AllMortgageDetail - Mortgage Application Details

Indiana
Mortgage Loan Application
Totals and Details
in 2014

Download the entire list of lenders located in Indiana to a Spreadsheet or Other File Type
Years 2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 243,957
Total Mortgage Loan Application Amount $32,835,868,000
Average Mortgage Loan Application Amount $134,000
Highest Mortgage Loan Application Amount $65,825,000
Average Applicant Income $66,000
Highest Applicant Income $9,000,000

Mortgage Loan Application Detail Totals for Indiana in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 122,866 $18,053,911,000 $146,000 $65,825,000 $66,000 $8,512,000
Refinancing 100,241 $13,587,730,000 $135,000 $44,480,000 $66,000 $9,000,000
Home Improvement 20,850 $1,194,227,000 $57,000 $34,000,000 $69,000 $4,163,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 178,191 $22,398,896,000 $125,000 $3,900,000 $73,000 $6,539,000
Not applicable 27,018 $5,504,873,000 $203,000 $65,825,000 $8,000 $4,858,000
Not Provided 16,176 $2,175,076,000 $134,000 $18,078,000 $87,000 $9,000,000
Black or African American 10,109 $1,138,956,000 $112,000 $1,306,000 $57,000 $4,410,000
Hispanic 7,397 $813,108,000 $109,000 $1,300,000 $60,000 $4,800,000
Asian 3,750 $628,355,000 $167,000 $1,100,000 $93,000 $1,629,000
American Indian or Alaskan Native 1,015 $137,352,000 $135,000 $2,499,000 $130,000 $4,399,000
Native Hawaiin or Other Pacific Islander 301 $39,252,000 $130,000 $1,360,000 $76,000 $678,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 162,377 $22,362,718,000 $137,000 $65,825,000 $80,000 $9,000,000
FHA-insured (Federal Housing Administration) 53,968 $6,717,618,000 $124,000 $44,480,000 $37,000 $1,680,000
VA-guaranteed (Veterans Administration) 16,656 $2,590,272,000 $155,000 $18,078,000 $50,000 $822,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 10,956 $1,165,260,000 $106,000 $510,000 $29,000 $325,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 128,529 $18,369,868,000 $142,000 $65,825,000 $79,000 $9,000,000
Application Denied By Financial Institution 43,850 $4,514,307,000 $102,000 $38,900,000 $60,000 $4,410,000
Loan Purchased By The Institution 37,263 $4,824,066,000 $129,000 $17,600,000 $25,000 $1,704,000
Application Withdrawn By Applicant 19,950 $3,142,823,000 $157,000 $44,480,000 $73,000 $6,008,000
Application Approved But Not Accepted 8,139 $1,142,561,000 $140,000 $24,900,000 $74,000 $1,647,000
File Closed For Incompleteness 6,203 $839,001,000 $135,000 $18,078,000 $72,000 $5,079,000
Preapproval Denied by Financial Institution 14 $2,209,000 $157,000 $327,000 $55,000 $109,000
Preapproval Approved but not Accepted 9 $1,033,000 $114,000 $193,000 $43,000 $59,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 11,404 $843,590,000 $73,000 $2,000,000 $57,000 $1,446,000
Collateral 6,010 $697,818,000 $116,000 $3,900,000 $75,000 $3,171,000
Debt-To-Income Ratio 5,516 $619,259,000 $112,000 $3,862,000 $48,000 $1,200,000
Credit Application Incomplete 2,885 $361,403,000 $125,000 $1,360,000 $73,000 $1,948,000
Other 2,430 $218,842,000 $90,000 $1,525,000 $65,000 $4,410,000
Insufficient Cash (Downpayment, Closing Cost) 798 $97,154,000 $121,000 $11,400,000 $62,000 $913,000
Unverifiable Information 681 $77,061,000 $113,000 $750,000 $74,000 $777,000
Employment History 440 $46,252,000 $105,000 $1,500,000 $47,000 $399,000
Mortgage Insurance Denied 32 $3,919,000 $122,000 $274,000 $72,000 $307,000

Mortgage Loan Application Totals in 2014 by Indiana Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
BLOOMINGTON, IN 4,953 $ 778,645,000 $ 157,000 $ 69,000
COLUMBUS, IN 3,280 $ 494,097,000 $ 150,000 $ 75,000
ELKHART-GOSHEN, IN 6,671 $ 785,525,000 $ 117,000 $ 59,000
EVANSVILLE, IN-KY 10,591 $ 1,278,826,000 $ 120,000 $ 61,000
FORT WAYNE, IN 16,303 $ 2,011,941,000 $ 123,000 $ 58,000
GARY, IN 26,785 $ 3,768,925,000 $ 140,000 $ 68,000
INDIANAPOLIS-CARMEL-ANDERSON, IN 83,247 $ 13,464,169,000 $ 161,000 $ 74,000
KOKOMO, IN 2,681 $ 252,178,000 $ 94,000 $ 59,000
LAFAYETTE-WEST LAFAYETTE, IN 7,131 $ 1,007,763,000 $ 141,000 $ 66,000
MICHIGAN CITY-LA PORTE, IN 4,255 $ 528,397,000 $ 124,000 $ 71,000
MUNCIE, IN 3,190 $ 321,631,000 $ 100,000 $ 56,000
SOUTH BEND-MISHAWAKA, IN-MI 8,225 $ 1,025,520,000 $ 124,000 $ 65,000
TERRE HAUTE, IN 5,212 $ 470,404,000 $ 90,000 $ 59,000

Mortgage Loan Application Totals in 2014 by Indiana County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Adams 1,043 $ 99,732,000 $ 95,000 $ 53,000
Allen 13,995 $ 1,758,072,000 $ 125,000 $ 59,000
Bartholomew 3,288 $ 495,299,000 $ 150,000 $ 75,000
Benton 295 $ 21,935,000 $ 74,000 $ 56,000
Blackford 293 $ 22,264,000 $ 75,000 $ 48,000
Boone 3,360 $ 731,773,000 $ 217,000 $ 105,000
Brown 791 $ 115,315,000 $ 145,000 $ 92,000
Carroll 759 $ 73,318,000 $ 96,000 $ 71,000
Cass 864 $ 68,660,000 $ 79,000 $ 48,000
Clark 5,051 $ 622,809,000 $ 123,000 $ 57,000
Clay 824 $ 75,256,000 $ 91,000 $ 57,000
Clinton 1,065 $ 92,627,000 $ 86,000 $ 52,000
Crawford 369 $ 28,890,000 $ 78,000 $ 51,000
Daviess 739 $ 79,830,000 $ 108,000 $ 62,000
Dearborn 1,993 $ 254,794,000 $ 127,000 $ 61,000
Decatur 808 $ 95,558,000 $ 118,000 $ 64,000
DeKalb 1,718 $ 183,222,000 $ 106,000 $ 54,000
Delaware 3,195 $ 322,127,000 $ 100,000 $ 56,000
Dubois 957 $ 118,206,000 $ 123,000 $ 62,000
Elkhart 6,735 $ 787,412,000 $ 116,000 $ 59,000
Fayette 713 $ 55,790,000 $ 78,000 $ 53,000
Floyd 3,315 $ 460,154,000 $ 138,000 $ 66,000
Fountain 540 $ 40,199,000 $ 74,000 $ 58,000
Franklin 815 $ 103,494,000 $ 126,000 $ 69,000
Fulton 500 $ 50,630,000 $ 101,000 $ 77,000
Gibson 1,142 $ 110,528,000 $ 96,000 $ 58,000
Grant 1,485 $ 127,444,000 $ 85,000 $ 49,000
Greene 994 $ 86,850,000 $ 87,000 $ 55,000
Hamilton 17,438 $ 4,043,008,000 $ 231,000 $ 102,000
Hancock 3,756 $ 567,626,000 $ 151,000 $ 69,000
Harrison 1,612 $ 188,984,000 $ 117,000 $ 56,000
Hendricks 7,970 $ 1,228,842,000 $ 154,000 $ 72,000
Henry 1,457 $ 132,870,000 $ 91,000 $ 61,000
Howard 2,682 $ 252,286,000 $ 94,000 $ 59,000
Huntington 1,100 $ 112,395,000 $ 102,000 $ 53,000
Jackson 1,453 $ 166,999,000 $ 114,000 $ 49,000
Jasper 1,213 $ 145,469,000 $ 119,000 $ 59,000
Jay 634 $ 47,783,000 $ 75,000 $ 58,000
Jefferson 1,251 $ 127,376,000 $ 101,000 $ 56,000
Jennings 940 $ 88,267,000 $ 93,000 $ 59,000
Johnson 7,398 $ 1,056,337,000 $ 142,000 $ 68,000
Knox 998 $ 84,956,000 $ 85,000 $ 62,000
Kosciusko 2,902 $ 414,834,000 $ 142,000 $ 73,000
LaGrange 1,247 $ 175,206,000 $ 140,000 $ 74,000
Lake 17,789 $ 2,398,115,000 $ 134,000 $ 64,000
LaPorte 4,289 $ 531,648,000 $ 123,000 $ 71,000
Lawrence 1,117 $ 117,604,000 $ 105,000 $ 51,000
Madison 4,286 $ 396,992,000 $ 92,000 $ 53,000
Marion 32,395 $ 4,585,501,000 $ 141,000 $ 63,000
Marshall 1,356 $ 157,015,000 $ 115,000 $ 65,000
Martin 314 $ 26,858,000 $ 85,000 $ 61,000
Miami 875 $ 74,355,000 $ 84,000 $ 59,000
Monroe 4,155 $ 701,105,000 $ 168,000 $ 71,000
Montgomery 1,492 $ 139,362,000 $ 93,000 $ 54,000
Morgan 3,186 $ 412,719,000 $ 129,000 $ 62,000
Newton 535 $ 54,286,000 $ 101,000 $ 62,000
Noble 1,662 $ 184,245,000 $ 110,000 $ 56,000
Ohio 251 $ 25,215,000 $ 100,000 $ 59,000
Orange 346 $ 34,539,000 $ 99,000 $ 52,000
Owen 807 $ 78,125,000 $ 96,000 $ 55,000
Parke 515 $ 44,026,000 $ 85,000 $ 70,000
Perry 581 $ 57,268,000 $ 98,000 $ 46,000
Pike 367 $ 31,484,000 $ 85,000 $ 51,000
Porter 7,266 $ 1,173,206,000 $ 161,000 $ 77,000
Posey 966 $ 101,896,000 $ 105,000 $ 61,000
Pulaski 329 $ 29,587,000 $ 89,000 $ 57,000
Putnam 1,377 $ 167,647,000 $ 121,000 $ 56,000
Randolph 854 $ 65,841,000 $ 77,000 $ 61,000
Ripley 928 $ 106,346,000 $ 114,000 $ 63,000
Rush 542 $ 49,718,000 $ 91,000 $ 58,000
Scott 915 $ 83,921,000 $ 91,000 $ 55,000
Shelby 1,516 $ 188,990,000 $ 124,000 $ 62,000
Spencer 496 $ 48,242,000 $ 97,000 $ 50,000
St. Joseph 8,245 $ 1,029,605,000 $ 124,000 $ 65,000
Starke 874 $ 78,776,000 $ 90,000 $ 56,000
Steuben 1,479 $ 186,534,000 $ 126,000 $ 70,000
Sullivan 665 $ 50,143,000 $ 75,000 $ 55,000
Switzerland 401 $ 38,153,000 $ 95,000 $ 73,000
Tippecanoe 6,253 $ 936,761,000 $ 149,000 $ 66,000
Tipton 548 $ 54,517,000 $ 99,000 $ 66,000
Union 214 $ 18,893,000 $ 88,000 $ 54,000
Vanderburgh 6,834 $ 789,339,000 $ 115,000 $ 57,000
Vermillion 550 $ 42,677,000 $ 77,000 $ 55,000
Vigo 3,174 $ 302,380,000 $ 95,000 $ 62,000
Wabash 811 $ 71,520,000 $ 88,000 $ 52,000
Warren 321 $ 28,146,000 $ 87,000 $ 63,000
Warrick 2,827 $ 390,328,000 $ 138,000 $ 71,000
Washington 1,069 $ 98,633,000 $ 92,000 $ 52,000
Wayne 1,879 $ 165,197,000 $ 87,000 $ 54,000
Wells 1,099 $ 116,473,000 $ 105,000 $ 51,000
White 1,002 $ 107,563,000 $ 107,000 $ 69,000
Whitley 1,376 $ 159,416,000 $ 115,000 $ 56,000