AllMortgageDetail - Mortgage Application Details

Idaho
Mortgage Loan Application
Totals and Details
in 2014

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Years 2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 69,197
Total Mortgage Loan Application Amount $11,656,542,000
Average Mortgage Loan Application Amount $168,000
Highest Mortgage Loan Application Amount $87,120,000
Average Applicant Income $73,000
Highest Applicant Income $9,999,000

Mortgage Loan Application Detail Totals for Idaho in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 37,313 $6,726,572,000 $180,000 $87,120,000 $73,000 $9,999,000
Refinancing 28,525 $4,703,365,000 $164,000 $17,300,000 $74,000 $9,999,000
Home Improvement 3,359 $226,605,000 $67,000 $2,325,000 $76,000 $1,655,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 53,033 $8,631,140,000 $162,000 $6,335,000 $80,000 $9,999,000
Not applicable 6,317 $1,514,209,000 $239,000 $87,120,000 $9,000 $3,747,000
Not Provided 5,012 $873,039,000 $174,000 $2,560,000 $95,000 $9,999,000
Hispanic 3,331 $398,709,000 $119,000 $1,400,000 $53,000 $1,500,000
Asian 700 $118,145,000 $168,000 $660,000 $88,000 $804,000
American Indian or Alaskan Native 381 $52,324,000 $137,000 $669,000 $66,000 $1,800,000
Black or African American 259 $43,881,000 $169,000 $578,000 $70,000 $666,000
Native Hawaiin or Other Pacific Islander 164 $25,095,000 $153,000 $656,000 $66,000 $638,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 48,087 $8,134,283,000 $169,000 $26,100,000 $86,000 $9,999,000
FHA-insured (Federal Housing Administration) 11,106 $1,635,609,000 $147,000 $8,190,000 $43,000 $844,000
VA-guaranteed (Veterans Administration) 7,420 $1,420,278,000 $191,000 $1,532,000 $49,000 $1,334,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2,584 $466,372,000 $180,000 $87,120,000 $36,000 $428,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 38,202 $6,533,771,000 $171,000 $17,300,000 $83,000 $9,999,000
Application Denied By Financial Institution 11,814 $1,760,752,000 $149,000 $5,860,000 $71,000 $9,999,000
Loan Purchased By The Institution 8,387 $1,523,310,000 $181,000 $87,120,000 $26,000 $3,747,000
Application Withdrawn By Applicant 6,542 $1,136,570,000 $173,000 $26,100,000 $77,000 $2,000,000
Application Approved But Not Accepted 2,469 $401,740,000 $162,000 $2,000,000 $91,000 $3,833,000
File Closed For Incompleteness 1,783 $300,399,000 $168,000 $1,945,000 $79,000 $2,811,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 2,381 $291,297,000 $122,000 $4,000,000 $66,000 $1,680,000
Debt-To-Income Ratio 2,156 $343,509,000 $159,000 $3,650,000 $52,000 $749,000
Collateral 1,616 $260,405,000 $161,000 $1,500,000 $98,000 $9,999,000
Other 743 $105,958,000 $142,000 $2,560,000 $84,000 $1,680,000
Credit Application Incomplete 725 $125,038,000 $172,000 $2,175,000 $91,000 $5,882,000
Unverifiable Information 278 $49,275,000 $177,000 $1,500,000 $88,000 $1,224,000
Insufficient Cash (Downpayment, Closing Cost) 197 $35,059,000 $177,000 $1,274,000 $86,000 $741,000
Employment History 161 $23,898,000 $148,000 $618,000 $64,000 $607,000
Mortgage Insurance Denied 8 $1,708,000 $213,000 $408,000 $70,000 $182,000

Mortgage Loan Application Totals in 2014 by Idaho Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
BOISE CITY, ID 32,320 $ 5,614,619,000 $ 173,000 $ 72,000
COEUR D'ALENE, ID 7,764 $ 1,496,585,000 $ 192,000 $ 81,000
IDAHO FALLS, ID 5,322 $ 765,727,000 $ 143,000 $ 65,000
LEWISTON, ID-WA 1,499 $ 227,745,000 $ 151,000 $ 70,000
POCATELLO, ID 2,997 $ 392,875,000 $ 131,000 $ 59,000

Mortgage Loan Application Totals in 2014 by Idaho County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Ada 21,855 $ 4,121,030,000 $ 188,000 $ 80,000
Adams 179 $ 27,947,000 $ 156,000 $ 86,000
Bannock 3,082 $ 402,479,000 $ 130,000 $ 58,000
Bear Lake 316 $ 45,021,000 $ 142,000 $ 113,000
Benewah 258 $ 34,300,000 $ 132,000 $ 58,000
Bingham 1,327 $ 168,296,000 $ 126,000 $ 63,000
Blaine 980 $ 381,932,000 $ 389,000 $ 188,000
Boise 405 $ 63,441,000 $ 156,000 $ 80,000
Bonner 1,962 $ 381,649,000 $ 194,000 $ 100,000
Bonneville 4,282 $ 610,967,000 $ 142,000 $ 66,000
Boundary 370 $ 58,871,000 $ 159,000 $ 70,000
Butte 76 $ 7,533,000 $ 99,000 $ 65,000
Camas 52 $ 11,811,000 $ 227,000 $ 93,000
Canyon 9,051 $ 1,295,353,000 $ 143,000 $ 56,000
Caribou 255 $ 33,058,000 $ 129,000 $ 70,000
Cassia 549 $ 85,087,000 $ 154,000 $ 56,000
Clark 15 $ 1,644,000 $ 109,000 $ 52,000
Clearwater 238 $ 28,199,000 $ 118,000 $ 57,000
Custer 125 $ 18,931,000 $ 151,000 $ 68,000
Elmore 947 $ 117,666,000 $ 124,000 $ 48,000
Franklin 421 $ 59,479,000 $ 141,000 $ 56,000
Fremont 497 $ 77,904,000 $ 156,000 $ 80,000
Gem 728 $ 109,756,000 $ 150,000 $ 58,000
Gooding 350 $ 52,056,000 $ 148,000 $ 54,000
Idaho 410 $ 54,435,000 $ 132,000 $ 64,000
Jefferson 966 $ 147,476,000 $ 152,000 $ 64,000
Jerome 592 $ 74,349,000 $ 125,000 $ 58,000
Kootenai 7,774 $ 1,498,595,000 $ 192,000 $ 81,000
Latah 955 $ 168,435,000 $ 176,000 $ 75,000
Lemhi 250 $ 35,629,000 $ 142,000 $ 61,000
Lewis 108 $ 12,205,000 $ 113,000 $ 49,000
Lincoln 138 $ 14,867,000 $ 107,000 $ 61,000
Madison 757 $ 146,564,000 $ 193,000 $ 68,000
Minidoka 506 $ 52,320,000 $ 103,000 $ 52,000
Nez Perce 1,500 $ 227,821,000 $ 151,000 $ 70,000
Oneida 150 $ 18,242,000 $ 121,000 $ 67,000
Owyhee 320 $ 43,991,000 $ 137,000 $ 55,000
Payette 915 $ 120,133,000 $ 131,000 $ 59,000
Power 233 $ 26,371,000 $ 113,000 $ 63,000
Shoshone 444 $ 46,150,000 $ 103,000 $ 68,000
Teton 530 $ 110,469,000 $ 208,000 $ 112,000
Twin Falls 2,600 $ 357,846,000 $ 137,000 $ 55,000
Valley 794 $ 166,465,000 $ 209,000 $ 144,000
Washington 284 $ 36,201,000 $ 127,000 $ 59,000