Illinois
Mortgage Loan Application
Totals and Details
in 2012

Find mortgage statistics and mortgage data for Illinois.
Our lists allow you to explore the total number of mortgage applications and mortgage application details for 2003-2021 in all of Illinois.
You can organize this information by metropolitan area and by county.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 754,118
Total Mortgage Loan Application Amount $150,019,999,000
Average Mortgage Loan Application Amount $198,000
Highest Mortgage Loan Application Amount $62,000,000
Average Applicant Income $101,000
Highest Applicant Income $9,999,000

Mortgage stats and application averages for each year are shown below, as well as highest application amount and the income of the highest applicant.
If you are looking for a mortgage or loan application data statistics in Illinois, these numbers will give you an idea of what to expect as you begin to look for a lender.

These lists can also be organized by various details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.

Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, and the highest mortgage within that category. You can also look at information regarding the average income of the mortgage applicants and the highest income of the mortgage applicants. If you're looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

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Mortgage Loan Application Detail Totals for Illinois in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 547,724 $114,255,491,000 $208,000 $53,731,000 $107,000 $9,999,000
Home Purchase 180,797 $33,712,920,000 $186,000 $62,000,000 $88,000 $9,999,000
Home Improvement 25,597 $2,051,588,000 $80,000 $41,000,000 $76,000 $5,142,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 513,933 $101,693,184,000 $197,000 $36,000,000 $111,000 $9,999,000
Not applicable 62,883 $15,480,380,000 $246,000 $62,000,000 $36,000 $6,110,000
Not Provided 57,390 $11,673,545,000 $203,000 $7,000,000 $115,000 $9,999,000
Hispanic 46,307 $7,090,626,000 $153,000 $5,715,000 $68,000 $9,999,000
Asian 36,685 $8,743,083,000 $238,000 $7,000,000 $125,000 $3,900,000
Black or African American 34,432 $4,862,255,000 $141,000 $2,558,000 $69,000 $9,999,000
Native Hawaiian or Other Pacific Islander 1,367 $295,746,000 $216,000 $1,971,000 $110,000 $2,548,000
American Indian or Alaskan Native 1,121 $181,180,000 $161,000 $3,300,000 $90,000 $1,291,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 610,895 $126,848,592,000 $207,000 $62,000,000 $114,000 $9,999,000
FHA-insured (Federal Housing Administration) 112,199 $18,170,042,000 $161,000 $36,800,000 $47,000 $3,600,000
VA-guaranteed (Veterans Administration) 22,583 $4,161,609,000 $184,000 $1,004,000 $46,000 $2,080,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8,441 $839,756,000 $99,000 $6,650,000 $40,000 $465,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 424,748 $86,849,805,000 $204,000 $62,000,000 $112,000 $9,999,000
Loan Purchased By The Institution 125,334 $25,520,290,000 $203,000 $11,472,000 $72,000 $6,110,000
Application Denied By Financial Institution 111,159 $19,497,224,000 $175,000 $36,000,000 $91,000 $9,999,000
Application Withdrawn By Applicant 47,106 $9,247,642,000 $196,000 $48,000,000 $104,000 $9,999,000
Application Approved But Not Accepted 25,424 $4,734,309,000 $186,000 $13,455,000 $106,000 $6,000,000
File Closed For Incompleteness 20,313 $4,167,002,000 $205,000 $9,500,000 $108,000 $9,240,000
Preapproval Denied by Financial Institution 20 $2,010,000 $100,000 $414,000 $65,000 $216,000
Preapproval Approved but not Accepted 14 $1,717,000 $122,000 $328,000 $88,000 $270,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 24,261 $5,117,877,000 $210,000 $7,750,000 $117,000 $6,600,000
Debt-To-Income Ratio 19,799 $3,363,447,000 $169,000 $36,000,000 $62,000 $3,300,000
Credit History 18,319 $2,194,513,000 $119,000 $14,000,000 $75,000 $7,640,000
Credit Application Incomplete 16,734 $3,285,508,000 $196,000 $10,000,000 $109,000 $9,999,000
Other 9,665 $1,725,606,000 $178,000 $9,425,000 $99,000 $9,999,000
Unverifiable Information 3,499 $655,826,000 $187,000 $2,523,000 $98,000 $2,854,000
Insufficient Cash (Downpayment, Closing Cost) 2,548 $496,520,000 $194,000 $2,940,000 $96,000 $2,280,000
Employment History 1,112 $190,692,000 $171,000 $2,940,000 $76,000 $2,350,000
Mortgage Insurance Denied 153 $27,188,000 $177,000 $1,106,000 $87,000 $327,000
Download the Illinois Lender List

Mortgage Loan Application Totals in 2012 by Illinois Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
BLOOMINGTON-NORMAL, IL 11,788 $ 1,879,455,000 $ 159,000 $ 93,000
CHAMPAIGN-URBANA, IL 12,728 $ 2,001,554,000 $ 157,000 $ 85,000
CHICAGO-JOLIET-NAPERVILLE, IL 491,305 $ 110,612,198,000 $ 225,000 $ 109,000
DANVILLE, IL 2,593 $ 203,877,000 $ 78,000 $ 63,000
DECATUR, IL 5,138 $ 541,826,000 $ 105,000 $ 78,000
KANKAKEE-BRADLEY, IL 5,129 $ 685,459,000 $ 133,000 $ 73,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 54,290 $ 13,397,084,000 $ 246,000 $ 132,000
PEORIA, IL 22,421 $ 2,955,563,000 $ 131,000 $ 80,000
ROCKFORD, IL 19,973 $ 2,309,835,000 $ 115,000 $ 70,000
SPRINGFIELD, IL 16,781 $ 2,152,616,000 $ 128,000 $ 91,000
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Mortgage Loan Application Totals in 2012 by Illinois County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Adams 2,732 $ 282,112,000 $ 103,000 $ 65,000
Alexander 100 $ 7,405,000 $ 74,000 $ 58,000
Bond 852 $ 96,958,000 $ 113,000 $ 68,000
Boone 3,635 $ 530,981,000 $ 146,000 $ 81,000
Brown 96 $ 11,413,000 $ 118,000 $ 64,000
Bureau 1,397 $ 123,044,000 $ 88,000 $ 51,000
Calhoun 164 $ 17,808,000 $ 108,000 $ 79,000
Carroll 577 $ 83,638,000 $ 144,000 $ 108,000
Cass 440 $ 30,718,000 $ 69,000 $ 60,000
Champaign 10,978 $ 1,804,251,000 $ 164,000 $ 86,000
Christian 1,364 $ 123,313,000 $ 90,000 $ 66,000
Clark 605 $ 51,002,000 $ 84,000 $ 72,000
Clay 188 $ 14,202,000 $ 75,000 $ 54,000
Clinton 2,484 $ 325,089,000 $ 130,000 $ 74,000
Coles 1,470 $ 154,439,000 $ 105,000 $ 70,000
Cook 289,220 $ 68,582,614,000 $ 237,000 $ 115,000
Crawford 303 $ 29,416,000 $ 97,000 $ 66,000
Cumberland 262 $ 26,731,000 $ 102,000 $ 60,000
De Witt 532 $ 55,845,000 $ 104,000 $ 71,000
DeKalb 5,705 $ 875,207,000 $ 153,000 $ 75,000
Douglas 801 $ 77,544,000 $ 96,000 $ 65,000
DuPage 73,051 $ 17,903,738,000 $ 245,000 $ 119,000
Edgar 497 $ 44,979,000 $ 90,000 $ 80,000
Edwards 120 $ 10,173,000 $ 84,000 $ 56,000
Effingham 979 $ 125,500,000 $ 128,000 $ 77,000
Fayette 689 $ 64,276,000 $ 93,000 $ 63,000
Ford 658 $ 58,069,000 $ 88,000 $ 64,000
Franklin 1,068 $ 91,892,000 $ 86,000 $ 61,000
Fulton 802 $ 65,559,000 $ 81,000 $ 55,000
Gallatin 190 $ 15,200,000 $ 80,000 $ 61,000
Greene 500 $ 44,308,000 $ 88,000 $ 70,000
Grundy 3,075 $ 497,234,000 $ 161,000 $ 81,000
Hamilton 249 $ 20,777,000 $ 83,000 $ 62,000
Hancock 554 $ 49,557,000 $ 89,000 $ 61,000
Hardin 74 $ 6,377,000 $ 86,000 $ 54,000
Henderson 194 $ 14,585,000 $ 75,000 $ 61,000
Henry 2,802 $ 291,297,000 $ 103,000 $ 68,000
Iroquois 921 $ 92,657,000 $ 100,000 $ 64,000
Jackson 1,141 $ 127,556,000 $ 111,000 $ 72,000
Jasper 142 $ 12,697,000 $ 89,000 $ 61,000
Jefferson 1,245 $ 116,584,000 $ 93,000 $ 65,000
Jersey 1,259 $ 150,722,000 $ 119,000 $ 74,000
Jo Daviess 1,249 $ 193,438,000 $ 154,000 $ 115,000
Johnson 372 $ 40,866,000 $ 109,000 $ 80,000
Kane 35,433 $ 6,939,960,000 $ 195,000 $ 94,000
Kankakee 5,129 $ 685,459,000 $ 133,000 $ 73,000
Kendall 10,628 $ 1,921,118,000 $ 180,000 $ 81,000
Knox 1,702 $ 153,980,000 $ 90,000 $ 75,000
Lake 54,295 $ 13,397,884,000 $ 246,000 $ 132,000
LaSalle 4,216 $ 506,678,000 $ 120,000 $ 67,000
Lawrence 288 $ 24,173,000 $ 83,000 $ 61,000
Lee 1,092 $ 115,276,000 $ 105,000 $ 67,000
Livingston 1,145 $ 115,381,000 $ 100,000 $ 69,000
Logan 780 $ 74,925,000 $ 96,000 $ 67,000
Macon 5,139 $ 545,492,000 $ 106,000 $ 78,000
Macoupin 2,519 $ 244,880,000 $ 97,000 $ 67,000
Madison 18,164 $ 2,463,510,000 $ 135,000 $ 78,000
Marion 1,075 $ 96,325,000 $ 89,000 $ 65,000
Marshall 505 $ 49,599,000 $ 98,000 $ 71,000
Mason 466 $ 35,784,000 $ 76,000 $ 59,000
Massac 380 $ 39,974,000 $ 105,000 $ 62,000
McDonough 842 $ 93,669,000 $ 111,000 $ 63,000
McHenry 23,914 $ 4,302,845,000 $ 179,000 $ 90,000
McLean 11,788 $ 1,879,455,000 $ 159,000 $ 93,000
Menard 1,026 $ 120,946,000 $ 117,000 $ 83,000
Mercer 876 $ 85,830,000 $ 97,000 $ 69,000
Monroe 3,231 $ 530,911,000 $ 164,000 $ 90,000
Montgomery 803 $ 75,744,000 $ 94,000 $ 69,000
Morgan 1,575 $ 142,648,000 $ 90,000 $ 71,000
Moultrie 585 $ 53,711,000 $ 91,000 $ 66,000
Ogle 2,884 $ 360,787,000 $ 125,000 $ 75,000
Peoria 10,616 $ 1,445,289,000 $ 136,000 $ 86,000
Perry 490 $ 43,896,000 $ 89,000 $ 61,000
Piatt 1,092 $ 139,234,000 $ 127,000 $ 81,000
Pike 518 $ 49,130,000 $ 94,000 $ 65,000
Pope 69 $ 6,057,000 $ 87,000 $ 68,000
Pulaski 82 $ 5,771,000 $ 70,000 $ 58,000
Putnam 181 $ 21,916,000 $ 121,000 $ 84,000
Randolph 1,105 $ 113,708,000 $ 102,000 $ 71,000
Richland 313 $ 28,475,000 $ 90,000 $ 74,000
Rock Island 8,978 $ 960,230,000 $ 106,000 $ 65,000
Saline 796 $ 69,457,000 $ 87,000 $ 64,000
Sangamon 15,755 $ 2,031,670,000 $ 128,000 $ 91,000
Schuyler 200 $ 15,896,000 $ 79,000 $ 68,000
Scott 168 $ 13,741,000 $ 81,000 $ 71,000
Shelby 527 $ 45,632,000 $ 86,000 $ 61,000
St. Clair 17,543 $ 2,573,008,000 $ 146,000 $ 71,000
Stark 176 $ 13,894,000 $ 78,000 $ 61,000
Stephenson 1,643 $ 164,151,000 $ 99,000 $ 67,000
Tazewell 8,437 $ 1,063,531,000 $ 126,000 $ 72,000
Union 342 $ 39,562,000 $ 115,000 $ 63,000
Vermilion 2,593 $ 203,877,000 $ 78,000 $ 63,000
Wabash 285 $ 24,855,000 $ 87,000 $ 60,000
Warren 546 $ 44,978,000 $ 82,000 $ 63,000
Washington 607 $ 67,716,000 $ 111,000 $ 71,000
Wayne 280 $ 19,988,000 $ 71,000 $ 53,000
White 505 $ 43,337,000 $ 85,000 $ 64,000
Whiteside 1,996 $ 185,628,000 $ 93,000 $ 60,000
Will 50,339 $ 9,692,865,000 $ 192,000 $ 91,000
Williamson 2,145 $ 242,741,000 $ 113,000 $ 66,000
Winnebago 16,341 $ 1,779,129,000 $ 108,000 $ 68,000
Woodford 2,687 $ 383,250,000 $ 142,000 $ 84,000

We hope these mortgage application details and statistics will give you a better idea of what to expect when applying for a mortgage.
Whether you are looking for a home loan, for home financing or refinancing, or for home improvement loan statistics, we have the information you need.
These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender in Illinois.

If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois and search similar information back through 2003.

Download the Illinois Lender List