
* $ 3,244,951,000 3 $ 684,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 3 $ 155,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 295,026,390,000 3 $ 668,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 3 $ 241,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 3 $ 629,000
Lendmark Financial Services
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 3 $ 29,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 58,597,476,000 2 $ 305,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 169,076,807,000 2 $ 583,000
Monarch Bank
1435 CROSSWAYS BOULEVARD, SUITE 101
CHESAPEAKE, VA 23320
* $ 1,214,633,000 2 $ 743,000
Gateway Bank Mortgage, Inc.
901 E CAREY STREET, SUITE 1700
RICHMOND, VA 23219
* $ 1,743,285,000 2 $ 617,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 2 $ 431,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ 20,908,181,000 2 $ 348,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 196,979,000 2 $ 16,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 1 $ 102,000
First Federal Bank
2440 MALL DRIVE
NORTH CHARLESTON, SC 29406
* $ 3,209,458,000 1 $ 200,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 1 $ 37,000
Cmc Funding, Inc.
814 A1A NORTH, STE. 303
PONTE VEDRA BEACH, FL 32082
* $ 10,000,000 1 $ 220,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 1 $ 181,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 1 $ 148,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 128,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 82,086,021,000 1 $ 258,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 1 $ 250,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 52,436,123,000 1 $ 184,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 86,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 1 $ 45,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 60,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 1 $ 200,000
First National Bank of Eastern Arkansas
101 N WASHINGTON STREET
FORREST CITY, AR 72335
* $ 350,455,000 1 $ 230,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 281,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 1 $ 31,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 1 $ 219,000
Delaware Cty B & Tc
110 RIVERBEND AVENUE
POWELL, OH 43065
* $ 511,374,000 1 $ 352,000
Traditions Bank
226 PAULINE DRIVE
YORK, PA 17402
* $ 282,341,000 1 $ 399,000
Discover Home Loans, Inc.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 1 $ 224,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 94,795,926,000 1 $ 108,000
West Town Bank & Trust
7820 W 26TH STREET
NORTH RIVERSIDE, IL 60546
* $ 140,392,000 1 $ 90,000

The tables below break down 2013 mortgage applications in Hyde County, NC by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Hyde County, NC in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 131 $23,060,000 $176,000 $500,000 $104,000 $958,000
Home Purchase 60 $7,717,000 $128,000 $417,000 $100,000 $958,000
Home Improvement 18 $905,000 $50,000 $202,000 $53,000 $218,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 163 $27,030,000 $165,000 $500,000 $111,000 $958,000
Black or African American 22 $1,245,000 $56,000 $116,000 $45,000 $191,000
Not Provided 15 $1,774,000 $118,000 $341,000 $46,000 $118,000
Not applicable 6 $1,320,000 $220,000 $352,000 $94,000 $276,000
American Indian or Alaskan Native 2 $156,000 $78,000 $108,000 $92,000 $115,000
Hispanic 1 $157,000 $157,000 $157,000 $89,000 $89,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 190 $29,751,000 $156,000 $500,000 $104,000 $958,000
FHA-insured (Federal Housing Administration) 10 $875,000 $87,000 $281,000 $33,000 $80,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 6 $745,000 $124,000 $160,000 $44,000 $56,000
VA-guaranteed (Veterans Administration) 3 $311,000 $103,000 $129,000 $53,000 $59,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 91 $14,574,000 $160,000 $417,000 $131,000 $958,000
Application Denied By Financial Institution 51 $6,468,000 $126,000 $434,000 $65,000 $273,000
Application Withdrawn By Applicant 22 $3,236,000 $147,000 $383,000 $86,000 $280,000
Application Approved But Not Accepted 18 $1,830,000 $101,000 $250,000 $59,000 $160,000
Loan Purchased By The Institution 15 $3,544,000 $236,000 $417,000 $107,000 $350,000
File Closed For Incompleteness 12 $2,030,000 $169,000 $500,000 $71,000 $175,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 10 $1,241,000 $124,000 $434,000 $87,000 $273,000
Debt-To-Income Ratio 9 $1,622,000 $180,000 $417,000 $59,000 $167,000
Credit History 8 $302,000 $37,000 $75,000 $26,000 $80,000
Other 4 $507,000 $126,000 $280,000 $109,000 $256,000
Credit Application Incomplete 3 $546,000 $182,000 $341,000 $84,000 $103,000
Employment History 1 $260,000 $260,000 $260,000 $39,000 $39,000
Insufficient Cash (Downpayment, Closing Cost) 1 $150,000 $150,000 $150,000 $50,000 $50,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the North Carolina Lender List