Idaho
Mortgage Loan Application
Totals and Details
in 2018

Find mortgage statistics and mortgage data for Idaho.
Our lists allow you to explore the total number of mortgage applications and mortgage application details for 2003-2018 in all of Idaho.
You can organize this information by metropolitan area and by county.

Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 111,323
Total Mortgage Loan Application Amount $21,499,005,000
Average Mortgage Loan Application Amount $193,000
Highest Mortgage Loan Application Amount $29,155,000
Average Applicant Income $95,000
Highest Applicant Income $9,777,000

Mortgage stats and application averages for each year are shown below, as well as highest application amount and the income of the highest applicant.
If you are looking for a mortgage or loan application data statistics in Idaho, these numbers will give you an idea of what to expect as you begin to look for a lender.

These lists can also be organized by various details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.

Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, and the highest mortgage within that category. You can also look at information regarding the average income of the mortgage applicants and the highest income of the mortgage applicants. If you're looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

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Mortgage Loan Application Detail Totals for Idaho in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 57,646 $13,161,820,000 $228,000 $28,705,000 $97,000 $7,958,000
Cash-out Refinancing 20,121 $3,973,815,000 $197,000 $14,275,000 $81,000 $3,600,000
Refinancing 13,054 $2,608,570,000 $199,000 $29,155,000 $104,000 $9,600,000
Home Improvement 10,864 $821,170,000 $75,000 $25,875,000 $98,000 $9,777,000
Other Purpose 8,812 $811,650,000 $92,000 $23,465,000 $104,000 $8,298,000
Not Applicable 826 $121,980,000 $147,000 $2,305,000 $106,000 $2,400,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 84,934 $15,833,820,000 $186,000 $5,565,000 $96,000 $9,777,000
Not Provided 10,366 $2,131,930,000 $205,000 $6,455,000 $105,000 $9,600,000
Not applicable 6,870 $2,073,560,000 $301,000 $29,155,000 $103,000 $2,400,000
Hispanic 6,329 $924,675,000 $146,000 $1,005,000 $71,000 $8,298,000
Asian 1,199 $248,615,000 $207,000 $1,055,000 $102,000 $1,397,000
American Indian or Alaskan Native 785 $130,465,000 $166,000 $1,005,000 $76,000 $723,000
Black or African American 462 $85,710,000 $185,000 $475,000 $82,000 $523,000
Native Hawaiian or Other Pacific Islander 204 $37,440,000 $183,000 $695,000 $80,000 $279,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 84,513 $15,890,605,000 $188,000 $29,155,000 $104,000 $9,777,000
FHA-insured (Federal Housing Administration) 13,956 $2,566,500,000 $183,000 $23,465,000 $60,000 $972,000
VA-guaranteed (Veterans Administration) 11,119 $2,729,495,000 $245,000 $1,205,000 $75,000 $916,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1,735 $312,405,000 $180,000 $475,000 $55,000 $492,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 65,473 $12,749,745,000 $194,000 $28,705,000 $98,000 $9,600,000
Application Denied By Financial Institution 15,176 $2,266,440,000 $149,000 $6,455,000 $80,000 $9,777,000
Application Withdrawn By Applicant 12,124 $2,565,090,000 $211,000 $29,155,000 $98,000 $6,790,000
Loan Purchased By The Institution 11,307 $2,581,145,000 $228,000 $1,955,000 $100,000 $4,124,000
Application Approved But Not Accepted 4,407 $821,045,000 $186,000 $6,905,000 $102,000 $3,602,000
File Closed For Incompleteness 2,717 $492,565,000 $181,000 $2,595,000 $94,000 $7,200,000
Preapproval Approved but not Accepted 76 $15,620,000 $205,000 $595,000 $92,000 $550,000
Preapproval Denied by Financial Institution 43 $7,355,000 $171,000 $455,000 $60,000 $173,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 95,624 $19,079,930,000 $199,000 $29,155,000 $98,000 $9,600,000
Debt-To-Income Ratio 5,067 $880,765,000 $173,000 $5,565,000 $62,000 $2,581,000
Credit History 4,241 $481,835,000 $113,000 $3,755,000 $81,000 $8,298,000
Collateral 2,872 $416,260,000 $144,000 $2,005,000 $105,000 $9,777,000
Other 1,348 $218,550,000 $162,000 $6,455,000 $87,000 $3,420,000
Credit Application Incomplete 1,063 $210,615,000 $198,000 $1,365,000 $85,000 $1,528,000
Unverifiable Information 584 $111,850,000 $191,000 $2,855,000 $107,000 $2,300,000
Insufficient Cash (Downpayment, Closing Cost) 279 $57,425,000 $205,000 $1,255,000 $84,000 $1,062,000
Employment History 243 $41,575,000 $171,000 $605,000 $58,000 $400,000
Mortgage Insurance Denied 2 $200,000 $100,000 $145,000 $42,000 $42,000
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Mortgage Loan Application Totals in 2018 by Idaho Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
BOISE CITY, ID 53,276 $ 10,586,900,000 $ 198,000 $ 95,000
COEUR D'ALENE, ID 13,403 $ 2,940,545,000 $ 219,000 $ 103,000
IDAHO FALLS, ID 8,737 $ 1,477,725,000 $ 169,000 $ 88,000
LEWISTON, ID-WA 1,804 $ 288,810,000 $ 160,000 $ 80,000
POCATELLO, ID 4,363 $ 635,435,000 $ 145,000 $ 80,000
TWIN FALLS, ID 5,852 $ 898,170,000 $ 153,000 $ 77,000
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Mortgage Loan Application Totals in 2018 by Idaho County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Ada 34,601 $ 7,590,895,000 $ 219,000 $ 107,000
Adams 242 $ 43,600,000 $ 180,000 $ 91,000
Bannock 4,367 $ 635,745,000 $ 145,000 $ 80,000
Bear Lake 399 $ 75,715,000 $ 189,000 $ 123,000
Benewah 385 $ 60,565,000 $ 157,000 $ 72,000
Bingham 2,197 $ 321,175,000 $ 146,000 $ 77,000
Blaine 1,557 $ 602,465,000 $ 386,000 $ 208,000
Boise 711 $ 132,625,000 $ 186,000 $ 99,000
Bonner 3,199 $ 763,525,000 $ 238,000 $ 124,000
Bonneville 7,034 $ 1,187,520,000 $ 168,000 $ 89,000
Boundary 635 $ 109,545,000 $ 172,000 $ 75,000
Butte 105 $ 12,935,000 $ 123,000 $ 70,000
Camas 67 $ 7,305,000 $ 109,000 $ 65,000
Canyon 16,452 $ 2,650,600,000 $ 161,000 $ 73,000
Caribou 335 $ 47,445,000 $ 141,000 $ 74,000
Cassia 835 $ 118,075,000 $ 141,000 $ 76,000
Clark 24 $ 2,140,000 $ 89,000 $ 54,000
Clearwater 303 $ 40,525,000 $ 133,000 $ 65,000
Custer 194 $ 32,020,000 $ 165,000 $ 103,000
Elmore 1,514 $ 231,710,000 $ 153,000 $ 76,000
Franklin 718 $ 122,000,000 $ 169,000 $ 75,000
Fremont 768 $ 147,960,000 $ 192,000 $ 125,000
Gem 1,238 $ 205,770,000 $ 166,000 $ 71,000
Gooding 540 $ 69,490,000 $ 128,000 $ 67,000
Idaho 512 $ 80,790,000 $ 157,000 $ 80,000
Jefferson 1,607 $ 285,755,000 $ 177,000 $ 84,000
Jerome 1,098 $ 151,940,000 $ 138,000 $ 67,000
Kootenai 13,415 $ 2,941,795,000 $ 219,000 $ 103,000
Latah 1,416 $ 267,710,000 $ 189,000 $ 105,000
Lemhi 343 $ 57,815,000 $ 168,000 $ 85,000
Lewis 138 $ 19,130,000 $ 138,000 $ 63,000
Lincoln 199 $ 26,375,000 $ 132,000 $ 68,000
Madison 1,082 $ 273,920,000 $ 253,000 $ 105,000
Minidoka 866 $ 107,320,000 $ 123,000 $ 69,000
Nez Perce 1,804 $ 288,810,000 $ 160,000 $ 80,000
Oneida 224 $ 32,410,000 $ 144,000 $ 68,000
Owyhee 553 $ 80,945,000 $ 146,000 $ 84,000
Payette 1,382 $ 214,750,000 $ 155,000 $ 69,000
Power 236 $ 35,210,000 $ 149,000 $ 72,000
Shoshone 701 $ 79,885,000 $ 113,000 $ 71,000
Teton 784 $ 199,730,000 $ 254,000 $ 122,000
Twin Falls 4,759 $ 747,205,000 $ 157,000 $ 79,000
Valley 1,290 $ 329,370,000 $ 255,000 $ 167,000
Washington 494 $ 66,790,000 $ 135,000 $ 68,000

We hope these mortgage application details and statistics will give you a better idea of what to expect when applying for a mortgage.
Whether you are looking for a home loan, for home financing or refinancing, or for home improvement loan statistics, we have the information you need.
These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender in Idaho.

If you prefer, you can download a copy of the entire list of mortgage lenders in Idaho and search similar information back through 2003.

Download the Idaho Lender List