AllMortgageDetail - Mortgage Application Details

Illinois
Mortgage Loan Application
Totals and Details
in 2014

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Years 2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 430,112
Total Mortgage Loan Application Amount $85,478,584,000
Average Mortgage Loan Application Amount $198,000
Highest Mortgage Loan Application Amount $99,999,000
Average Applicant Income $91,000
Highest Applicant Income $9,999,000

Mortgage Loan Application Detail Totals for Illinois in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 217,762 $44,420,400,000 $203,000 $87,468,000 $86,000 $9,999,000
Refinancing 186,200 $38,926,075,000 $209,000 $99,999,000 $97,000 $9,999,000
Home Improvement 26,150 $2,132,109,000 $81,000 $49,005,000 $79,000 $6,743,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 258,396 $50,218,598,000 $194,000 $10,000,000 $107,000 $9,999,000
Not applicable 58,404 $15,155,061,000 $259,000 $99,999,000 $18,000 $2,714,000
Hispanic 34,791 $5,042,735,000 $144,000 $6,000,000 $65,000 $6,740,000
Not Provided 30,701 $6,232,533,000 $203,000 $4,740,000 $112,000 $8,880,000
Black or African American 26,482 $3,617,162,000 $136,000 $3,000,000 $70,000 $6,500,000
Asian 19,735 $4,918,790,000 $249,000 $3,835,000 $129,000 $5,479,000
American Indian or Alaskan Native 840 $122,683,000 $146,000 $809,000 $80,000 $830,000
Native Hawaiin or Other Pacific Islander 763 $171,022,000 $224,000 $1,957,000 $120,000 $2,422,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 330,488 $69,984,154,000 $211,000 $99,999,000 $104,000 $9,999,000
FHA-insured (Federal Housing Administration) 72,603 $11,249,321,000 $154,000 $49,897,000 $46,000 $2,811,000
VA-guaranteed (Veterans Administration) 18,637 $3,459,175,000 $185,000 $1,022,000 $61,000 $1,344,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8,384 $785,934,000 $93,000 $1,355,000 $29,000 $355,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 230,133 $49,160,451,000 $213,000 $99,999,000 $107,000 $9,999,000
Loan Purchased By The Institution 71,100 $12,646,129,000 $177,000 $22,000,000 $34,000 $2,680,000
Application Denied By Financial Institution 69,219 $11,520,618,000 $166,000 $95,000,000 $82,000 $6,500,000
Application Withdrawn By Applicant 34,637 $7,404,827,000 $213,000 $67,200,000 $101,000 $8,539,000
Application Approved But Not Accepted 12,833 $2,313,596,000 $180,000 $26,372,000 $98,000 $5,079,000
File Closed For Incompleteness 12,150 $2,426,212,000 $199,000 $36,149,000 $110,000 $9,999,000
Preapproval Denied by Financial Institution 34 $5,658,000 $166,000 $422,000 $82,000 $296,000
Preapproval Approved but not Accepted 6 $1,093,000 $182,000 $271,000 $106,000 $149,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 13,619 $1,540,253,000 $113,000 $18,072,000 $76,000 $6,500,000
Debt-To-Income Ratio 12,194 $2,129,331,000 $174,000 $3,835,000 $67,000 $2,196,000
Collateral 10,611 $2,137,270,000 $201,000 $55,100,000 $108,000 $4,069,000
Credit Application Incomplete 6,025 $1,311,741,000 $217,000 $3,290,000 $110,000 $3,531,000
Other 4,027 $868,751,000 $215,000 $95,000,000 $92,000 $3,200,000
Unverifiable Information 1,642 $305,615,000 $186,000 $1,800,000 $102,000 $1,764,000
Insufficient Cash (Downpayment, Closing Cost) 1,464 $287,227,000 $196,000 $3,960,000 $95,000 $2,541,000
Employment History 642 $112,209,000 $174,000 $3,738,000 $71,000 $1,839,000
Mortgage Insurance Denied 71 $10,694,000 $150,000 $600,000 $78,000 $400,000

Mortgage Loan Application Totals in 2014 by Illinois Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
BLOOMINGTON, IL 7,024 $ 1,005,247,000 $ 143,000 $ 76,000
CARBONDALE-MARION, IL 3,324 $ 369,444,000 $ 111,000 $ 69,000
CHAMPAIGN-URBANA, IL 7,663 $ 1,141,667,000 $ 148,000 $ 75,000
CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL 252,022 $ 60,062,835,000 $ 238,000 $ 101,000
DANVILLE, IL 2,278 $ 163,733,000 $ 71,000 $ 61,000
DECATUR, IL 3,248 $ 294,992,000 $ 90,000 $ 63,000
ELGIN, IL 23,035 $ 4,271,624,000 $ 185,000 $ 83,000
KANKAKEE, IL 3,435 $ 401,075,000 $ 116,000 $ 67,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 26,801 $ 6,708,814,000 $ 250,000 $ 120,000
PEORIA, IL 13,542 $ 1,636,906,000 $ 120,000 $ 69,000
ROCKFORD, IL 10,921 $ 1,133,669,000 $ 103,000 $ 59,000
SPRINGFIELD, IL 8,388 $ 939,451,000 $ 111,000 $ 77,000

Mortgage Loan Application Totals in 2014 by Illinois County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Adams 1,226 $ 133,468,000 $ 108,000 $ 54,000
Alexander 98 $ 5,521,000 $ 56,000 $ 49,000
Bond 546 $ 55,835,000 $ 102,000 $ 57,000
Boone 1,907 $ 247,282,000 $ 129,000 $ 69,000
Brown 86 $ 8,204,000 $ 95,000 $ 40,000
Bureau 767 $ 74,859,000 $ 97,000 $ 72,000
Calhoun 141 $ 12,441,000 $ 88,000 $ 68,000
Carroll 347 $ 38,857,000 $ 111,000 $ 74,000
Cass 258 $ 17,406,000 $ 67,000 $ 56,000
Champaign 6,556 $ 1,032,912,000 $ 157,000 $ 78,000
Christian 823 $ 68,568,000 $ 83,000 $ 54,000
Clark 296 $ 23,523,000 $ 79,000 $ 83,000
Clay 202 $ 18,860,000 $ 93,000 $ 59,000
Clinton 1,292 $ 152,596,000 $ 118,000 $ 66,000
Coles 965 $ 89,691,000 $ 92,000 $ 61,000
Cook 164,964 $ 41,382,843,000 $ 250,000 $ 104,000
Crawford 282 $ 22,897,000 $ 81,000 $ 62,000
Cumberland 152 $ 14,988,000 $ 98,000 $ 63,000
De Witt 485 $ 44,245,000 $ 91,000 $ 58,000
DeKalb 3,119 $ 448,279,000 $ 143,000 $ 69,000
Douglas 484 $ 48,431,000 $ 100,000 $ 54,000
DuPage 36,336 $ 9,600,708,000 $ 264,000 $ 113,000
Edgar 419 $ 33,488,000 $ 79,000 $ 64,000
Edwards 83 $ 5,924,000 $ 71,000 $ 49,000
Effingham 777 $ 90,036,000 $ 115,000 $ 62,000
Fayette 465 $ 44,977,000 $ 96,000 $ 55,000
Ford 492 $ 39,706,000 $ 80,000 $ 54,000
Franklin 940 $ 72,214,000 $ 76,000 $ 55,000
Fulton 655 $ 52,016,000 $ 79,000 $ 44,000
Gallatin 143 $ 11,842,000 $ 82,000 $ 67,000
Greene 329 $ 25,169,000 $ 76,000 $ 70,000
Grundy 2,001 $ 310,400,000 $ 155,000 $ 72,000
Hamilton 196 $ 15,974,000 $ 81,000 $ 65,000
Hancock 306 $ 24,037,000 $ 78,000 $ 49,000
Hardin 43 $ 3,316,000 $ 77,000 $ 62,000
Henderson 117 $ 9,411,000 $ 80,000 $ 58,000
Henry 1,903 $ 175,753,000 $ 92,000 $ 63,000
Iroquois 594 $ 56,004,000 $ 94,000 $ 61,000
Jackson 1,234 $ 144,604,000 $ 117,000 $ 74,000
Jasper 129 $ 10,617,000 $ 82,000 $ 48,000
Jefferson 1,105 $ 101,270,000 $ 91,000 $ 59,000
Jersey 776 $ 89,023,000 $ 114,000 $ 62,000
Jo Daviess 625 $ 86,709,000 $ 138,000 $ 89,000
Johnson 330 $ 30,778,000 $ 93,000 $ 71,000
Kane 19,921 $ 3,827,947,000 $ 192,000 $ 86,000
Kankakee 3,439 $ 401,288,000 $ 116,000 $ 67,000
Kendall 6,215 $ 1,108,632,000 $ 178,000 $ 78,000
Knox 1,521 $ 112,323,000 $ 73,000 $ 60,000
Lake 26,803 $ 6,709,025,000 $ 250,000 $ 120,000
LaSalle 2,568 $ 284,001,000 $ 110,000 $ 65,000
Lawrence 200 $ 12,923,000 $ 64,000 $ 49,000
Lee 690 $ 67,523,000 $ 97,000 $ 58,000
Livingston 738 $ 64,603,000 $ 87,000 $ 60,000
Logan 768 $ 63,302,000 $ 82,000 $ 55,000
Macon 3,248 $ 294,992,000 $ 90,000 $ 63,000
Macoupin 1,529 $ 128,710,000 $ 84,000 $ 56,000
Madison 10,687 $ 1,306,042,000 $ 122,000 $ 66,000
Marion 1,021 $ 81,321,000 $ 79,000 $ 57,000
Marshall 360 $ 32,986,000 $ 91,000 $ 56,000
Mason 363 $ 28,279,000 $ 77,000 $ 53,000
Massac 186 $ 18,495,000 $ 99,000 $ 57,000
McDonough 534 $ 51,042,000 $ 95,000 $ 66,000
McHenry 13,110 $ 2,214,923,000 $ 168,000 $ 82,000
McLean 6,540 $ 961,019,000 $ 146,000 $ 77,000
Menard 556 $ 61,654,000 $ 110,000 $ 72,000
Mercer 625 $ 54,087,000 $ 86,000 $ 58,000
Monroe 1,590 $ 250,518,000 $ 157,000 $ 82,000
Montgomery 589 $ 49,226,000 $ 83,000 $ 63,000
Morgan 874 $ 75,724,000 $ 86,000 $ 64,000
Moultrie 383 $ 31,266,000 $ 81,000 $ 53,000
Ogle 1,720 $ 202,121,000 $ 117,000 $ 70,000
Peoria 6,497 $ 814,600,000 $ 125,000 $ 72,000
Perry 452 $ 34,518,000 $ 76,000 $ 58,000
Piatt 620 $ 69,233,000 $ 111,000 $ 69,000
Pike 290 $ 30,868,000 $ 106,000 $ 84,000
Pope 50 $ 5,157,000 $ 103,000 $ 78,000
Pulaski 92 $ 5,965,000 $ 64,000 $ 50,000
Putnam 100 $ 9,685,000 $ 96,000 $ 69,000
Randolph 768 $ 70,518,000 $ 91,000 $ 59,000
Richland 270 $ 21,273,000 $ 78,000 $ 64,000
Rock Island 5,704 $ 541,214,000 $ 94,000 $ 57,000
Saline 634 $ 50,253,000 $ 79,000 $ 60,000
Sangamon 7,836 $ 878,176,000 $ 112,000 $ 77,000
Schuyler 136 $ 11,038,000 $ 81,000 $ 66,000
Scott 99 $ 7,246,000 $ 73,000 $ 55,000
Shelby 357 $ 29,549,000 $ 82,000 $ 53,000
St. Clair 10,004 $ 1,329,562,000 $ 132,000 $ 65,000
Stark 138 $ 10,427,000 $ 75,000 $ 58,000
Stephenson 886 $ 109,125,000 $ 123,000 $ 57,000
Tazewell 5,244 $ 613,928,000 $ 117,000 $ 66,000
Union 300 $ 38,189,000 $ 127,000 $ 67,000
Vermilion 2,279 $ 163,750,000 $ 71,000 $ 61,000
Wabash 236 $ 17,865,000 $ 75,000 $ 56,000
Warren 387 $ 26,504,000 $ 68,000 $ 60,000
Washington 420 $ 42,532,000 $ 101,000 $ 61,000
Wayne 255 $ 22,262,000 $ 87,000 $ 59,000
White 383 $ 28,836,000 $ 75,000 $ 59,000
Whiteside 1,271 $ 109,067,000 $ 85,000 $ 57,000
Will 29,474 $ 5,509,516,000 $ 186,000 $ 83,000
Williamson 2,105 $ 225,726,000 $ 107,000 $ 66,000
Winnebago 9,026 $ 888,068,000 $ 98,000 $ 57,000
Woodford 1,313 $ 169,181,000 $ 128,000 $ 72,000