Iosco County MI
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009

Unlock detailed Iosco County MI mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Michigan.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,057
Total Mortgage Loan Application Amount $113,982,000
Average Mortgage Loan Application Amount $107,000
Highest Mortgage Loan Application Amount $999,000
Average Applicant Income $67,000
Highest Applicant Income $750,000

Mortgage Company List for Lending in Iosco County MI for 2009

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
INDEPENDENT MORTGAGE CO
230 W MAIN ST
IONIA, MI 48846
* $ 2,953,214,000 141 $ 14,117,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 140,777,455,000 90 $ 8,326,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,471,631,047,000 74 $ 8,617,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,746,242,000,000 69 $ 8,672,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 538,958,000,000 44 $ 5,244,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,227,040,000,000 36 $ 2,294,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 32,882,574,000 32 $ 4,458,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 26 $ 2,897,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 14,157,838,000 24 $ 2,692,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 117,978,966,000 21 $ 2,517,000
ARBOR MORTGAGE CORPORATION
2311 EAST BELTLINE AVE SE 200
GRAND RAPIDS, MI 49546
* $ 15,555,000 21 $ 2,058,000
FIFTH THIRD MORTGAGE, MI LLC
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 48,969,000 19 $ 2,227,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 18 $ 1,993,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 409,625,000 16 $ 640,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 16 $ 2,511,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 69,459,606,000 14 $ 1,648,000
INDEPENDENT BANK
4200 EAST BELTLINE
GRAND RAPIDS, MI 49525
* $ 2,953,214,000 13 $ 223,000
MEMBER FIRST MORTGAGE, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ 11,800,000 13 $ 947,000
CITIZENS BANK
328 S SAGINAW ST
FLINT, MI 48502
* $ 12,266,600,000 12 $ 1,473,000
CHEMICAL BANK
333 E MAIN STREET
MIDLAND, MI 48640
* $ 3,866,622,000 11 $ 832,000
THE HUNTINGTON NATIONAL BANK
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 53,586,626,000 11 $ 987,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 32,584,979,000 11 $ 1,613,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 11 $ 1,338,000
FIRST PLACE BANK
185 EAST MARKET
WARREN, OH 44481
* $ 3,311,463,000 10 $ 1,236,000
CF BANCORP MORTGAGE COMPANY
525 WATER STREET
PORT HURON, MI 48060
* $ 1,422,966,000 10 $ 1,220,000
CITIFINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 10 $ 528,000
FIFTH THIRD BANK
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 69,459,606,000 10 $ 672,000
WILDFIRE CREDIT UNION
6640 BAY RD
SAGINAW, MI 48604
* $ 454,334,000 9 $ 533,000
NEW YORK COMMUNITY BANK
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 30,307,736,000 8 $ 1,080,000
FINANCIAL PLUS CREDIT UNION
G-3381 VAN SLYKE RD, P.O. BOX 7006
FLINT, MI 48507
* $ 301,455,000 7 $ 452,000
GUARDIAN MORTGAGE COMPANY, INC
100 N. CENTRAL EXPRESSWAY SUITE 190
RICHARDSON, TX 75083
* $ 10,000,000 7 $ 560,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 7 $ 875,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 7 $ 678,000
DORT FINANCIAL CREDIT UNION
9048 HOLLY ROAD
GRAND BLANC, MI 48439
* $ 380,561,000 6 $ 510,000
MORTGAGE CENTER L.C
29621 NORTHWESTERN HWY
PLYMOUTH, MI 48034
* $ 30,000,000 6 $ 608,000
VAN DYK MORTGAGE CORPORATION
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 5 $ 508,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 7,047,356,000 5 $ 905,000
ONEWEST BANK, FSB
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 36,000,000,000 5 $ 696,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 21,270,147,000 5 $ 471,000
AMERA MORTGAGE CORPORATION
1050 CORPORATE OFFICE DR #200
MILFORD, MI 48381
* $ 1,300,000,000 5 $ 503,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 10,273,647,000 5 $ 368,000
MERRILL LYNCH CREDIT CORP
4500 PARK GRANADA CA7-910-01-24
CALABASAS, CA 91302
* $ 2,223,299,000 4 $ 512,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 261,775,591,000 4 $ 601,000
TOWNE MORTGAGE COMPANY
2170 E. BIG BEAVER ROAD, SUITE A
PLYMOUTH, MI 48083
* $ 10,000,000 4 $ 383,000
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION
100 PHOENIX DR, STE 300
PLYMOUTH, MI 48108
* $ 10,000,000 4 $ 737,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ 10,000,000 4 $ 539,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 4 $ 499,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 14,649,039,000 4 $ 347,000
MICHIGAN SCHOOLS AND GOVERNMENT
40400 GARFIELD ROAD
CLINTON TOWNSHIP, MI 48038
* $ 924,359,000 4 $ 359,000
GENISYS CREDIT UNION
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ 1,215,323,000 3 $ 155,000
WANIGAS CREDIT UNION
4026 SHATTUCK RD
SAGINAW, MI 48603
* $ 232,023,000 3 $ 325,000
SHORE MORTGAGE
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 3 $ 309,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 3 $ 250,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 3 $ 219,000
PLATINUM HOME MORTGAGE CORPORATION
2200 HICKS RD, STE 101
SPRINGFIELD, IL 60008
* $ 10,000,000 3 $ 464,000
TRANEX FINANCIAL INC.
26200 AMERICAN DRIVE
SOUTHFIELD, MI 48034
* $ 10,000,000 3 $ 320,000
COMERICA BANK
500 WOODWARD AVE - MC 3352
DETROIT, MI 48226
* $ 67,597,552,000 3 $ 642,000
HFC COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 3 $ 312,000
FIRST STATE MORTGAGE SERVICES, LLC
502 N HERSHEY ROAD
MENDOTA, IL 61704
* $ 327,995,000 3 $ 220,000
UNIVERSITY BANK
2015 WASHTENAW AVE
ANN ARBOR, MI 48104
* $ 129,691,000 3 $ 428,000
BANK OF ANN ARBOR
1333 W ANN ARBOR ROAD
ANN ARBOR, MI 48185
* $ 489,167,000 3 $ 555,000
MONARCH COMMUNITY BANK
375 N WILLOWBROOK RD
COLDWATER, MI 49036
* $ 291,479,000 2 $ 450,000
FIDELITY BANK
22290 MICHIGAN AVENUE
DEARBORN, MI 48124
* $ 1,119,647,000 2 $ 264,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,669,297,000 2 $ 176,000
WOLVERINE BANK FSB
5710 EASTMAN AVE
MIDLAND, MI 48640
* $ 318,836,000 2 $ 224,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 147,483,646,000 2 $ 214,000
PARAMOUNT BANK
31000 NORTHWESTERN HWY., #200
FARMINGTON HILLS, MI 48334
* $ 277,998,000 2 $ 226,000
WINTRUST MORTGAGE CORPORATION
660 MIDWEST RD SUITE 100
OAK BROOK TERRACE, IL 60181
* $ 300,000,000 2 $ 444,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,098,787,000 2 $ 145,000
RBS CITIZENS, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,725,957,000 2 $ 178,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 115,142,306,000 2 $ 9,000
SECURITY CREDIT UNION
5255 SECURITY PARK BLVD
HOLLY, MI 48442
* $ 347,261,000 2 $ 116,000
PRIMARY RESIDENTIAL MORTGAGE
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 2 $ 504,000
ASSURITY FINANCIAL SERVICES
6025 SOUTH QUEBEC STREET, #260
ENGLEWOOD, CO 80111
* $ 10,000,000 2 $ 251,000
QR LENDING INC
555 ZOR SHRINE PLACE
MADISON, WI 53719
* $ 1,093,327,000 2 $ 284,000
VIBE CREDIT UNION
1375 N OAKLAND BLVD
NOVI, MI 48327
* $ 140,126,000 2 $ 130,000
DFCU FINANCIAL
400 TOWN CENTER DRIVE
DEARBORN, MI 48126
* $ 2,140,880,000 2 $ 192,000
LAFCU
106 N MARKETPLACE BLVD
LANSING, MI 48917
* $ 479,688,000 2 $ 15,000
JOLT CREDIT UNION
6180 STATE STREET
SAGINAW, MI 48603
* $ 227,958,000 2 $ 215,000
DOW CREDIT UNION
600 E. LYON ROAD P.O. BOX 1649
MIDLAND, MI 48641
* $ 1,159,689,000 2 $ 336,000
COPOCO COMMUNITY CREDIT UNION
4265 E WILDER RD
BAY CITY, MI 48706
* $ 61,674,000 1 $ 55,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 36,351,625,000 1 $ 112,000
FINANCIALEDGE COMMUNITY CREDIT UNION
1199 S. EUCLID AVE.
BAY CITY, MI 48706
* $ 55,537,000 1 $ 26,000
LAKE HURON CREDIT UNION
1540 TITTABAWASSEE RD
SAGINAW, MI 48604
* $ 42,204,000 1 $ 136,000
UNITED FINANCIAL CREDIT UNION
4685 STATE ST.
SAGINAW, MI 48603
* $ 103,219,000 1 $ 40,000
ELGA CREDIT UNION
2303 S. CENTER ROAD
GRAND BLANC, MI 48519
* $ 254,315,000 1 $ 28,000
FAMILY FIRST CREDIT UNION
3550 TITTABAWASSEE
SAGINAW, MI 48604
* $ 57,311,000 1 $ 296,000
LAKE TRUST CREDIT UNION
4605 S OLD US HIGHWAY 23
BRIGHTON, MI 48114
* $ 665,197,000 1 $ 20,000
AMALGAMATED CREDIT UNION
4686 FASHION SQUARE BLVD.
SAGINAW, MI 48604
* $ 42,007,000 1 $ 999,000
EDUCATION FIRST CREDIT UNION
14170 PENNSYLVANIA
SOUTHGATE, MI 48195
* $ 71,093,000 1 $ 24,000
TEAM ONE CREDIT UNION
520 HAYDEN
SAGINAW, MI 48607
* $ 278,016,000 1 $ 48,000
VIBE
44575 W 12 MILE
NOVI, MI 48377
* $ 451,710,000 1 $ 51,000
COMMUNITY CHOICE
31155 NORTHWESTERN HWY
FARMINGTON HILLS, MI 48334
* $ 409,863,000 1 $ 42,000
HALLMARK HOME MORTGAGE, LLC
7421 COLDWATER ROAD
FORT WAYNE, IN 46825
* $ 2,915,000 1 $ 108,000
OXFORD LENDING GROUP, LLC
1 EAST CAMPUS VIEW BLVD STE #200
COLUMBUS, OH 43235
* $ 700,000,000 1 $ 151,000
RESIDENTIAL FINANCE CORP.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 1 $ 216,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 125,000
ADVIA FEDERAL CREDIT UNION
550 S RIVERVIEW DR
KALAMAZOO, MI 49004
* $ 169,149,000 1 $ 15,000
AMERICAN MORTGAGE CORPORATION
5180 FLUSHING RD.
FLUSHING, MI 48433
* $ 10,000,000 1 $ 84,000
WORLD ALLIANCE FINANCIAL CORP.
3 HUNTINGTON QUADRANGLE SUITE 201N
MELVILLE, NY 11747
* $ 389,397,000 1 $ 212,000
D & R MORTGAGE CORP
29870 MIDDLEBELT ROAD
FARMINGTON HILLS, MI 48334
* $ 10,000,000 1 $ 114,000
GREENSTONE FARM CREDIT SERVICES, FLCA
3515 WEST RD
EAST LANSING, MI 48823
* $ 10,000,000 1 $ 229,000
MORTGAGE RESEARCH CENTER, LLC
2101 CHAPEL PLAZA COURT SUITE 107
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 109,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 1 $ 49,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 256,000
EQUITY SERVICES, INC.
5711 SIX FORKS ROAD, STE 201
RALEIGH, NC 27609
* $ 10,000,000 1 $ 231,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ 10,000,000 1 $ 74,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 1 $ 114,000
NATIONWIDE MORTGAGE CONCEPTS,
40380 DESERT CREEK LANE
RANCHO MIRAGE, CA 92270
* $ 10,000,000 1 $ 113,000
MERIDIAS CAPITAL INCORPORATED
P.O. BOX 241429
CHARLOTTE, NC 28273
* $ 10,000,000 1 $ 113,000
LENOX FINANCIAL MORTGAGE CORPORATION
200 E. SANDPOINTE SUITE 800
SANTA ANA, CA 92707
* $ 39,000,000 1 $ 179,000
CITIZENS NATIONAL BANK
110 WEST COURT ST
PARIS, IL 61944
* $ 245,391,000 1 $ 89,000
LAKESTONE BANK & TRUST
83 W NEPESSING ST
LAPEER, MI 48446
* $ 256,139,000 1 $ 50,000
ACCESS NATIONAL MORTGAGE CORP
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 1 $ 110,000
THE SHELBY STATE BANK
242 N MICHIGAN AVE
SHELBY, MI 49455
* $ 175,658,000 1 $ 56,000
LEGENCE BANK
P.O. BOX 569
ELDORADO, IL 62930
* $ 161,522,000 1 $ 29,000
SIGNATURE BANK
1 E HURON AVE
BAD AXE, MI 48413
* $ 269,525,000 1 $ 52,000
CENTIER BANK
600 E 84TH AVENUE
WHITING, IN 46410
* $ 1,959,803,000 1 $ 32,000
CRESCENT MORTGAGE COMPANY
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 1,140,194,000 1 $ 311,000
TCB MORTGAGE LLC
4511 VAN DYKE
ALMONT, MI 48003
* $ 189,681,000 1 $ 163,000
MASON STATE BANK
322 S. JEFFERSON STREET, P.O. BOX 130
MASON, MI 48854
* $ 122,548,000 1 $ 110,000
FIRST STAR BANK, S.S.B.
109 S COMMERCE / PO BOX 7
BREMOND, TX 76629
* $ 171,486,000 1 $ 109,000
HOME SAVINGS OF AMERICA
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 427,899,000 1 $ 111,000
AMERICAN BANK
9001 EDMONSTON ROAD, SUITE 100
GREENBELT, MD 20770
* $ 529,592,000 1 $ 149,000
WACHOVIA MORTGAGE FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 69,166,325,000 1 $ 90,000
EVERHOME MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 1 $ 303,000
MORGAN STANLEY CREDIT CORP
75 N. FAIRWAY DR.
VERNON HILLS, IL 60061
* $ 36,000,000 1 $ 125,000
PENTAGON FEDERAL CREDIT UNION
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 12,942,945,000 1 $ 75,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 82,416,721,000 1 $ 300,000
AMERIPRISE BANK, FSB
707 2ND AVENUE SOUTH
MINNEAPOLIS, MN 55474
* $ 1,476,384,000 1 $ 180,000
UNITED MORTGAGE COMPANY-WASHTE
2723 S STATE ST
ANN ARBOR, MI 48106
* $ 177,163,000 1 $ 200,000
AFFILIATED MORTGAGE COMPANY
1301 HUDSON LANE
MONROE, LA 71201
* $ 212,423,000 1 $ 136,000
FENTURA MORTGAGE CORP
P O BOX 725
FENTON, MI 48430
* $ 295,000,000 1 $ 40,000
NPB MORTGAGE LLC
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 145,000,000 1 $ 41,000
COMMUNITY CENTRAL BANK
120 N. MAIN STREET
MOUNT CLEMENS, MI 48043
* $ 554,415,000 1 $ 146,000
ALLIED FIRST BANK,SB
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 158,384,000 1 $ 149,000
1ST STATE FINANCIAL, LTD.
PO BOX 1468
SAGINAW, MI 48605
* $ 137,981,000 1 $ 147,000
COMMUNITY STATE BANK
PO BOX 469
BIRCH RUN, MI 48415
* $ 186,958,000 1 $ 45,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 279,777,049,000 1 $ 109,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2009, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Iosco County MI in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 808 $96,237,000 $119,000 $999,000 $68,000 $604,000
Home Purchase 186 $15,116,000 $81,000 $360,000 $69,000 $750,000
Home Improvement 63 $2,629,000 $41,000 $169,000 $59,000 $564,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 861 $92,017,000 $106,000 $999,000 $71,000 $750,000
Not applicable 95 $9,921,000 $104,000 $285,000 $32,000 $294,000
Not Provided 84 $10,326,000 $122,000 $303,000 $62,000 $345,000
Asian 7 $870,000 $124,000 $310,000 $132,000 $421,000
Hispanic 6 $661,000 $110,000 $193,000 $73,000 $122,000
American Indian or Alaskan Native 4 $187,000 $46,000 $66,000 $39,000 $50,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 850 $92,050,000 $108,000 $999,000 $76,000 $750,000
FHA-insured (Federal Housing Administration) 159 $17,542,000 $110,000 $276,000 $36,000 $545,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 24 $1,663,000 $69,000 $146,000 $16,000 $54,000
VA-guaranteed (Veterans Administration) 24 $2,727,000 $113,000 $235,000 $20,000 $136,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 438 $48,406,000 $110,000 $999,000 $81,000 $750,000
Application Denied By Financial Institution 256 $25,970,000 $101,000 $417,000 $63,000 $564,000
Loan Purchased By The Institution 183 $20,171,000 $110,000 $362,000 $43,000 $330,000
Application Withdrawn By Applicant 97 $10,716,000 $110,000 $310,000 $61,000 $386,000
Application Approved But Not Accepted 65 $6,322,000 $97,000 $300,000 $72,000 $604,000
File Closed For Incompleteness 18 $2,397,000 $133,000 $305,000 $62,000 $223,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 83 $10,514,000 $126,000 $417,000 $78,000 $540,000
Credit History 37 $2,402,000 $64,000 $182,000 $42,000 $110,000
Debt-To-Income Ratio 35 $3,718,000 $106,000 $296,000 $34,000 $137,000
Credit Application Incomplete 16 $2,150,000 $134,000 $415,000 $63,000 $171,000
Other 16 $1,803,000 $112,000 $376,000 $98,000 $564,000
Unverifiable Information 6 $342,000 $57,000 $111,000 $118,000 $545,000
Employment History 2 $220,000 $110,000 $112,000 $111,000 $150,000
Insufficient Cash (Downpayment, Closing Cost) 2 $340,000 $170,000 $231,000 $90,000 $144,000
Mortgage Insurance Denied 1 $120,000 $120,000 $120,000 $51,000 $51,000

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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