Independence County AR
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012

Unlock detailed Independence County AR mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Arkansas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,259
Total Mortgage Loan Application Amount $136,998,000
Average Mortgage Loan Application Amount $108,000
Highest Mortgage Loan Application Amount $1,544,000
Average Applicant Income $58,000
Highest Applicant Income $612,000

Mortgage Company List for Lending in Independence County AR for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
FIRST COMMUNITY BANK
1325 HARRISON STREET
BATESVILLE, AR 72501
* $ 738,262,000 177 $ 13,847,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 121 $ 11,560,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,161,490,000,000 112 $ 13,394,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 104 $ 13,132,000
LIBERTY BANK OF ARKANSAS
2901 EAST HIGHLAND DRIVE
JONESBORO, AR 72401
* $ 2,806,967,000 66 $ 9,311,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ 31,000,000 49 $ 2,764,000
GMFS LLC
7389 FLORIDA BLVD, STE 200-A
CAMDEN, DE 70806
* $ 10,000,000 43 $ 6,294,000
DSLD MORTGAGE, LLC
13348 COURSEY BLVD. SUITE D
DOVER, DE 70816
* $ 222,000 43 $ 6,294,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 41 $ 3,890,000
FIRSTBANK
11 CHANNING WAY
NASHVILLE, TN 38305
* $ 2,073,987,000 39 $ 4,052,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 34 $ 1,575,000
STONEGATE MORTGAGE CORPORATION
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 29 $ 3,308,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 168,867,640,000 22 $ 2,336,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,368,203,000 22 $ 1,871,000
SOUTHERN BANK
531 VINE ST
POPLAR BLUFF, MO 63901
* $ 773,263,000 21 $ 4,540,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,288,658,000,000 18 $ 1,775,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,459,157,302,000 18 $ 1,570,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 17 $ 2,004,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 17 $ 1,377,000
AFFILIATED MORTGAGE COMPANY
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 15 $ 1,749,000
US BK NA ND
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 12 $ 868,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 11 $ 902,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ 100,000,000 11 $ 1,899,000
EASTMAN CREDIT UNION
P.O. BOX 1989
KINGSPORT, TN 37662
* $ 2,520,100,000 11 $ 1,103,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ 10,000,000 11 $ 967,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 10 $ 1,487,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 9 $ 1,451,000
MORTGAGE CLEARING CORPORATION
5612 S LEWIS
TULSA, OK 74105
* $ 10,000,000 9 $ 1,647,000
ADMIRALS BANK
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 518,825,000 8 $ 83,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ 880,000,000 7 $ 965,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 7 $ 876,000
ARVEST MORTGAGE COMPANY
931 W MONROE
LOWELL, AR 72745
* $ 12,527,568,000 6 $ 1,193,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 6 $ 891,000
ARKANSAS FEDERAL CREDIT UNION
PO BOX 9
JACKSONVILLE, AR 72078
* $ 837,739,000 6 $ 693,000
IBERIABANK
285 WEST ESPLANADE AVENUE, 2ND FLOOR
KENNER, LA 70065
* $ 11,676,671,000 5 $ 38,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 5 $ 389,000
ALLY BANK
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 4 $ 351,000
METROPOLITAN NATIONAL BANK
425 WEST CAPITOL AVE
LITTLE ROCK, AR 72201
* $ 1,048,403,000 4 $ 436,000
DELTA TRUST MORTGAGE, INC.
11700 CANTRELL ROAD SUITE B
LITTLE ROCK, AR 72223
* $ 383,922,000 4 $ 809,000
HOME LOAN CENTER, INC.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 4 $ 802,000
TELCOE FEDERAL CREDIT UNION
PO BOX 34200
LITTLE ROCK, AR 72203
* $ 296,059,000 4 $ 216,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 4 $ 425,000
FIRST SECURITY BANK
PO BOX 938
CONWAY, AR 72033
* $ 4,011,366,000 3 $ 956,000
HOMEOWNERS MORTGAGE OF AMERICA
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 3 $ 313,000
GATEWAY MORTGAGE GROUP, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 3 $ 417,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 3 $ 148,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 3 $ 521,000
IBERIABANK MORTGAGE COMPANY
285 WEST ESPLANADE AVE, SECOND FLOOR
KENNER, LA 70065
* $ 11,676,671,000 2 $ 643,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 13,623,469,000 2 $ 146,000
FIDELITY BANK, NATIONAL ASSOCIATION
100 E ENGLISH
WICHITA, KS 67202
* $ 1,562,678,000 2 $ 133,000
CIS FINANCIAL SERVICES, INC.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 2 $ 264,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ 10,000,000 2 $ 367,000
CADENCE BANK
P O BOX 789
TUPELO, MS 38802
* $ 12,990,345,000 2 $ 117,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 2 $ 223,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 2 $ 391,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 301,000
LSI MORTGAGE PLUS
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 2 $ 124,000
FIRST FINANCIAL BANK
214 N WASHINGTON STREET
EL DORADO, AR 71730
* $ 791,266,000 2 $ 854,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ 3,125,000 1 $ 41,000
SERVICE FINANCE COMPANY, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 1 $ 12,000
COMMUNITY BANK, NORTH MISSISSIPPI
P. O. BOX 270
AMORY, MS 38821
* $ 486,692,000 1 $ 51,000
FIRST SERVICE BANK
PO BOX 190
GREENBRIER, AR 72058
* $ 226,556,000 1 $ 131,000
WINGS FINANCIAL CREDIT UNION
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 3,393,499,000 1 $ 163,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 132,000
SIRVA MORTGAGE, INC.
6200 OAK TREE BLVD STE 300
UPPER ARLINGTON, OH 44131
* $ 101,315,000 1 $ 116,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
TEMPE, AZ 85297
* $ 5,889,539,000 1 $ 83,000
J.G. WENTWORTH HOME LENDING, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 1 $ 165,000
GFS CAPITAL
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 1 $ 97,000
RESIDENTIAL FINANCE CORPORATIO
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 1 $ 81,000
GENERATION MORTGAGE COMPANY
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 1 $ 33,000
CHERRY CREEK MORTGAGE, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ 10,000,000 1 $ 12,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
CARSON CITY, NV 84116
* $ 242,587,000 1 $ 113,000
RANLIFE, INC.
9272 S. 700 E.
SANDY, UT 84070
* $ 3,304,000 1 $ 132,000
SWBC MORTGAGE CORPORATION
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ 502,411,000 1 $ 122,000
UNITED BUILT HOMES, L.L.C.
8500 LINE AVE
BATON ROUGE, LA 71106
* $ 59,713,000 1 $ 149,000
STANDARD MORTGAGE CORPORATION
701 POYDRAS STREET STE 300 PLAZA
BATON ROUGE, LA 70139
* $ 31,000,000 1 $ 157,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 921,138,000 1 $ 19,000
AMERICAN SOUTHWEST MORTGAGE CORP.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 1 $ 92,000
FIRST CHOICE LOAN SERVICES INC.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 1 $ 187,000
GUARANTY TRUST COMPANY
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 1 $ 191,000
FIRST ARKANSAS MORTGAGE CO
P. O. BOX 6009
SHERWOOD, AR 72124
* $ 30,000,000 1 $ 76,000
RIVERSIDE MORTGAGE COMPANY, INC.
1001 W MARKHAM
LITTLE ROCK, AR 72201
* $ 53,094,000 1 $ 67,000
BANC OF CALIFORNIA, NA
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 984,290,000 1 $ 105,000
BANK OF THE OZARKS
PO BOX 8811
LITTLE ROCK, AR 72231
* $ 3,828,011,000 1 $ 100,000
CENTENNIAL BANK
PO BOX 966
CONWAY, AR 72033
* $ 3,588,241,000 1 $ 36,000
SIMMONS FIRST BANK-NEA
P.O. BOX 7509
JONESBORO, AR 72403
* $ 340,348,000 1 $ 250,000
EVOLVE BANK & TRUST
301 SHOPPING WAY BLVD
WEST MEMPHIS, AR 72301
* $ 247,163,000 1 $ 82,000
BANKTENNESSEE
1125 WEST POPLAR AVENUE
COLLIERVILLE, TN 38017
* $ 246,802,000 1 $ 340,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 1 $ 60,000
SIMMONS FIRST NATIONAL BANK
501 MAIN
PINE BLUFF, AR 71601
* $ 1,849,762,000 1 $ 126,000
HELENA NATIONAL BANK
302 CHERRY ST
HELENA, AR 72342
* $ 175,369,000 1 $ 126,000
GREAT SOUTHERN BANK
218 S GLENSTONE AVE
REEDS SPRING, MO 65802
* $ 3,788,680,000 1 $ 94,000
SOUTHERN MISSOURI BANK OF MARSHFIELD
PO BOX M 1292 BANNING ST
MARSHFIELD, MO 65706
* $ 102,032,000 1 $ 78,000
EDWARD JONES MORTGAGE, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,783,443,000 1 $ 76,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2012, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Independence County AR in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 737 $87,228,000 $118,000 $753,000 $63,000 $543,000
Home Purchase 463 $46,997,000 $101,000 $1,544,000 $51,000 $612,000
Home Improvement 59 $2,773,000 $47,000 $196,000 $60,000 $401,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,019 $108,696,000 $106,000 $753,000 $64,000 $543,000
Not applicable 105 $16,447,000 $156,000 $1,544,000 $8,000 $219,000
Not Provided 88 $7,419,000 $84,000 $330,000 $54,000 $612,000
Hispanic 17 $1,900,000 $111,000 $307,000 $54,000 $94,000
Black or African American 14 $806,000 $57,000 $118,000 $54,000 $135,000
Asian 12 $1,102,000 $91,000 $156,000 $61,000 $176,000
American Indian or Alaskan Native 4 $628,000 $157,000 $210,000 $117,000 $360,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 873 $94,550,000 $108,000 $1,544,000 $66,000 $612,000
FHA-insured (Federal Housing Administration) 178 $17,174,000 $96,000 $259,000 $41,000 $209,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 120 $11,829,000 $98,000 $626,000 $36,000 $147,000
VA-guaranteed (Veterans Administration) 88 $13,445,000 $152,000 $340,000 $49,000 $141,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 634 $74,258,000 $117,000 $1,544,000 $67,000 $543,000
Application Denied By Financial Institution 236 $20,449,000 $86,000 $626,000 $49,000 $312,000
Loan Purchased By The Institution 182 $20,586,000 $113,000 $369,000 $41,000 $543,000
Application Withdrawn By Applicant 106 $12,118,000 $114,000 $368,000 $55,000 $336,000
Application Approved But Not Accepted 55 $5,171,000 $94,000 $241,000 $53,000 $156,000
File Closed For Incompleteness 46 $4,416,000 $96,000 $375,000 $70,000 $612,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 40 $2,926,000 $73,000 $626,000 $63,000 $312,000
Debt-To-Income Ratio 29 $2,856,000 $98,000 $259,000 $37,000 $76,000
Collateral 18 $1,929,000 $107,000 $221,000 $65,000 $164,000
Credit Application Incomplete 13 $1,371,000 $105,000 $330,000 $51,000 $182,000
Unverifiable Information 10 $1,418,000 $141,000 $218,000 $66,000 $251,000
Other 6 $312,000 $52,000 $102,000 $36,000 $90,000
Employment History 4 $452,000 $113,000 $209,000 $64,000 $87,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Arkansas Lender List