Indiana
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023

Discover comprehensive Indiana mortgage statistics and HMDA loan application data from 2003 to 2023.
Explore detailed insights into the total number of mortgage applications, loan amounts, and lending trends across the state.
Our interactive lists allow you to analyze mortgage data by county and metropolitan area, helping you track regional lending patterns.

Need in-depth lender data?
Easily download a formatted spreadsheet containing aggregated HMDA statistics for all Indiana based lenders.
Whether you're an industry analyst, homebuyer, or researcher, this data provides valuable insights into Indiana's mortgage market trends.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 262,646
Total Mortgage Loan Application Amount $52,167,070,000
Average Mortgage Loan Application Amount $198,000
Highest Mortgage Loan Application Amount $81,705,000
Average Applicant Income $104,000
Highest Applicant Income $9,932,000

Explore comprehensive HMDA mortgage statistics and application trends for 2023 in Indiana. Below, you'll find key insights, including total mortgage applications, average loan amounts, highest application amounts, and the income levels of top applicants. If you're researching mortgage and loan application data in Indiana, these statistics will help you understand market trends and lending patterns as you navigate the mortgage process.

Our HMDA dataset allows you to analyze mortgage loan applications for 2023 across various categories, including loan purpose, applicant race, loan type, application outcomes, and reasons for denial. These detailed breakdowns provide valuable insights into borrower demographics and lender activity, making them an essential resource for homebuyers, real estate professionals, and industry analysts.

Each category highlights the total number of mortgage applications, total loan amounts, average mortgage sizes, and the highest loan amounts within each segment. You can also explore borrower income data, including average applicant income and the highest reported incomes for mortgage applicants. Whether you're evaluating lender performance, researching loan approval trends, or comparing mortgage options, this HMDA-backed data offers a valuable snapshot of the mortgage landscape in Indiana.

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Mortgage Loan Application Detail Totals for Indiana in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 137,734 $35,304,915,000 $256,000 $81,705,000 $106,000 $9,663,000
Cash-out Refinancing 44,002 $7,196,195,000 $163,000 $72,685,000 $89,000 $5,555,000
Other Purpose 30,458 $2,446,520,000 $80,000 $5,495,000 $107,000 $9,511,000
Home Improvement 28,926 $2,180,160,000 $75,000 $11,465,000 $107,000 $5,472,000
Refinancing 20,421 $4,925,115,000 $241,000 $67,235,000 $110,000 $9,932,000
Not Applicable 1,105 $114,165,000 $103,000 $3,505,000 $62,000 $640,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 171,749 $28,577,795,000 $166,000 $7,175,000 $104,000 $9,932,000
Not applicable 26,081 $11,595,200,000 $444,000 $81,705,000 $120,000 $1,568,000
Not Provided 25,044 $4,494,135,000 $179,000 $9,215,000 $109,000 $7,188,000
Black or African American 16,448 $2,894,190,000 $175,000 $7,005,000 $87,000 $6,347,000
Hispanic 14,213 $2,316,185,000 $162,000 $1,895,000 $85,000 $8,151,000
Asian 6,587 $1,762,695,000 $267,000 $4,255,000 $141,000 $9,511,000
American Indian or Alaskan Native 1,197 $176,685,000 $147,000 $1,515,000 $95,000 $3,360,000
Native Hawaiian or Other Pacific Islander 139 $23,065,000 $165,000 $735,000 $110,000 $743,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 197,172 $38,032,730,000 $192,000 $81,705,000 $111,000 $9,932,000
FHA-insured (Federal Housing Administration) 46,510 $9,531,800,000 $204,000 $55,675,000 $75,000 $8,507,000
VA-guaranteed (Veterans Administration) 15,463 $4,031,885,000 $260,000 $2,505,000 $91,000 $9,663,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3,501 $570,655,000 $162,000 $385,000 $64,000 $524,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 147,213 $31,418,935,000 $213,000 $81,705,000 $111,000 $9,179,000
Application Denied By Financial Institution 42,765 $5,703,905,000 $133,000 $64,505,000 $82,000 $5,350,000
Application Withdrawn By Applicant 29,362 $6,248,590,000 $212,000 $59,005,000 $106,000 $9,932,000
Loan Purchased By The Institution 26,110 $5,939,850,000 $227,000 $3,435,000 $88,000 $1,568,000
File Closed For Incompleteness 9,821 $1,521,845,000 $154,000 $8,905,000 $102,000 $9,663,000
Application Approved But Not Accepted 7,003 $1,256,535,000 $179,000 $67,955,000 $99,000 $3,167,000
Preapproval Approved but not Accepted 237 $49,795,000 $210,000 $1,525,000 $86,000 $889,000
Preapproval Denied by Financial Institution 135 $27,615,000 $204,000 $595,000 $71,000 $325,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 216,127 $45,254,215,000 $209,000 $79,905,000 $108,000 $9,932,000
Debt-To-Income Ratio 15,907 $2,981,925,000 $187,000 $81,705,000 $74,000 $3,319,000
Credit History 14,476 $1,295,810,000 $89,000 $9,745,000 $84,000 $5,044,000
Collateral 6,400 $985,500,000 $153,000 $33,915,000 $99,000 $2,460,000
Credit Application Incomplete 4,120 $655,180,000 $159,000 $64,505,000 $97,000 $1,565,000
Other 2,845 $464,765,000 $163,000 $57,945,000 $101,000 $5,350,000
Unverifiable Information 1,355 $208,945,000 $154,000 $3,505,000 $91,000 $3,601,000
Insufficient Cash (Downpayment, Closing Cost) 733 $205,785,000 $280,000 $34,255,000 $75,000 $512,000
Employment History 669 $110,215,000 $164,000 $1,365,000 $72,000 $3,200,000
Mortgage Insurance Denied 14 $4,730,000 $337,000 $2,845,000 $78,000 $130,000
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Mortgage Loan Application Totals in 2023 by Indiana Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
BLOOMINGTON, IN 4,789 $ 1,354,675,000 $ 282,000 $ 129,000
COLUMBUS, IN 3,518 $ 645,160,000 $ 183,000 $ 101,000
ELKHART-GOSHEN, IN 7,404 $ 1,074,740,000 $ 145,000 $ 93,000
EVANSVILLE, IN-KY 9,972 $ 1,697,290,000 $ 170,000 $ 98,000
FORT WAYNE, IN 16,182 $ 3,209,950,000 $ 198,000 $ 98,000
GARY, IN 26,795 $ 5,275,845,000 $ 196,000 $ 103,000
INDIANAPOLIS-CARMEL-ANDERSON, IN 94,201 $ 22,962,380,000 $ 243,000 $ 120,000
KOKOMO, IN 3,484 $ 460,680,000 $ 132,000 $ 79,000
LAFAYETTE-WEST LAFAYETTE, IN 7,046 $ 1,446,860,000 $ 205,000 $ 104,000
MICHIGAN CITY-LA PORTE, IN 4,213 $ 684,995,000 $ 162,000 $ 99,000
MUNCIE, IN 3,865 $ 523,335,000 $ 135,000 $ 81,000
SOUTH BEND-MISHAWAKA, IN-MI 10,328 $ 1,699,220,000 $ 164,000 $ 98,000
TERRE HAUTE, IN 5,512 $ 690,340,000 $ 125,000 $ 85,000
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Mortgage Loan Application Totals in 2023 by Indiana County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Adams 1,023 $ 136,955,000 $ 133,000 $ 72,000
Allen 14,823 $ 2,995,735,000 $ 202,000 $ 99,000
Bartholomew 3,518 $ 645,160,000 $ 183,000 $ 101,000
Benton 327 $ 44,455,000 $ 135,000 $ 79,000
Blackford 342 $ 39,380,000 $ 115,000 $ 74,000
Boone 4,090 $ 1,464,520,000 $ 358,000 $ 184,000
Brown 863 $ 192,755,000 $ 223,000 $ 133,000
Carroll 843 $ 121,425,000 $ 144,000 $ 94,000
Cass 1,068 $ 118,310,000 $ 110,000 $ 73,000
Clark 5,546 $ 1,205,460,000 $ 217,000 $ 98,000
Clay 855 $ 109,295,000 $ 127,000 $ 85,000
Clinton 1,289 $ 169,915,000 $ 131,000 $ 83,000
Crawford 347 $ 46,035,000 $ 132,000 $ 87,000
Daviess 767 $ 123,445,000 $ 160,000 $ 88,000
Dearborn 2,002 $ 344,820,000 $ 172,000 $ 99,000
Decatur 904 $ 153,680,000 $ 170,000 $ 85,000
DeKalb 1,774 $ 260,610,000 $ 146,000 $ 86,000
Delaware 3,865 $ 523,335,000 $ 135,000 $ 81,000
Dubois 1,103 $ 162,275,000 $ 147,000 $ 85,000
Elkhart 7,404 $ 1,074,740,000 $ 145,000 $ 93,000
Fayette 800 $ 98,850,000 $ 123,000 $ 68,000
Floyd 3,461 $ 679,455,000 $ 196,000 $ 110,000
Fountain 568 $ 80,510,000 $ 141,000 $ 95,000
Franklin 772 $ 130,660,000 $ 169,000 $ 100,000
Fulton 747 $ 94,055,000 $ 125,000 $ 84,000
Gibson 1,211 $ 190,575,000 $ 157,000 $ 80,000
Grant 1,920 $ 231,640,000 $ 120,000 $ 72,000
Greene 1,119 $ 150,665,000 $ 134,000 $ 79,000
Hamilton 17,601 $ 5,903,605,000 $ 335,000 $ 170,000
Hancock 4,398 $ 1,009,460,000 $ 229,000 $ 115,000
Harrison 1,735 $ 292,065,000 $ 168,000 $ 93,000
Hendricks 8,704 $ 2,099,910,000 $ 241,000 $ 117,000
Henry 1,758 $ 236,660,000 $ 134,000 $ 84,000
Howard 3,484 $ 460,680,000 $ 132,000 $ 79,000
Huntington 1,193 $ 163,575,000 $ 137,000 $ 84,000
Jackson 1,478 $ 220,660,000 $ 149,000 $ 82,000
Jasper 1,294 $ 210,750,000 $ 162,000 $ 88,000
Jay 545 $ 52,235,000 $ 95,000 $ 65,000
Jefferson 1,337 $ 190,205,000 $ 142,000 $ 86,000
Jennings 1,072 $ 145,660,000 $ 135,000 $ 78,000
Johnson 8,150 $ 1,885,020,000 $ 231,000 $ 111,000
Knox 1,038 $ 117,860,000 $ 113,000 $ 76,000
Kosciusko 3,164 $ 563,850,000 $ 178,000 $ 113,000
LaGrange 1,298 $ 199,470,000 $ 153,000 $ 95,000
Lake 18,303 $ 3,556,625,000 $ 194,000 $ 100,000
LaPorte 4,213 $ 684,995,000 $ 162,000 $ 99,000
Lawrence 1,796 $ 266,050,000 $ 148,000 $ 82,000
Madison 6,378 $ 960,970,000 $ 150,000 $ 86,000
Marion 37,032 $ 8,174,575,000 $ 220,000 $ 102,000
Marshall 1,605 $ 239,055,000 $ 148,000 $ 101,000
Martin 280 $ 39,430,000 $ 140,000 $ 82,000
Miami 974 $ 110,440,000 $ 113,000 $ 75,000
Monroe 3,933 $ 1,214,145,000 $ 308,000 $ 136,000
Montgomery 1,532 $ 222,350,000 $ 145,000 $ 84,000
Morgan 3,745 $ 719,495,000 $ 192,000 $ 94,000
Newton 552 $ 82,240,000 $ 148,000 $ 84,000
Noble 1,684 $ 254,750,000 $ 151,000 $ 92,000
Ohio 218 $ 37,240,000 $ 170,000 $ 83,000
Orange 562 $ 82,160,000 $ 146,000 $ 74,000
Owen 856 $ 140,530,000 $ 164,000 $ 95,000
Parke 463 $ 60,025,000 $ 129,000 $ 89,000
Perry 741 $ 83,105,000 $ 112,000 $ 78,000
Pike 467 $ 59,895,000 $ 128,000 $ 76,000
Porter 6,646 $ 1,426,230,000 $ 214,000 $ 114,000
Posey 937 $ 134,805,000 $ 143,000 $ 83,000
Pulaski 366 $ 48,300,000 $ 131,000 $ 81,000
Putnam 1,494 $ 267,600,000 $ 179,000 $ 94,000
Randolph 748 $ 78,440,000 $ 104,000 $ 73,000
Ripley 948 $ 148,250,000 $ 156,000 $ 85,000
Rush 623 $ 82,305,000 $ 132,000 $ 80,000
Scott 989 $ 141,085,000 $ 142,000 $ 80,000
Shelby 1,746 $ 284,470,000 $ 162,000 $ 91,000
Spencer 635 $ 88,305,000 $ 139,000 $ 85,000
St. Joseph 10,328 $ 1,699,220,000 $ 164,000 $ 98,000
Starke 942 $ 132,410,000 $ 140,000 $ 80,000
Steuben 1,348 $ 252,990,000 $ 187,000 $ 111,000
Sullivan 639 $ 68,945,000 $ 107,000 $ 81,000
Switzerland 361 $ 56,145,000 $ 155,000 $ 87,000
Tippecanoe 5,601 $ 1,245,355,000 $ 222,000 $ 108,000
Tipton 547 $ 72,705,000 $ 132,000 $ 86,000
Union 251 $ 94,645,000 $ 377,000 $ 91,000
Vanderburgh 6,376 $ 1,052,230,000 $ 165,000 $ 90,000
Vermillion 523 $ 55,355,000 $ 105,000 $ 79,000
Vigo 3,032 $ 396,720,000 $ 130,000 $ 86,000
Wabash 1,002 $ 130,790,000 $ 130,000 $ 79,000
Warren 275 $ 35,625,000 $ 129,000 $ 83,000
Warrick 2,659 $ 510,255,000 $ 191,000 $ 121,000
Washington 1,195 $ 163,255,000 $ 136,000 $ 82,000
Wayne 1,984 $ 621,965,000 $ 313,000 $ 79,000
Wells 1,140 $ 173,040,000 $ 151,000 $ 82,000
White 1,018 $ 162,960,000 $ 160,000 $ 97,000
Whitley 1,359 $ 214,215,000 $ 157,000 $ 92,000

Our comprehensive HMDA mortgage statistics offer invaluable insights into Indiana's 2023 lending landscape. By analyzing detailed data on mortgage applications, loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can identify key trends shaping the state's housing market.

This in-depth information enables real estate experts, financial analysts, and policymakers to monitor market shifts, assess borrower demographics, and evaluate lender performance effectively. Leverage this powerful data to make informed decisions, conduct thorough market research, and stay ahead in the evolving mortgage industry.
To gain a deeper understanding of Indiana's mortgage lending environment, download the comprehensive list of lenders and their aggregated HMDA statistics today.

Download the Indiana Lender List